Arlip Microfinance Association
About Arlip Microfinance Association
Data last updated:
Arlip Microfinance Association is a private not for profit company based in Udham Singh Nagar, Uttarakhand, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 02 December 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Uttarakhand, under CIN U65999UR2016NPL007431.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Vappi Ojha and Anupam Ojha (Manager).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 377/04 Avas Vikas Rudrapur, Udham Singh Nagar, Uttarakhand, India – 263153.
As per the financials filed for FY 2024, the company reported a revenue of ₹9.56 Lakh, a growth of 3% compared to the previous year. For the same year it recorded a net loss of ₹12,828 (net margin -1.3%) and EBITDA of ₹5.25 Lakh (EBITDA margin 54.9%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 109% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address377/04 Avas Vikas Rudrapur, Udham Singh Nagar, Uttarakhand, India – 263153
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Arlip Microfinance Association
The main business activity of Arlip Microfinance Association is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Arlip Microfinance Association FY 2025 filings available
Arlip Microfinance Association reported revenue of ₹9.56 Lakh (up 3% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Arlip Microfinance Association
Revenue has grown at a compounded annual rate (CAGR) of 109% over five years, including 3% growth in the latest year. EBITDA fell 44% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Arlip Microfinance Association
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹5.25 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹12,828 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Arlip Microfinance Association
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 54.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -1.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Arlip Microfinance Association are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Arlip Microfinance Association
Arlip Microfinance Association is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Stayahead Financial Services Private Limited | ₹9.57 Lakh (FY 2024) | •••• | •••• | 9478.0% | •••• | Pune, Maharashtra, India |
| Kuniyil Nidhi Limited | ₹9.57 Lakh (FY 2024) | •••• | •••• | -7.0% | •••• | Kozhikode, Kerala, India |
| Arka Fintech Private Limited | ₹9.56 Lakh (FY 2020) | •••• | •••• | •••• | Ameerpet, Hyderabad, Telangana, India | |
| Sri Prakash Chit Fund Private Limited | ₹9.56 Lakh (FY 2025) | •••• | •••• | -24.0% | •••• | Theni, Tamil Nadu, India |
| Line-Up Chits Pvt Ltd | ₹9.56 Lakh (FY 2024) | •••• | •••• | 11.0% | •••• | Faridabad, Haryana, India |
| Arlip Microfinance Association this company | ₹9.56 Lakh (FY 2024) | •••• | •••• | 3.0% | •••• | Udham Singh Nagar, Uttarakhand, India |
| R S Commerce Pvt Ltd | ₹9.56 Lakh (FY 2017) | •••• | •••• | 954.0% | •••• | Kolkata, West Bengal, India |
| Care and Dare Management Services Private Limited | ₹9.56 Lakh (FY 2018) | •••• | •••• | -11.0% | •••• | Lucknow, Uttar Pradesh, India |
| Swaran Chits Private Limited | ₹9.55 Lakh (FY 2020) | •••• | •••• | 8.0% | •••• | Gurgaon, Haryana, India |
| Guardian Consultancy Services Private Limited | ₹9.55 Lakh (FY 2025) | •••• | •••• | 18.0% | •••• | Hyderabad, Telangana, India |
| My Grow Mutual Benefit Nidhi Limited | ₹9.55 Lakh (FY 2023) | •••• | •••• | 2286.0% | •••• | Gwalior, Madhya Pradesh, India |
Peers are the five companies nearest above and the five nearest below Arlip Microfinance Association by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Arlip Microfinance Association
Arlip Microfinance Association is audited by ASHOK DARSHAN AND COMPANY for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| ASHOK DARSHAN AND COMPANY | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Arlip Microfinance Association
Arlip Microfinance Association has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vappi Ojha | Director | 02 Dec 2016 | 9 Years 10 Months | Current |
| Anupam Ojha | Manager | 02 Dec 2016 | 9 Years 10 Months | Current |
Ownership and Shareholding of Arlip Microfinance Association
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Arlip Microfinance Association
Arlip Microfinance Association does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Arlip Microfinance Association
Employment history and EPFO contributions of people linked to Arlip Microfinance Association.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Arlip Microfinance Association
Arlip Microfinance Association has 2 board changes on record since 2016: 2 appointments. The latest: Anupam Ojha was appointed as Manager on 02 Dec 2016.
Credit Ratings, Litigation & Regulatory Alerts for Arlip Microfinance Association
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Arlip Microfinance Association
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Arlip Microfinance Association
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Arlip Microfinance Association
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Arlip Microfinance Association
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Arlip Microfinance Association
Arlip Microfinance Association is an active private not for profit company based in Udham Singh Nagar, Uttarakhand, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 02 December 2016 (10+ years old) and is registered under CIN U65999UR2016NPL007431.
Arlip Microfinance Association reported revenue of ₹9.56 Lakh for FY 2024 (up 3% YoY).
Arlip Microfinance Association has 2 current directors:
- Vappi Ojha - Director
- Anupam Ojha - Manager
Arlip Microfinance Association reported a net loss of ₹12,828 (net margin -1.3%) and EBITDA of ₹5.25 Lakh (EBITDA margin 54.9%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Arlip Microfinance Association is -18% over three years and 109% over five years. In the latest year (FY 2024) revenue rose 3%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Arlip Microfinance Association is U65999UR2016NPL007431. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arlip Microfinance Association was incorporated on 02 December 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttarakhand.
The peers of Arlip Microfinance Association by revenue are Stayahead Financial Services Private Limited, Kuniyil Nidhi Limited, Arka Fintech Private Limited, Sri Prakash Chit Fund Private Limited, Line-Up Chits Pvt Ltd and 5 more, all in the same principal business activity (Other financial activities).
Anupam Ojha was appointed as Manager on 02 Dec 2016. Vappi Ojha was appointed as Director on 02 Dec 2016.
The registered office of Arlip Microfinance Association is at 37704 Avas Vikas Rudrapur, Udham Singh Nagar, Uttarakhand, India – 263153.
Arlip Microfinance Association has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.