Altum Credo Home Finance Private Limited - Company Profile

It is a financial services private limited company based in Pune City, Maharashtra, India, established in 2016.

2016 Pune City, Maharashtra, India Active

Last Updated: December 17, 2025

About Altum Credo Home Finance Private Limited

Altum Credo Home Finance Private Limited, a active private limited company, was established on 12 September 2016 in Pune City, Maharashtra, India. Engaging in housing finance companies within the financial and insurance service sector, it holds CIN: U65999PN2016PTC166384. Registered under ROC Roc Pune. it is unlisted. It has an authorized capital of ₹163.55 Cr and a paid-up capital of ₹112.15 Cr.

It upholds a compliant status. Employing 614 professional, Its leadership includes Rishi Maheshwari (Nominee Director), Himanshu Joshi (Director), Vijaya Lakshmi Shankar (Director). Past directors included John Arunkumar Diaz, Himanshu Joshi, Vijaya Lakshmi Shankar. It holds ₹726.60 Cr open charges and ₹249.25 Cr settled loans. Its latest AGM occurred on 11 July 2025, with the balance sheet filed on 31 March 2025. It is based at Floor No. 7, Kalpataru Infinia, Plot No. 21, Sub Plot No.3, Cts No. 15/1 And Survey No. 162/2/2, 17/2/2 & 18/1/2 Of Village Bhamurda, Wakdewadi, Pune City, Maharashtra, 411005.

Company Details

CIN/LLPIN
U65999PN2016PTC166384
Registration Number
166384
Incorporation Date
12 September 2016
Authorized Capital
₹163.55 Cr
Paid-Up Capital
₹112.15 Cr
ROC Code
Roc Pune
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 163.55 Cr as on 17-12-2025
Paid Up Capital ₹ 112.15 Cr as on 17-12-2025
Company Age 9 Year, 5 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 726.60 Cr as on 17-12-2025
Satisfied Charges ₹ 249.25 Cr as on 17-12-2025
Revenue Growth **** 64.29% (FY 2024)
Profit Growth **** 123.07% (FY 2024)
Ebitda **** 124.39% (FY 2024)
Net Worth 8.29% (FY 2024)
Total Assets **** 39.75% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Altum Credo Home Finance Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Altum Credo Home Finance Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Rishi Maheshwari	Nominee Director	03 Mar 2025	Current
Himanshu Joshi	Director	15 Dec 2021	Current
Vijaya Lakshmi Shankar	Director	11 Jul 2023	Current
Vivek Anil Jain	Cfo	11 Aug 2022	Current
Radhey Shyam Garg	Director	11 Aug 2022	Current
Avishek Addy	Director	18 Nov 2021	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Nominee Director	12 Mar 2020	Past
Pramod Abcsdd	Additional Director	11 Jul 2022	Past
Pramod Abcsdd	Additional Director	25 Mar 2024	Past
Pramod Abcsdd	Additional Director	11 Jul 2023	Past
Pramod Abcsdd	Nominee Director	25 Nov 2022	Past
Pramod Abcsdd	Company Secretary	-	Past

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Financial Performance of Altum Credo Home Finance.

Altum Credo Home Finance Private Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 64.29% increase. The company also saw a substantial improvement in profitability, with a 123.07% increase in profit. The company's net worth moved up by a moderate rise of 8.29%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

64.29%

*******

Revenue from Operations

*******

67.73%

*******

Total Assets

*******

39.75%

*******

Profit or Loss

*******

123.07%

*******

Net Worth

*******

8.29%

*******

EBITDA

*******

124.39%

*******

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What is the Ownership and Shareholding Structure of Altum Credo Home Finance?

In 2023, Altum Credo Home Finance had a promoter holding of 45.03% and a public holding of 54.97%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹7,266,000,000.00

Satisfied Charges

₹2,492,500,001.00

Charges Breakdown by Lending Institutions

Others : 676.50 Cr
State Bank Of India : 40.10 Cr
Tata Capital Financial Services Limited : 10.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
29 Sep 2025	Others	₹5.00 Cr	Open
24 Sep 2025	Others	₹15.00 Cr	Open
19 Jul 2025	Others	₹5.00 Cr	Open
17 May 2025	Others	₹50.00 Cr	Open
25 Apr 2025	Others	₹10.00 Cr	Open

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How Many Employees Work at Altum Credo Home Finance?

Altum Credo Home Finance has a workforce of 614 employees as of Apr 09, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Altum Credo Home Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Altum Credo Home Finance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Altum Credo Home Finance

Recent Activity within the Organization

Director Appointment

Progress on Deepti Malik was appointed as a Nominee Director was appointed as a Nominee Director on 18 Dec 2025 & has been associated with this company since 2 months 10 days . was documented.
18 Dec 2025
Charges

A charge registered on 20 Mar 2023 via Charge ID 100687501 with Others was fully satisfied on 09 Dec 2025. was recorded as a recent event.
09 Dec 2025
Charges

The activity A charge registered on 29 Nov 2022 via Charge ID 100645401 with Others was fully satisfied on 06 Dec 2025. was completed.
06 Dec 2025
Charges

A charge registered on 26 Jun 2019 via Charge ID 100272254 with Others was fully satisfied on 04 Dec 2025. was recorded as a recent event.
04 Dec 2025
Charges

A charge registered on 08 Feb 2023 via Charge ID 100686029 with Others was fully satisfied on 26 Nov 2025. was recorded as a recent event.
26 Nov 2025
Charges

A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101170690 was registered on 29 Sep 2025. was recorded as a recent event.
29 Sep 2025

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