Arulvalam Chit Funds Private Limited
About Arulvalam Chit Funds Private Limited
Data last updated:
Arulvalam Chit Funds Private Limited is a private limited company based in Pollachi, Tamil Nadu, India. It operates in the pawn shops segment of the financial services sector. It was incorporated on 31 January 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65929TZ2019PTC031625.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors including Kumarapalayam Ramasamy Veerappan and Veerappan Ragupathi.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.27 Sudheshna Towers First Floor 2nd Gate Lig Colony – II M.L. Puram (Po), Pollachi, Tamil Nadu, India – 642002.
As per the financials filed for FY 2025, the company reported a revenue of ₹16.46 Lakh, a decline of 27% compared to the previous year. For the same year it recorded a net profit of ₹26,873 (net margin 1.6%) and EBITDA of ₹1.67 Lakh (EBITDA margin 10.1%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years and 8% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Arulvalam Chit Funds Private Limited's registered office is in Pollachi, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered AddressNo.27 Sudheshna Towers First Floor 2nd Gate Lig Colony – II M.L. Puram (Po), Pollachi, Tamil Nadu, India – 642002
- IndustryFinancial Services, Pawn Shops, Credit Allocation Agencies, Other Financial Intermediation
To see the full contact details of Arulvalam Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Arulvalam Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Arulvalam Chit Funds Private Limited, buy the company report.
Financials of Arulvalam Chit Funds Private Limited
FY 2025 filings availableArulvalam Chit Funds Private Limited reported revenue of ₹16.46 Lakh (down 27% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 27% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 8%. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.67 Lakh | ||||
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| Net Profit (PAT) | ₹26,873 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 10.1% | ||||
| Net Profit Margin | 1.6% | ||||
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To see the full financial statements and ratios of Arulvalam Chit Funds Private Limited, buy the company report.
Board of directors of Arulvalam Chit Funds Private Limited
Arulvalam Chit Funds has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kumarapalayam Ramasamy Veerappan Also directs: Valam Nidhi Limited | Director | 31 Jan 2019 | 7 Years 9 Months | Current |
| Veerappan Ragupathi Also directs: Valam Nidhi Limited | Director | 31 Jan 2019 | 7 Years 9 Months | Current |
| Krishnasamy Veni Also directs: Valam Nidhi Limited | Director | 06 Jan 2020 | 6 Years 9 Months | Current |
Peer comparison
Arulvalam Chit Funds Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Dhanasakthi Chitties and Loans Pvt Ltd | ₹16.62 Lakh (FY 2025) | -2.0% | Thrissur, Kerala, India | |||
| Meadows Fincorp Nidhi Limited | ₹16.49 Lakh (FY 2025) | -51.0% | Thrissur, Kerala, India | |||
| Sreegruha Chits Private Limited | ₹16.48 Lakh (FY 2015) | 942.0% | Kadapa, Andhra Pradesh, India | |||
| Arulvalam Chit Funds Private Limitedthis company | ₹16.46 Lakh (FY 2025) | ₹26,873 | 1.6% | -27.0% | Pollachi, Tamil Nadu, India | |
| Prakalya Chit Funds Private Limited | ₹16.46 Lakh (FY 2024) | -4.0% | Coimbatore, Tamil Nadu, India | |||
| Kalinga Chit Funds Pvt Ltd | ₹16.41 Lakh (FY 2023) | -69.0% | Thrissur, Kerala, India | |||
| Divya Saketh Chits Private Limited | ₹16.4 Lakh (FY 2023) | -23.0% | Siddipet, Telangana, India |
To see the full peer comparison of Arulvalam Chit Funds Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Arulvalam Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Arulvalam Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Arulvalam Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Arulvalam Chit Funds Private Limited has 6 board changes on record since 2019: 3 appointments and 3 cessations. The latest: Krishnasamy Veni ceased to be Additional Director on 10 Dec 2020.
Frequently asked questions
Arulvalam Chit Funds is an active private limited company based in Pollachi, Tamil Nadu, India. The company works in pawn shops, within the financial services industry. It was incorporated on 31 January 2019 (7+ years old) and is registered under CIN U65929TZ2019PTC031625.
Arulvalam Chit Funds has 3 current directors:
- Kumarapalayam Ramasamy Veerappan - Director
- Veerappan Ragupathi - Director
- Krishnasamy Veni - Director
The latest financial statements of Arulvalam Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of Arulvalam Chit Funds is U65929TZ2019PTC031625. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arulvalam Chit Funds was incorporated on 31 January 2019, making it 7+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Arulvalam Chit Funds by revenue are Dhanasakthi Chitties and Loans Pvt Ltd, Meadows Fincorp Nidhi Limited, Sreegruha Chits Private Limited, Prakalya Chit Funds Private Limited, Kalinga Chit Funds Pvt Ltd and 1 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Krishnasamy Veni ceased to be Additional Director on 10 Dec 2020. Krishnasamy Veni was appointed as Director on 06 Jan 2020. Balakrishnan ceased to be Director on 27 Dec 2019. Arulvalam Chit Funds has 6 board changes on record in total.
The registered office of Arulvalam Chit Funds is at No.27 Sudheshna Towers First Floor 2nd Gate Lig Colony – II M.L. Puram Po, Pollachi, Tamil Nadu, India – 642002.
Arulvalam Chit Funds operates in the financial services industry, in the pawn shops segment.
The compliance status of Arulvalam Chit Funds is compliant as of 07 September 2026. The company is actively filing with the Registrar of Companies.
Arulvalam Chit Funds can be reached at its registered office: No.27 Sudheshna Towers First Floor 2nd Gate Lig Colony – II M.L. Puram Po, Pollachi, Tamil Nadu, India – 642002.
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