Arora Financial Services Private Limited
About Arora Financial Services Private Limited
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Arora Financial Services Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 05 May 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1992PTC012253.
The company has an authorised share capital of ₹12 Lakh and a paid-up capital of ₹10.91 Lakh. It was formerly known as Arora Financial Services Ltd. It is led by directors including Harneesh Kaur Arora and Sukhbir Singh.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at SCO 19 Master Chamber Feroze Gandhi Market, Ludhiana, Punjab, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹16.44 Lakh, a growth of 15% compared to the previous year. For the same year it recorded a net profit of ₹8.65 Lakh (net margin 52.6%) and EBITDA of ₹11.82 Lakh (EBITDA margin 71.9%). Revenue has grown at a compounded annual rate (CAGR) of 54% over three years and 43% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Arora Financial Services has one previous CIN (Corporate Identification Number): U65921PB1992PLC012253. The current CIN is U65921PB1992PTC012253, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921PB1992PTC012253 | Current |
| U65921PB1992PLC012253 | Previous |
Contact details
Arora Financial Services Private Limited's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressSCO 19 Master Chamber Feroze Gandhi Market, Ludhiana, Punjab, India
- IndustryFinancial Services, Other Financial Intermediation, Hire Purchase, Credit Allocation Agencies
To see the full contact details of Arora Financial Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Arora Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Arora Financial Services Private Limited, buy the company report.
Financials of Arora Financial Services Private Limited
FY 2025 filings availableArora Financial Services Private Limited reported revenue of ₹16.44 Lakh (up 15% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 43% over five years, including 15% growth in the latest year. EBITDA rose 14% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹11.82 Lakh | ||||
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| Net Profit (PAT) | ₹8.65 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 71.9% | ||||
| Net Profit Margin | 52.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Arora Financial Services Private Limited, buy the company report.
Board of directors of Arora Financial Services Private Limited
Arora Financial Services has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Harneesh Kaur Arora Also directs: Master Trust Limited, Eminent Buildwell Private Limited, H.K.Arora Real Estate Services Private Limited and 3 more | Director | 05 Mar 2019 | 7 Years 8 Months | Current |
| Sukhbir Singh | Director | 07 May 2002 | 24 Years 6 Months | Current |
| Harjeet Singh Arora Also directs: Master Trust Limited, Master Insurance Brokers Limited, Master Projects Private Ltd and 5 more | Director | 05 Jul 1999 | 27 Years 4 Months | Current |
Peer comparison
Arora Financial Services Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Prakalya Chit Funds Private Limited | ₹16.46 Lakh (FY 2024) | -4.0% | Coimbatore, Tamil Nadu, India | |||
| Sunlife Finvest Nidhi Limited | ₹16.46 Lakh (FY 2019) | 1039.0% | Amreli, Gujarat, India | |||
| Unified Microdevelopment Association | ₹16.45 Lakh (FY 2018) | 18.0% | Varanasi, Uttar Pradesh, India | |||
| Adhikar Livelihood Foundation | ₹16.45 Lakh (FY 2024) | 55.0% | Lucknow, Uttar Pradesh, India | |||
| Nextrend Consultancy Private Limited | ₹16.45 Lakh (FY 2017) | 160.0% | Mumbai, Maharashtra, India | |||
| Arora Financial Services Private Limitedthis company | ₹16.44 Lakh (FY 2025) | ₹8.65 Lakh | 52.6% | 15.0% | Ludhiana, Punjab, India | |
| Shreyans Vyapaar Private Limited | ₹16.44 Lakh (FY 2021) | -100.0% | Kolkata, West Bengal, India | |||
| Sangli Urban Nidhi Limited | ₹16.44 Lakh (FY 2023) | 150.0% | Sangliwadi, Sangli, Maharashtra, India | |||
| Thirani Commodities Private Limited | ₹16.43 Lakh (FY 2024) | 90.0% | Kolkata, West Bengal, India | |||
| Shree Aishwariyam Chit India Private Limited | ₹16.43 Lakh (FY 2024) | 11.0% | Bangalore, Karnataka, India | |||
| Beintrack Business Solutions Private Limited | ₹16.41 Lakh (FY 2025) | -14.0% | Kochi, Kerala, India |
To see the full peer comparison of Arora Financial Services Private Limited, buy the company report.
Auditor
Arora Financial Services Private Limited is audited by MANJEET SINGH & CO. for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MANJEET SINGH & CO. | FY 2017 | 088759 |
Shareholding
The shareholding of Arora Financial Services Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Arora Financial Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Arora Financial Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Arora Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Arora Financial Services Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Arora Financial Services Private Limited has 6 board changes on record since 1999: 3 appointments and 3 cessations. The latest: Harneesh Kaur Arora ceased to be Additional Director on 30 Sep 2019.
Frequently asked questions
Arora Financial Services is an active private limited company based in Ludhiana, Punjab, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 05 May 1992 (34+ years old) and is registered under CIN U65921PB1992PTC012253.
Arora Financial Services has 3 current directors:
- Harneesh Kaur Arora - Director
- Sukhbir Singh - Director
- Harjeet Singh Arora - Director
The latest financial statements of Arora Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Arora Financial Services is U65921PB1992PTC012253. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arora Financial Services was incorporated on 05 May 1992, making it 34+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Arora Financial Services by revenue are Prakalya Chit Funds Private Limited, Sunlife Finvest Nidhi Limited, Unified Microdevelopment Association, Adhikar Livelihood Foundation, Nextrend Consultancy Private Limited and 5 more, all in the same principal business activity (other financial activities).
Harneesh Kaur Arora ceased to be Additional Director on 30 Sep 2019. Harneesh Kaur Arora was appointed as Director on 05 Mar 2019. Palka Arora Chopra ceased to be Additional Director on 05 Mar 2019. Arora Financial Services has 6 board changes on record in total.
The registered office of Arora Financial Services is at SCO 19 Master Chamber Feroze Gandhi Market, Ludhiana, Punjab, India.
Arora Financial Services operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Arora Financial Services is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.
Yes. Arora Financial Services was formerly known as Arora Financial Services Ltd.
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