
Arham Credit Capital Pvt Ltd
About Arham Credit Capital Pvt Ltd
Data last updated:
Arham Credit Capital Pvt Ltd is a private limited company based in Indore, Madhya Pradesh, India, a subsidiary of Dwekam Marketing Private Limited. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 18 June 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U65929MP1996PTC048177.
The company has an authorised share capital of ₹2.84 Cr and a paid-up capital of ₹2.31 Cr. It is led by directors Gaurav Kabra and Shailesh Shah.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at G – 14 M.I.G. Colony, Indore, Madhya Pradesh, India – 452008.
As per the financials filed for FY 2025, the company reported a revenue of ₹48.44 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹3.64 Cr and EBITDA of -₹3.64 Cr. Revenue has declined at a compounded annual rate (CAGR) of 56% over three years and 38% over five years.
Court records list 2 cases involving the company, including 2 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Arham Credit Capital has one previous CIN (Corporate Identification Number): U65929WB1996PTC118998. The current CIN is U65929MP1996PTC048177, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65929MP1996PTC048177 | Current |
| U65929WB1996PTC118998 | Previous |
Contact details
Arham Credit Capital Pvt Ltd's registered office is in Indore, Madhya Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressG – 14 M.I.G. Colony, Indore, Madhya Pradesh, India – 452008
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Arham Credit Capital Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Arham Credit Capital is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Arham Credit Capital Pvt Ltd, buy the company report.
Financials of Arham Credit Capital Pvt Ltd
FY 2025 filings availableArham Credit Capital Pvt Ltd reported revenue of ₹48.44 Lakh (up 182% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 182% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 38%. EBITDA rose 57% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹3.64 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹3.64 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | |||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Arham Credit Capital Pvt Ltd, buy the company report.
Board of directors of Arham Credit Capital Pvt Ltd
Arham Credit Capital has 2 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gaurav Kabra | Director | 01 May 2018 | 8 Years 6 Months | Current |
| Shailesh Shah | Director | 01 Mar 2019 | 7 Years 8 Months | Current |
Peer comparison
Arham Credit Capital Pvt Ltd is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Manoj Auto Finance Ltd | ₹48.58 Lakh (FY 2025) | 4.0% | Guwahati, Assam, India | |||
| Vista Food Products Pvt. Ltd. | ₹48.57 Lakh (FY 2025) | -24.0% | Kolkata, West Bengal, India | |||
| Nipro Trexim Pvt. Ltd | ₹48.5 Lakh (FY 2025) | 343.0% | Kolkata, West Bengal, India | |||
| Arham Credit Capital Pvt Ltdthis company | ₹48.44 Lakh (FY 2025) | -₹3.64 Cr | 182.0% | Indore, Madhya Pradesh, India | ||
| Magnum Credit & Consultants Pvt.Ltd. | ₹48.34 Lakh (FY 2025) | 25.0% | Kolkata, West Bengal, India | |||
| Prayash Securities Private Limited | ₹48.33 Lakh (FY 2023) | 447.0% | Kolkata, West Bengal, India | |||
| Vijay Gaurav Rasayan Pvt Ltd | ₹48.3 Lakh (FY 2025) | -4.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Arham Credit Capital Pvt Ltd, buy the company report.
Auditor
Arham Credit Capital Pvt Ltd is audited by V R SUBRAMANIAN & CO for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V R SUBRAMANIAN & CO | FY 2019 | 007786C |
Shareholding
The shareholding of Arham Credit Capital Pvt Ltd is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Arham Credit Capital Pvt Ltd, buy the company report.
Legal cases
Arham Credit Capital Pvt Ltd has 2 court cases on record: 2 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 2 | 0 |
Cases on record (1 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South Twenty Four Parganas, West Bengal | Criminal complaint | Filed against the company by an individual | Disposed |
To see the full case history of Arham Credit Capital Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Arham Credit Capital Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Arham Credit Capital Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Arham Credit Capital Pvt Ltd has 13 board changes on record since 2014: 2 appointments and 11 cessations. The latest: Shailesh Shah ceased to be Additional Director on 30 Sep 2019.
4 earlier events are in the company report.
Frequently asked questions
Arham Credit Capital is an active private limited company based in Indore, Madhya Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 18 June 1996 (30+ years old) and is registered under CIN U65929MP1996PTC048177.
Arham Credit Capital has 2 current directors:
- Gaurav Kabra - Director
- Shailesh Shah - Director
The latest financial statements of Arham Credit Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Arham Credit Capital is U65929MP1996PTC048177. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arham Credit Capital has 2 court cases on record: 2 filed against it.
Arham Credit Capital was incorporated on 18 June 1996, making it 30+ years old. It is registered with the Registrar of Companies, Gwalior.
The peers of Arham Credit Capital by revenue are Manoj Auto Finance Ltd, Vista Food Products Pvt. Ltd, Nipro Trexim Pvt. Ltd, Magnum Credit & Consultants Pvt.Ltd, Prayash Securities Private Limited and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Shailesh Shah ceased to be Additional Director on 30 Sep 2019. Anay Ranjan Mahajan ceased to be Director on 01 Mar 2019. Shailesh Shah was appointed as Director on 01 Mar 2019. Arham Credit Capital has 13 board changes on record in total.
The registered office of Arham Credit Capital is at G – 14 M.I.G. Colony, Indore, Madhya Pradesh, India – 452008.
Arham Credit Capital operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Arham Credit Capital is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.

