Aardee Credits Pvt Ltd
About Aardee Credits Pvt Ltd
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Aardee Credits Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 05 March 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51226WB1990PTC048516.
The company has an authorised share capital of ₹3.25 Cr and a paid-up capital of ₹3.22 Cr. It is led by directors Shashwat Agrawal and Sanjay Kumar Agrawal.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat – 4A 4th Floor 188/1B Manicktala Main Road, Kolkata, West Bengal, India – 700054.
As per the financials filed for FY 2025, the company reported a revenue of ₹81.47 Lakh, a decline of 13% compared to the previous year. For the same year it recorded a net profit of ₹32.82 Lakh (net margin 40.3%) and EBITDA of ₹40.33 Lakh (EBITDA margin 49.5%). Revenue has grown at a compounded annual rate (CAGR) of 26% over three years and 14% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Aardee Credits Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressFlat – 4A 4th Floor 188/1B Manicktala Main Road, Kolkata, West Bengal, India – 700054
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Aardee Credits Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aardee Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aardee Credits Pvt Ltd, buy the company report.
Financials of Aardee Credits Pvt Ltd
FY 2025 filings availableAardee Credits Pvt Ltd reported revenue of ₹81.47 Lakh (down 13% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 13% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 14%. EBITDA fell 52% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹40.33 Lakh | ||||
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| Net Profit (PAT) | ₹32.82 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 49.5% | ||||
| Net Profit Margin | 40.3% | ||||
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To see the full financial statements and ratios of Aardee Credits Pvt Ltd, buy the company report.
Board of directors of Aardee Credits Pvt Ltd
Aardee Credits has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shashwat Agrawal | Director | 26 May 2021 | 5 Years 5 Months | Current |
| Sanjay Kumar Agrawal Also directs: Abro Chimique Private Limited, Rukmani Power and Steel Private Limited, Bearbull Distributors Pvt.Ltd. and 1 more | Director | 01 Apr 2006 | 20 Years 6 Months | Current |
Peer comparison
Aardee Credits Pvt Ltd is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Trichy Sri Amman Finance Private Limited | ₹81.82 Lakh (FY 2020) | -34.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Shubhdeep Finance Company Private Limited | ₹81.48 Lakh (FY 2025) | 38.0% | Jaipur, Rajasthan, India | |||
| Aardee Credits Pvt Ltdthis company | ₹81.47 Lakh (FY 2025) | ₹32.82 Lakh | 40.3% | -13.0% | Kolkata, West Bengal, India | |
| Ensiaar Finvest Private Limited | ₹81.44 Lakh (FY 2025) | 40.0% | New Delhi, Delhi, India | |||
| Nem Sagar Resources Pvt.Ltd. | ₹81.28 Lakh (FY 2025) | 36.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Aardee Credits Pvt Ltd, buy the company report.
Auditor
Aardee Credits Pvt Ltd is audited by ANKUR JAJODIA & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ANKUR JAJODIA & CO | FY 2021 | 018063C |
Shareholding
The shareholding of Aardee Credits Pvt Ltd is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Aardee Credits Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Aardee Credits Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aardee Credits Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Aardee Credits Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Aardee Credits Pvt Ltd has 6 board changes on record since 2006: 2 appointments and 4 cessations. The latest: Brijlata Agrawal ceased to be Director on 28 Feb 2022.
Frequently asked questions
Aardee Credits is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 05 March 1990 (36+ years old) and is registered under CIN U51226WB1990PTC048516.
Aardee Credits has 2 current directors:
- Shashwat Agrawal - Director
- Sanjay Kumar Agrawal - Director
The latest financial statements of Aardee Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Aardee Credits is U51226WB1990PTC048516. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aardee Credits was incorporated on 05 March 1990, making it 36+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Aardee Credits by revenue are Trichy Sri Amman Finance Private Limited, Shubhdeep Finance Company Private Limited, Ensiaar Finvest Private Limited, Nem Sagar Resources Pvt.Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Brijlata Agrawal ceased to be Director on 28 Feb 2022. Shashwat Agrawal ceased to be Additional Director on 30 Nov 2021. Shashwat Agrawal was appointed as Director on 26 May 2021. Aardee Credits has 6 board changes on record in total.
The registered office of Aardee Credits is at Flat – 4A 4th Floor 1881B Manicktala Main Road, Kolkata, West Bengal, India – 700054.
Aardee Credits operates in the financial services industry, in the nbfc segment.
The compliance status of Aardee Credits is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.
Aardee Credits can be reached at its registered office: Flat – 4A 4th Floor 1881B Manicktala Main Road, Kolkata, West Bengal, India – 700054.