MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-KL-11-0008139
Aranmula Chit Funds Private Limited - financial services in Kozhencherry, Kerala, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹4.51 Cr
▲ 11% YoY
Net profit · FY 2025
₹13.64 Lakh
Net margin 3%
EBITDA · FY 2025
₹39.17 Lakh
EBITDA margin 8.7%
Authorised capital
₹20 Lakh
Registered with MCA
Paid-up capital
₹20 Lakh
Issued & subscribed
Open charges
₹15.72 Lakh
Secured borrowings
Company age
13 yrs
Est. 2013
Employees · EPFO
47
Provident fund records
About Aranmula Chit Funds Private Limited
Data last updated:
Aranmula Chit Funds Private Limited is a private limited company based in Kozhencherry, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 20 November 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC035451. Its GSTIN is 32AANCA1313N1ZT (Kerala).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors Raghu Raghavan and Nayana Prasad.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Kozhencherry, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.51 Cr, a growth of 11% compared to the previous year. For the same year it recorded a net profit of ₹13.64 Lakh (net margin 3%) and EBITDA of ₹39.17 Lakh (EBITDA margin 8.7%). Revenue has grown at a compounded annual rate (CAGR) of 17% over three years and 15% over five years.
The company has about 47 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Aranmula Chit Funds. As per MCA filings, the company has open charges of ₹15.72 Lakh on record. Court records list 1 case involving the company, including 1 filed by the company.
Aranmula Chit Funds Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KL-11-0008139). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website aranmulachits.com.
Company details
CIN U65992KL2013PTC035451
Registration Number 035451
Incorporation Date 20 November 2013
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-KL-11-0008139
Key People
Raghu Raghavan Director Nayana Prasad Director Recognitions & Rankings of Aranmula Chit Funds
Contact details
Aranmula Chit Funds Private Limited's registered office is in Kozhencherry, Kerala. Its website is aranmulachits.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address373/A Aranmula Tower, Mallappuzhassery P.O Aranmula, Kozhencherry, Kerala, India – 689533
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Aranmula Chit Funds Private Limited, buy the company report.
Comprehensive company report
Aranmula Chit Funds Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included
Brands
Aranmula Chit Funds operates one associated brand: Aranmula Chit Funds. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Chit fund services, financial transparency, and savings protection in Kerala. | aranmulachits.com |
Business activity
The main business activity of Aranmula Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aranmula Chit Funds Private Limited, buy the company report.
Financials of Aranmula Chit Funds Private Limited
FY 2024 filings availableAranmula Chit Funds Private Limited reported revenue of ₹4.51 Cr (up 11% YoY) for FY 2025.
Revenue · FY 2025
₹4.51 Cr ▲ 11%
Net profit · FY 2025
₹13.64 Lakh margin 3%
EBITDA · FY 2025
₹39.17 Lakh margin 8.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 11%
3 years · compounded
▲ 17%
5 years · compounded
▲ 15%
EBITDA CAGR growth
1 year
▼ 49%
3 years · compounded
▼ 9%
5 years · compounded
▲ 2%
Revenue has grown at a compounded annual rate (CAGR) of 15% over five years, including 11% growth in the latest year. EBITDA fell 49% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹39.17 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹13.64 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.7% | ||||
| Net Profit Margin | 3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Aranmula Chit Funds Private Limited, buy the company report.
Board of directors of Aranmula Chit Funds Private Limited
Aranmula Chit Funds has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Raghu Raghavan | Director | 20 Nov 2013 | 12 Years 11 Months | Current |
| Nayana Prasad | Director | 20 Nov 2013 | 12 Years 11 Months | Current |
Peer comparison
Aranmula Chit Funds Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| The New Trichur Co Pvt Ltd | ₹4.7 Cr (FY 2025) | 7.0% | Thrissur, Kerala, India | |||
| Pinninti Chitfunds Private Limited | ₹4.58 Cr (FY 2025) | 4.0% | Hyderabad, Telangana, India | |||
| K C F Chit Funds Private Limited | ₹4.55 Cr (FY 2024) | 2.0% | Coimbatore, Tamil Nadu, India | |||
| Bhagavathi Chits Private Limited | ₹4.53 Cr (FY 2025) | 26.0% | Bangalore, Karnataka, India | |||
| Aranmula Chit Funds Private Limitedthis company | ₹4.51 Cr (FY 2025) | ₹13.64 Lakh | 3% | 11.0% | 47 | Kozhencherry, Kerala, India |
| Manappuram Chits( India )Limited | ₹4.51 Cr (FY 2025) | 37.0% | Coimbatore, Tamil Nadu, India | |||
| Attur Thuluva Velalar Sangam Chit Funds Private Limited | ₹4.48 Cr (FY 2025) | 3.0% | Attur, Tamil Nadu, India | |||
| Jayananda Chit Funds Private Limited | ₹4.45 Cr (FY 2025) | 2.0% | Karimnagar, Telangana, India | |||
| Royal Rao Balaji Micro Finance Foundation | ₹4.4 Cr (FY 2025) | 158.0% | Jaipur, Rajasthan, India |
To see the full peer comparison of Aranmula Chit Funds Private Limited, buy the company report.
Auditor
Aranmula Chit Funds Private Limited is audited by AJI DANIEL for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| AJI DANIEL | FY 2023 | 213757 |
Shareholding
The shareholding of Aranmula Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Aranmula Chit Funds Private Limited, buy the company report.
Charges & borrowings
Open charges
₹15.72 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Jan 2020 | 100317896 | Others | ₹15.72 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Aranmula Chit Funds Private Limited has 1 court case on record: 1 filed by Aranmula Chit Funds. All case is disposed.
Total cases
1
Filed by the company
1
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Writ petition | Filed by the company against Deputy Commissioner of State Tax (Intelligence), | Disposed |
To see the full case history of Aranmula Chit Funds Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aranmula Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Aranmula Chit Funds Private Limited has a workforce of 47 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
Employee count
47
Active EPFO establishments
1
Employee growth
-6%
GST
Aranmula Chit Funds has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AANCA1313N1ZT | Kerala | Active | 22 Feb 2018 |
To see the full GST registrations and return filing status of Aranmula Chit Funds Private Limited, buy the company report.
Recent activity
Aranmula Chit Funds Private Limited has 2 board changes on record since 2013: 2 appointments. The latest: Nayana Prasad was appointed as Director on 20 Nov 2013.
AGM
Aranmula Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Aranmula Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Ernakulam.
Charges
A charge with Others amounted to Rs. 15.72 Lakh with Charge ID 100317896 was registered on 10 Jan 2020.
Appointed
Nayana Prasad was appointed as Director.
Appointed
Raghu Raghavan was appointed as Director.
Incorporation
20 Nov 2013
Aranmula Chit Funds Private Limited was registered on 20 Nov 2013 with Roc Ernakulam & aged 12 years 11 months as per MCA records.
Frequently asked questions
Aranmula Chit Funds is an active private limited company based in Kozhencherry, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 20 November 2013 (13+ years old) and is registered under CIN U65992KL2013PTC035451.
Aranmula Chit Funds has 2 current directors:
- Raghu Raghavan - Director
- Nayana Prasad - Director
The latest financial statements of Aranmula Chit Funds on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Aranmula Chit Funds is 32AANCA1313N1ZT, registered in Kerala.
The CIN (Corporate Identification Number) of Aranmula Chit Funds is U65992KL2013PTC035451. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aranmula Chit Funds has 1 court case on record: 1 filed by the company.
Aranmula Chit Funds was incorporated on 20 November 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Aranmula Chit Funds by revenue are The New Trichur Co Pvt Ltd, Pinninti Chitfunds Private Limited, K C F Chit Funds Private Limited, Bhagavathi Chits Private Limited, Manappuram Chits( India )Limited and 3 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Nayana Prasad was appointed as Director on 20 Nov 2013. Raghu Raghavan was appointed as Director on 20 Nov 2013.
Yes, Aranmula Chit Funds is registered as a micro enterprise under Udyam registration (number: UDYAM-KL-11-0008139).
Aranmula Chit Funds can be reached through the website aranmulachits.com. Its registered office is in Kozhencherry, Kerala, India.