About Ai Growth Private Limited
Data last updated: 16 December 2025
Ai Growth Private Limited is a private limited company based in Bangalore South, Karnataka, India, recognised as a startup by DPIIT. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 22 August 2020, the company has been in operation for over 6 years.
Registered with ROC Bangalore under CIN U62090KA2020PTC137559.
Capital: an authorised share capital of ₹69.57 Lakh and a paid-up capital of ₹49.94 Lakh. Formerly known as Unitern Asset India Private Limited. It is led by directors Saurav Ghosh and Vineet Agrawal.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: Bangalore South, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹26.82 Cr, a growth of 26% compared to the previous year.
The company has a workforce of approximately 82 employees as per the latest available data.
The company is associated with 3 brands - Jiraaf, Altgraaf, Unitern. As per MCA filings, the company has open charges of ₹30 Cr and satisfied charges of ₹15 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website unitern.com.
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Registered AddressNo 371 St Johns Hospital Road, Santoshpuram Koramangala 3Rd Block, Bangalore South, Karnataka, India – 560034
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Ai Growth Private Limited
Ai Growth Private Limited has one previous CIN (Corporate Identification Number): U74999KA2020PTC137559. The current CIN is U62090KA2020PTC137559, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U62090KA2020PTC137559 | Current |
| U74999KA2020PTC137559 | Previous |
Associated Brands with Ai Growth Private Limited
Ai Growth Private Limited operates multiple associated brands including Jiraaf, altGraaf, and Unitern. These brands represent Ai Growth Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Online platform for alternative investment | jiraaf.com | |
| Alternative fixed-income investments are offered to retail investors. | altgraaf.com | |
| Provider of investment management services | unitern.com |
Competitors & Alternatives of Ai Growth Private Limited
Brands and companies operating in the same space as Ai Growth Private Limited include Stable Money, InCred Money, Wint Wealth and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Stable Money
|
Online platform for fixed deposit investments | Bengaluru, India, India | 2022 |
InCred Money
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Provider of a platform for investing in unlisted shares, fixed deposits, and bonds | Mumbai, India, India | 2015 |
Wint Wealth
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An online platform for bond investments is offered. | Bengaluru, India, India | 2020 |
IndiaBonds
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Online platform enabling users to invest in bonds and debentures | Mumbai, India, India | 2021 |
GoldenPi
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Fixed-income assets like bonds and debentures are traded online. | Bengaluru, India, India | 2017 |
Dexif
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Fixed income products and credit solutions are provided for India. | Noida, India, India | 2022 |
Harmoney
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Digitized platform for trading fixed income securities is provided. | Mumbai, India, India | 2021 |
TheFixedIncome
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Operates an online platform for investing in securities and bonds. | Ahmedabad, India, India | 2019 |
Business Activity of Ai Growth Private Limited
Ai Growth Private Limited is engaged in the principal business activity of professional, scientific and technical, with detailed activities including other professional, scientific and technical activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| M | Professional, Scientific and Technical | M9 | Other professional, scientific and technical activities | Locked |
Business activity turnover details for Ai Growth Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Ai Growth Private Limited
Ai Growth Private Limited is audited by MSKA & Associates for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MSKA & Associates | Locked | Locked | Locked |
Complete auditor history for Ai Growth Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Ai Growth Private Limited
Ai Growth Private Limited is currently managed by 2 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Saurav Ghosh
Also directs:
Jiraaf Everest Llp, Jiraaf Platform Private Limited, Jiraaf Asset Management Private Limited and 3 more
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Director | 22 Aug 2020 | 5 Years 11 Months | Current |
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Vineet Agrawal
Also directs:
Jiraaf Everest Llp, Jiraaf Platform Private Limited, Jiraaf Asset Management Private Limited and 3 more
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Director | 22 Aug 2020 | 5 Years 11 Months | Current |
Financials of Ai Growth Private Limited FY 2024 filings available
Ai Growth Private Limited reported revenue of ₹26.82 Cr (up 26.00% YoY) for FY 2025.
Ten-year financial statements for Ai Growth Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Ai Growth Private Limited
Shareholding and ownership data for Ai Growth Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Ai Growth Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 31 May 2024 | Others | ₹30 Cr | Open |
| 15 May 2023 | Others | ₹10 Cr | Satisfied |
| 28 Apr 2023 | Others | ₹5 Cr | Satisfied |
Total charge records: 3 View all charges
Employees and EPFO Compliance at Ai Growth Private Limited
Ai Growth Private Limited has a workforce of 82 employees as of Apr 07, 2024.
Employee and EPFO history for Ai Growth Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Ai Growth Private Limited
GST registrations and filing compliance for Ai Growth Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Ai Growth Private Limited
Credit ratings, litigation, and regulatory alerts for Ai Growth Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Ai Growth Private Limited
MSME payment history for Ai Growth Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Ai Growth Private Limited
Corporate group structure for Ai Growth Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
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MCA Filings & Documents of Ai Growth Private Limited
MCA filings and documents for Ai Growth Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Ai Growth Private Limited
Frequently Asked Questions about Ai Growth Private Limited
Ai Growth Private Limited is an active private limited company in the internet sector based in Bangalore South, Karnataka, India. It was incorporated on 22 August 2020 (6+ years old) and is registered under CIN U62090KA2020PTC137559. The company has 82 employees.
Ai Growth Private Limited reported revenue of ₹26.82 Cr for FY 2025 (up 26.00% YoY).
The current directors of Ai Growth Private Limited are:
- Saurav Ghosh - Director
- Vineet Agrawal - Director
The primary industry of Ai Growth Private Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes, Ai Growth Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Ai Growth Private Limited can be reached at the registered office: No 371 St Johns Hospital Road, Santoshpuram Koramangala 3Rd Block, Bangalore South, Karnataka, India – 560034, or through the website unitern.com.