About Aeon Credit Service India Private Limited
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Aeon Credit Service India Private Limited is a foreign private limited company based in Mumbai, Maharashtra, India, a subsidiary of Aeon Financial Service Co., Ltd.. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 09 March 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U66000MH2011FTC214516. Its GSTIN is 27AAJCA3328D1ZY (Maharashtra). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹420 Cr and a paid-up capital of ₹420 Cr. It is led by directors including Sanjaya Kumar Dash (Managing Director) and Kunjukrishnan Pillai Sunil (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 June 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2026, the company reported a revenue of ₹94.65 Cr, a decline of 28% compared to the previous year. For the same year it recorded a net loss of ₹34.93 Cr (net margin -36.9%) and EBITDA of -₹6.22 Cr (EBITDA margin -6.6%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years and 23% over five years.
The company has about 108 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: Aeon Credit and AEON Credit Service. Court records list 155 cases involving the company, including 152 filed by the company and 3 filed against it; 16 cases are pending. The company has 5 deals on record (2 funding rounds, 2 rights issues, 1 secondary share transfer), with disclosed funding of ₹90.25 Cr; the latest was in January 2021.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website aeoncredit.co.in.
Company details
CIN history
Aeon Credit Service India has one previous CIN (Corporate Identification Number): U65929MH2011FTC214516. The current CIN is U66000MH2011FTC214516, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U66000MH2011FTC214516 | Current |
| U65929MH2011FTC214516 | Previous |
Contact details
Aeon Credit Service India Private Limited's registered office is in Mumbai, Maharashtra. Its website is aeoncredit.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressUnit No. Tf – A – 14 3rd Floor A Wing, Art Guild House Phoenix Marketcity Lbs Marg Kurla (W), Mumbai, Maharashtra, India – 400070
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Aeon Credit Service India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Aeon Credit Service India operates two associated brands: Aeon Credit and AEON Credit Service. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers accessible financial services, insurance, and digital banking solutions. | aeoncredit.com.my | |
| Financial services including personal and vehicle loans in India. | aeoncredit.co.in |
Business activity
The main business activity of Aeon Credit Service India is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Aeon Credit Service India Private Limited, buy the company report.
Financials of Aeon Credit Service India Private Limited
FY 2026 filings availableAeon Credit Service India Private Limited reported revenue of ₹94.65 Cr (down 28% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 28% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 23%. EBITDA fell 142% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹94.65 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹6.22 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹34.93 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -6.6% | ||||
| Net Profit Margin | -36.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Aeon Credit Service India Private Limited, buy the company report.
Board of directors of Aeon Credit Service India Private Limited
Aeon Credit Service India has 3 current directors and 27 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjaya Kumar Dash | Managing Director | 01 Nov 2018 | 8 Years 0 Months | Current |
| Kunjukrishnan Pillai Sunil | Whole-Time Director | 01 Jul 2021 | 5 Years 4 Months | Current |
| Yuta Nakagawa | Whole-Time Director | 01 Jul 2025 | 1 Years 4 Months | Current |
Auditor
Aeon Credit Service India Private Limited is audited by T R Chadha & Co LLP for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| T R Chadha & Co LLP | FY 2026 | 006711N/N500028 |
Shareholding
The shareholding of Aeon Credit Service India Private Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Aeon Credit Service India Private Limited, buy the company report.
Deals & funding
Aeon Credit Service India Private Limited has 5 deals on record (2 funding rounds, 2 rights issues, 1 secondary share transfer), with disclosed funding of ₹90.25 Cr; the latest was in January 2021.
Deals on record (5 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jan 2021 | Rights issue | ₹170 Cr | Investors: Aeon Financial Service Co Ltd |
| Jan 2018 | Rights issue | ₹159 Cr | Investors: Aeon Financial Service Co Ltd |
| Jul 2017 | Secondary share transfer | Undisclosed | Buyer: Aeon Financial Service Co Ltd Seller: Ecl Finance Limited |
| May 2015 | Funding round | ₹50 Cr | Investors: Aeon Financial Service Co Ltd, Ecl Finance Limited , Aeon Credit Service (M) Berhad |
| Jun 2012 | Funding round | ₹40.25 Cr | Investors: Aeon Financial Service Co Ltd, Ecl Finance Limited , Aeon Credit Service (M) Berhad |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Aeon Credit Service India Private Limited has 155 court cases on record: 152 filed by Aeon Credit Service India, 3 filed against it. 16 cases are pending and 139 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 154 | 3 | 16 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 155)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gurugram, Haryana | Civil suit | Filed against the company by an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against Shreeji Motors and 2 others | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (SUMMARY CASE) | Filed by the company against Prajwal Motors. and 1 other | Pending |
| District court, South, Delhi | Civil suit | Filed against the company by an individual | Disposed |
| High Court, KARNATAKA | Court case (CRL.P) | Filed by the company against State of Karnataka and 1 other | Disposed |
To see the full case history of Aeon Credit Service India Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aeon Credit Service India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Aeon Credit Service India Private Limited has a workforce of 108 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 108 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 | |
| FY 2015-16 |
To see the full employee and EPFO history of Aeon Credit Service India Private Limited, buy the company report.
GST
Aeon Credit Service India has 3 GST registrations: 3 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAJCA3328D1ZY | Maharashtra | Active | 01 Jul 2017 |
| 06AAJCA3328D1Z2 | Haryana | Active | 26 Jul 2019 |
| 29AAJCA3328D1ZU | Karnataka | Active | 26 Jul 2019 |
To see the full GST registrations and return filing status of Aeon Credit Service India Private Limited, buy the company report.
Recent activity
Aeon Credit Service India Private Limited has 31 board changes on record since 2012: 6 appointments and 25 cessations. The latest: Yuta Nakagawa was appointed as Whole-Time Director on 01 Jul 2025.
22 earlier events are in the company report.
Frequently asked questions
Aeon Credit Service India is an active foreign private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 09 March 2011 (15+ years old) and is registered under CIN U66000MH2011FTC214516.
Aeon Credit Service India has 3 current directors:
- Sanjaya Kumar Dash - Managing Director
- Kunjukrishnan Pillai Sunil - Whole-Time Director
- Yuta Nakagawa - Whole-Time Director
The latest financial statements of Aeon Credit Service India on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 30 June 2026. Year-wise statements from 2015 are in the company report.
The GSTIN of Aeon Credit Service India is 27AAJCA3328D1ZY, registered in Maharashtra. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 06AAJCA3328D1Z2 (Haryana), 29AAJCA3328D1ZU (Karnataka).
The CIN (Corporate Identification Number) of Aeon Credit Service India is U66000MH2011FTC214516. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aeon Credit Service India has 155 court cases on record: 152 filed by the company and 3 filed against it. 16 are pending. Most are in the district courts.
Aeon Credit Service India was incorporated on 09 March 2011, making it 15+ years old. It is registered with the Registrar of Companies, Mumbai.
Aeon Credit Service India has 5 deals on record (2 funding rounds, 2 rights issues, 1 secondary share transfer), with disclosed funding of ₹90.25 Cr; the latest was in January 2021.
Yuta Nakagawa was appointed as Whole-Time Director on 01 Jul 2025. Keiichi Nambu ceased to be Managing Director on 01 Nov 2024. Hiroshi Ogonuki ceased to be Additional Director on 27 Jun 2024. Aeon Credit Service India has 31 board changes on record in total.
Aeon Credit Service India can be reached through the website aeoncredit.co.in. Its registered office is in Mumbai, Maharashtra, India.
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