Aram Chit Funds Private Limited
About Aram Chit Funds Private Limited
Data last updated:
Aram Chit Funds Private Limited is a private limited company based in Salem, Tamil Nadu, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 15 July 2022.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65990TZ2022PTC039460.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Karuppannan Eshaq (Managing Director) and Rajkumar (Managing Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 92/2 J M J Office Nagaramalai Road Alagapuram, Salem, Tamil Nadu, India – 636016.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.05 Lakh, a growth of 81% compared to the previous year. For the same year it recorded a net profit of ₹81,839 (net margin 13.5%) and EBITDA of ₹1.16 Lakh (EBITDA margin 19.2%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Aram Chit Funds Private Limited's registered office is in Salem, Tamil Nadu.
- Registered Address92/2 J M J Office Nagaramalai Road Alagapuram, Salem, Tamil Nadu, India – 636016
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aram Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aram Chit Funds Private Limited, buy the company report.
Financials of Aram Chit Funds Private Limited
FY 2025 filings availableAram Chit Funds Private Limited reported revenue of ₹6.05 Lakh (up 81% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 81% in the latest year. EBITDA rose 80% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
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| EBITDA | ₹1.16 Lakh | ||
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| Net Profit (PAT) | ₹81,839 | ||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
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| Profitability | |||
| EBITDA Margin | 19.2% | ||
| Net Profit Margin | 13.5% | ||
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To see the full financial statements and ratios of Aram Chit Funds Private Limited, buy the company report.
Board of directors of Aram Chit Funds Private Limited
Aram Chit Funds has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Karuppannan Eshaq Also directs: Rkrdwings India Private Limited | Managing Director | 15 Jul 2022 | 4 Years 3 Months | Current |
| Rajkumar | Managing Director | 15 Jul 2022 | 4 Years 3 Months | Current |
| Ramamoorthy Gopinath Also directs: Jewelre Pioneers Global Private Limited | Director | 15 Jul 2022 | 4 Years 3 Months | Current |
Peer comparison
Aram Chit Funds Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Surgeindia Chit Private Limited | ₹6.11 Lakh (FY 2020) | -35.0% | Ernakulam, Kerala, India | |||
| Trichy Srimathi Chit Funds Private Limited | ₹6.1 Lakh (FY 2025) | -16.0% | Tolgate, Trichy-620020, Tamil Nadu, India | |||
| Dhanu Chit Funds Private Limited | ₹6.05 Lakh (FY 2024) | 17.0% | Chennai, Tamil Nadu, India | |||
| Aram Chit Funds Private Limitedthis company | ₹6.05 Lakh (FY 2025) | ₹81,839 | 13.5% | 81.0% | Salem, Tamil Nadu, India | |
| Brigade Chit Funds Private Limited | ₹6.01 Lakh (FY 2020) | -51.0% | Bangalore, Karnataka, India | |||
| Kalapatti Amman Chit's Private Limited | ₹6.01 Lakh (FY 2021) | 19.0% | Coimbatore, Tamil Nadu, India | |||
| Adhokshaja Chit Funds Private Limited | ₹5.96 Lakh (FY 2019) | Kamareddy, Telangana, India |
To see the full peer comparison of Aram Chit Funds Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Aram Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aram Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Aram Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Aram Chit Funds Private Limited has 5 board changes on record since 2022: 4 appointments and 1 cessation. The latest: Veeramani Mahindran ceased to be Managing Director on 18 Apr 2023.
Frequently asked questions
Aram Chit Funds is an active private limited company based in Salem, Tamil Nadu, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 15 July 2022 (4+ years old) and is registered under CIN U65990TZ2022PTC039460.
Aram Chit Funds has 3 current directors:
- Karuppannan Eshaq - Managing Director
- Rajkumar - Managing Director
- Ramamoorthy Gopinath - Director
The latest financial statements of Aram Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2023 are in the company report.
The CIN (Corporate Identification Number) of Aram Chit Funds is U65990TZ2022PTC039460. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aram Chit Funds was incorporated on 15 July 2022, making it 4+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Aram Chit Funds by revenue are Surgeindia Chit Private Limited, Trichy Srimathi Chit Funds Private Limited, Dhanu Chit Funds Private Limited, Brigade Chit Funds Private Limited, Kalapatti Amman Chit's Private Limited and 1 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Veeramani Mahindran ceased to be Managing Director on 18 Apr 2023. Karuppannan Eshaq was appointed as Managing Director on 15 Jul 2022. Rajkumar was appointed as Managing Director on 15 Jul 2022. Aram Chit Funds has 5 board changes on record in total.
The registered office of Aram Chit Funds is at 922 J M J Office Nagaramalai Road Alagapuram, Salem, Tamil Nadu, India – 636016.
Aram Chit Funds operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Aram Chit Funds is compliant as of 09 July 2026. The company is actively filing with the Registrar of Companies.
Aram Chit Funds can be reached at its registered office: 922 J M J Office Nagaramalai Road Alagapuram, Salem, Tamil Nadu, India – 636016.
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