Vardhman Credit Pvt Ltd
About Vardhman Credit Pvt Ltd
Data last updated:
Vardhman Credit Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 30 April 1979 and has been in existence for over 47 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U01402WB1979PTC031999.
The company has an authorised share capital of ₹2.5 Cr and a paid-up capital of ₹2.01 Cr. It is led by directors including Anant Jain and Sarita Jain.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 10A R G Kar Road2Nd Floor, Kolkata, West Bengal, India – 700004.
As per the financials filed for FY 2025, the company reported a revenue of ₹20,300, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹4,450 (net margin 21.9%) and EBITDA of ₹4,450 (EBITDA margin 21.9%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years and 11% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vardhman Credit Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address is in the company report.
- Email
- Registered Address10A R G Kar Road2Nd Floor, Kolkata, West Bengal, India – 700004
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Vardhman Credit Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vardhman Credit is professional, scientific and technical. In detail, this covers management consultancy activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| M | Professional, Scientific and Technical | M3 | Management consultancy activities |
To see the full business activity and turnover split of Vardhman Credit Pvt Ltd, buy the company report.
Financials of Vardhman Credit Pvt Ltd
FY 2025 filings availableVardhman Credit Pvt Ltd reported revenue of ₹20,300 (up 13% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 13% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 11%. EBITDA rose 19% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹4,450 | ||||
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| Net Profit (PAT) | ₹4,450 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 21.9% | ||||
| Net Profit Margin | 21.9% | ||||
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To see the full financial statements and ratios of Vardhman Credit Pvt Ltd, buy the company report.
Board of directors of Vardhman Credit Pvt Ltd
Vardhman Credit has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anant Jain Also directs: Vardhman Dealcomm Pvt Ltd, Satabdi Insurance Broker Limited, Satabdi Finlease Pvt Ltd and 1 more | Director | 29 Jun 1992 | 34 Years 4 Months | Current |
| Sarita Jain Also directs: Vardhman Dealcomm Pvt Ltd | Director | 23 Nov 2004 | 21 Years 11 Months | Current |
| Prakash Chand Jain | Director | 18 Sep 1998 | 28 Years 1 Months | Current |
Auditor
Vardhman Credit Pvt Ltd is audited by R M M & ASSOCIATES for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R M M & ASSOCIATES | FY 2019 | 327045E |
Shareholding
The shareholding of Vardhman Credit Pvt Ltd is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Vardhman Credit Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Vardhman Credit Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vardhman Credit Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vardhman Credit Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vardhman Credit Pvt Ltd has 3 board changes on record since 1992: 3 appointments. The latest: Sarita Jain was appointed as Director on 23 Nov 2004.
Frequently asked questions
Vardhman Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 30 April 1979 (47+ years old) and is registered under CIN U01402WB1979PTC031999.
Vardhman Credit has 3 current directors:
- Anant Jain - Director
- Sarita Jain - Director
- Prakash Chand Jain - Director
The latest financial statements of Vardhman Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Vardhman Credit is U01402WB1979PTC031999. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vardhman Credit was incorporated on 30 April 1979, making it 47+ years old. It is registered with the Registrar of Companies, Kolkata.
Sarita Jain was appointed as Director on 23 Nov 2004. Prakash Chand Jain was appointed as Director on 18 Sep 1998. Anant Jain was appointed as Director on 29 Jun 1992.
The registered office of Vardhman Credit is at 10A R G Kar Road2Nd Floor, Kolkata, West Bengal, India – 700004.
Vardhman Credit operates in the financial services industry, in the diversified financial services segment.
The compliance status of Vardhman Credit is compliant as of 04 August 2026. The company is actively filing with the Registrar of Companies.
Vardhman Credit can be reached at its registered office: 10A R G Kar Road2Nd Floor, Kolkata, West Bengal, India – 700004.
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