Vilwesrer Chits Private Limited
About Vilwesrer Chits Private Limited
Data last updated:
Vilwesrer Chits Private Limited is a private limited company based in Tiruchirappalli, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 November 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65999TN2012PTC088567. Its GSTIN is 33AAECV3121G1ZS (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Kumarappan Natarajhan (Managing Director) and Unnamalai.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at No.D – 79/1 – B 8th Cross Thillainagar, Tiruchirappalli, Tamil Nadu, India – 620018.
As per the financials filed for FY 2025, the company reported a revenue of ₹48.01 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹2.42 Lakh (net margin 5%) and EBITDA of ₹3.76 Lakh (EBITDA margin 7.8%). Revenue has grown at a compounded annual rate (CAGR) of 3% over three years and 5% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vilwesrer Chits Private Limited's registered office is in Tiruchirappalli, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo.D – 79/1 – B 8th Cross Thillainagar, Tiruchirappalli, Tamil Nadu, India – 620018
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Vilwesrer Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vilwesrer Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vilwesrer Chits Private Limited, buy the company report.
Financials of Vilwesrer Chits Private Limited
FY 2024 filings availableVilwesrer Chits Private Limited reported revenue of ₹48.01 Lakh (down 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 5%. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹3.76 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹2.42 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.8% | ||||
| Net Profit Margin | 5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Vilwesrer Chits Private Limited, buy the company report.
Board of directors of Vilwesrer Chits Private Limited
Vilwesrer Chits has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kumarappan Natarajhan | Managing Director | 19 Nov 2012 | 13 Years 11 Months | Current |
| Unnamalai Also directs: Sri Unna Raja Chits Private Limited | Director | 19 Nov 2012 | 13 Years 11 Months | Current |
| Natarajhan Kumar Natarajan Also directs: Sri Unna Raja Chits Private Limited | Director | 19 Aug 2024 | 2 Years 2 Months | Current |
Peer comparison
Vilwesrer Chits Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Triplicane Vetri Chits Private Limited | ₹48.2 Lakh (FY 2024) | 5.0% | Chennai, Tamil Nadu, India | |||
| SS Shine India Nidhi Limited | ₹48.18 Lakh (FY 2025) | -8.0% | Fateh Pur, Uttar Pradesh, India | |||
| Lokanethra Nidhi Limited | ₹48.12 Lakh (FY 2025) | 1.0% | Pathanamthitta, Kerala, India | |||
| Vilwesrer Chits Private Limitedthis company | ₹48.01 Lakh (FY 2025) | ₹2.42 Lakh | 5% | -12.0% | Tiruchirappalli, Tamil Nadu, India | |
| Palay Roche A C A Chits Private Limited | ₹47.9 Lakh (FY 2024) | 13.0% | Madurai, Tamil Nadu, India | |||
| Saaketh Chits Private Limited | ₹47.66 Lakh (FY 2021) | 636.0% | Bangalore, Karnataka, India | |||
| Dhosthi Chits (Puvathoor) Private Limited | ₹47.33 Lakh (FY 2025) | 4.0% | Thrissur, Kerala, India |
To see the full peer comparison of Vilwesrer Chits Private Limited, buy the company report.
Auditor
Vilwesrer Chits Private Limited is audited by G.BALASUBRAMANIAN for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| G.BALASUBRAMANIAN | FY 2023 | 000352S |
Shareholding
The shareholding of Vilwesrer Chits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Vilwesrer Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Vilwesrer Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vilwesrer Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Vilwesrer Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAECV3121G1ZS | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Vilwesrer Chits Private Limited, buy the company report.
Recent activity
Vilwesrer Chits Private Limited has 4 board changes on record since 2012: 3 appointments and 1 cessation. The latest: Natarajhan Kumar Natarajan ceased to be Additional Director on 29 Sep 2024.
Frequently asked questions
Vilwesrer Chits is an active private limited company based in Tiruchirappalli, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 November 2012 (14+ years old) and is registered under CIN U65999TN2012PTC088567.
Vilwesrer Chits has 3 current directors:
- Kumarappan Natarajhan - Managing Director
- Unnamalai - Director
- Natarajhan Kumar Natarajan - Director
The latest financial statements of Vilwesrer Chits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Vilwesrer Chits is 33AAECV3121G1ZS, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Vilwesrer Chits is U65999TN2012PTC088567. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vilwesrer Chits was incorporated on 19 November 2012, making it 14+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Vilwesrer Chits by revenue are Triplicane Vetri Chits Private Limited, SS Shine India Nidhi Limited, Lokanethra Nidhi Limited, Palay Roche A C A Chits Private Limited, Saaketh Chits Private Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Natarajhan Kumar Natarajan ceased to be Additional Director on 29 Sep 2024. Natarajhan Kumar Natarajan was appointed as Director on 19 Aug 2024. Kumarappan Natarajhan was appointed as Managing Director on 19 Nov 2012. Vilwesrer Chits has 4 board changes on record in total.
The registered office of Vilwesrer Chits is at No.D – 791 – B 8th Cross Thillainagar, Tiruchirappalli, Tamil Nadu, India – 620018.
Vilwesrer Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Vilwesrer Chits is compliant as of 22 July 2026. The company is actively filing with the Registrar of Companies.