Aajivika Micro Credit Association
About Aajivika Micro Credit Association
Data last updated: 25 February 2026
Aajivika Micro Credit Association is a private not for profit company based in Varanasi, Uttar Pradesh, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 07 October 2015, the company has been in operation for over 11 years.
Registered with ROC Uttar Pradesh under CIN U67190UP2015NPL073722.
Capital: an authorised share capital of ₹50 Lakh and a paid-up capital of ₹36.17 Lakh. It is led by directors including Siddhartha Pandey and Shailendra Kumar Tripathi.
Last AGM: 30 September 2019. Financial statements filed for year ended 31 March 2019. Office: Lane No. 8 Bhakti Nagar Colony, Varanasi, Uttar Pradesh, India – 221002.
As per the financials filed for FY 2019, the company reported a revenue of ₹25.44 Lakh, reflecting significant growth compared to the previous year.
As per MCA filings, the company has open charges of ₹1.1 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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Registered AddressLane No. 8 Bhakti Nagar Colony, Varanasi, Uttar Pradesh, India – 221002
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IndustryFinancial Services, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
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Business Activity of Aajivika Micro Credit Association
Aajivika Micro Credit Association is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Aajivika Micro Credit Association
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
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Verified entity values are shown only after access is granted.
Auditor Details of Aajivika Micro Credit Association
Aajivika Micro Credit Association is audited by A R S S & CO for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| A R S S & CO | Locked | Locked | Locked |
Complete auditor history for Aajivika Micro Credit Association
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Aajivika Micro Credit Association
Aajivika Micro Credit Association is currently managed by 6 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Siddhartha Pandey | Director | 13 Dec 2017 | 8 Years 7 Months | Current |
| Shailendra Kumar Tripathi | Director | 07 Oct 2015 | 10 Years 10 Months | Current |
| Atul Kamal | Director | 07 Oct 2015 | 10 Years 10 Months | Current |
| Pavan Kumar Dubey | Director | 25 May 2017 | 9 Years 2 Months | Current |
| Abhishek Kumar | Director | 07 Oct 2015 | 10 Years 10 Months | Current |
| Abhinav Kamal | Director | 13 Dec 2017 | 8 Years 7 Months | Current |
Financials of Aajivika Micro Credit Association FY 2019 filings available
Aajivika Micro Credit Association reported revenue of ₹25.44 Lakh (up 296.00% YoY) for FY 2019.
Ten-year financial statements for Aajivika Micro Credit Association
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Aajivika Micro Credit Association
Shareholding and ownership data for Aajivika Micro Credit Association
Promoter, institutional, public, and beneficial ownership values require an active report plan.
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Charges & Borrowings of Aajivika Micro Credit Association
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 Aug 2018 | Others | ₹10 Lakh | Open |
| 26 Feb 2018 | Uco Bank | ₹1 Cr | Open |
Total charge records: 2 View all charges
Employees and EPFO Compliance at Aajivika Micro Credit Association
View historical data on people associated with Aajivika Micro Credit Association, including employment history and EPFO contributions.
Employee and EPFO history for Aajivika Micro Credit Association
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
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GST Compliance of Aajivika Micro Credit Association
GST registrations and filing compliance for Aajivika Micro Credit Association
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Credit Ratings, Litigation & Regulatory Alerts for Aajivika Micro Credit Association
Credit ratings, litigation, and regulatory alerts for Aajivika Micro Credit Association
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- Rating history
- Court and tribunal cases
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MSME Payment Delays by Aajivika Micro Credit Association
MSME payment history for Aajivika Micro Credit Association
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
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Subsidiaries & Group Companies of Aajivika Micro Credit Association
Corporate group structure for Aajivika Micro Credit Association
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MCA Filings & Documents of Aajivika Micro Credit Association
MCA filings and documents for Aajivika Micro Credit Association
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
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Recent Activity on Aajivika Micro Credit Association
Frequently Asked Questions about Aajivika Micro Credit Association
Aajivika Micro Credit Association is an active private not for profit company in the financial services sector based in Varanasi, Uttar Pradesh, India. It was incorporated on 07 October 2015 (11+ years old) and is registered under CIN U67190UP2015NPL073722.
Aajivika Micro Credit Association reported revenue of ₹25.44 Lakh for FY 2019 (up 296.00% YoY).
The current directors of Aajivika Micro Credit Association are:
- Siddhartha Pandey - Director
- Shailendra Kumar Tripathi - Director
- Atul Kamal - Director
- Pavan Kumar Dubey - Director
- Abhishek Kumar - Director
- Abhinav Kamal - Director
The primary industry of Aajivika Micro Credit Association is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Aajivika Micro Credit Association can be reached at the registered office: Lane No. 8 Bhakti Nagar Colony, Varanasi, Uttar Pradesh, India – 221002.
The authorised capital is ₹50 Lakh, and the paid-up capital is ₹36.17 Lakh.