About Ant Creditex Technologies Private Limited
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Ant Creditex Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Affirmative Capital Private Limited and recognised as a startup by DPIIT. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 01 December 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74900MH2015PTC323375. Its GSTIN is 29AANCA9849D2Z3 (Karnataka). The company holds 3 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹21.43 Lakh. It is led by directors Pratik Dhirajlal Mehta and Rupesh Kumar Garg.
Its last annual general meeting (AGM) was held on 15 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Fun Republic Plot No.844/4 Shah Indl Estate Off New Link Road, Mumbai, Maharashtra, India – 400053.
As per the financials filed for FY 2022, the company reported a revenue of ₹34.43 Cr, reflecting significant growth compared to the previous year.
The company has about 1 employee on its provident fund (EPFO) records. Its group structure includes 2 subsidiaries.
The company is associated with 2 brands: Creditexchange and Qbera.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website creditexchange.in.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered AddressFun Republic Plot No.844/4 Shah Indl Estate Off New Link Road, Mumbai, Maharashtra, India – 400053
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
CIN History of Ant Creditex Technologies Private Limited
Ant Creditex Technologies has one previous CIN (Corporate Identification Number): U74900KA2015PTC102141. The current CIN is U74900MH2015PTC323375, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74900MH2015PTC323375 | Current |
| U74900KA2015PTC102141 | Previous |
Associated Brands with Ant Creditex Technologies Private Limited
Ant Creditex Technologies operates two associated brands: Creditexchange and Qbera. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates a lending marketplace connecting institutional investors with borrowers. | creditexchange.in | |
| Personal loans are facilitated via an online lending marketplace. | qbera.com |
Competitors & Alternatives of Ant Creditex Technologies Private Limited
Brands and companies operating in the same space as Ant Creditex Technologies Private Limited include Stashfin, Money View, Kissht and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 Stashfin | Digital lending and instant credit lines are provided to individuals. | Gurugram, India | 2016 |
 Money View | Loans, credit cards, gold investments, insurance, and UPI are provided. | Bengaluru, India | 2014 |
 Kissht | Personal, business, and property loans are provided by Kissht. | Mumbai, India | 2015 |
 Fibe | Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India | 2015 |
 mPokket | Provider of a digital lending platform offering instant personal loans to underserved youth, providing financial solutions through a mobile app | Kolkata, India | 2016 |
 CASHe | Online instant personal loans are provided to salaried professionals. | Mumbai, India | 2016 |
 Branch | Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States | 2015 |
 Finnable | Online personal loans with minimal documentation are offered digitally. | Bengaluru, India | 2015 |
 LoanTap | Various personal and business loans are offered through the platform. | Pune, India | 2016 |
 True Balance | Personal loans and prepaid instruments are provided via mobile wallet. | Gurugram, India | 2014 |
Business Activity of Ant Creditex Technologies Private Limited
Ant Creditex Technologies operates primarily in the financial and insurance service sector. One business activity is registered with the MCA.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
Detailed business activity records
Activity codes and each activity's share of turnover are in the company report.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Ant Creditex Technologies Private Limited
Ant Creditex Technologies Private Limited is audited by BSL & CO for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| BSL & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Ant Creditex Technologies Private Limited
Ant Creditex Technologies has 2 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pratik Dhirajlal Mehta Also directs: E-City Titans LLP, E-City Hi-Tech Projects LLP, E-City Real Estates Private Limited and 2 more | Director | 30 Jul 2021 | 5 Years 2 Months | Current |
| Rupesh Kumar Garg | Director | 30 Jul 2021 | 5 Years 2 Months | Current |
Financials of Ant Creditex Technologies Private Limited FY 2025 filings available
Ant Creditex Technologies Private Limited reported revenue of ₹34.43 Cr (up 352.58% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR) of Ant Creditex Technologies Private Limited
Revenue rose 352.58% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Ant Creditex Technologies Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹34.43 Cr | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
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| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
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| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
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| Share Capital | •••• | •••• | •••• | •••• | •••• |
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| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
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| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Ant Creditex Technologies Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
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| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Ant Creditex Technologies are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Ant Creditex Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Group Structure of Ant Creditex Technologies Private Limited
Ant Creditex Technologies has 2 subsidiary companies. This group structure data is as of FY 2021. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares Held |
|---|---|---|
| E-City Giant Screen (India) Private Limited | U09211KA2004PTC033216 | Locked |
| E City Publishing And Distributing India Private Limited | U72900MH2001PTC130456 | Locked |
Showing major subsidiaries. Total: 2.
Charges & Borrowings of Ant Creditex Technologies Private Limited
Ant Creditex Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Ant Creditex Technologies Private Limited
Ant Creditex Technologies Private Limited has a workforce of 1 employees as of Apr 08, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Ant Creditex Technologies Private Limited
Ant Creditex Technologies has 3 GST registrations: 1 active and 2 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AANCA9849D2Z3 | Karnataka | Active | 08 Aug 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Ant Creditex Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Ant Creditex Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Ant Creditex Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Ant Creditex Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Ant Creditex Technologies Private Limited
Recent News on Ant Creditex Technologies Private Limited
Frequently Asked Questions about Ant Creditex Technologies Private Limited
Ant Creditex Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 01 December 2015 (11+ years old) and is registered under CIN U74900MH2015PTC323375.
Ant Creditex Technologies reported revenue of ₹34.43 Cr for FY 2022 (up 352.58% YoY).
Ant Creditex Technologies has 2 current directors:
- Pratik Dhirajlal Mehta - Director
- Rupesh Kumar Garg - Director
The GSTIN of Ant Creditex Technologies is 29AANCA9849D2Z3, registered in Karnataka. The company has 3 GST registrations in all, of which 1 is active and 2 are cancelled or inactive.
The CIN (Corporate Identification Number) of Ant Creditex Technologies is U74900MH2015PTC323375. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ant Creditex Technologies was incorporated on 01 December 2015, making it 11+ years old. It is registered with the Registrar of Companies, Mumbai.
Yes, Ant Creditex Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Ant Creditex Technologies can be reached through the website creditexchange.in. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Ant Creditex Technologies is at Fun Republic Plot No.8444 Shah Indl Estate Off New Link Road, Mumbai, Maharashtra, India – 400053.