Amar Jyoti Udyog Ltd
About Amar Jyoti Udyog Ltd
Data last updated:
Amar Jyoti Udyog Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 21 January 1983 and has been in existence for over 43 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U15142WB1983PLC035708.
The company has an authorised share capital of ₹53 Lakh and a paid-up capital of ₹52.17 Lakh. It is led by directors including Umang Agarwal and Sharad Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 17 Ganesh Chandra Avenue4Th Floor, Kolkata, West Bengal, India – 700013.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.76 Cr, a growth of 73% compared to the previous year. For the same year it recorded a net profit of ₹2.3 Cr (net margin 61.2%) and EBITDA of ₹2.52 Cr (EBITDA margin 67.2%). Revenue has grown at a compounded annual rate (CAGR) of 125% over three years and 69% over five years.
Court records list 1 case involving the company, including 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Amar Jyoti Udyog Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address17 Ganesh Chandra Avenue4Th Floor, Kolkata, West Bengal, India – 700013
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Amar Jyoti Udyog Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Amar Jyoti Udyog is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Amar Jyoti Udyog Ltd, buy the company report.
Financials of Amar Jyoti Udyog Ltd
FY 2025 filings availableAmar Jyoti Udyog Ltd reported revenue of ₹3.76 Cr (up 73% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 69% over five years, including 73% growth in the latest year. EBITDA rose 143% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.52 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹2.3 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 67.2% | ||||
| Net Profit Margin | 61.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Amar Jyoti Udyog Ltd, buy the company report.
Board of directors of Amar Jyoti Udyog Ltd
Amar Jyoti Udyog has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Umang Agarwal | Director | 05 Aug 2020 | 6 Years 3 Months | Current |
| Sharad Agarwal Also directs: Associated Ceramics Ltd, Sharad International Ltd, Excellent Merchants Pvt Ltd and 3 more | Director | 06 Jan 2003 | 23 Years 10 Months | Current |
| Raj Laxmi Agarwal Also directs: Vikash Ceramics Private Limited, Mugma Coke Oven Private Limited, Somnath Fuels Pvt.Ltd. and 2 more | Director | 16 Jun 2025 | 1 Years 4 Months | Current |
Peer comparison
Amar Jyoti Udyog Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Phoenix Capital India Private Limited | ₹3.76 Cr (FY 2025) | 51.0% | Dadri, Uttar Pradesh, India | |||
| Care India Finvest Limited | ₹3.76 Cr (FY 2025) | -34.0% | Faridabad, Haryana, India | |||
| Harki Properties and Investments Private Limited | ₹3.76 Cr (FY 2025) | 78.0% | New Delhi, Delhi, India | |||
| Amar Jyoti Udyog Ltdthis company | ₹3.76 Cr (FY 2025) | ₹2.3 Cr | 61.2% | 73.0% | Kolkata, West Bengal, India | |
| Jedy Tapes Pvt Ltd | ₹3.75 Cr (FY 2024) | 5428.0% | Kolkata, West Bengal, India | |||
| Mayur Resources Pvt Ltd | ₹3.75 Cr (FY 2024) | -8.0% | Kolkata, West Bengal, India | |||
| Sekhwell Trading and Finance Pvt Ltd | ₹3.75 Cr (FY 2023) | -50.0% | Kolkata, West Bengal, India | |||
| Jindal Credit & Investments Limited | ₹3.74 Cr (FY 2025) | 4.0% | Allahabad, Uttar Pradesh, India |
To see the full peer comparison of Amar Jyoti Udyog Ltd, buy the company report.
Auditor
Amar Jyoti Udyog Ltd is audited by R. S. Ray & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R. S. Ray & Associates | FY 2023 | 320244E |
Shareholding
The shareholding of Amar Jyoti Udyog Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Amar Jyoti Udyog Ltd, buy the company report.
Legal cases
Amar Jyoti Udyog Ltd has 1 court case on record: 1 filed against it. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Company petition | Filed against the company by Shaw Wallace & Co Ltd. | Disposed |
To see the full case history of Amar Jyoti Udyog Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Amar Jyoti Udyog Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Amar Jyoti Udyog has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Amar Jyoti Udyog Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Amar Jyoti Udyog Ltd has 11 board changes on record since 1996: 4 appointments and 7 cessations. The latest: Raj Laxmi Agarwal was appointed as Director on 16 Jun 2025.
2 earlier events are in the company report.
Frequently asked questions
Amar Jyoti Udyog is an active public limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 21 January 1983 (43+ years old) and is registered under CIN U15142WB1983PLC035708.
Amar Jyoti Udyog has 3 current directors:
- Umang Agarwal - Director
- Sharad Agarwal - Director
- Raj Laxmi Agarwal - Director
The latest financial statements of Amar Jyoti Udyog on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Amar Jyoti Udyog is U15142WB1983PLC035708. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Amar Jyoti Udyog has 1 court case on record: 1 filed against it.
Amar Jyoti Udyog was incorporated on 21 January 1983, making it 43+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Amar Jyoti Udyog by revenue are Phoenix Capital India Private Limited, Care India Finvest Limited, Harki Properties and Investments Private Limited, Jedy Tapes Pvt Ltd, Mayur Resources Pvt Ltd and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Raj Laxmi Agarwal was appointed as Director on 16 Jun 2025. Subhash Goyal ceased to be Director on 05 Aug 2020. Umang Agarwal was appointed as Director on 05 Aug 2020. Amar Jyoti Udyog has 11 board changes on record in total.
The registered office of Amar Jyoti Udyog is at 17 Ganesh Chandra Avenue4Th Floor, Kolkata, West Bengal, India – 700013.
Amar Jyoti Udyog operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Amar Jyoti Udyog is compliant as of 18 August 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
