Startup India Government of India
Amica Financial Technologies Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹90.94 Cr
▲ 13% YoY
Net loss · FY 2025
₹213.67 Cr
Net margin -235%
EBITDA · FY 2025
-₹190.15 Cr
EBITDA margin -209.1%
Authorised capital
₹1.98 Cr
Registered with MCA
Paid-up capital
₹1.7 Cr
Issued & subscribed
Open charges
₹1 Lakh
Satisfied ₹106.11 Cr
Company age
7 yrs
Est. 2019
Employees · EPFO
432
Provident fund records
About Amica Financial Technologies Private Limited
Data last updated:
Amica Financial Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 01 August 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74140MH2019PTC328769. Its GSTIN is 27AASCA5737H1Z8 (Maharashtra). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹1.98 Cr and a paid-up capital of ₹1.7 Cr. It is led by directors including Jitendra Gupta and Rohit Kumar Pandey.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 32 3rd Floor Viraj Building Plot No.124 Above Hdfc Bank S V Road Khar West, Mumbai, Maharashtra, India – 400052.
As per the financials filed for FY 2025, the company reported a revenue of ₹90.94 Cr, a growth of 13% compared to the previous year. For the same year it recorded a net loss of ₹213.67 Cr (net margin -235%) and EBITDA of -₹190.15 Cr (EBITDA margin -209.1%). Revenue has grown at a compounded annual rate (CAGR) of 60% over three years and 314% over five years.
Its group structure includes 6 subsidiaries.
The company is associated with 1 brand: Jupiter Money. As per MCA filings, the company has open charges of ₹1 Lakh and satisfied charges of ₹106.11 Cr on record. Court records list 12 cases involving the company, including 6 filed by the company and 6 filed against it; 3 cases are pending. The company has 18 deals on record (11 funding rounds, 5 debt financings, 2 secondary share transfers), with disclosed funding of ₹1,481.09 Cr; the latest was in October 2025.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jupiter.money.
Company details
CIN U74140MH2019PTC328769
Registration Number 328769
Incorporation Date 01 August 2019
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
CIN history
Amica Financial Technologies has one previous CIN (Corporate Identification Number): U63119MH2019PTC328769. The current CIN is U74140MH2019PTC328769, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140MH2019PTC328769 | Current |
| U63119MH2019PTC328769 | Previous |
Recognitions & Rankings of Amica Financial Technologies
Contact details
Amica Financial Technologies Private Limited's registered office is in Mumbai, Maharashtra. Its website is jupiter.money. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address32 3rd Floor Viraj Building Plot No.124 Above Hdfc Bank S V Road Khar West, Mumbai, Maharashtra, India – 400052
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Amica Financial Technologies Private Limited, buy the company report.
Comprehensive company report
Amica Financial Technologies Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Amica Financial Technologies operates one associated brand: Jupiter Money. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of financial platform offering accounts, payments, credit cards, and investments | jupiter.money |
Business activity
The main business activity of Amica Financial Technologies is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Amica Financial Technologies Private Limited, buy the company report.
Financials of Amica Financial Technologies Private Limited
FY 2025 filings availableAmica Financial Technologies Private Limited reported revenue of ₹90.94 Cr (up 13% YoY) for FY 2025.
Revenue · FY 2025
₹90.94 Cr ▲ 13%
Net loss · FY 2025
₹213.67 Cr margin -235%
EBITDA · FY 2025
-₹190.15 Cr margin -209.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 13%
3 years · compounded
▲ 60%
5 years · compounded
▲ 314%
EBITDA CAGR growth
1 year
▲ 21%
3 years · compounded
▼ 9%
5 years · compounded
▼ 98%
Revenue has grown at a compounded annual rate (CAGR) of 314% over five years, including 13% growth in the latest year. EBITDA rose 21% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹190.15 Cr | ||||
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| Net Profit (PAT) | -₹213.67 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -209.1% | ||||
| Net Profit Margin | -235% | ||||
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To see the full financial statements and ratios of Amica Financial Technologies Private Limited, buy the company report.
Board of directors of Amica Financial Technologies Private Limited
Amica Financial Technologies has 4 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jitendra Gupta Also directs: Amica Investment Advisers Private Limited, Amica Finance Private Limited, Amica Insurance Brokers Private Limited and 4 more | Director | 01 Aug 2019 | 7 Years 2 Months | Current |
| Rohit Kumar Pandey Also directs: Amica Investment Advisers Private Limited, Amalthea Infotech Private Limited, Lf2peer Financial Services Private Limited and 1 more | Director | 13 Aug 2025 | 1 Years 2 Months | Current |
| Vikram Vaidyanathan | Nominee Director | 31 Oct 2019 | 6 Years 11 Months | Current |
| Mohit Bhatnagar Anand Also directs: Peak XV Partners Advisors India LLP, Meesho Limited, Peak XV Partners Advisors Private Limited and 1 more | Nominee Director | 16 Oct 2023 | 3 Years 0 Months | Current |
Auditor
Amica Financial Technologies Private Limited is audited by Deloitte Haskins & Sells LLP for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Deloitte Haskins & Sells LLP | FY 2024 | 117366W |
Shareholding
The shareholding of Amica Financial Technologies Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Amica Financial Technologies Private Limited, buy the company report.
Charges & borrowings
Open charges
₹1 Lakh
Satisfied charges
₹106.11 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 09 Feb 2023 | 100681274 | Others | ₹1 Lakh | Open | |
| 22 Mar 2024 | 100933552 | Others | ₹10.1 Cr | Satisfied | |
| 10 Nov 2023 | 100819447 | Others | ₹10 Cr | Satisfied | |
| 27 Sep 2023 | 100819232 | Others | ₹51 Cr | Satisfied | |
| 15 May 2023 | 100849494 | Others | ₹10.01 Cr | Satisfied |
To see the full charge records of Amica Financial Technologies Private Limited, buy the company report.
Total charge records: 6 View all charges
Deals & funding
Amica Financial Technologies Private Limited has 18 deals on record (11 funding rounds, 5 debt financings, 2 secondary share transfers), with disclosed funding of ₹1,481.09 Cr; the latest was in October 2025.
Total deals
18
Funding rounds
11
Debt financings
5
Secondary share transfers
2
Disclosed funding
₹1,481.09 Cr
Deals on record (5 of 18)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Oct 2025 | Funding round | ₹115 Cr | Investors: Mirae Asset Venture Investments (India), Beenext, 3One4 Capital |
| Mar 2024 | Debt financing | ₹10.1 Cr | Investors: Trifecta Capital |
| Dec 2023 | Debt financing | ₹5.01 Cr | Investors: Stride Ventures |
| Sep 2023 | Debt financing | ₹51 Cr | Investors: Alteria Capital |
| Jun 2023 | Debt financing | ₹5 Cr | Investors: Stride Ventures |
To see the full deal history of Amica Financial Technologies Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Amica Financial Technologies Private Limited has 12 court cases on record: 6 filed by Amica Financial Technologies, 6 filed against it. 3 cases are pending and 9 are disposed.
Total cases
12
Filed by the company
6
Filed against the company
6
Pending
3
Disposed
9
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 10 | 4 | 3 |
| District courts | 2 | 2 | 0 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Karnataka | Arbitration matter | Filed against the company by Jupiter Capital Private Limited | Disposed |
| High Court of Karnataka | Writ petition | Filed by the company against Jupiter Capital Pvt. Ltd. | Disposed |
| District court, BENGALURU, Karnataka | Court case (Com.O.S.) | Filed against the company by Jupiter Capital Private Limited | Disposed |
| High Court, KARNATAKA | Arbitration matter | Filed by the company against Jupiter Capital Pvt. Ltd | Disposed |
| High Court, TAMIL NADU | Appeal | Filed by the company against Sipping Spirits Pvt Ltd and 4 others | Disposed |
To see the full case history of Amica Financial Technologies Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Amica Financial Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Amica Financial Technologies has 6 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
6
Subsidiary companies
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| Amica Investment Advisers Private Limited | U65929MH2019PTC335288 | |
| Amica Insurance Brokers Private Limited | U66220MH2022PTC393575 | |
| Amica Payment Services Private Limited | U67100MH2021PTC373183 | |
| Europa Neo Marketing Private Limited | U72200KA2022PTC176274 | |
| Amalthea Infotech Private Limited | U72900KA2022PTC178511 | |
| Sumhr Software Private Limited | U74999MH2017PTC297289 |
To see the full group structure of Amica Financial Technologies Private Limited, buy the company report.
Employees & EPFO
Amica Financial Technologies Private Limited has a workforce of 432 employees on its EPFO records as of Jan 13, 2025, across 1 active EPFO establishment.
Employee count
432
Active EPFO establishments
1
Employee growth
-27.88%
GST
Amica Financial Technologies has 3 GST registrations: 3 active.
Total GSTINs
3
Active
3
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AASCA5737H1Z8 | Maharashtra | Active | 07 Sep 2019 |
| 29AASCA5737H1Z4 | Karnataka | Active | 03 Dec 2019 |
| 06AASCA5737H1ZC | Haryana | Active | 12 Jul 2023 |
To see the full GST registrations and return filing status of Amica Financial Technologies Private Limited, buy the company report.
Recent activity
Amica Financial Technologies Private Limited has 11 board changes on record since 2019: 6 appointments and 5 cessations. The latest: Rohit Kumar Pandey ceased to be Additional Director on 29 Sep 2025.
Charges
A charge registered on 10 Nov 2023 via Charge ID 100819447 with Others was fully satisfied on 21 Nov 2025.
Charges
A charge with Others of Rs. 0.01 Cr registered on 09 Feb 2023 with Charge ID 100681274 was modified on 13 Nov 2025.
Charges
A charge registered on 22 Mar 2024 via Charge ID 100933552 with Others was fully satisfied on 14 Oct 2025.
AGM
Amica Financial Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Ceased
Rohit Kumar Pandey ceased to be Additional Director.
Ceased
Vikram Vaidyanathan ceased to be Director.
Appointed
Rohit Kumar Pandey was appointed as Director.
Charges
A charge registered on 27 Sep 2023 via Charge ID 100819232 with Others was fully satisfied on 18 Jun 2025.
Charges
A charge registered on 28 Dec 2022 via Charge ID 100715277 with Others was fully satisfied on 31 May 2025.
Filing
Amica Financial Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai I.
Charges
A charge registered on 15 May 2023 via Charge ID 100849494 with Others was fully satisfied on 27 Feb 2025.
Charges
A charge with Others of Rs. 10.00 Cr registered on 10 Nov 2023 with Charge ID 100819447 was modified on 12 Feb 2025.
16 earlier events are in the company report.
News
Frequently asked questions
Amica Financial Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 01 August 2019 (7+ years old) and is registered under CIN U74140MH2019PTC328769.
Amica Financial Technologies has 4 current directors:
- Jitendra Gupta - Director
- Rohit Kumar Pandey - Director
- Vikram Vaidyanathan - Nominee Director
- Mohit Bhatnagar Anand - Nominee Director
The latest financial statements of Amica Financial Technologies on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Amica Financial Technologies is 27AASCA5737H1Z8, registered in Maharashtra. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 29AASCA5737H1Z4 (Karnataka), 06AASCA5737H1ZC (Haryana).
The CIN (Corporate Identification Number) of Amica Financial Technologies is U74140MH2019PTC328769. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Amica Financial Technologies has 12 court cases on record: 6 filed by the company and 6 filed against it. 3 are pending. Most are in the high courts.
Amica Financial Technologies was incorporated on 01 August 2019, making it 7+ years old. It is registered with the Registrar of Companies, Mumbai.
Amica Financial Technologies has 18 deals on record (11 funding rounds, 5 debt financings, 2 secondary share transfers), with disclosed funding of ₹1,481.09 Cr; the latest was in October 2025.
Rohit Kumar Pandey ceased to be Additional Director on 29 Sep 2025. Vikram Vaidyanathan ceased to be Director on 29 Sep 2025. Rohit Kumar Pandey was appointed as Director on 13 Aug 2025. Amica Financial Technologies has 11 board changes on record in total.
Yes, Amica Financial Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).