About 4Finance
4Finance is a company based in Riga (Latvia) founded in 2008.. The company has 2 employees as of March 31, 2024. 4Finance has completed 1 acquisition, including tbi bank. 4Finance offers products and services including Installment Loans, Lines of Credit, and Single Payment Loans. 4Finance operates in a competitive market with competitors including Inbank Latvia, Incredit and Eves, among others.
- Headquarter Riga, Latvia
- Employees 2 as on 31 Mar, 2024
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name 4Finance Aps
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Annual Revenue
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Net Profit
$2.44 M (USD)-25as on Dec 31, 2022
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EBITDA
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Latest Funding Round
$325 M (USD), Debt – Conventional
Apr 13, 2017
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Investors
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Employee Count
2
as on Mar 31, 2024
- Investments & Acquisitions
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Products & Services of 4Finance
4Finance offers a comprehensive portfolio of products and services, including Installment Loans, Lines of Credit, and Single Payment Loans. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Loans repaid in installments to meet customer financial needs
Flexible credit options for ongoing borrowing and repayments
Short-term loans repaid in one full payment
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Funding Insights of 4Finance
- Total Funding Total Funding
- Total Rounds 5
- Last Round Debt – Conventional — $325.0M
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First Round
First Round
(01 Mar 2015)
- Investors Count Investors Count
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr, 2017 | Amount | Debt – Conventional - 4Finance | Valuation |
investors |
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| Nov, 2016 | Amount | Debt – Conventional - 4Finance | Valuation |
investors |
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| May, 2016 | Amount | Debt – Conventional - 4Finance | Valuation |
investors |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investments & Acquisitions by 4Finance
4Finance has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include tbi bank. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Mobile-first banking services are provided to SMEs and individuals.
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2002 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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OVO is recognized as a smart digital payment application.
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2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - 4Finance
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
4Finance Comparisons
Competitors of 4Finance
4Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Inbank Latvia, Incredit and Eves, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Loan solutions are provided to individuals and businesses.
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| domain | founded_year | HQ Location |
Online lending services for consumer and business financing are provided.
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| domain | founded_year | HQ Location |
Provides residency permits, financial advice, and legal consultations for businesses.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Frequently Asked Questions about 4Finance
When was 4Finance founded?
4Finance was founded in 2008 and raised its 1st funding round 7 years after it was founded.
Where is 4Finance located?
4Finance is headquartered in Riga, Latvia.
How many employees does 4Finance have?
As of Mar 31, 2024, the latest employee count at 4Finance is 2.
What does 4Finance do?
4Finance is an online and mobile lending company offering single payment, lines of credit and installment loans. The single payment loan is available up to EUR 2,000 for a period of 30 days. Installment loans are offered up to EUR 3,500 for a duration up to 2 years. A credit line with flexible monthly repayments is available for up to EUR 2,100. 4Finance claims to be Europes largest online consumer finance provider with 11.5M loans amounting to EUR 3.5B disbursed as of Jan17. 4Finance makes its services available in 17 countries of Europe and Americas, and plans to expand to more countries. In Nov16, 4Finance issued EUR 50M bonds, bringing the total issued amount to EUR 150M.
Who are the top competitors of 4Finance?
4Finance's top competitors include Inbank Latvia, Incredit and Eves.
What products or services does 4Finance offer?
4Finance offers Installment Loans, Lines of Credit, and Single Payment Loans.
How many acquisitions has 4Finance made?
4Finance has made 1 acquisition, including tbi bank.