About VSC Finance Private Limited
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VSC Finance Private Limited is a private limited company based in Bilaspur, Chhattisgarh, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 03 August 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Chhattisgarh, under CIN U65921CT1994PTC015232.
The company has an authorised share capital of ₹2.5 Cr and a paid-up capital of ₹2.19 Cr. It is led by directors Reenu Sharma and Ajay Kumar Sharma.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C – Block Siyaram Appartment Mungeli Road Mangla Chowk, Bilaspur, Chhattisgarh, India – 495001.
As per the financials filed for FY 2024, the company reported a revenue of ₹94.39 Lakh, a decline of 11% compared to the previous year. For the same year it recorded a net profit of ₹1.73 Lakh (net margin 1.8%) and EBITDA of ₹7.34 Lakh (EBITDA margin 7.8%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years and 2% over five years.
Court records list 38 cases involving the company, including 38 filed by the company; 6 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vscfinancepvtltd.com.
Company details
CIN history
VSC Finance has one previous CIN (Corporate Identification Number): U65921CT2002PTC015232. The current CIN is U65921CT1994PTC015232, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921CT1994PTC015232 | Current |
| U65921CT2002PTC015232 | Previous |
Contact details
VSC Finance Private Limited's registered office is in Bilaspur, Chhattisgarh. Its website is vscfinancepvtltd.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressC – Block Siyaram Appartment Mungeli Road Mangla Chowk, Bilaspur, Chhattisgarh, India – 495001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of VSC Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of VSC Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of VSC Finance Private Limited, buy the company report.
Financials of VSC Finance Private Limited
FY 2025 filings availableVSC Finance Private Limited reported revenue of ₹94.39 Lakh (down 11% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 11% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 2%. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹7.34 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹1.73 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.8% | ||||
| Net Profit Margin | 1.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of VSC Finance Private Limited, buy the company report.
Board of directors of VSC Finance Private Limited
VSC Finance has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Reenu Sharma | Director | 30 Jan 2010 | 16 Years 9 Months | Current |
| Ajay Kumar Sharma | Director | 06 Nov 2009 | 17 Years 0 Months | Current |
Peer comparison
VSC Finance Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Krishna Finmart Private Limited | ₹94.44 Lakh (FY 2024) | 554.0% | Ajmer, Rajasthan, India | |||
| Taurus Commercial Services Pvt.Ltd. | ₹94.44 Lakh (FY 2025) | -2.0% | Kolkata, West Bengal, India | |||
| VSC Finance Private Limitedthis company | ₹94.39 Lakh (FY 2024) | ₹1.73 Lakh | 1.8% | -11.0% | Bilaspur, Chhattisgarh, India | |
| Binod Resources Pvt. Ltd. | ₹94.21 Lakh (FY 2025) | 17.0% | Kolkata, West Bengal, India |
To see the full peer comparison of VSC Finance Private Limited, buy the company report.
Auditor
VSC Finance Private Limited is audited by SAMEER SINGH AND ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SAMEER SINGH AND ASSOCIATES | FY 2023 | 008664C |
Shareholding
The shareholding of VSC Finance Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of VSC Finance Private Limited, buy the company report.
Legal cases
VSC Finance Private Limited has 38 court cases on record: 38 filed by VSC Finance. 6 cases are pending and 32 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 38 | 0 | 6 |
Cases on record (5 of 38)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Bilaspur, Chhattisgarh | Court case (NEGO.INST.Act) | Filed by the company against an individual | Pending |
| District court, Bilaspur, Chhattisgarh | Court case (NEGO.INST.Act) | Filed by the company against individuals | Pending |
| District court, Bilaspur, Chhattisgarh | Court case (NEGO.INST.Act) | Filed by the company against individuals | Pending |
| District court, Bilaspur, Chhattisgarh | Court case (NEGO.INST.Act) | Filed by the company against Sahu Traders and Other and 1 other | Pending |
| District court, Bilaspur, Chhattisgarh | Court case (NEGO.INST.Act) | Filed by the company against individuals | Pending |
To see the full case history of VSC Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for VSC Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for VSC Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
VSC Finance Private Limited has 5 board changes on record since 2009: 2 appointments and 3 cessations. The latest: Vinay Kumar Singh ceased to be Director on 21 Nov 2016.
Frequently asked questions
VSC Finance is an active private limited company based in Bilaspur, Chhattisgarh, India. The company works in nbfc, within the financial services industry. It was incorporated on 03 August 1994 (32+ years old) and is registered under CIN U65921CT1994PTC015232.
VSC Finance has 2 current directors:
- Reenu Sharma - Director
- Ajay Kumar Sharma - Director
The latest financial statements of VSC Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of VSC Finance is U65921CT1994PTC015232. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
VSC Finance has 38 court cases on record: 38 filed by the company. 6 are pending.
VSC Finance was incorporated on 03 August 1994, making it 32+ years old. It is registered with the Registrar of Companies, Chhattisgarh.
The peers of VSC Finance by revenue are Krishna Finmart Private Limited, Taurus Commercial Services Pvt.Ltd, Binod Resources Pvt. Ltd, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (financial and credit leasing activities).
Vinay Kumar Singh ceased to be Director on 21 Nov 2016. Preeti Chowhan ceased to be Director on 04 May 2010. Virendra Singh Chowhan ceased to be Director on 04 May 2010. VSC Finance has 5 board changes on record in total.
VSC Finance can be reached through the website vscfinancepvtltd.com. Its registered office is in Bilaspur, Chhattisgarh, India.
The registered office of VSC Finance is at C – Block Siyaram Appartment Mungeli Road Mangla Chowk, Bilaspur, Chhattisgarh, India – 495001.
VSC Finance operates in the financial services industry, in the nbfc segment.
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