Xavier Nidhi Limited
About Xavier Nidhi Limited
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Xavier Nidhi Limited is a nidhi company based in Nagercoil, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 22 May 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1996PLC035502.
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹2.28 Cr. It is led by directors including Mudiappan Stephen (Managing Director) and Siluvai Pillai Johnson.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Assisi Campus, Nagercoil, Tamil Nadu, India – 629001.
As per the financials filed for FY 2024, the company reported a revenue of ₹27.13 Cr, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹1.74 Cr (net margin 6.4%) and EBITDA of ₹23.7 Cr (EBITDA margin 87.4%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 20% over five years.
Court records list 3 cases involving the company, including 3 filed by the company; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Xavier Nidhi Limited's registered office is in Nagercoil, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressAssisi Campus, Nagercoil, Tamil Nadu, India – 629001
- IndustryFinancial Services, Financial Activities
To see the full contact details of Xavier Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Xavier Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Xavier Nidhi Limited, buy the company report.
Financials of Xavier Nidhi Limited
FY 2025 filings availableXavier Nidhi Limited reported revenue of ₹27.13 Cr (up 5% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 5% growth in the latest year. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹23.7 Cr | ||||
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| Net Profit (PAT) | ₹1.74 Cr | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 87.4% | ||||
| Net Profit Margin | 6.4% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Xavier Nidhi Limited, buy the company report.
Board of directors of Xavier Nidhi Limited
Xavier Nidhi has 5 current directors and 16 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Siluvai Pillai Johnson | Director | 16 Sep 2019 | 7 Years 1 Months | Current |
| Antony Savari Muthu Sahaya Anand | Director | 09 Nov 2022 | 4 Years 0 Months | Current |
| Stalin Sahaya Seelan Mamanose | Director | 07 Feb 2024 | 2 Years 9 Months | Current |
| Jeniber Edison | Additional Director | 07 Feb 2024 | 2 Years 9 Months | Current |
| Mudiappan Stephen | Managing Director | 14 Jun 2025 | 1 Years 4 Months | Current |
Peer comparison
Xavier Nidhi Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Maxvalue Nidhi Limited | ₹29.24 Cr (FY 2023) | 19.0% | Thrissur, Kerala, India | |||
| Srifin Credit Private Limited | ₹28.1 Cr (FY 2025) | 920.0% | Hyderabad, Telangana, India | |||
| Neeladri Chit Fund Pvt Ltd. | ₹27.47 Cr (FY 2025) | 6.0% | Hyderabad, Telangana, India | |||
| Xavier Nidhi Limitedthis company | ₹27.13 Cr (FY 2024) | ₹1.74 Cr | 6.4% | 5.0% | Nagercoil, Tamil Nadu, India | |
| Kannattu Finance Nidhi Limited | ₹25.1 Cr (FY 2025) | 0.0% | Chengannur, Kerala, India | |||
| Surabhi Chits Limited | ₹23.74 Cr (FY 2019) | -3.0% | Bangalore, Karnataka, India | |||
| Paraspara Sahaya Nidhi (Perambur) Ltd. | ₹22.92 Cr (FY 2021) | 11.0% | Tamil Nadu, India | |||
| Amrat Chits (India) Private Limited | ₹21.62 Cr (FY 2025) | 19.0% | Hyderabad, Telangana, India | |||
| Valluvanadu Nidhi Limited | ₹21.45 Cr (FY 2024) | -23.0% | Manjeri, Kerala, India |
To see the full peer comparison of Xavier Nidhi Limited, buy the company report.
Auditor
Xavier Nidhi Limited is audited by A. John Moris & Co for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A. John Moris & Co | FY 2017 | 007220S |
Shareholding
The shareholding of Xavier Nidhi Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Xavier Nidhi Limited, buy the company report.
Legal cases
Xavier Nidhi Limited has 3 court cases on record: 3 filed by Xavier Nidhi. 2 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 3 | 0 | 2 |
Cases on record (2 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Madras High Court | Interim or miscellaneous application | Filed by the company against Union of India | Pending |
| Madras High Court | Writ petition | Filed by the company against Union of India | Disposed |
To see the full case history of Xavier Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Xavier Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Xavier Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Xavier Nidhi Limited has 21 board changes on record since 2008: 5 appointments and 16 cessations. The latest: Mudiappan Stephen ceased to be Additional Director on 10 Jul 2025.
12 earlier events are in the company report.
Frequently asked questions
Xavier Nidhi is an active nidhi company based in Nagercoil, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 22 May 1996 (30+ years old) and is registered under CIN U65991TN1996PLC035502.
Xavier Nidhi has 5 current directors:
- Mudiappan Stephen - Managing Director
- Siluvai Pillai Johnson - Director
- Antony Savari Muthu Sahaya Anand - Director
- Stalin Sahaya Seelan Mamanose - Director
- Jeniber Edison - Additional Director
The latest financial statements of Xavier Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Xavier Nidhi is U65991TN1996PLC035502. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Xavier Nidhi has 3 court cases on record: 3 filed by the company. 2 are pending.
Xavier Nidhi was incorporated on 22 May 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Xavier Nidhi by revenue are Maxvalue Nidhi Limited, Srifin Credit Private Limited, Neeladri Chit Fund Pvt Ltd, Kannattu Finance Nidhi Limited, Surabhi Chits Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Mudiappan Stephen ceased to be Additional Director on 10 Jul 2025. Mudiappan Stephen was appointed as Managing Director on 14 Jun 2025. Jeniber Edison ceased to be Additional Director on 29 Sep 2024. Xavier Nidhi has 21 board changes on record in total.
The registered office of Xavier Nidhi is at Assisi Campus, Nagercoil, Tamil Nadu, India – 629001.
Xavier Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Xavier Nidhi is compliant as of 17 August 2026. The company is actively filing with the Registrar of Companies.
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