
About Asomi Finance Private Limited
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Asomi Finance Private Limited is a private limited company based in Guwahati, Assam, India, a subsidiary of Bhabanjali Finance Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 March 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Guwahati, under CIN U67120AS1995PTC004409. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹9.45 Cr and a paid-up capital of ₹3.83 Cr. It was formerly known as Arham Finance India Pvt Ltd and Araham Finance India Pvt Ltd. It is led by directors including Debajit Kalita and Dhiraj Deka.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Asomicampus H/No.32A B.R.Dekapathnh – 37 Bypass Jalukbari, Guwahati, Assam, India – 781014.
As per the financials filed for FY 2022, the company reported a revenue of ₹84.02 Lakh, a decline of 14% compared to the previous year. For the same year it recorded a net profit of ₹5,464 (net margin 0.1%) and EBITDA of ₹7.91 Lakh (EBITDA margin 9.4%). Revenue has declined at a compounded annual rate (CAGR) of 45% over three years and 39% over five years.
The company has about 6 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Asomi Fi nce. As per MCA filings, the company has open charges of ₹34 Cr and satisfied charges of ₹66.5 Cr on record. Court records list 46 cases involving the company, including 40 filed by the company and 6 filed against it; 2 cases are pending. The company has 13 deals on record (11 secondary share transfers, 1 acquisition, 1 funding round), with disclosed funding of ₹13.5 Lakh; the latest was in January 2019.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website asomi.co.in.
Company details
Name history
Asomi Finance has undergone 2 name changes throughout its history. The company was previously known as Arham Finance India Pvt Ltd, and Araham Finance India Pvt Ltd. The current legal name is Asomi Finance Private Limited.
| Company Name | Status |
|---|---|
| Asomi Finance Private Limited | Current |
| Arham Finance India Pvt Ltd | Previous |
| Araham Finance India Pvt Ltd | Previous |
Contact details
Asomi Finance Private Limited's registered office is in Guwahati, Assam. Its website is asomi.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressAsomicampus H/No.32A B.R.Dekapathnh – 37 Bypass Jalukbari, Guwahati, Assam, India – 781014
- IndustryFinancial Services, NBFC, Microfinance Institutions
To see the full contact details of Asomi Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Asomi Finance operates one associated brand: Asomi Fi nce. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Micro Finance in Assam | asomi.co.in |
Business activity
The main business activity of Asomi Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Asomi Finance Private Limited, buy the company report.
Financials of Asomi Finance Private Limited
FY 2025 filings availableAsomi Finance Private Limited reported revenue of ₹84.02 Lakh (down 14% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 39% over five years, including a 14% fall in the latest year. EBITDA fell 52% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹84.02 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹7.91 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5,464 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.4% | ||||
| Net Profit Margin | 0.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Asomi Finance Private Limited, buy the company report.
Board of directors of Asomi Finance Private Limited
Asomi Finance has 4 current directors and 20 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Debajit Kalita | Director | 29 Sep 2020 | 6 Years 1 Months | Current |
| Dhiraj Deka Also directs: Bhabanjali Finance Private Limited | Director | 29 Sep 2020 | 6 Years 1 Months | Current |
| Himani Roy Also directs: Bhabanjali Finance Private Limited | Director | 22 Nov 2015 | 10 Years 11 Months | Current |
| Subhra Jyoti Bharali Also directs: Asomi Industries Private Limited, Asomi Holdings Private Limited, Bhabanjali Finance Private Limited and 2 more | Director | 02 Aug 2024 | 2 Years 3 Months | Current |
Auditor
Asomi Finance Private Limited is audited by VISHAL MOHAN GARG AND ASSOCIATES for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| VISHAL MOHAN GARG AND ASSOCIATES | FY 2022 | 558114 |
Shareholding
The shareholding of Asomi Finance Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Asomi Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Sep 2013 | 10447940 | Manas Trust | ₹10 Cr | Open | |
| 15 Dec 2011 | 10328018 | State Bank of India | ₹24 Cr | Open | |
| 24 Aug 2016 | 100046972 | Others | ₹90 Lakh | Satisfied | |
| 24 Aug 2016 | 100046974 | Others | ₹90 Lakh | Satisfied | |
| 31 Mar 2014 | 10487760 | Others | ₹13 Cr | Satisfied |
To see the full charge records of Asomi Finance Private Limited, buy the company report.
Total charge records: 16 View all charges
Deals & funding
Asomi Finance Private Limited has 13 deals on record (11 secondary share transfers, 1 acquisition, 1 funding round), with disclosed funding of ₹13.5 Lakh; the latest was in January 2019.
Deals on record (5 of 13)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2015 | Secondary share transfer | Undisclosed | Buyer: Bhabanjali Finance Private Limited , 3 individuals Seller: 4 individuals |
| Sep 2014 | Secondary share transfer | Undisclosed | Buyer: Lohit Mercandise Ltd. Seller: Incofin Investment Management |
| Sep 2012 | Secondary share transfer | Undisclosed | Buyer: Bhabanjali Finance Private Limited , 3 individuals Seller: Bhabanjali Finance Private Limited , 3 individuals |
| Sep 2010 | Secondary share transfer | Undisclosed | Buyer: Bhabanjali Finance Private Limited Seller: 4 individuals |
| Sep 2009 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: Baid Investments and Consultants Pvt Ltd , Sikha Industries Limited , Royal Eastern Marketing Private Limited |
To see the full deal history of Asomi Finance Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Asomi Finance Private Limited has 46 court cases on record: 40 filed by Asomi Finance, 6 filed against it. 2 cases are pending and 44 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 43 | 6 | 2 |
| High courts | 3 | 0 | 0 |
Cases on record (5 of 46)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kamrup Metro, Assam | Court case (Motor Vehicle Act) | Filed against the company by State of Assam | Pending |
| District court, Barpeta, Assam | Civil suit | Filed by the company against an individual | Pending |
| District court, Lakhimpur, Assam | Civil suit | Filed against the company by an individual | Disposed |
| District court, Lakhimpur, Assam | Court case (Title Execution) | Filed against the company by an individual | Disposed |
| District court, Barpeta, Assam | Civil suit | Filed against the company by an individual | Disposed |
To see the full case history of Asomi Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Asomi Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Asomi Finance Private Limited has a workforce of 6 employees on its EPFO records as of Dec 2021, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2021-22 | 6 |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Asomi Finance Private Limited, buy the company report.
GST
Asomi Finance has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Asomi Finance Private Limited, buy the company report.
Recent activity
Asomi Finance Private Limited has 22 board changes on record since 2008: 4 appointments and 18 cessations. The latest: Atul Kumar ceased to be Director on 02 Aug 2024.
46 earlier events are in the company report.
Frequently asked questions
Asomi Finance is an active private limited company based in Guwahati, Assam, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 March 1995 (31+ years old) and is registered under CIN U67120AS1995PTC004409.
Asomi Finance has 4 current directors:
- Debajit Kalita - Director
- Dhiraj Deka - Director
- Himani Roy - Director
- Subhra Jyoti Bharali - Director
The latest financial statements of Asomi Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. Asomi Finance has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Asomi Finance is U67120AS1995PTC004409. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Asomi Finance has 46 court cases on record: 40 filed by the company and 6 filed against it. 2 are pending. Most are in the district courts.
Asomi Finance was incorporated on 29 March 1995, making it 31+ years old. It is registered with the Registrar of Companies, Guwahati.
Asomi Finance has 13 deals on record (11 secondary share transfers, 1 acquisition, 1 funding round), with disclosed funding of ₹13.5 Lakh; the latest was in January 2019.
Atul Kumar ceased to be Director on 02 Aug 2024. Subhra Jyoti Bharali was appointed as Director on 02 Aug 2024. Ayesha ceased to be Director on 26 Jul 2024. Asomi Finance has 22 board changes on record in total.
Asomi Finance can be reached through the website asomi.co.in. Its registered office is in Guwahati, Assam, India.

