Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials and compliance.
CIN U74140MH2019PTC328769 Incorporated 01 August 2019 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹90.94 Cr
▲ 13.00% YoY
EBITDA · FY 2025
*****
▲ 21.00% YoY
Net profit · FY 2025
*****
▲ 23.00% YoY
Authorised capital
₹1.98 Cr
Registered with MCA
Paid-up capital
₹1.7 Cr
Issued & subscribed
Open charges
₹1 Lakh
Satisfied ₹106.11 Cr
Company age
7 yrs
Est. 2019
Employees · EPFO
432
Latest available

About Amica Financial Technologies Private Limited

Data last updated: 13 March 2026

Amica Financial Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 01 August 2019, the company has been in operation for over 7 years.

Registered with ROC Mumbai under CIN U74140MH2019PTC328769.

Capital: an authorised share capital of ₹1.98 Cr and a paid-up capital of ₹1.7 Cr. It is led by directors including Jitendra Gupta and Rohit Kumar Pandey.

Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 32 3Rd Floor Viraj Building Plot No.124 Above Hdfc Bank S V Road Khar West, Mumbai, Maharashtra, India – 400052.

As per the financials filed for FY 2025, the company reported a revenue of ₹90.94 Cr, a growth of 13% compared to the previous year.

Its group structure includes 6 subsidiaries.

The company is associated with 1 brand - Jupiter Money. As per MCA filings, the company has open charges of ₹1 Lakh and satisfied charges of ₹106.11 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jupiter.money.

Company Details of Amica Financial Technologies Private Limited
CIN U74140MH2019PTC328769
Registration Number 328769
Incorporation Date 01 August 2019
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
  • Social Media
  • Registered Address
    32 3Rd Floor Viraj Building Plot No.124 Above Hdfc Bank S V Road Khar West, Mumbai, Maharashtra, India – 400052
  • Industry
    Financial Services, Diversified Financial Services
Company report
Amica Financial Technologies Private Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
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  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Amica Financial Technologies Private Limited in one report.

10-year financials Directors & ownership Charges & compliance

Associated Brands with Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited operates one associated brand: Jupiter Money. These brands represent Amica Financial Technologies Private Limited's diversified market presence and brand portfolio.

Brand Description Website
Provider of financial platform offering accounts, payments, credit cards, and investments jupiter.money

Competitors & Alternatives of Amica Financial Technologies Private Limited

Brands and companies operating in the same space as Amica Financial Technologies Private Limited include Freo, Niyo, OneBanc Technologies and 2 more.

Competitor Description Location Founded
Freo Freo Digital banking services are offered to individual users. Bengaluru, India, India 2015
Niyo Niyo Online platform for wealth management Bengaluru, India, India 2015
OneBanc Technologies OneBanc Technologies AI-powered online banking solutions are integrated with HR workflows. Gurugram, India, India 2019
Avail Finance Avail Finance Neobank for individuals Bengaluru, India, India 2017
RapiPay RapiPay Agent-based payment solutions for businesses are provided. Delhi, India, India 2018

Business Activity of Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited is engaged in the principal business activity of information and communication, with detailed activities including computer programming, consultancy and related activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
J Information and communication J6 Computer programming, consultancy and related activities *********

Auditor Details of Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited is audited by Deloitte Haskins & Sells LLP for the financial year 2024. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
Deloitte Haskins & Sells LLP blur-value blur-value blur-value

Board of Directors of Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited is currently managed by 5 directors, with 6 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Jitendra Gupta Director 01 Aug 2019 6 Years 11 Months Current
Rohit Kumar Pandey Director 13 Aug 2025 0 Years 10 Months Current
Vikram Vaidyanathan Nominee Director 31 Oct 2019 6 Years 8 Months Current
Mohit Bhatnagar Anand Nominee Director 16 Oct 2023 2 Years 8 Months Current

Financials of Amica Financial Technologies Private Limited FY 2025 filings available

Amica Financial Technologies Private Limited reported revenue of ₹90.94 Cr (up 13% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹90.94 Cr ▲ 13%
Profit
***** ▲ 23%
EBITDA
***** ▲ 21%
Metrics
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Revenue
Revenue from Operations
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Revenue Growth %
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Other Income
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Total Revenue
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
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Employee Cost
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Managerial Remuneration
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Audit Fees
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Insurance
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
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Operating Margin %
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
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Growth
Revenue Growth %
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Leverage
Equity Multiplier
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Debt / EBITDA
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Solvency
D/E Ratio
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ICR
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Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Shareholding Pattern of Amica Financial Technologies Private Limited

As of FY 2023, Amica Financial Technologies Private Limited's shareholding pattern shows 94.55% by promoters, 5.38% by public shareholders, 0.07% by others. The promoters hold a majority stake, indicating strong promoter control.

2025
YEAR
38.19% Promoters
25.22% DII (Domestic Institutional)
10.28% FII (Foreign Institutional)
25.89% Public
2.42% Others
Shareholding Trend
Year 2025
Promoters 33.19%
DII 23.22%
FII 18.28%
Public 22.89%
Others 2.42%

Group Structure of Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited has 6 subsidiary companies. This group structure data is as of FY 2023. The corporate group structure reflects Amica Financial Technologies Private Limited's business expansion strategy and organizational complexity.

6
Subsidiary companies
Key Subsidiaries
Company Name CIN Shares Held
Amica Investment Advisers Private Limited U65929MH2019PTC335288
**.**%
Amica Insurance Brokers Private Limited U66220MH2022PTC393575
**.**%
Amica Payment Services Private Limited U67100MH2021PTC373183
**.**%
Europa Neo Marketing Private Limited U72200KA2022PTC176274
**.**%
Amalthea Infotech Private Limited U72900KA2022PTC178511
**.**%
Sumhr Software Private Limited U74999MH2017PTC297289
**.**%

Showing major subsidiaries. Total: 6.

Charges & Borrowings of Amica Financial Technologies Private Limited

Open charges
₹1 Lakh
Satisfied charges
₹106.11 Cr
Breakdown by lending institutions
Others₹0.01 Cr
Latest charge details
DateLenderAmountStatus
09 Feb 2023 Others ₹1 Lakh Open
22 Mar 2024 Others ₹10.1 Cr Satisfied
10 Nov 2023 Others ₹10 Cr Satisfied
27 Sep 2023 Others ₹51 Cr Satisfied
15 May 2023 Others ₹10.01 Cr Satisfied

Total charge records: 6 View all charges

Employees and EPFO Compliance at Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited has a workforce of 432 employees as of Jan 13, 2025.

Employee count
432
Active EPFO establishments
1
Employee growth
-27.88%
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Amica Financial Technologies Private Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Amica Financial Technologies Private Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Amica Financial Technologies Private Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Amica Financial Technologies Private Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Amica Financial Technologies Private Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Amica Financial Technologies Private Limited

MSME Payment Delays by Amica Financial Technologies Private Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Amica Financial Technologies Private Limited

Subsidiaries & Group Companies of Amica Financial Technologies Private Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Amica Financial Technologies Private Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Amica Financial Technologies Private Limited

MCA Filings & Documents of Amica Financial Technologies Private Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Amica Financial Technologies Private Limited

Charges
21 Nov 2025
A charge registered on 10 Nov 2023 via Charge ID 100819447 with Others was fully satisfied on 21 Nov 2025.
Charges
13 Nov 2025
A charge with Others of Rs. 0.01 Cr registered on 09 Feb 2023 with Charge ID 100681274 was modified on 13 Nov 2025.
Charges
14 Oct 2025
A charge registered on 22 Mar 2024 via Charge ID 100933552 with Others was fully satisfied on 14 Oct 2025.
Activity
30 Sep 2025
Amica Financial Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Directors
13 Aug 2025
Rohit Kumar Pandey was appointed as a Director on 13 Aug 2025 & has been associated with this company since 10 months 29 days.
Charges
18 Jun 2025
A charge registered on 27 Sep 2023 via Charge ID 100819232 with Others was fully satisfied on 18 Jun 2025.

Frequently Asked Questions about Amica Financial Technologies Private Limited

Amica Financial Technologies Private Limited is an active private limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 01 August 2019 (7+ years old) and is registered under CIN U74140MH2019PTC328769.

Amica Financial Technologies Private Limited reported revenue of ₹90.94 Cr for FY 2025 (up 13.00% YoY).

The current directors of Amica Financial Technologies Private Limited are:

The primary industry of Amica Financial Technologies Private Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.

Yes, Amica Financial Technologies Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

Amica Financial Technologies Private Limited can be reached at the registered office: 32 3Rd Floor Viraj Building Plot No.124 Above Hdfc Bank S V Road Khar West, Mumbai, Maharashtra, India – 400052, or through the website jupiter.money.

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