Vishesh Credits Private Limited
About Vishesh Credits Private Limited
Data last updated:
Vishesh Credits Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 22 July 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100DL1993PTC054558.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹4.14 Cr. It is led by directors including Satinderjeet Singh Sandhu and Sarita Sandhu.
Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at H – 3 Second Floor Suneja Chamber Alaknanda Commercial Complex, Alaknanda, New Delhi, Delhi, India – 110019.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.87 Lakh, a decline of 41% compared to the previous year. For the same year it recorded a net loss of ₹7.85 Lakh (net margin -99.7%) and EBITDA of ₹2.76 Lakh (EBITDA margin 35%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 18% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Vishesh Credits has one previous CIN (Corporate Identification Number): U74899DL1993PTC054558. The current CIN is U65100DL1993PTC054558, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL1993PTC054558 | Current |
| U74899DL1993PTC054558 | Previous |
Contact details
Vishesh Credits Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressH – 3 Second Floor Suneja Chamber Alaknanda Commercial Complex, Alaknanda, New Delhi, Delhi, India – 110019
- IndustryFinancial Services, NBFC
To see the full contact details of Vishesh Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vishesh Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vishesh Credits Private Limited, buy the company report.
Financials of Vishesh Credits Private Limited
FY 2025 filings availableVishesh Credits Private Limited reported revenue of ₹7.87 Lakh (down 41% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 18% over five years, including a 41% fall in the latest year. EBITDA fell 69% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹2.76 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | -₹7.85 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 35% | ||||
| Net Profit Margin | -99.7% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Vishesh Credits Private Limited, buy the company report.
Board of directors of Vishesh Credits Private Limited
Vishesh Credits has 5 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sarita Sandhu Also directs: Sirmaur Craft Food Private Limited, Morning Side Hotels Private Limited, Ultra Portfolio Management Private Limited and 5 more | Additional Director | 31 Mar 2025 | 1 Years 7 Months | Current |
| Manjit Kaur Also directs: Sirmaur Craft Food Private Limited, Morning Side Hotels Private Limited, Ultra Portfolio Management Private Limited and 5 more | Additional Director | 31 Mar 2025 | 1 Years 7 Months | Current |
| Ajay Kumar Anchal | Additional Director | 15 Jan 2025 | 1 Years 9 Months | Current |
| Satinderjeet Singh Sandhu Also directs: Sirmaur Craft Food Private Limited, Morning Side Hotels Private Limited, Ultra Portfolio Management Private Limited and 5 more | Director | 27 Aug 1998 | 28 Years 2 Months | Current |
| Angad Sandhu Also directs: Sirmaur Craft Food Private Limited, Morning Side Hotels Private Limited, Ultra Portfolio Management Private Limited and 5 more | Additional Director | 27 Aug 2025 | 1 Years 2 Months | Current |
Auditor
Vishesh Credits Private Limited is audited by S C VERMA & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S C VERMA & ASSOCIATES | FY 2023 | 004180N |
Shareholding
The shareholding of Vishesh Credits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Vishesh Credits Private Limited, buy the company report.
Legal cases
Vishesh Credits Private Limited has 1 court case on record: 1 filed by Vishesh Credits. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Delhi | Writ petition | Filed by the company against Reserve Bank of India & Anr. | Disposed |
To see the full case history of Vishesh Credits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vishesh Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vishesh Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vishesh Credits Private Limited has 8 board changes on record since 1998: 5 appointments and 3 cessations. The latest: Angad Sandhu was appointed as Additional Director on 27 Aug 2025.
Frequently asked questions
Vishesh Credits is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 22 July 1993 (33+ years old) and is registered under CIN U65100DL1993PTC054558.
Vishesh Credits has 5 current directors:
- Sarita Sandhu - Additional Director
- Manjit Kaur - Additional Director
- Ajay Kumar Anchal - Additional Director
- Satinderjeet Singh Sandhu - Director
- Angad Sandhu - Additional Director
The latest financial statements of Vishesh Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Vishesh Credits is U65100DL1993PTC054558. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vishesh Credits has 1 court case on record: 1 filed by the company.
Vishesh Credits was incorporated on 22 July 1993, making it 33+ years old. It is registered with the Registrar of Companies, Delhi.
Angad Sandhu was appointed as Additional Director on 27 Aug 2025. Manjit Kaur was appointed as Additional Director on 31 Mar 2025. Sarita Sandhu was appointed as Additional Director on 31 Mar 2025. Vishesh Credits has 8 board changes on record in total.
The registered office of Vishesh Credits is at H – 3 Second Floor Suneja Chamber Alaknanda Commercial Complex, Alaknanda, New Delhi, Delhi, India – 110019.
Vishesh Credits operates in the financial services industry, in the nbfc segment.
The compliance status of Vishesh Credits is compliant as of 04 July 2026. The company is actively filing with the Registrar of Companies.
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