Affluent Fincap Private Limited
About Affluent Fincap Private Limited
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Affluent Fincap Private Limited is a private limited company based in Thane, Maharashtra, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 19 June 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65999MH2020PTC340813. Its GSTIN is 27AATCA5745J1Z2 (Maharashtra).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Shiv Ratan Toshniwal and Urmila Toshniwal.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat No 2002 B Wing Lodha Luxuria Priva Majiwada Thane, Maharashtra, India – 400601.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.74 Lakh, a decline of 82% compared to the previous year. For the same year it recorded a net loss of ₹2.98 Lakh (net margin -13.1%) and EBITDA of -₹2.67 Lakh (EBITDA margin -11.7%). Revenue has declined at a compounded annual rate (CAGR) of 26% over three years.
Company details
Contact details
Affluent Fincap Private Limited's registered office is in Thane, Maharashtra. Its e-mail address is in the company report.
- Email
- Registered AddressFlat No 2002 B Wing Lodha Luxuria Priva Majiwada Thane, Maharashtra, India – 400601
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Affluent Fincap Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Affluent Fincap is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of Affluent Fincap Private Limited, buy the company report.
Financials of Affluent Fincap Private Limited
FY 2025 filings availableAffluent Fincap Private Limited reported revenue of ₹22.74 Lakh (down 82% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 26% over three years, including a 82% fall in the latest year. EBITDA fell 122% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹2.67 Lakh | ||||
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| Net Profit (PAT) | -₹2.98 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -11.7% | ||||
| Net Profit Margin | -13.1% | ||||
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To see the full financial statements and ratios of Affluent Fincap Private Limited, buy the company report.
Board of directors of Affluent Fincap Private Limited
Affluent Fincap has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shiv Ratan Toshniwal Also directs: Dharti Finserve Private Limited | Director | 12 Dec 2022 | 3 Years 10 Months | Current |
| Urmila Toshniwal | Director | 19 Jun 2020 | 6 Years 4 Months | Current |
Peer comparison
Affluent Fincap Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (financial service activities, except insurance and pension funding), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Matrix Capital Services Private Limited | ₹22.99 Lakh (FY 2025) | -73.0% | Bangalore, Karnataka, India | |||
| Manjeet Securities and Finlease Limited | ₹22.99 Lakh (FY 2025) | 10.0% | Delhi, India | |||
| Hariom Finserve Private Limited | ₹22.92 Lakh (FY 2024) | 352.0% | Mumbai, Maharashtra, India | |||
| Knowledge Financial Consultancy Private Limited | ₹22.8 Lakh (FY 2025) | -1.0% | New Delhi, Delhi, India | |||
| Subtle Advisory Pvt Ltd | ₹22.76 Lakh (FY 2025) | 13.0% | Kolkata, West Bengal, India | |||
| Affluent Fincap Private Limitedthis company | ₹22.74 Lakh (FY 2025) | -₹2.98 Lakh | -13.1% | -82.0% | Thane, Maharashtra, India | |
| S.B. Fintax Consultants Ltd. | ₹22.67 Lakh (FY 2025) | -4.0% | Kolkata, West Bengal, India | |||
| Anupam Securities Private Limited | ₹22.6 Lakh (FY 2024) | -65.0% | New Delhi, Delhi, India | |||
| Trugrow Finvest Services Private Limited | ₹22.6 Lakh (FY 2025) | 36.0% | Mumbai, Maharashtra, India | |||
| Keshav Shares and Stock Limited | ₹22.57 Lakh (FY 2025) | 97.0% | Delhi, India | |||
| Equifin Capital Private Limited | ₹22.54 Lakh (FY 2025) | 453.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Affluent Fincap Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Affluent Fincap Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Affluent Fincap Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Affluent Fincap has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AATCA5745J1Z2 | Maharashtra | Active | 24 Jun 2020 |
To see the full GST registrations and return filing status of Affluent Fincap Private Limited, buy the company report.
Recent activity
Affluent Fincap Private Limited has 6 board changes on record since 2020: 2 appointments and 4 cessations. The latest: Sudha Satyanarayan Agrawal ceased to be Director on 08 Jan 2024.
Frequently asked questions
Affluent Fincap is an active private limited company based in Thane, Maharashtra, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 19 June 2020 (6+ years old) and is registered under CIN U65999MH2020PTC340813.
Affluent Fincap has 2 current directors:
- Shiv Ratan Toshniwal - Director
- Urmila Toshniwal - Director
The latest financial statements of Affluent Fincap on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of Affluent Fincap is 27AATCA5745J1Z2, registered in Maharashtra.
The CIN (Corporate Identification Number) of Affluent Fincap is U65999MH2020PTC340813. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Affluent Fincap was incorporated on 19 June 2020, making it 6+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Affluent Fincap by revenue are Matrix Capital Services Private Limited, Manjeet Securities and Finlease Limited, Hariom Finserve Private Limited, Knowledge Financial Consultancy Private Limited, Subtle Advisory Pvt Ltd and 5 more, all in the same principal business activity (financial service activities, except insurance and pension funding).
Sudha Satyanarayan Agrawal ceased to be Director on 08 Jan 2024. Shiv Ratan Toshniwal ceased to be Additional Director on 29 Sep 2023. Shiv Ratan Toshniwal was appointed as Director on 12 Dec 2022. Affluent Fincap has 6 board changes on record in total.
The registered office of Affluent Fincap is at Flat No 2002 B Wing Lodha Luxuria Priva Majiwada Thane, Maharashtra, India – 400601.
Affluent Fincap operates in the financial services industry, in the other financial intermediation segment.
Affluent Fincap can be reached at its registered office: Flat No 2002 B Wing Lodha Luxuria Priva Majiwada Thane, Maharashtra, India – 400601.
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