
Ariham Credit Pvt.Ltd.
About Ariham Credit Pvt.Ltd.
Data last updated:
Ariham Credit Pvt.Ltd. is a private limited company based in Kolkata, West Bengal, India. It operates in the management consultancy segment of the business services sector. It was incorporated on 04 April 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB1995PTC070811.
The company has an authorised share capital of ₹35 Lakh and a paid-up capital of ₹22.9 Lakh. It is led by directors including Reshamdevi Shubhkaran Jain and Renu Rajkumar Doshi.
Its last annual general meeting (AGM) was held on 12 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at P 16 Bentinck Street2Nd Floor, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.32 Lakh, a decline of 24% compared to the previous year. For the same year it recorded a net profit of ₹88,736 (net margin 26.7%) and EBITDA of ₹1.16 Lakh (EBITDA margin 34.9%). Revenue has declined at a compounded annual rate (CAGR) of 20% over three years and 9% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ariham Credit Pvt.Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressP 16 Bentinck Street2Nd Floor, Kolkata, West Bengal, India – 700001
- IndustryBusiness Services, Management Consultancy
To see the full contact details of Ariham Credit Pvt.Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ariham Credit is professional, scientific and technical. In detail, this covers management consultancy activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| M | Professional, Scientific and Technical | M3 | Management consultancy activities |
To see the full business activity and turnover split of Ariham Credit Pvt.Ltd., buy the company report.
Financials of Ariham Credit Pvt.Ltd.
FY 2025 filings availableAriham Credit Pvt.Ltd. reported revenue of ₹3.32 Lakh (down 24% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 9% over five years, including a 24% fall in the latest year. EBITDA fell 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.16 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹88,736 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 34.9% | ||||
| Net Profit Margin | 26.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ariham Credit Pvt.Ltd., buy the company report.
Board of directors of Ariham Credit Pvt.Ltd.
Ariham Credit has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Reshamdevi Shubhkaran Jain Also directs: MSJ Capital Markets Pvt.Ltd., MKJ Capital Markets Pvt. Ltd., SKJ Capital Markets Pvt. Ltd. and 4 more | Director | 30 Sep 2006 | 20 Years 1 Months | Current |
| Renu Rajkumar Doshi | Director | 13 Feb 2015 | 11 Years 8 Months | Current |
| Nikhil Doshi Also directs: MSJ Capital Markets Pvt.Ltd., MKJ Capital Markets Pvt. Ltd., SKJ Capital Markets Pvt. Ltd. and 2 more | Director | 04 Apr 2019 | 7 Years 6 Months | Current |
| Shubhkaran Jain Also directs: MSJ Capital Markets Pvt.Ltd., MKJ Capital Markets Pvt. Ltd., SKJ Capital Markets Pvt. Ltd. and 4 more | Director | 30 Sep 2006 | 20 Years 1 Months | Current |
Peer comparison
Ariham Credit Pvt.Ltd. is compared with the 10 companies closest to it by revenue in the same principal business activity (management consultancy activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bvncs Software Solutions Private Limited | ₹3.33 Lakh (FY 2024) | 171.0% | Tadepalli, Andhra Pradesh, India | |||
| Uph Apkatax Private Limited | ₹3.33 Lakh (FY 2023) | Noida, Uttar Pradesh, India | ||||
| Tout Management Consultancy Private Limited | ₹3.33 Lakh (FY 2017) | Mahoba, Uttar Pradesh, India | ||||
| SLS Mining Private Limited | ₹3.33 Lakh (FY 2024) | 19.0% | Chennai, Tamil Nadu, India | |||
| Raxon Technologies Private Limited | ₹3.32 Lakh (FY 2022) | -50.0% | Delhi, India | |||
| Ariham Credit Pvt.Ltd.this company | ₹3.32 Lakh (FY 2025) | ₹88,736 | 26.7% | -24.0% | Kolkata, West Bengal, India | |
| Total Value Managed Services Private Limited | ₹3.32 Lakh (FY 2019) | -8.0% | Bangalore, Karnataka, India | |||
| RC Market Analytics Private Limited | ₹3.31 Lakh (FY 2025) | -28.0% | Ratlam, Madhya Pradesh, India | |||
| Kreadiv Analyst Private Limited | ₹3.31 Lakh (FY 2025) | -46.0% | Kolkata, West Bengal, India | |||
| Safewill Seller Private Limited | ₹3.31 Lakh (FY 2024) | -23.0% | Tijara, Rajasthan, India | |||
| Hachiness Global Private Limited | ₹3.31 Lakh (FY 2019) | -51.0% | New Delhi, Delhi, India |
To see the full peer comparison of Ariham Credit Pvt.Ltd., buy the company report.
Auditor
Ariham Credit Pvt.Ltd. is audited by P.R. AGARWAL & AWASTHI for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P.R. AGARWAL & AWASTHI | FY 2017 | 117940W |
Shareholding
The shareholding of Ariham Credit Pvt.Ltd. is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ariham Credit Pvt.Ltd., buy the company report.
Legal cases
No court or tribunal cases involving Ariham Credit Pvt.Ltd. are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ariham Credit Pvt.Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Ariham Credit has 1 associated company. This group structure data is as of FY 2017. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Ariham Credit Pvt.Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ariham Credit Pvt.Ltd. has 6 board changes on record since 2006: 4 appointments and 2 cessations. The latest: Nikhil Doshi ceased to be Additional Director on 30 Sep 2019.
Frequently asked questions
Ariham Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in management consultancy, within the business services industry. It was incorporated on 04 April 1995 (31+ years old) and is registered under CIN U65999WB1995PTC070811.
Ariham Credit has 4 current directors:
- Reshamdevi Shubhkaran Jain - Director
- Renu Rajkumar Doshi - Director
- Nikhil Doshi - Director
- Shubhkaran Jain - Director
The latest financial statements of Ariham Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 12 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ariham Credit is U65999WB1995PTC070811. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ariham Credit was incorporated on 04 April 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Ariham Credit by revenue are Bvncs Software Solutions Private Limited, Uph Apkatax Private Limited, Tout Management Consultancy Private Limited, SLS Mining Private Limited, Raxon Technologies Private Limited and 5 more, all in the same principal business activity (management consultancy activities).
Nikhil Doshi ceased to be Additional Director on 30 Sep 2019. Nikhil Doshi was appointed as Director on 04 Apr 2019. Renu Rajkumar Doshi ceased to be Additional Director on 30 Sep 2015. Ariham Credit has 6 board changes on record in total.
The registered office of Ariham Credit is at P 16 Bentinck Street2Nd Floor, Kolkata, West Bengal, India – 700001.
Ariham Credit operates in the business services industry, in the management consultancy segment.
The compliance status of Ariham Credit is compliant as of 23 July 2026. The company is actively filing with the Registrar of Companies.
Ariham Credit can be reached at its registered office: P 16 Bentinck Street2Nd Floor, Kolkata, West Bengal, India – 700001.

