Arham Credit Capital Pvt Ltd

Arham Credit Capital Pvt Ltd - financial services in Indore, Madhya Pradesh, India. FY 2026 financials & compliance.
CIN U65929MP1996PTC048177 Incorporated 18 June 1996 ROC Gwalior HQ Indore, Madhya Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹48.44 Lakh
▲ 182% YoY
Net loss · FY 2025
₹3.64 Cr
Latest filing
EBITDA · FY 2025
-₹3.64 Cr
Latest filing
Authorised capital
₹2.84 Cr
Registered with MCA
Paid-up capital
₹2.31 Cr
Issued & subscribed
Company age
30 yrs
Est. 1996
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Arham Credit Capital Pvt Ltd

Data last updated:

Arham Credit Capital Pvt Ltd is a private limited company based in Indore, Madhya Pradesh, India, a subsidiary of Dwekam Marketing Private Limited. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 18 June 1996 and has been in existence for over 30 years.

The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U65929MP1996PTC048177.

The company has an authorised share capital of ₹2.84 Cr and a paid-up capital of ₹2.31 Cr. It is led by directors Gaurav Kabra and Shailesh Shah.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at G – 14 M.I.G. Colony, Indore, Madhya Pradesh, India – 452008.

As per the financials filed for FY 2025, the company reported a revenue of ₹48.44 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹3.64 Cr and EBITDA of -₹3.64 Cr. Revenue has declined at a compounded annual rate (CAGR) of 56% over three years and 38% over five years.

Court records list 2 cases involving the company, including 2 filed against it.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65929MP1996PTC048177
Registration Number 048177
Incorporation Date 18 June 1996
ROC Gwalior
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Dwekam Marketing Private Limited
Compliance Status Active Compliant

CIN history

Arham Credit Capital has one previous CIN (Corporate Identification Number): U65929WB1996PTC118998. The current CIN is U65929MP1996PTC048177, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65929MP1996PTC048177Current
U65929WB1996PTC118998Previous

Contact details

Arham Credit Capital Pvt Ltd's registered office is in Indore, Madhya Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    G – 14 M.I.G. Colony, Indore, Madhya Pradesh, India – 452008
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Arham Credit Capital Pvt Ltd, buy the company report.

Comprehensive company report
Arham Credit Capital Pvt Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Arham Credit Capital is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Arham Credit Capital Pvt Ltd, buy the company report.

Financials of Arham Credit Capital Pvt Ltd

FY 2025 filings available

Arham Credit Capital Pvt Ltd reported revenue of ₹48.44 Lakh (up 182% YoY) for FY 2025.

Revenue · FY 2025
₹48.44 Lakh ▲ 182%
Net loss · FY 2025
₹3.64 Cr
EBITDA · FY 2025
-₹3.64 Cr

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 182%
3 years · compounded
▲ 56%
5 years · compounded
▼ 38%
EBITDA CAGR growth
1 year
▲ 57%
3 years · compounded
▼ 120%
5 years · compounded
▼ 80%

Revenue rose 182% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 38%. EBITDA rose 57% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹3.64 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹3.64 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin
Net Profit Margin
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Arham Credit Capital Pvt Ltd, buy the company report.

Board of directors of Arham Credit Capital Pvt Ltd

Arham Credit Capital has 2 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Gaurav KabraDirector01 May 20188 Years 6 MonthsCurrent
Shailesh ShahDirector01 Mar 20197 Years 8 MonthsCurrent

Peer comparison

Arham Credit Capital Pvt Ltd is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Manoj Auto Finance Ltd₹48.58 Lakh (FY 2025)4.0%Guwahati, Assam, India
Vista Food Products Pvt. Ltd.₹48.57 Lakh (FY 2025)-24.0%Kolkata, West Bengal, India
Nipro Trexim Pvt. Ltd₹48.5 Lakh (FY 2025)343.0%Kolkata, West Bengal, India
Arham Credit Capital Pvt Ltdthis company₹48.44 Lakh (FY 2025)-₹3.64 Cr182.0%Indore, Madhya Pradesh, India
Magnum Credit & Consultants Pvt.Ltd.₹48.34 Lakh (FY 2025)25.0%Kolkata, West Bengal, India
Prayash Securities Private Limited₹48.33 Lakh (FY 2023)447.0%Kolkata, West Bengal, India
Vijay Gaurav Rasayan Pvt Ltd₹48.3 Lakh (FY 2025)-4.0%Kolkata, West Bengal, India

To see the full peer comparison of Arham Credit Capital Pvt Ltd, buy the company report.

Auditor

Arham Credit Capital Pvt Ltd is audited by V R SUBRAMANIAN & CO for the financial year 2019.

Auditor firmFinancial yearFirm registration number
V R SUBRAMANIAN & COFY 2019007786C

Shareholding

The shareholding of Arham Credit Capital Pvt Ltd is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2019FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Arham Credit Capital Pvt Ltd, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Arham Credit Capital Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Arham Credit Capital Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Arham Credit Capital Pvt Ltd has 13 board changes on record since 2014: 2 appointments and 11 cessations. The latest: Shailesh Shah ceased to be Additional Director on 30 Sep 2019.

AGM
Arham Credit Capital Pvt Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Arham Credit Capital Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Gwalior.
Ceased
Shailesh Shah ceased to be Additional Director.
Ceased
Anay Ranjan Mahajan ceased to be Director.
Appointed
Shailesh Shah was appointed as Director.
Ceased
Gaurav Kabra ceased to be Additional Director.
Ceased
Meghraj Raghuvanshi ceased to be Additional Director.
Ceased
Sanjay Singh Chouhan ceased to be Additional Director.
Appointed
Gaurav Kabra was appointed as Director.
Ceased
Tekchand Bodhwani ceased to be Director.
Ceased
Antima Agarwal ceased to be Director.
Ceased
Suman Ashokkumar Maheshwari ceased to be Director.

4 earlier events are in the company report.

Frequently asked questions

Arham Credit Capital is an active private limited company based in Indore, Madhya Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 18 June 1996 (30+ years old) and is registered under CIN U65929MP1996PTC048177.

Arham Credit Capital has 2 current directors:

The latest financial statements of Arham Credit Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Arham Credit Capital is U65929MP1996PTC048177. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Arham Credit Capital has 2 court cases on record: 2 filed against it.

Arham Credit Capital was incorporated on 18 June 1996, making it 30+ years old. It is registered with the Registrar of Companies, Gwalior.

The peers of Arham Credit Capital by revenue are Manoj Auto Finance Ltd, Vista Food Products Pvt. Ltd, Nipro Trexim Pvt. Ltd, Magnum Credit & Consultants Pvt.Ltd, Prayash Securities Private Limited and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Shailesh Shah ceased to be Additional Director on 30 Sep 2019. Anay Ranjan Mahajan ceased to be Director on 01 Mar 2019. Shailesh Shah was appointed as Director on 01 Mar 2019. Arham Credit Capital has 13 board changes on record in total.

The registered office of Arham Credit Capital is at G – 14 M.I.G. Colony, Indore, Madhya Pradesh, India – 452008.

Arham Credit Capital operates in the financial services industry, in the investment and credit nbfc segment.

The compliance status of Arham Credit Capital is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.