
Agaram Chits Private Limited
About Agaram Chits Private Limited
Data last updated:
Agaram Chits Private Limited is a private limited company based in Perundurai, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 03 November 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ2010PTC016488.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Chennimalaigounder Palanisamy (Managing Director) and Thiruvenkitampalayam Shanmugam Jothibasu.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 165 Old Bus Stand Road, Perundurai, Tamil Nadu, India – 638052.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address165 Old Bus Stand Road, Perundurai, Tamil Nadu, India – 638052
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Agaram Chits Private Limited
The main business activity of Agaram Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Agaram Chits Private Limited FY 2025 filings available
Agaram Chits Private Limited reported revenue of ₹5,779 (down 93% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Agaram Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 50% over five years, including a 93% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Agaram Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Agaram Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Agaram Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Agaram Chits Private Limited
Agaram Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Envy Capital Trust Pvt Ltd | ₹5,900 (FY 2025) | •••• | •••• | •••• | Ahmedabad, Gujarat, India | |
| Nurich Business Services Private Limited | ₹5,885 (FY 2018) | •••• | •••• | -100.0% | •••• | Chennai, Tamil Nadu, India |
| Kamalkunj Investment Consultants Private Limited | ₹5,870 (FY 2016) | •••• | •••• | 3.0% | •••• | Kolkata, West Bengal, India |
| Amit Magare's Innovation Private Limited | ₹5,832 (FY 2025) | •••• | •••• | -99.0% | •••• | Aurangabad, Maharashtra, India |
| Suryodayasamarth Micro Finance | ₹5,800 (FY 2024) | •••• | •••• | -3.0% | •••• | Jaipur, Rajasthan, India |
| Agaram Chits Private Limited this company | ₹5,779 (FY 2024) | •••• | •••• | -93.0% | •••• | Perundurai, Tamil Nadu, India |
| Himsanchay Creations Nidhi Limited | ₹5,775 (FY 2019) | •••• | •••• | •••• | Dehradun, Uttarakhand, India | |
| Sundaravel Investment Private Limited | ₹5,773 (FY 2020) | •••• | •••• | -59.0% | •••• | Tamil Nadu, India |
| Vardaan Properties Private Limited | ₹5,755 (FY 2025) | •••• | •••• | -100.0% | •••• | New Delhi, Delhi, India |
| Standard Urban Nidhi Limited | ₹5,753 (FY 2020) | •••• | •••• | •••• | Bidkin, Maharashtra, India | |
| Melton Furnaces Private Limited | ₹5,747 (FY 2025) | •••• | •••• | -100.0% | •••• | Baba Bakala, Punjab, India |
Peers are the five companies nearest above and the five nearest below Agaram Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Agaram Chits Private Limited
Agaram Chits Private Limited is audited by GT & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| GT & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Agaram Chits Private Limited
Agaram Chits has 6 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thiruvenkitampalayam Shanmugam Jothibasu | Director | 03 Nov 2010 | 15 Years 11 Months | Current |
| Lakshmanan Leelavathi | Director | 03 Nov 2010 | 15 Years 11 Months | Current |
| Nallasamy Vijayalakshmi | Director | 03 Nov 2010 | 15 Years 11 Months | Current |
| Chennimalaigounder Palanisamy | Managing Director | 03 Nov 2010 | 15 Years 11 Months | Current |
| Venkatachalam Loganayaki | Director | 03 Nov 2010 | 15 Years 11 Months | Current |
| Ramasamy Parvatham | Director | 03 Nov 2010 | 15 Years 11 Months | Current |
Ownership and Shareholding of Agaram Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Agaram Chits Private Limited
Agaram Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Agaram Chits Private Limited
Employment history and EPFO contributions of people linked to Agaram Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Agaram Chits Private Limited
Agaram Chits Private Limited has 6 board changes on record since 2010: 6 appointments. The latest: Chennimalaigounder Palanisamy was appointed as Managing Director on 03 Nov 2010.
Credit Ratings, Litigation & Regulatory Alerts for Agaram Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Agaram Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Agaram Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Agaram Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Agaram Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Agaram Chits Private Limited
Agaram Chits is an active private limited company based in Perundurai, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 03 November 2010 (16+ years old) and is registered under CIN U65992TZ2010PTC016488.
Agaram Chits has 6 current directors:
- Chennimalaigounder Palanisamy - Managing Director
- Thiruvenkitampalayam Shanmugam Jothibasu - Director
- Lakshmanan Leelavathi - Director
- Nallasamy Vijayalakshmi - Director
- Venkatachalam Loganayaki - Director
- Ramasamy Parvatham - Director
The CIN (Corporate Identification Number) of Agaram Chits is U65992TZ2010PTC016488. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Agaram Chits was incorporated on 03 November 2010, making it 16+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Agaram Chits by revenue are Envy Capital Trust Pvt Ltd, Nurich Business Services Private Limited, Kamalkunj Investment Consultants Private Limited, Amit Magare's Innovation Private Limited, Suryodayasamarth Micro Finance and 5 more, all in the same principal business activity (Other financial activities).
Chennimalaigounder Palanisamy was appointed as Managing Director on 03 Nov 2010. Lakshmanan Leelavathi was appointed as Director on 03 Nov 2010. Nallasamy Vijayalakshmi was appointed as Director on 03 Nov 2010. Agaram Chits has 6 board changes on record in total.
The registered office of Agaram Chits is at 165 Old Bus Stand Road, Perundurai, Tamil Nadu, India – 638052.
Agaram Chits has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh.
Agaram Chits operates in the financial services industry, in the financial activities segment.
No. Agaram Chits is not listed on any stock exchange. It is an unlisted company.
The compliance status of Agaram Chits is compliant as of 19 July 2026. The company is actively filing with the Registrar of Companies.