Amsum Chits Pvt Ltd
About Amsum Chits Pvt Ltd
Data last updated:
Amsum Chits Pvt Ltd is a private limited company based in Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 November 1998 and has been in existence for over 28 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65992HR1998PTC034069. Its GSTIN is 07AABCA3549E1ZZ (Delhi).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Amit Wadhwa and Cheena Wadhwa.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 706C Sector – 22 Gurgaon, Haryana, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹89.51 Lakh, a growth of 35% compared to the previous year. For the same year it recorded a net profit of ₹7.36 Lakh (net margin 8.2%) and EBITDA of ₹29.81 Lakh (EBITDA margin 33.3%). Revenue has grown at a compounded annual rate (CAGR) of 22% over three years and 12% over five years.
As per MCA filings, the company has open charges of ₹50.1 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address706C Sector – 22 Gurgaon, Haryana, India
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Amsum Chits Pvt Ltd
The main business activity of Amsum Chits is financial and insurance service. In detail, this covers fund management services.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K6 | Fund Management Services | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Amsum Chits Pvt Ltd FY 2024 filings available
Amsum Chits Pvt Ltd reported revenue of ₹89.51 Lakh (up 35% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Amsum Chits Pvt Ltd
Revenue has grown at a compounded annual rate (CAGR) of 12% over five years, including 35% growth in the latest year. EBITDA rose 176% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Amsum Chits Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹29.81 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹7.36 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Amsum Chits Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 33.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 8.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Amsum Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Amsum Chits Pvt Ltd
Amsum Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Amit Wadhwa Also directs: Gunbani Chits Private Limited | Director | 09 Nov 1998 | 27 Years 11 Months | Current |
| Cheena Wadhwa Also directs: Gunbani Chits Private Limited | Director | 18 Nov 2020 | 5 Years 11 Months | Current |
Peer Comparison of Amsum Chits Pvt Ltd
Amsum Chits Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shree Hazoor Sahib Chits Private Limited | ₹90.99 Lakh (FY 2025) | •••• | •••• | -3.0% | •••• | Delhi, India |
| Jwalaji Chit Fund Private Limited | ₹90.46 Lakh (FY 2025) | •••• | •••• | 2.0% | •••• | Haryana, India |
| R K Rudra Chit Fund Private Limited | ₹90.43 Lakh (FY 2025) | •••• | •••• | 15.0% | •••• | Hyderabad, Telangana, India |
| Sas Chits Private Limited | ₹90.31 Lakh (FY 2025) | •••• | •••• | •••• | Chennai, Tamil Nadu, India | |
| Sree Malavika Chits (India) Private Limited | ₹89.95 Lakh (FY 2025) | •••• | •••• | 31.0% | •••• | Navi Mumbai, Maharashtra, India |
| Amsum Chits Pvt Ltd this company | ₹89.51 Lakh (FY 2025) | •••• | •••• | 35.0% | •••• | Haryana, India |
| Tripura Sundari Chit Funds Private Limited | ₹89.06 Lakh (FY 2022) | •••• | •••• | 47.0% | •••• | Rajahmundry, Andhra Pradesh, India |
| Secureprime Nidhi Limited | ₹89.01 Lakh (FY 2022) | •••• | •••• | 16.0% | •••• | Ernakulam, Kerala, India |
| Amman Sri Vaishnavi Chits Private Limited | ₹88.66 Lakh (FY 2024) | •••• | •••• | 0.0% | •••• | Chennai, Tamil Nadu, India |
| Pallod Chit Funds Private Limited | ₹88.22 Lakh (FY 2025) | •••• | •••• | -17.0% | •••• | Zaheerabad, Telangana, India |
| Geethanvi Chit Funds Private Limited | ₹88.1 Lakh (FY 2025) | •••• | •••• | 24.0% | •••• | Hyderabad, Telangana, India |
Peers are the five companies nearest above and the five nearest below Amsum Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Amsum Chits Pvt Ltd
Amsum Chits Pvt Ltd is audited by P K MARWAH & COMPANY for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| P K MARWAH & COMPANY | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Amsum Chits Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Amsum Chits Pvt Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 31 Jul 2024 | Hdfc Bank Limited | ₹50.1 Lakh | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Amsum Chits Pvt Ltd
Employment history and EPFO contributions of people linked to Amsum Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Amsum Chits Pvt Ltd
Amsum Chits Pvt Ltd has 4 board changes on record since 1998: 3 appointments and 1 cessation. The latest: Sumit Wadhwa ceased to be Director on 21 Nov 2020.
Credit Ratings, Litigation & Regulatory Alerts for Amsum Chits Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Amsum Chits Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Amsum Chits Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Amsum Chits Pvt Ltd
Amsum Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AABCA3549E1ZZ | Delhi | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Amsum Chits Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Amsum Chits Pvt Ltd
Amsum Chits is an active private limited company based in Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 November 1998 (28+ years old) and is registered under CIN U65992HR1998PTC034069.
Amsum Chits reported revenue of ₹89.51 Lakh for FY 2025 (up 35% YoY).
Amsum Chits has 2 current directors:
- Amit Wadhwa - Director
- Cheena Wadhwa - Director
Amsum Chits reported a net profit of ₹7.36 Lakh (net margin 8.2%) and EBITDA of ₹29.81 Lakh (EBITDA margin 33.3%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Amsum Chits is 22% over three years and 12% over five years. In the latest year (FY 2025) revenue rose 35%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Amsum Chits is 07AABCA3549E1ZZ, registered in Delhi.
The CIN (Corporate Identification Number) of Amsum Chits is U65992HR1998PTC034069. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Amsum Chits was incorporated on 09 November 1998, making it 28+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Amsum Chits by revenue are Shree Hazoor Sahib Chits Private Limited, Jwalaji Chit Fund Private Limited, R K Rudra Chit Fund Private Limited, Sas Chits Private Limited, Sree Malavika Chits (India) Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Sumit Wadhwa ceased to be Director on 21 Nov 2020. Cheena Wadhwa was appointed as Director on 18 Nov 2020. Sumit Wadhwa was appointed as Director on 18 Nov 2005. Amsum Chits has 4 board changes on record in total.
The registered office of Amsum Chits is at 706C Sector – 22 Gurgaon, Haryana, India.