Vadakkumcore Chits Private Limited
About Vadakkumcore Chits Private Limited
Data last updated:
Vadakkumcore Chits Private Limited is a private limited company based in Vaikom, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 16 November 1999 and has been in existence for over 27 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1999PTC013444. Its GSTIN is 32AADFV7605F1ZE (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹9.5 Lakh. It is led by directors Thankappan Kizhakketharayil Jayakumar (Managing Director) and Sidhardhan Narayanan (Whole-Time Director).
Its last annual general meeting (AGM) was held on 15 July 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Vaikom, Kerala.
As per the financials filed for FY 2026, the company reported a revenue of ₹50.04 Lakh, a decline of 1% compared to the previous year. For the same year it recorded a net profit of ₹1.23 Lakh (net margin 2.5%) and EBITDA of ₹1.83 Lakh (EBITDA margin 3.7%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 14% over five years.
Court records list 3 cases involving the company, including 1 filed by the company and 2 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vadakkumcore Chits Private Limited's registered office is in Vaikom, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address250/A Vadakkumcore Building, Kacherikavala Kochukavala Road, Vaikom, Kerala, India – 686141
- IndustryFinancial Services, Financial Activities
To see the full contact details of Vadakkumcore Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vadakkumcore Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vadakkumcore Chits Private Limited, buy the company report.
Financials of Vadakkumcore Chits Private Limited
FY 2026 filings availableVadakkumcore Chits Private Limited reported revenue of ₹50.04 Lakh (down 1% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 1% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 14%. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.83 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.23 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 3.7% | ||||
| Net Profit Margin | 2.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Vadakkumcore Chits Private Limited, buy the company report.
Board of directors of Vadakkumcore Chits Private Limited
Vadakkumcore Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thankappan Kizhakketharayil Jayakumar | Managing Director | 16 Nov 1999 | 26 Years 11 Months | Current |
| Sidhardhan Narayanan | Whole-Time Director | 15 May 2026 | 0 Years 5 Months | Current |
Peer comparison
Vadakkumcore Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Guruvijaya Kuri Company Limited | ₹50.57 Lakh (FY 2025) | 4.0% | Thrissur, Kerala, India | |||
| Deeba Travels Pvt Ltd | ₹50.56 Lakh (FY 2020) | -25.0% | New Delhi, Delhi, India | |||
| Chetna Suppliers Private Limited | ₹50.51 Lakh (FY 2017) | -84.0% | Kolkata, West Bengal, India | |||
| Pawan Parmeshwar Capital Private Limited | ₹50.5 Lakh (FY 2025) | -37.0% | Mumbai, Maharashtra, India | |||
| Shivtej Urban Multiple Nidhi Limited | ₹50.5 Lakh (FY 2024) | 17.0% | Beed, Maharashtra, India | |||
| Paul's Multideal Private Limited | ₹50.47 Lakh (FY 2025) | 95.0% | Siliguri, West Bengal, India | |||
| Arpy Asset Private Limited | ₹50.45 Lakh (FY 2024) | -22.0% | Kolkata, West Bengal, India | |||
| Prosavers Financial Services Private Limited | ₹50.4 Lakh (FY 2025) | 54.0% | Hyderabad, Telangana, India | |||
| Kay Aar Decobuild Private Limited | ₹50.4 Lakh (FY 2025) | -11.0% | Delhi, India | |||
| Biswahari Finvest Pvt Ltd | ₹50.36 Lakh (FY 2025) | 15.0% | Durgapur, West Bengal, India | |||
| Vadakkumcore Chits Private Limitedthis company | ₹50.04 Lakh (FY 2026) | ₹1.23 Lakh | 2.5% | -1.0% | Vaikom, Kerala, India |
To see the full peer comparison of Vadakkumcore Chits Private Limited, buy the company report.
Auditor
Vadakkumcore Chits Private Limited is audited by Namboodiri & Co. for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Namboodiri & Co. | FY 2017 | 007411S |
Shareholding
The shareholding of Vadakkumcore Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Vadakkumcore Chits Private Limited, buy the company report.
Legal cases
Vadakkumcore Chits Private Limited has 3 court cases on record: 1 filed by Vadakkumcore Chits, 2 filed against it. 1 case is pending and 2 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 2 | 0 |
| High courts | 1 | 0 | 1 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Appeal | Filed by the company against an individual | Pending |
| District court, Kottayam, Kerala | Appeal | Filed against the company by an individual | Disposed |
| District court, Kottayam, Kerala | Court case (IP) | Filed against the company by an individual | Disposed |
To see the full case history of Vadakkumcore Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vadakkumcore Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Vadakkumcore Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADFV7605F1ZE | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Vadakkumcore Chits Private Limited, buy the company report.
Recent activity
Vadakkumcore Chits Private Limited has 4 board changes on record since 1999: 3 appointments and 1 cessation. The latest: Sidhardhan Narayanan was appointed as Whole-Time Director on 15 May 2026.
Frequently asked questions
Vadakkumcore Chits is an active private limited company based in Vaikom, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 16 November 1999 (27+ years old) and is registered under CIN U65992KL1999PTC013444.
Vadakkumcore Chits has 2 current directors:
- Thankappan Kizhakketharayil Jayakumar - Managing Director
- Sidhardhan Narayanan - Whole-Time Director
The latest financial statements of Vadakkumcore Chits on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 15 July 2026. Year-wise statements from 2015 are in the company report.
The GSTIN of Vadakkumcore Chits is 32AADFV7605F1ZE, registered in Kerala.
The CIN (Corporate Identification Number) of Vadakkumcore Chits is U65992KL1999PTC013444. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vadakkumcore Chits has 3 court cases on record: 1 filed by the company and 2 filed against it. 1 is pending. Most are in the district courts.
Vadakkumcore Chits was incorporated on 16 November 1999, making it 27+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Vadakkumcore Chits by revenue are Guruvijaya Kuri Company Limited, Deeba Travels Pvt Ltd, Chetna Suppliers Private Limited, Pawan Parmeshwar Capital Private Limited, Shivtej Urban Multiple Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Sidhardhan Narayanan was appointed as Whole-Time Director on 15 May 2026. Anil Sachith ceased to be Director on 12 Nov 2019. Anil Sachith was appointed as Director on 16 Nov 1999. Vadakkumcore Chits has 4 board changes on record in total.
The registered office of Vadakkumcore Chits is at 250A Vadakkumcore Building, Kacherikavala Kochukavala Road, Vaikom, Kerala, India – 686141.
Vadakkumcore Chits operates in the financial services industry, in the financial activities segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
