Aarambh Micro Credit Forum
About Aarambh Micro Credit Forum
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Aarambh Micro Credit Forum is a private not for profit company based in Unnao, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 24 July 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65990UP2017NPL095298.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Raghvendra Singh and Abhay Pratap.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Unnao, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.5 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹2.17 Lakh (net margin -9.6%) and EBITDA of -₹1.49 Lakh (EBITDA margin -6.6%). Revenue has grown at a compounded annual rate (CAGR) of 67% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Aarambh Micro Credit Forum's registered office is in Unnao, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressH No 20, Baunamau, Unnao, Uttar Pradesh, India – 209801
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Aarambh Micro Credit Forum, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aarambh Micro Credit Forum is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aarambh Micro Credit Forum, buy the company report.
Financials of Aarambh Micro Credit Forum
FY 2025 filings availableAarambh Micro Credit Forum reported revenue of ₹22.5 Lakh (up 181% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 67% over five years, including 181% growth in the latest year. EBITDA fell 169% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹1.49 Lakh | ||||
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| Net Profit (PAT) | -₹2.17 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | -6.6% | ||||
| Net Profit Margin | -9.6% | ||||
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To see the full financial statements and ratios of Aarambh Micro Credit Forum, buy the company report.
Board of directors of Aarambh Micro Credit Forum
Aarambh Micro Credit Forum has 5 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Raghvendra Singh | Director | 05 May 2023 | 3 Years 5 Months | Current |
| Abhay Pratap | Director | 02 Sep 2023 | 3 Years 1 Months | Current |
| Deepti Dhawan | Director | 06 Sep 2023 | 3 Years 1 Months | Current |
| Komal Jignesh Juthani Also directs: Chauhanbrothers Social Foundation | Director | 20 Oct 2023 | 3 Years 0 Months | Current |
| Dev Pratap | Director | 08 May 2023 | 3 Years 5 Months | Current |
Peer comparison
Aarambh Micro Credit Forum is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sree Sournammal Chit Funds Private Limited | ₹22.55 Lakh (FY 2025) | 30.0% | Coimbatore, Tamil Nadu, India | |||
| Ratna Keerthi Chitfund Private Limited | ₹22.54 Lakh (FY 2025) | -9.0% | Hyderabad, Telangana, India | |||
| Shwetav Nidhi Limited | ₹22.5 Lakh (FY 2025) | -88.0% | Darbhanga, Bihar, India | |||
| Srinivasa Chit Funds Private Limited | ₹22.5 Lakh (FY 2024) | -2.0% | Tirunelveli, Tamil Nadu, India | |||
| Aarambh Micro Credit Forumthis company | ₹22.5 Lakh (FY 2025) | -₹2.17 Lakh | -9.6% | 181.0% | Unnao, Uttar Pradesh, India | |
| JSN Micro Finance Federation | ₹22.39 Lakh (FY 2021) | 64.0% | Lucknow, Uttar Pradesh, India | |||
| SLV Arohana Chit Funds Private Limited | ₹22.28 Lakh (FY 2025) | -7.0% | Hyderaabd, Telangana, India | |||
| Acshaya General Chits Private Limited | ₹22.16 Lakh (FY 2019) | -58.0% | Tamil Nadu, India |
To see the full peer comparison of Aarambh Micro Credit Forum, buy the company report.
Legal cases
No court or tribunal cases involving Aarambh Micro Credit Forum are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aarambh Micro Credit Forum; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Aarambh Micro Credit Forum; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Aarambh Micro Credit Forum has 15 board changes on record since 2017: 10 appointments and 5 cessations. The latest: Bibhudatta Mohanty ceased to be Director on 20 Oct 2023.
6 earlier events are in the company report.
Frequently asked questions
Aarambh Micro Credit Forum is an active private not for profit company based in Unnao, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 24 July 2017 (9+ years old) and is registered under CIN U65990UP2017NPL095298.
Aarambh Micro Credit Forum has 5 current directors:
- Raghvendra Singh - Director
- Abhay Pratap - Director
- Deepti Dhawan - Director
- Komal Jignesh Juthani - Director
- Dev Pratap - Director
The latest financial statements of Aarambh Micro Credit Forum on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Aarambh Micro Credit Forum is U65990UP2017NPL095298. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aarambh Micro Credit Forum was incorporated on 24 July 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Aarambh Micro Credit Forum by revenue are Sree Sournammal Chit Funds Private Limited, Ratna Keerthi Chitfund Private Limited, Shwetav Nidhi Limited, Srinivasa Chit Funds Private Limited, JSN Micro Finance Federation and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Bibhudatta Mohanty ceased to be Director on 20 Oct 2023. Debajyoti Bora ceased to be Director on 20 Oct 2023. Komal Jignesh Juthani was appointed as Director on 20 Oct 2023. Aarambh Micro Credit Forum has 15 board changes on record in total.
The registered office of Aarambh Micro Credit Forum is at H No 20, Baunamau, Unnao, Uttar Pradesh, India – 209801.
Aarambh Micro Credit Forum operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Aarambh Micro Credit Forum is compliant as of 25 July 2026. The company is actively filing with the Registrar of Companies.
Aarambh Micro Credit Forum can be reached at its registered office: H No 20, Baunamau, Unnao, Uttar Pradesh, India – 209801.