About 13Karat
13Karat is a Financial Services company based in Delhi (India) founded in 2023. Facilitates peer-to-peer lending with high-return investment plans for individuals. It operates on a Marketplace and B2C model. The company has 7 employees. Its Indian entity Sqrrl Fintech Private Limited reported revenue of ₹82.5 Lakh. 13Karat offers products and services including 6-Month Investment Plan, 3-Month Investment Plan, and Tera App. Its focus areas include FinTech, Investment Tech, P2P Lending and High-Return Fixed Income. Its competitors include 3ADeal, Fidelis Capital Markets and Quantizer.
Company details
13Karat, owned by Sqrrl Fintech Pvt. Ltd., operates as a P2P-enabled Invest-Tech platform in India, partnering with RBI-registered NBFCs for lending activities. It allows users to invest in fixed income options like 6-month and 3-month plans with up to 13 returns, starting from Rs 500. Based in Mumbai, it focuses on diversifying investments across borrowers to minimize risk, targeting individual investors seeking high-yield alternatives to traditional savings.
- Headquarters Delhi, India
- Employees 7
- SectorsFinancial Services
- Email••••••••
- Website 13karat.in
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Sqrrl Fintech Pvt. Ltd.
- Date of Incorporation 23 May, 2016
- Jurisdiction New Delhi, Delhi, India
- Annual Revenue₹82.5 Lakh
FY 2022 · +5% YoY
- Net Loss-₹1.58 Cr
FY 2022 · -192% margin
- EBITDA-₹74.4 Lakh
FY 2022 · -90% margin
- Employee Count7
Associated legal entities of 13Karat
13Karat is associated with 2 registered companies on The Company Check; the primary company is Sqrrl Fintech Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2022) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Sqrrl Fintech Private Limited CIN U65900MH2016PTC457274 | Active | 23 May 2016 | Mumbai, Maharashtra | ₹0.8 Cr | 7 | 2 | View details |
| Sqrrl Fintech Pvt. Ltd. CIN U65900DL2016PTC300178 | 23 May 2016 | New Delhi, Delhi, India | View details |
Products & Services of 13Karat
13Karat offers a comprehensive portfolio of products and services, including 6-Month Investment Plan, 3-Month Investment Plan, and Tera App.
Fixed income plan offering up to 13% returns on investments.
Fixed income plan providing up to 12% returns for short-term.
App for managing and calculating investment returns easily.
Apps and channels of 13Karat
13Karat publishes 1 mobile app with over 100K+ downloads; its YouTube channel Karat Wealth: FDs, RDs & Bonds has 147 subscribers and 7 videos.
Videos from 13Karat
The most watched videos on 13Karat's YouTube channel, Karat Wealth: FDs, RDs & Bonds (147 subscribers). Click a video to play it here.
More on Karat Wealth: FDs, RDs & Bonds.
Board of directors of Sqrrl Fintech Private Limited (13Karat)
Sqrrl Fintech Private Limited is the primary company behind 13Karat. The board of Sqrrl Fintech Private Limited currently have 2 directors; the longest-serving is Yashoraj Tyagi, appointed in 2022. 8 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Yashoraj Tyagi DIN 06745867 | Director | 15 Sep 2022 | 4 yrs 1 mo | Sqrrl Fintech Private Limited |
| Nadir Nizarali Mistry DIN 09322933 | Additional Director | 27 Nov 2025 | 11 mo | Sqrrl Fintech Private Limited |
Financials of 13Karat
Figures of Sqrrl Fintech Private Limited, the primary company behind 13Karat, for FY 2022. Revenue was ₹82.5 Lakh (+5% year on year). Net loss was -₹1.58 Cr (-192% margin). EBITDA was -₹74.4 Lakh (-90% margin). Revenue has grown at a compounded annual rate of +84% over three years and +151% over five years.
- ₹82.5 LakhRevenue · FY 2022 · +5% YoY
- -₹1.58 CrNet loss · -192% margin
- -₹74.4 LakhEBITDA · -90% margin
- ₹42.4 LakhPaid-up capital
- 7Employees (provident fund records)
- +84%Revenue CAGR, 3 years
- +151%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Sqrrl Fintech Private Limited are on its company page.
Detailed financial statements for 13Karat
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Competitors of 13Karat
13Karat has 3 listed competitors in our database. They include 3ADeal, Fidelis Capital Markets and Quantizer.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| 3adeal.com | 1999 | Mumbai, India | 86 | Offers online platform for buying unlisted shares in multiple categories. | ||
| fideliscm.com | 2011 | Bengaluru, India | Operates a platform for forex and CFD trading to support individual investors. | |||
| quantizer.com | 2019 | Gurugram, India | 29 | Offers algorithmic trading platforms for high-frequency and medium-frequency markets. |
Detailed competitors of 13Karat
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Related news about 13Karat
Complete news archive for 13Karat
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Frequently Asked Questions about 13Karat
13Karat was founded in 2023.
13Karat is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
13Karat has 7 employees.
The primary company behind 13Karat, Sqrrl Fintech Private Limited, reported revenue of ₹82.5 Lakh for FY 2022, up 5% year on year.
13Karat, owned by Sqrrl Fintech Pvt. Ltd., operates as a P2P-enabled Invest-Tech platform in India, partnering with RBI-registered NBFCs for lending activities. It allows users to invest in fixed income options like 6-month and 3-month plans with up to 13 returns, starting from Rs 500. Based in Mumbai, it focuses on diversifying investments across borrowers to minimize risk, targeting individual investors seeking high-yield alternatives to traditional savings.
13Karat's top competitors include 3ADeal, Fidelis Capital Markets and Quantizer.
13Karat offers 6-Month Investment Plan, 3-Month Investment Plan, and Tera App.
13Karat operates through Sqrrl Fintech Private Limited.
The legal entities of 13Karat currently have 2 directors, including Yashoraj Tyagi, Nadir Nizarali Mistry.
Yes. 13Karat publishes 13Karat: P2P Investment App, with over 100,000 downloads.