DPIIT recognised startup Government of India
Startup India
Af Financial Technology Private Limited - financial services in Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹10.03 Cr
▲ 99% YoY
Net profit · FY 2025
₹31.89 Lakh
Net margin 3.2%
EBITDA · FY 2025
₹58.94 Lakh
EBITDA margin 5.9%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Employees · EPFO
27
Provident fund records
Directors on board
2
As per MCA filings
About Af Financial Technology Private Limited
Data last updated:
Af Financial Technology Private Limited is a private limited company based in Delhi, India, recognised as a startup by DPIIT. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 25 September 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67100DL2018PTC339395. Its GSTIN is 07AARCA3441R1Z1 (Delhi). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Harsh Grover and Sarika Grover.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 5/2/8 Main Road Geeta Colony, Delhi, India – 110031.
As per the financials filed for FY 2025, the company reported a revenue of ₹10.03 Cr, a growth of 99% compared to the previous year. For the same year it recorded a net profit of ₹31.89 Lakh (net margin 3.2%) and EBITDA of ₹58.94 Lakh (EBITDA margin 5.9%). Revenue has grown at a compounded annual rate (CAGR) of 152% over three years and 227% over five years.
The company has about 27 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: LoansJagat. Court records list 3 cases involving the company, including 3 filed by the company; 2 cases are pending.
Af Financial Technology Private Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-DL-02-0000763). For more details, the company can be reached via its website loansjagat.com.
Company details
CIN U67100DL2018PTC339395
Registration Number 339395
Incorporation Date 25 September 2018
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification MSME
Udyam Registration UDYAM-DL-02-0000763
Key People
Harsh Grover Director Sarika Grover Director Recognitions & Rankings of Af Financial Technology
MSME (Udyam registered) Ministry of MSME
- Udyam number
- UDYAM-DL-02-0000763
Contact details
Af Financial Technology Private Limited's registered office is in Delhi, Delhi. Its website is loansjagat.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address5/2/8 Main Road Geeta Colony, Delhi, India – 110031
- IndustryFinancial Services, NBFC
To see the full contact details of Af Financial Technology Private Limited, buy the company report.
Comprehensive company report
Af Financial Technology Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Af Financial Technology operates one associated brand: LoansJagat. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Digital platform for comparing and applying personal and business loans online. | loansjagat.com |
Business activity
The main business activity of Af Financial Technology is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Af Financial Technology Private Limited, buy the company report.
Financials of Af Financial Technology Private Limited
FY 2025 filings availableAf Financial Technology Private Limited reported revenue of ₹10.03 Cr (up 99% YoY) for FY 2025.
Revenue · FY 2025
₹10.03 Cr ▲ 99%
Net profit · FY 2025
₹31.89 Lakh margin 3.2%
EBITDA · FY 2025
₹58.94 Lakh margin 5.9%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 99%
3 years · compounded
▲ 152%
5 years · compounded
▲ 227%
EBITDA CAGR growth
1 year
▲ 105%
3 years · compounded
▲ 87%
5 years · compounded
▲ 28%
Revenue has grown at a compounded annual rate (CAGR) of 227% over five years, including 99% growth in the latest year. EBITDA rose 105% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹58.94 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹31.89 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.9% | ||||
| Net Profit Margin | 3.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Af Financial Technology Private Limited, buy the company report.
Board of directors of Af Financial Technology Private Limited
Af Financial Technology has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Harsh Grover Also directs: Af Perfect Printing Private Limited, Affa Helmets Production Private Limited, Loansjagat.Com Private Limited and 1 more | Director | 25 Sep 2018 | 8 Years 1 Months | Current |
| Sarika Grover | Director | 25 Sep 2018 | 8 Years 1 Months | Current |
Peer comparison
Af Financial Technology Private Limited is compared with the 6 companies closest to it by revenue in the Ecommerce and Internet industry (Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ad- Manum Finance Limited | ₹10.06 Cr (FY 2019) | -33.0% | Indore, Madhya Pradesh, India | |||
| Techno Leasing & Finance Company Pvt Ltd | ₹10.06 Cr (FY 2025) | 1.0% | Kolkata, West Bengal, India | |||
| Af Financial Technology Private Limitedthis company | ₹10.03 Cr (FY 2025) | ₹31.89 Lakh | 3.2% | 99.0% | 27 | Delhi, India |
| Kamalpur Finance Limited | ₹10.03 Cr (FY 2024) | 277.0% | Kolkata, West Bengal, India | |||
| Seyad Shariat Finance Limited | ₹10.03 Cr (FY 2025) | -14.0% | Palayamkottai, Tamil Nadu, India | |||
| Vardhan Capital and Finance Limited | ₹9.98 Cr (FY 2022) | 21.0% | Mumbai, Maharashtra, India | |||
| Ram Ban Investment & Finance Private Limited | ₹9.98 Cr (FY 2025) | 280.0% | New Delhi, Delhi, India |
To see the full peer comparison of Af Financial Technology Private Limited, buy the company report.
Auditor
Af Financial Technology Private Limited is audited by YASHWANT & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| YASHWANT & ASSOCIATES | FY 2023 | 018822C |
Shareholding
The shareholding of Af Financial Technology Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Af Financial Technology Private Limited, buy the company report.
Legal cases
Af Financial Technology Private Limited has 3 court cases on record: 3 filed by Af Financial Technology. 2 cases are pending and 1 is disposed.
Total cases
3
Filed by the company
3
Pending
2
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3 | 0 | 2 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, East, Delhi | Court case (Civ Suit) | Filed by the company against an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal miscellaneous application | Filed by the company against an individual | Disposed |
To see the full case history of Af Financial Technology Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Af Financial Technology Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Af Financial Technology Private Limited has a workforce of 27 employees on its EPFO records as of Apr 08, 2024, across 1 active EPFO establishment.
Employee count
27
Active EPFO establishments
1
Employee growth
58.82%
GST
Af Financial Technology has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AARCA3441R1Z1 | Delhi | Active | 10 Oct 2018 |
| 09AARCA3441R1ZX | Uttar Pradesh | Active | 23 May 2022 |
To see the full GST registrations and return filing status of Af Financial Technology Private Limited, buy the company report.
Recent activity
Af Financial Technology Private Limited has 3 board changes on record since 2018: 2 appointments and 1 cessation. The latest: Sumit Grover ceased to be Director on 04 Sep 2023.
AGM
Af Financial Technology Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Af Financial Technology Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Ceased
Sumit Grover ceased to be Director.
Appointed
Harsh Grover was appointed as Director.
Appointed
Sarika Grover was appointed as Director.
Incorporation
25 Sep 2018
Af Financial Technology Private Limited was registered on 25 Sep 2018 with Roc Delhi & aged 8 years 1 month as per MCA records.
Frequently asked questions
Af Financial Technology is an active private limited company based in Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 25 September 2018 (8+ years old) and is registered under CIN U67100DL2018PTC339395.
Af Financial Technology has 2 current directors:
- Harsh Grover - Director
- Sarika Grover - Director
The latest financial statements of Af Financial Technology on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Af Financial Technology is 07AARCA3441R1Z1, registered in Delhi. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AARCA3441R1ZX (Uttar Pradesh).
The CIN (Corporate Identification Number) of Af Financial Technology is U67100DL2018PTC339395. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Af Financial Technology has 3 court cases on record: 3 filed by the company. 2 are pending.
Af Financial Technology was incorporated on 25 September 2018, making it 8+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Af Financial Technology by revenue are Ad- Manum Finance Limited, Techno Leasing & Finance Company Pvt Ltd, Kamalpur Finance Limited, Seyad Shariat Finance Limited, Vardhan Capital and Finance Limited and 1 more, all in the Ecommerce and Internet industry (Finance), with the same principal business activity (other financial activities).
Sumit Grover ceased to be Director on 04 Sep 2023. Harsh Grover was appointed as Director on 25 Sep 2018. Sarika Grover was appointed as Director on 25 Sep 2018.
Yes, Af Financial Technology is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Af Financial Technology is registered as an MSME under Udyam registration (number: UDYAM-DL-02-0000763).