Aggarwal Credits Private Limited
About Aggarwal Credits Private Limited
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Aggarwal Credits Private Limited is a private limited company based in Sangrur, Punjab, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 29 September 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1993PTC013767.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors Ashok Kumar Bansal and Akhil Kumar Bansal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Aggarwal Street No 1 Club Road Sangrur, Punjab, India – 148001.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.49 Lakh, a growth of 16% compared to the previous year. For the same year it recorded a net profit of ₹1.19 Lakh (net margin 26.4%) and EBITDA of ₹1.6 Lakh (EBITDA margin 35.7%). Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 4% over five years.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Aggarwal Credits Private Limited's registered office is in Sangrur, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressAggarwal Street No 1 Club Road Sangrur, Punjab, India – 148001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Aggarwal Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aggarwal Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aggarwal Credits Private Limited, buy the company report.
Financials of Aggarwal Credits Private Limited
FY 2025 filings availableAggarwal Credits Private Limited reported revenue of ₹4.49 Lakh (up 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 4% over five years, including 16% growth in the latest year. EBITDA fell 9% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.6 Lakh | ||||
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| Net Profit (PAT) | ₹1.19 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 35.7% | ||||
| Net Profit Margin | 26.4% | ||||
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To see the full financial statements and ratios of Aggarwal Credits Private Limited, buy the company report.
Board of directors of Aggarwal Credits Private Limited
Aggarwal Credits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ashok Kumar Bansal | Director | 22 Nov 2011 | 14 Years 11 Months | Current |
| Akhil Kumar Bansal | Director | 22 Nov 2011 | 14 Years 11 Months | Current |
Auditor
Aggarwal Credits Private Limited is audited by ASHOK K. GARG & CO. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ASHOK K. GARG & CO. | FY 2022 | 013660N |
Shareholding
The shareholding of Aggarwal Credits Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Aggarwal Credits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Aggarwal Credits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aggarwal Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Aggarwal Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Aggarwal Credits Private Limited has 4 board changes on record since 2011: 2 appointments and 2 cessations. The latest: Kusam Lata ceased to be Director on 08 Dec 2011.
Frequently asked questions
Aggarwal Credits is an active private limited company based in Sangrur, Punjab, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 29 September 1993 (33+ years old) and is registered under CIN U65921PB1993PTC013767.
Aggarwal Credits has 2 current directors:
- Ashok Kumar Bansal - Director
- Akhil Kumar Bansal - Director
The latest financial statements of Aggarwal Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Aggarwal Credits is U65921PB1993PTC013767. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aggarwal Credits was incorporated on 29 September 1993, making it 33+ years old. It is registered with the Registrar of Companies, Chandigarh.
Kusam Lata ceased to be Director on 08 Dec 2011. Narinder Singla ceased to be Director on 08 Dec 2011. Akhil Kumar Bansal was appointed as Director on 22 Nov 2011. Aggarwal Credits has 4 board changes on record in total.
The registered office of Aggarwal Credits is at Aggarwal Street No 1 Club Road Sangrur, Punjab, India – 148001.
Aggarwal Credits operates in the financial services industry, in the diversified financial services segment.
The compliance status of Aggarwal Credits is active non-compliant as of 07 August 2026. The company is actively filing with the Registrar of Companies.
Aggarwal Credits can be reached at its registered office: Aggarwal Street No 1 Club Road Sangrur, Punjab, India – 148001.
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