Aroma Chits (Kerala) Private Limited
About Aroma Chits (Kerala) Private Limited
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Aroma Chits (Kerala) Private Limited is a private limited company based in Pathanamthitta, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 June 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC034296.
The company has an authorised share capital of ₹4 Lakh and a paid-up capital of ₹4 Lakh. It is led by directors Raji Kaleeckal Mammen (Managing Director) and Aleyammareji.
Its last annual general meeting (AGM) was held on 23 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kaleeckal House Mekozhoor P O Mylapra, Pathanamthitta, Kerala, India – 689678.
As per the financials filed for FY 2025, the company reported a revenue of ₹46,080, a decline of 9% compared to the previous year. For the same year it recorded a net loss of ₹2.57 Lakh and EBITDA of -₹2.56 Lakh. Revenue has declined at a compounded annual rate (CAGR) of 36% over three years and 16% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Aroma Chits (Kerala) Private Limited's registered office is in Pathanamthitta, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressKaleeckal House Mekozhoor P O Mylapra, Pathanamthitta, Kerala, India – 689678
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Aroma Chits (Kerala) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aroma Chits (Kerala) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aroma Chits (Kerala) Private Limited, buy the company report.
Financials of Aroma Chits (Kerala) Private Limited
FY 2025 filings availableAroma Chits (Kerala) Private Limited reported revenue of ₹46,080 (down 9% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 16% over five years, including a 9% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹2.56 Lakh | ||||
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| Net Profit (PAT) | -₹2.57 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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To see the full financial statements and ratios of Aroma Chits (Kerala) Private Limited, buy the company report.
Board of directors of Aroma Chits (Kerala) Private Limited
Aroma Chits (Kerala) has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Aleyammareji Also directs: RMK Better Life Nidhi Limited | Director | 28 Aug 2017 | 9 Years 2 Months | Current |
| Raji Kaleeckal Mammen Also directs: RMK Better Life Nidhi Limited | Managing Director | 11 Jun 2013 | 13 Years 4 Months | Current |
Peer comparison
Aroma Chits (Kerala) Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kisaan Micro Finance Foundation | ₹48,000 (FY 2018) | 48.0% | Palamu, Jharkhand, India | |||
| Rajabogam Chit Funds Private Limited | ₹47,900 (FY 2021) | Thanjavur, Tamil Nadu, India | ||||
| Lakshmikrupa Urban Nidhi Limited | ₹47,790 (FY 2024) | Malsras, Maharashtra, India | ||||
| Yadugiri Chits Private Limited | ₹47,519 (FY 2019) | -76.0% | Mysore, Karnataka, India | |||
| Freedom Kuri Private Limited | ₹47,172 (FY 2024) | -94.0% | Pune, Maharashtra, India | |||
| Aroma Chits (Kerala) Private Limitedthis company | ₹46,080 (FY 2025) | -₹2.57 Lakh | -9.0% | Pathanamthitta, Kerala, India | ||
| Raghudevpur Milan Nidhi Limited | ₹44,442 (FY 2024) | -67.0% | Southtwentyfourparganas, West Bengal, India |
To see the full peer comparison of Aroma Chits (Kerala) Private Limited, buy the company report.
Auditor
Aroma Chits (Kerala) Private Limited is audited by RVN & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RVN & ASSOCIATES | FY 2017 | 012087S |
Shareholding
The shareholding of Aroma Chits (Kerala) Private Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Aroma Chits (Kerala) Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Aroma Chits (Kerala) Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aroma Chits (Kerala) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Aroma Chits (Kerala) Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Aroma Chits (Kerala) Private Limited has 4 board changes on record since 2013: 2 appointments and 2 cessations. The latest: Jerin Koshy ceased to be Director on 17 Oct 2022.
Frequently asked questions
Aroma Chits (Kerala) is an active private limited company based in Pathanamthitta, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 June 2013 (13+ years old) and is registered under CIN U65992KL2013PTC034296.
Aroma Chits (Kerala) has 2 current directors:
- Raji Kaleeckal Mammen - Managing Director
- Aleyammareji - Director
The latest financial statements of Aroma Chits (Kerala) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 July 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Aroma Chits (Kerala) is U65992KL2013PTC034296. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aroma Chits (Kerala) was incorporated on 11 June 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Aroma Chits (Kerala) by revenue are Kisaan Micro Finance Foundation, Rajabogam Chit Funds Private Limited, Lakshmikrupa Urban Nidhi Limited, Yadugiri Chits Private Limited, Freedom Kuri Private Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Jerin Koshy ceased to be Director on 17 Oct 2022. Aleyammareji was appointed as Director on 28 Aug 2017. Chacko Inchathundiyil Idiculla ceased to be Director on 28 Aug 2017. Aroma Chits (Kerala) has 4 board changes on record in total.
The registered office of Aroma Chits (Kerala) is at Kaleeckal House Mekozhoor P O Mylapra, Pathanamthitta, Kerala, India – 689678.
Aroma Chits (Kerala) operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Aroma Chits (Kerala) is compliant as of 26 July 2026. The company is actively filing with the Registrar of Companies.
Aroma Chits (Kerala) can be reached at its registered office: Kaleeckal House Mekozhoor P O Mylapra, Pathanamthitta, Kerala, India – 689678.
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