About Anjani Finance Limited
Data last updated: 14 July 2026
Anjani Finance Limited is a public limited company based in Indore, Madhya Pradesh, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 20 April 1989, the company has been in operation for over 37 years.
Registered with ROC Gwalior under CIN L65910MP1989PLC032799. Listed on BSE: 531878.
Capital: an authorised share capital of ₹10.5 Cr and a paid-up capital of ₹10.14 Cr. Formerly known as Gujarat Guaranty and Financials Limited and Fiscal Trade Services Pvt Ltd. It is led by directors including Sanjay Kumar Agarwal and Sarthak Agrawal.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: The Agarwal Corporate House 1 Sanjana Park, Indore, Madhya Pradesh.
As per BSE-filed consolidated financials for FY 2024, the company reported a revenue of ₹1.27 Cr, a decline of 9.53% compared to the previous year. The net worth stands at ₹14.68 Cr (up 3.41% YoY). Total assets are valued at ₹15.07 Cr (down 29.94% YoY).
The company is associated with 1 brand - Anjani Finance. As per MCA filings, the company has satisfied charges of ₹1.53 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website anjanifin.com.
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Registered AddressThe Agarwal Corporate House 1 Sanjana Park Adj. Agarwal Public School Bicholi Mard, Ana Road, Indore, Madhya Pradesh, India – 452016
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Anjani Finance Limited
Anjani Finance Limited has undergone 2 name changes throughout its history. The company was previously known as Gujarat Guaranty And Financials Limited, and Fiscal Trade Services Pvt Ltd. The current legal name is Anjani Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Anjani Finance Limited | Current |
| Gujarat Guaranty And Financials Limited | Previous |
| Fiscal Trade Services Pvt Ltd | Previous |
CIN History of Anjani Finance Limited
Anjani Finance Limited has one previous CIN (Corporate Identification Number): L65910GJ1989PLC012142. The current CIN is L65910MP1989PLC032799, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65910MP1989PLC032799 | Current |
| L65910GJ1989PLC012142 | Previous |
Associated Brands with Anjani Finance Limited
Anjani Finance Limited operates one associated brand: ANJANI FINANCE. These brands represent Anjani Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Vehicle financing solutions are provided to customers in India. | anjanifin.com |
Competitors & Alternatives of Anjani Finance Limited
Brands and companies operating in the same space as Anjani Finance Limited include Hinduja Leyland Finance, CreditWise Capital, Bajaj Auto Finance and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Hinduja Leyland Finance
|
Vehicle and housing finance products are offered across India. | Chennai, India, India | 2008 |
CreditWise Capital
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Provider of loans and vehicle-related services via digital platforms | Mumbai, India, India | 2018 |
Bajaj Auto Finance
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Auto finance loans are provided for two-wheelers, three-wheelers, and cars. | Pune, India, India | 1987 |
OTO
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Two-wheeler loans are provided via a fintech platform for purchases. | Bengaluru, India, India | 2018 |
Mahaveer Finance India
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Automotive loans and asset finance services are offered to clients. | Chennai, India, India | 1981 |
Kogta Financial India
|
MSME loans, vehicle financing, and property-secured loans are provided. | Jaipur, India, India | 1996 |
Arman Financial Services
|
Auto loans are provided through financial services in India. | Ahmedabad, India, India | 1992 |
Bike Bazaar
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Online platform for buying and selling two-wheelers | Pune, India, India | 2017 |
Mufin Green Finance
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Consumer and SME loans are provided in India. | Delhi, India, India | 2016 |
Akasa Finance
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Loans for vehicles, businesses, personal needs, and properties are provided. | Noida, India, India | 1995 |
Business Activity of Anjani Finance Limited
Anjani Finance Limited is engaged in principal business activities including financial and insurance service and electricity, gas, steam and air condition supply, with detailed activities including other financial activities, electric power generation, transmission and distribution. The company has 2 registered principal business activity segments, demonstrating its operational diversity and market reach.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
| D | Electricity, gas, steam and air condition supply | D1 | Electric power generation, transmission and distribution | Locked |
Business activity turnover details for Anjani Finance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Anjani Finance Limited
Anjani Finance Limited is audited by Mahendra Badjatya & Co for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Mahendra Badjatya & Co | Locked | Locked | Locked |
Complete auditor history for Anjani Finance Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Anjani Finance Limited
Anjani Finance Limited is currently managed by 4 directors, with 14 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Sanjay Kumar Agarwal
Also directs:
Anjani Finance Limited, Deepesh Farms & Plantations Private Limited, Chamelidevi Flour Mills Limited and 2 more
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Director | 25 Jul 2013 | 13 Years 0 Months | Current |
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Sarthak Agrawal
Also directs:
Anjani Finance Limited, Chamelidevi Flour Mills Limited
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Director | 23 Aug 2022 | 3 Years 11 Months | Current |
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Kalpana Jain
Also directs:
Anjani Finance Limited, Chamelidevi Flour Mills Limited
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Managing Director | 02 Jul 2014 | 12 Years 1 Months | Current |
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Nilay Agrawal
Also directs:
Anjani Finance Limited, Chamelidevi Flour Mills Limited
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Additional Director | 30 Jun 2026 | 0 Years 1 Months | Current |
Financials of Anjani Finance Limited FY 2024 filings available
Anjani Finance Limited reported revenue of ₹1.27 Cr (down 9.53% YoY) for FY 2024.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹1.27 Cr | ₹1.4 Cr | ₹1.4 Cr | ₹1.3 Cr | ₹92.68 Lakh |
| Interest Earned | ₹86.28 Lakh | ₹95.04 Lakh | ₹92.77 Lakh | ₹86.7 Lakh | ₹52.33 Lakh |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Income | ₹1.27 Cr | ₹1.4 Cr | ₹1.4 Cr | ₹1.3 Cr | ₹92.68 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹7.9 Lakh | ₹6.98 Lakh | ₹6.14 Lakh | ₹6.61 Lakh | ₹8.15 Lakh |
| Finance Costs | ₹31.39 Lakh | ₹47.82 Lakh | ₹51.91 Lakh | ₹52.98 Lakh | ₹27.09 Lakh |
| Depreciation & Amortisation | ₹55,000 | ₹55,000 | ₹46,000 | ₹60,000 | ₹59,000 |
| Other Expenses | ₹26.7 Lakh | -₹1.34 Cr | ₹1.85 Cr | ₹23.22 Lakh | ₹24.15 Lakh |
| Total Expenses | ₹66.54 Lakh | -₹78.97 Lakh | ₹2.43 Cr | ₹83.41 Lakh | ₹59.98 Lakh |
| Profit Before Exceptional Items & Tax | ₹60.47 Lakh | ₹2.19 Cr | -₹1.03 Cr | ₹46.09 Lakh | ₹32.7 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹60.47 Lakh | ₹2.19 Cr | -₹1.03 Cr | ₹46.09 Lakh | ₹32.7 Lakh |
| Total Tax Expense | ₹12.12 Lakh | ₹50.98 Lakh | -₹23.85 Lakh | ₹3.81 Lakh | ₹6.96 Lakh |
| Net Profit | ₹65.4 Lakh | ₹6.99 Cr | -₹88.9 Lakh | ₹51.17 Lakh | ₹25.74 Lakh |
| attributable to Owners | - | ₹0 | ₹0 | ₹0 | - |
| attributable to NCI | - | ₹0 | ₹0 | ₹0 | - |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹65.4 Lakh | ₹6.99 Cr | -₹88.9 Lakh | ₹51.17 Lakh | ₹25.74 Lakh |
| EBITDA (computed) | ₹92.41 Lakh | ₹2.68 Cr | -₹50.44 Lakh | ₹99.67 Lakh | ₹60.38 Lakh |
| Basic EPS | ₹0.64 | ₹6.89 | ₹-0.78 | ₹51.17 | ₹0.75 |
| Diluted EPS | ₹0.64 | ₹6.89 | ₹-0.78 | ₹51.17 | ₹0.75 |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Assets | ₹15.07 Cr | ₹21.51 Cr | ₹18.93 Cr | ₹26.58 Cr | ₹25.03 Cr |
| Property, Plant & Equipment | ₹13.06 Lakh | ₹13.61 Lakh | ₹14.17 Lakh | ₹14.62 Lakh | ₹15.22 Lakh |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹4.13 Cr | ₹5.37 Cr | ₹4.69 Cr | ₹4.91 Cr | ₹17.85 Lakh |
| Equity (Net Worth) | ₹14.68 Cr | ₹14.19 Cr | ₹12.51 Cr | ₹19.29 Cr | ₹18.78 Cr |
| Equity Share Capital | ₹10.14 Cr | ₹10.14 Cr | ₹10.14 Cr | ₹10.14 Cr | ₹10.14 Cr |
| Total Liabilities | ₹39.18 Lakh | ₹7.31 Cr | ₹6.42 Cr | ₹7.29 Cr | ₹6.26 Cr |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | ₹5.97 Cr | ₹36.74 Lakh | ₹1.28 Cr |
| Investing Cash Flow | ₹0 | ₹0 | ₹0 |
| Financing Cash Flow | -₹7.22 Cr | ₹30.97 Lakh | -₹1.5 Cr |
| Capital Expenditure | ₹0 | ₹0 | ₹0 |
| Free Cash Flow (computed) | ₹5.97 Cr | ₹36.74 Lakh | ₹1.28 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹1.24 Cr | ₹67.71 Lakh | -₹21.47 Lakh |
| Segment · FY 2024 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Finance Seqment | ₹86.27 Lakh | ₹36.22 Lakh | - | - |
| wind electricity generation Seqment | ₹40.73 Lakh | ₹24.24 Lakh | - | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2019 |
|---|---|---|---|---|
| Revenue from Operations | ₹1.27 Cr | ₹1.4 Cr | ₹1.4 Cr | ₹97.82 Lakh |
| Interest Earned | ₹86.28 Lakh | ₹95.04 Lakh | ₹92.77 Lakh | - |
| Other Income | ₹0 | ₹0 | ₹0 | ₹39,000 |
| Total Income | ₹1.27 Cr | ₹1.4 Cr | ₹1.4 Cr | - |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹7.9 Lakh | ₹6.98 Lakh | ₹6.14 Lakh | ₹11.58 Lakh |
| Finance Costs | ₹31.39 Lakh | ₹47.82 Lakh | ₹51.91 Lakh | ₹34.37 Lakh |
| Depreciation & Amortisation | ₹55,000 | ₹55,000 | ₹46,000 | - |
| Other Expenses | ₹26.7 Lakh | -₹1.34 Cr | ₹1.85 Cr | ₹18.59 Lakh |
| Total Expenses | ₹66.54 Lakh | -₹78.97 Lakh | ₹2.43 Cr | ₹65.13 Lakh |
| Profit Before Exceptional Items & Tax | ₹60.47 Lakh | ₹2.19 Cr | -₹1.03 Cr | - |
| Exceptional Items | ₹0 | ₹0 | ₹0 | - |
| Profit Before Tax | ₹60.47 Lakh | ₹2.19 Cr | -₹1.03 Cr | ₹46.67 Lakh |
| Total Tax Expense | ₹12.12 Lakh | ₹50.98 Lakh | -₹23.85 Lakh | ₹7.66 Lakh |
| Net Profit | ₹48.35 Lakh | ₹1.68 Cr | -₹78.96 Lakh | ₹39.01 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | - |
| Total Comprehensive Income | ₹48.35 Lakh | ₹1.68 Cr | -₹78.96 Lakh | - |
| EBITDA (computed) | ₹92.41 Lakh | ₹2.68 Cr | -₹50.44 Lakh | - |
| Basic EPS | ₹0.48 | ₹1.66 | ₹-0.78 | - |
| Diluted EPS | ₹0.48 | ₹1.66 | ₹-0.78 | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2019 |
|---|---|---|---|---|
| Total Assets | ₹15.07 Cr | ₹21.51 Cr | ₹18.93 Cr | ₹15.19 Cr |
| Non-current Assets | - | - | - | ₹14.65 Cr |
| Current Assets | - | - | - | ₹54.15 Lakh |
| Property, Plant & Equipment | ₹13.06 Lakh | ₹13.61 Lakh | ₹14.17 Lakh | - |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹4.13 Cr | ₹5.37 Cr | ₹4.69 Cr | ₹9.47 Lakh |
| Equity (Net Worth) | ₹14.68 Cr | ₹14.19 Cr | ₹12.51 Cr | - |
| Equity Share Capital | ₹10.14 Cr | ₹10.14 Cr | ₹10.14 Cr | - |
| Current Liabilities | - | - | - | ₹18.71 Lakh |
| Total Liabilities | ₹39.18 Lakh | ₹7.31 Cr | ₹6.42 Cr | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | ₹5.97 Cr | ₹36.74 Lakh | ₹1.28 Cr |
| Investing Cash Flow | ₹0 | ₹0 | ₹0 |
| Financing Cash Flow | -₹7.22 Cr | ₹30.97 Lakh | -₹1.5 Cr |
| Capital Expenditure | ₹0 | ₹0 | ₹0 |
| Free Cash Flow (computed) | ₹5.97 Cr | ₹36.74 Lakh | ₹1.28 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹1.24 Cr | ₹67.71 Lakh | -₹21.47 Lakh |
| Metrics | Q3 FY25 | Q2 FY25 |
|---|---|---|
| Revenue from Operations | ₹34.12 Lakh | ₹17.81 Lakh |
| Interest Earned | ₹29.52 Lakh | ₹9.46 Lakh |
| Other Income | ₹0 | ₹0 |
| Total Income | ₹34.12 Lakh | ₹17.81 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 |
| Employee Benefit Expense | ₹3.51 Lakh | ₹3.77 Lakh |
| Finance Costs | ₹3.14 Lakh | ₹3.16 Lakh |
| Depreciation & Amortisation | ₹14,000 | ₹14,000 |
| Other Expenses | ₹1.85 Lakh | ₹1.45 Lakh |
| Total Expenses | ₹8.64 Lakh | ₹8.52 Lakh |
| Profit Before Exceptional Items & Tax | ₹25.48 Lakh | ₹9.29 Lakh |
| Exceptional Items | ₹0 | ₹0 |
| Profit Before Tax | ₹25.48 Lakh | ₹9.29 Lakh |
| Total Tax Expense | ₹6 Lakh | -₹2.2 Lakh |
| Net Profit | ₹19.48 Lakh | ₹11.49 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 |
| Total Comprehensive Income | ₹19.48 Lakh | ₹11.49 Lakh |
| EBITDA (computed) | ₹28.76 Lakh | ₹12.59 Lakh |
| Basic EPS | ₹0.19 | ₹0.11 |
| Diluted EPS | ₹0.19 | ₹0.11 |
| Segment · Q3 FY25 (latest quarter) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Finance Seqment | ₹29.52 Lakh | ₹21.02 Lakh | ₹14.6 Cr | ₹0 |
| wind electricity generation Seqment | ₹4.6 Lakh | ₹4.46 Lakh | ₹7.9 Lakh | ₹0 |
| Segment · FY 2024 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Finance Seqment | ₹86.27 Lakh | ₹36.22 Lakh | - | - |
| wind electricity generation Seqment | ₹40.73 Lakh | ₹24.24 Lakh | - | - |
Shareholding Pattern of Anjani Finance Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 53.38%, retail and other public shareholders hold 46.62% of Anjani Finance Limited. The company had 6,244 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 53.38% | 53.38% | 53.38% | 53.38% | 53.38% | 53.38% |
| Public | 46.62% | 46.62% | 46.62% | 46.62% | 46.62% | 46.62% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 53.38% | 53.38% | 52.75% |
| Public | 46.62% | 46.62% | 47.25% |
| Promoter change (YoY, %pts) | +0.00 | +0.63 | - |
Group Structure of Anjani Finance Limited
Anjani Finance Limited has 1 associated company. This group structure data is as of FY 2023. The corporate group structure reflects Anjani Finance Limited's business expansion strategy and organizational complexity.
Charges & Borrowings of Anjani Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 22 Feb 2003 | Uco Bank | ₹1.53 Cr | Satisfied |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Anjani Finance Limited
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Employee and EPFO history for Anjani Finance Limited
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GST Compliance of Anjani Finance Limited
GST registrations and filing compliance for Anjani Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Anjani Finance Limited
Credit ratings, litigation, and regulatory alerts for Anjani Finance Limited
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MSME Payment Delays by Anjani Finance Limited
MSME payment history for Anjani Finance Limited
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Subsidiaries & Group Companies of Anjani Finance Limited
Corporate group structure for Anjani Finance Limited
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MCA Filings & Documents of Anjani Finance Limited
MCA filings and documents for Anjani Finance Limited
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Recent Activity on Anjani Finance Limited
Frequently Asked Questions about Anjani Finance Limited
Anjani Finance Limited is an active public limited company in the financial services sector based in Indore, Madhya Pradesh, India. It was incorporated on 20 April 1989 (37+ years old) and is registered under CIN L65910MP1989PLC032799. Listed on BSE: 531878.
Anjani Finance Limited reported revenue of ₹1.27 Cr for FY 2024 (down 9.53% YoY) based on consolidated BSE filings.
The current directors of Anjani Finance Limited are:
- Sanjay Kumar Agarwal - Director
- Sarthak Agrawal - Director
- Kalpana Jain - Managing Director
- Nilay Agrawal - Additional Director
The primary industry of Anjani Finance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Anjani Finance Limited is listed on BSE with code 531878.
Anjani Finance Limited can be reached at the registered office: The Agarwal Corporate House 1 Sanjana Park Adj. Agarwal Public School Bicholi Mard, Ana Road, Indore, Madhya Pradesh, India – 452016, or through the website anjanifin.com.