Aruvi Chits Private Limited

Aruvi Chits Private Limited - financial services in Udumalpet, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65992TZ2006PTC012504 Incorporated 25 January 2006 ROC Coimbatore HQ Udumalpet, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹65.4 Lakh
▼ 22% YoY
Net profit · FY 2025
₹3.95 Lakh
Net margin 6%
EBITDA · FY 2025
₹6.47 Lakh
EBITDA margin 9.9%
Authorised capital
₹65 Lakh
Registered with MCA
Paid-up capital
₹62 Lakh
Issued & subscribed
Satisfied charges
₹35 Lakh
No open charges
Company age
20 yrs
Est. 2006
Employees · EPFO
4
Provident fund records

About Aruvi Chits Private Limited

Data last updated:

Aruvi Chits Private Limited is a private limited company based in Udumalpet, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 25 January 2006 and has been in existence for over 20 years.

The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ2006PTC012504. Its GSTIN is 33AAGCA9810R1Z8 (Tamil Nadu).

The company has an authorised share capital of ₹65 Lakh and a paid-up capital of ₹62 Lakh. It is led by directors including Sasi Ganesh Kumar Akhilamanimoli (Managing Director) and Sivalingam Sarathamani.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 167/4 167/5 Palani Road Udumalpet, Tamil Nadu, India – 641154.

As per the financials filed for FY 2025, the company reported a revenue of ₹65.4 Lakh, a decline of 22% compared to the previous year. For the same year it recorded a net profit of ₹3.95 Lakh (net margin 6%) and EBITDA of ₹6.47 Lakh (EBITDA margin 9.9%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years and 3% over five years.

The company has about 4 employees on its provident fund (EPFO) records.

As per MCA filings, the company has satisfied charges of ₹35 Lakh on record. Court records list 29 cases involving the company, including 25 filed by the company and 4 filed against it; 4 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992TZ2006PTC012504
Registration Number 012504
Incorporation Date 25 January 2006
ROC Coimbatore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Aruvi Chits Private Limited's registered office is in Udumalpet, Tamil Nadu. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    167/4 167/5 Palani Road Udumalpet, Tamil Nadu, India – 641154
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Aruvi Chits Private Limited, buy the company report.

Comprehensive company report
Aruvi Chits Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Aruvi Chits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Aruvi Chits Private Limited, buy the company report.

Financials of Aruvi Chits Private Limited

FY 2025 filings available

Aruvi Chits Private Limited reported revenue of ₹65.4 Lakh (down 22% YoY) for FY 2025.

Revenue · FY 2025
₹65.4 Lakh ▼ 22%
Net profit · FY 2025
₹3.95 Lakh margin 6%
EBITDA · FY 2025
₹6.47 Lakh margin 9.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 22%
3 years · compounded
▲ 10%
5 years · compounded
▲ 3%
EBITDA CAGR growth
1 year
▲ 8%
3 years · compounded
▲ 51%
5 years · compounded
▼ 4%

Revenue fell 22% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 3%. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹6.47 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹3.95 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin9.9%
Net Profit Margin6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Aruvi Chits Private Limited, buy the company report.

Board of directors of Aruvi Chits Private Limited

Aruvi Chits has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Sivalingam SarathamaniDirector10 Apr 20179 Years 6 MonthsCurrent
Sasi Ganesh Kumar AkhilamanimoliManaging Director25 Jan 200620 Years 9 MonthsCurrent
Sivalingam Saradhamani SasiganeshkumarDirector25 Jan 200620 Years 9 MonthsCurrent

Peer comparison

Aruvi Chits Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Adhisurya Chits India Private Limited₹65.7 Lakh (FY 2023)23.0%Pollachi, Tamil Nadu, India
Gajavadana Chits Private Limited₹65.53 Lakh (FY 2020)-23.0%Bangalore, Karnataka, India
Aruvi Chits Private Limitedthis company₹65.4 Lakh (FY 2025)₹3.95 Lakh6%-22.0%4Udumalpet, Tamil Nadu, India
Kuber Kanak Microfinance Association₹65.23 Lakh (FY 2024)-1.0%Lucknow, Uttar Pradesh, India
Pallavan Nidhi Limited₹64.34 Lakh (FY 2025)11.0%Chennai, Tamil Nadu, India
Sudhabhagya Chits Private Limited₹64.31 Lakh (FY 2021)-15.0%Aurangabad, Maharashtra, India

To see the full peer comparison of Aruvi Chits Private Limited, buy the company report.

Auditor

Aruvi Chits Private Limited is audited by K RAGHUPATHY & CO for the financial year 2019.

Auditor firmFinancial yearFirm registration number
K RAGHUPATHY & COFY 2019003352S

Shareholding

The shareholding of Aruvi Chits Private Limited is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2019FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Aruvi Chits Private Limited, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹35 Lakh
Breakdown by lending institutions
City Union Bank Limited₹0.35 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
14 Mar 2017100097376City Union Bank Limited₹35 LakhSatisfied

To see the full charge records of Aruvi Chits Private Limited, buy the company report.

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Aruvi Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Aruvi Chits Private Limited has a workforce of 4 employees on its EPFO records as of Apr 01, 2024, across 1 active EPFO establishment.

Employee count
4
Active EPFO establishments
1
Employee growth
-33.33%

GST

Aruvi Chits has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AAGCA9810R1Z8Tamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Aruvi Chits Private Limited, buy the company report.

Recent activity

Aruvi Chits Private Limited has 3 board changes on record since 2006: 3 appointments. The latest: Sivalingam Sarathamani was appointed as Director on 10 Apr 2017.

AGM
Aruvi Chits Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Aruvi Chits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Coimbatore.
Charges
A charge registered on 14 Mar 2017 via Charge ID 100097376 with City Union Bank Limited was fully satisfied on 21 Feb 2022.
Appointed
Sivalingam Sarathamani was appointed as Director.
Charges
A charge with City Union Bank Limited amounted to Rs. 35.00 Lakh with Charge ID 100097376 was registered on 14 Mar 2017.
Appointed
Sasi Ganesh Kumar Akhilamanimoli was appointed as Managing Director.
Appointed
Sivalingam Saradhamani Sasiganeshkumar was appointed as Director.
Incorporation
25 Jan 2006
Aruvi Chits Private Limited was registered on 25 Jan 2006 with Roc Coimbatore & aged 20 years 9 months as per MCA records.

Frequently asked questions

Aruvi Chits is an active private limited company based in Udumalpet, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 25 January 2006 (20+ years old) and is registered under CIN U65992TZ2006PTC012504.

Aruvi Chits has 3 current directors:

The latest financial statements of Aruvi Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Aruvi Chits is 33AAGCA9810R1Z8, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Aruvi Chits is U65992TZ2006PTC012504. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Aruvi Chits has 29 court cases on record: 25 filed by the company and 4 filed against it. 4 are pending.

Aruvi Chits was incorporated on 25 January 2006, making it 20+ years old. It is registered with the Registrar of Companies, Coimbatore.

The peers of Aruvi Chits by revenue are Adhisurya Chits India Private Limited, Gajavadana Chits Private Limited, Kuber Kanak Microfinance Association, Pallavan Nidhi Limited, Sudhabhagya Chits Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Sivalingam Sarathamani was appointed as Director on 10 Apr 2017. Sasi Ganesh Kumar Akhilamanimoli was appointed as Managing Director on 25 Jan 2006. Sivalingam Saradhamani Sasiganeshkumar was appointed as Director on 25 Jan 2006.

The registered office of Aruvi Chits is at 1674 1675 Palani Road Udumalpet, Tamil Nadu, India – 641154.

Aruvi Chits operates in the financial services industry, in the microfinance institutions segment.