Valurate Chits Private Limited
About Valurate Chits Private Limited
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Valurate Chits Private Limited is a private limited company based in Pala, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 31 December 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC035779.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Shaji Joseph (Managing Director) and Jose Joseph.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Xx/1093 First Floor Kattakayam Kunjamma Tower Main Road, Pala, Kerala, India – 686575.
As per the financials filed for FY 2025, the company reported a revenue of ₹21.16 Lakh, a decline of 11% compared to the previous year. For the same year it recorded a net profit of ₹83,210 (net margin 3.9%) and EBITDA of ₹1.16 Lakh (EBITDA margin 5.5%). Revenue has declined at a compounded annual rate (CAGR) of 7% over three years and 5% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Valurate Chits Private Limited's registered office is in Pala, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressXx/1093 First Floor Kattakayam Kunjamma Tower Main Road, Pala, Kerala, India – 686575
- IndustryFinancial Services, Financial Activities
To see the full contact details of Valurate Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Valurate Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Valurate Chits Private Limited, buy the company report.
Financials of Valurate Chits Private Limited
FY 2025 filings availableValurate Chits Private Limited reported revenue of ₹21.16 Lakh (down 11% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 5% over five years, including a 11% fall in the latest year. EBITDA fell 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.16 Lakh | ||||
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| Net Profit (PAT) | ₹83,210 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 5.5% | ||||
| Net Profit Margin | 3.9% | ||||
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To see the full financial statements and ratios of Valurate Chits Private Limited, buy the company report.
Board of directors of Valurate Chits Private Limited
Valurate Chits has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shaji Joseph | Managing Director | 31 Dec 2013 | 12 Years 9 Months | Current |
| Jose Joseph | Director | 31 Dec 2013 | 12 Years 9 Months | Current |
| Jojo Thudiyamplackal Joseph | Director | 02 Jan 2024 | 2 Years 9 Months | Current |
| Bose Joseph | Director | 25 Oct 2022 | 3 Years 11 Months | Current |
Peer comparison
Valurate Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ankit Fiscal Services Limited | ₹21.19 Lakh (FY 2025) | 46.0% | Kolkata, West Bengal, India | |||
| J R D Finance Ltd | ₹21.19 Lakh (FY 2019) | 45.0% | Kolkata, West Bengal, India | |||
| Aeshna Fabtex Private Limited | ₹21.18 Lakh (FY 2025) | 5.0% | Surat, Gujarat, India | |||
| Virutcham Chits Private Limited | ₹21.18 Lakh (FY 2019) | -5.0% | Hosur, Tamil Nadu, India | |||
| Am Finserv Private Limited | ₹21.17 Lakh (FY 2018) | -50.0% | Thane, Maharashtra, India | |||
| Valurate Chits Private Limitedthis company | ₹21.16 Lakh (FY 2025) | ₹83,210 | 3.9% | -11.0% | Pala, Kerala, India | |
| Yash Investment Consultants Private Limited | ₹21.16 Lakh (FY 2018) | 59.0% | New Delhi, Delhi, India | |||
| Nikhil Zaveri Exim Private Limited | ₹21.16 Lakh (FY 2025) | -46.0% | Mumbai, Maharashtra, India | |||
| Shivsukh Dealcomm Pvt.Ltd. | ₹21.16 Lakh (FY 2024) | -11.0% | Kolkata, West Bengal, India | |||
| Jaysingh Urban Multiple Nidhi Limited | ₹21.16 Lakh (FY 2021) | 377.0% | Jalna, Maharashtra, India | |||
| Mahagouri Aarthik Vyavastha Nidhi Limited | ₹21.15 Lakh (FY 2025) | 29.0% | Ernakulam, Kerala, India |
To see the full peer comparison of Valurate Chits Private Limited, buy the company report.
Auditor
Valurate Chits Private Limited is audited by BSJ & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| BSJ & ASSOCIATES | FY 2017 | 010560S |
Shareholding
The shareholding of Valurate Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Valurate Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Valurate Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Valurate Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Valurate Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Valurate Chits Private Limited has 8 board changes on record since 2013: 4 appointments and 4 cessations. The latest: Jojo Thudiyamplackal Joseph was appointed as Director on 02 Jan 2024.
Frequently asked questions
Valurate Chits is an active private limited company based in Pala, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 31 December 2013 (13+ years old) and is registered under CIN U65992KL2013PTC035779.
Valurate Chits has 4 current directors:
- Shaji Joseph - Managing Director
- Jose Joseph - Director
- Jojo Thudiyamplackal Joseph - Director
- Bose Joseph - Director
The latest financial statements of Valurate Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Valurate Chits is U65992KL2013PTC035779. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Valurate Chits was incorporated on 31 December 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Valurate Chits by revenue are Ankit Fiscal Services Limited, J R D Finance Ltd, Aeshna Fabtex Private Limited, Virutcham Chits Private Limited, Am Finserv Private Limited and 5 more, all in the same principal business activity (other financial activities).
Jojo Thudiyamplackal Joseph was appointed as Director on 02 Jan 2024. Bose Joseph ceased to be Additional Director on 29 Sep 2023. Bose Joseph was appointed as Director on 25 Oct 2022. Valurate Chits has 8 board changes on record in total.
The registered office of Valurate Chits is at Xx1093 First Floor Kattakayam Kunjamma Tower Main Road, Pala, Kerala, India – 686575.
Valurate Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Valurate Chits is compliant as of 29 July 2026. The company is actively filing with the Registrar of Companies.
Valurate Chits can be reached at its registered office: Xx1093 First Floor Kattakayam Kunjamma Tower Main Road, Pala, Kerala, India – 686575.