Aspire Fintech Private Limited

Aspire Fintech Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
CIN U72900KA2020PTC135893 Incorporated 13 July 2020 ROC Bangalore HQ Bangalore, Karnataka, India
Active Private Limited Company internet Startup India MSME · Micro
Data last updated
Revenue · FY 2025
₹99.64 Lakh
▲ 15% YoY
Net loss · FY 2025
₹4.8 Cr
Net margin -481.7%
EBITDA · FY 2025
-₹4.72 Cr
EBITDA margin -474.2%
Authorised capital
₹21 Lakh
Registered with MCA
Paid-up capital
₹6.02 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Employees · EPFO
12
Provident fund records
Directors on board
2
As per MCA filings

About Aspire Fintech Private Limited

Data last updated:

Aspire Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 13 July 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2020PTC135893. Its GSTIN is 29AATCA6761C1ZB (Karnataka).

The company has an authorised share capital of ₹21 Lakh and a paid-up capital of ₹6.02 Lakh. It is led by directors Manoj Kumar Rathi and Tushar Viswanath Garimalla.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.

As per the financials filed for FY 2025, the company reported a revenue of ₹99.64 Lakh, a growth of 15% compared to the previous year. For the same year it recorded a net loss of ₹4.8 Cr (net margin -481.7%) and EBITDA of -₹4.72 Cr (EBITDA margin -474.2%). Revenue has grown at a compounded annual rate (CAGR) of 52% over three years.

The company has about 12 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Aspire. The company has 3 deals on record (2 convertible or debt financings, 1 funding round), with disclosed funding of ₹29.24 Cr; the latest was in September 2022.

Aspire Fintech Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-02-0034462). For more details, the company can be reached via its website letsaspire.in.

Company details

CIN U72900KA2020PTC135893
Registration Number 135893
Incorporation Date 13 July 2020
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-KR-02-0034462
Key People
Manoj Kumar Rathi Director Tushar Viswanath Garimalla Director

Recognitions & Rankings of Aspire Fintech

Startup India Government of India
MSME (Udyam registered) Ministry of MSME
Category
Micro (2024-25)
Udyam number
UDYAM-KR-02-0034462

Contact details

Aspire Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is letsaspire.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    letsaspire.in
  • Social Media
  • Apps
  • Registered Address
    Awfis 4th Floor, Vista Pixel 8/2B And 8/2C Jakkuru Layout, Bangalore, Karnataka, India – 560092
  • Industry
    Internet, Online Financial Services

To see the full contact details of Aspire Fintech Private Limited, buy the company report.

Comprehensive company report
Aspire Fintech Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Aspire Fintech operates one associated brand: Aspire. Each brand links to its own profile.

BrandDescriptionWebsite
Aspire
Short-term business lines of credit are provided to entrepreneurs.letsaspire.in

Business activity

The main business activity of Aspire Fintech is support service to organizations. In detail, this covers other support services to organizations.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
NSupport service to OrganizationsN7Other support services to organizations

To see the full business activity and turnover split of Aspire Fintech Private Limited, buy the company report.

Financials of Aspire Fintech Private Limited

FY 2025 filings available

Aspire Fintech Private Limited reported revenue of ₹99.64 Lakh (up 15% YoY) for FY 2025.

Revenue · FY 2025
₹99.64 Lakh ▲ 15%
Net loss · FY 2025
₹4.8 Cr margin -481.7%
EBITDA · FY 2025
-₹4.72 Cr margin -474.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 15%
3 years · compounded
▲ 52%
EBITDA CAGR growth
1 year
▲ 45%
3 years · compounded
▼ 19%

Revenue has grown at a compounded annual rate (CAGR) of 52% over three years, including 15% growth in the latest year. EBITDA rose 45% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹4.72 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹4.8 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-474.2%
Net Profit Margin-481.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Aspire Fintech Private Limited, buy the company report.

Board of directors of Aspire Fintech Private Limited

Aspire Fintech has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Manoj Kumar Rathi
Also directs: Aspire Finance Private Limited
Director13 Jul 20206 Years 3 MonthsCurrent
Tushar Viswanath Garimalla
Also directs: Aspire Finance Private Limited
Director13 Jul 20206 Years 3 MonthsCurrent
View all directors

Auditor

Aspire Fintech Private Limited is audited by M S K A & Associates for the financial year 2023.

Auditor firmFinancial yearFirm registration number
M S K A & AssociatesFY 2023105047W

Shareholding

The shareholding of Aspire Fintech Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Aspire Fintech Private Limited, buy the company report.

Deals & funding

Aspire Fintech Private Limited has 3 deals on record (2 convertible or debt financings, 1 funding round), with disclosed funding of ₹29.24 Cr; the latest was in September 2022.

Total deals
3
Convertible or debt financings
2
Funding round
1
Disclosed funding
₹29.24 Cr

Deals on record (1 of 3)

WhenDealAmountParties
Sep 2022Funding round · Seed₹23.25 CrInvestors: Orios Venture Partners, Eximius Ventures, Capital A

To see the full deal history of Aspire Fintech Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Aspire Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Aspire Fintech Private Limited has a workforce of 12 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.

Employee count
12
Active EPFO establishments
1
Employee growth
-7.69%

GST

Aspire Fintech has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
29AATCA6761C1ZBKarnatakaActive24 Aug 2020

To see the full GST registrations and return filing status of Aspire Fintech Private Limited, buy the company report.

Recent activity

Aspire Fintech Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Manoj Kumar Rathi was appointed as Director on 13 Jul 2020.

AGM
Aspire Fintech Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Aspire Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Appointed
Manoj Kumar Rathi was appointed as Director.
Appointed
Tushar Viswanath Garimalla was appointed as Director.
Incorporation
13 Jul 2020
Aspire Fintech Private Limited was registered on 13 Jul 2020 with Roc Bangalore & aged 6 years 3 months as per MCA records.

Frequently asked questions

Aspire Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 13 July 2020 (6+ years old) and is registered under CIN U72900KA2020PTC135893.

Aspire Fintech has 2 current directors:

The latest financial statements of Aspire Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.

The GSTIN of Aspire Fintech is 29AATCA6761C1ZB, registered in Karnataka.

The CIN (Corporate Identification Number) of Aspire Fintech is U72900KA2020PTC135893. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Aspire Fintech was incorporated on 13 July 2020, making it 6+ years old. It is registered with the Registrar of Companies, Bangalore.

Aspire Fintech has 3 deals on record (2 convertible or debt financings, 1 funding round), with disclosed funding of ₹29.24 Cr; the latest was in September 2022.

Manoj Kumar Rathi was appointed as Director on 13 Jul 2020. Tushar Viswanath Garimalla was appointed as Director on 13 Jul 2020.

Yes, Aspire Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

Yes, Aspire Fintech is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-02-0034462).