About 4Finance
4Finance is a Financial Services company based in Riga (Latvia) founded in 2008. Online unsecured personal loans are provided directly by 4Finance. The company has 2 employees. 4Finance has completed 1 acquisition, including tbi bank. 4Finance offers products and services including Installment Loans, Lines of Credit, and Single Payment Loans. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its legal entity is 4FINANCE ApS. Its competitors include Inbank Latvia, Incredit and Eves.
Company details
4Finance is an online and mobile lending company offering single payment, lines of credit and installment loans. The single payment loan is available up to EUR 2,000 for a period of 30 days. Installment loans are offered up to EUR 3,500 for a duration up to 2 years. A credit line with flexible monthly repayments is available for up to EUR 2,100. 4Finance claims to be Europes largest online consumer finance provider with 11.5M loans amounting to EUR 3.5B disbursed as of Jan17. 4Finance makes its services available in 17 countries of Europe and Americas, and plans to expand to more countries. In Nov16, 4Finance issued EUR 50M bonds, bringing the total issued amount to EUR 150M.
- Headquarters Riga, Latvia
- Employees 2
- SectorsFinancial Services
- Email••••••••
- Website 4finance.com
- Social LinkedIn X Instagram
- Legal Name 4Finance Aps
- Net Profit$2.44 M (USD)-25as on Dec 31, 2022
- Latest Funding Round$325M (USD), Debt – Conventional
Apr 2017
- Employee Count2
- Investments & Acquisitions
Products & Services of 4Finance
4Finance offers a comprehensive portfolio of products and services, including Installment Loans, Lines of Credit, and Single Payment Loans.
Loans repaid in installments to meet customer financial needs
Flexible credit options for ongoing borrowing and repayments
Short-term loans repaid in one full payment
Funding Insights of 4Finance
- Total Rounds 5
- Last Round Debt – Conventional — $325M
- First Round $26.38M
(Mar 2015)
All 5 funding rounds of 4Finance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2017 | $325M | Debt – Conventional | – | – | – |
| Nov 2016 | $53.13M | Debt – Conventional | – | – | – |
| May 2016 | $112.78M | Debt – Conventional | – | – | – |
| Sep 2015 | $18.14M | Debt – Conventional | – | – | – |
| Mar 2015 | $26.38M | Debt – Conventional | – | – | – |
People of 4Finance
16 people are tracked at 4Finance (8 in leadership, 8 in team); the tracked headcount is 2.
| Name | Role | Group |
|---|---|---|
Kieran Donnelly | Chief Executive Officer | Leadership |
Inita Hane | Chief Audit Executive | Leadership |
Dainis Karklins | Chief Information Security Officer | Leadership |
Jiri Miticky | Chief Operating Officer | Leadership |
Artem Alatortsev | Group Chief Data Monetisation Officer - Member Of Executive Committee | Leadership |
Guy Middleton | Group Head Of Corporate Affairs | Leadership |
Aleksejs Valle | Head Of Regulatory Legal Department | Leadership |
Rita Cibulskaite | Head Of Customer Care And Telemarketing | Leadership |
Mariam Kurashvili | Offline Sales Specialist | Team |
Martins Gills | IT Internal Audit Manager | Team |
Tomas Kolina | Group Lawyer | Team |
Ugis Karulis | Information Security Engineer | Team |
Ērika Vebruale | Corporate Lawyer | Team |
Oskars Lipskis | Operations Manager | Team |
Krists Krastins | Internal Audit Manager | Team |
Matas Sakalauskas | Information Security Risk Manager | Team |
Complete people profiles for 4Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Investments & Acquisitions by 4Finance
4Finance has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include tbi bank.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Mobile-first banking services are provided to SMEs and individuals. | tbibank.com | Sofia, Bulgaria | 2002 | Jun 2016 | $76.98M |
Complete acquisition details for 4Finance
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
- Deal sources
- Complete history
- Exports
Verified entity values are shown only after access is granted.
Timeline of 4Finance
4 dated milestones of 4Finance across 9 years, from founding to its latest funding, stage changes and deals.
- Founded 4Finance is founded.
- Funding First funding round of $26.4M.
- Acquisition Acquires tbi bank.
- Funding Latest funding round, Debt – Conventional, of $325.0M.
Competitors of 4Finance
4Finance has 3 listed competitors in our database. They include Inbank Latvia, Incredit and Eves.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| inbank.lv | 2010 | Riga, Latvia | 36 | Loan solutions are provided to individuals and businesses. | ||
| incredit.lv | 2010 | Riga, Latvia | 98 | Online lending services for consumer and business financing are provided. | ||
| eves.lv | 2012 | Riga, Latvia | 3 | Provides residency permits, financial advice, and legal consultations for businesses. |
Detailed competitors of 4Finance
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of 4Finance
The website of 4Finance (4finance.com) receives about 6.2K visits a month.
- Monthly visits6.2K
▼ 8.4% vs previous month
Websites whose visitors overlap most with 4Finance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| kaszek.com | 100% | #1,525,473 | View details | ||
financenet.tvnet.lv | financenet.tvnet.lv | 99% | – | ||
| allabolag.se | 99% | 4.6M | #13,500 | View details | |
vivus.fi | vivus.fi | 93% | – | ||
| flintcap.com | 72% | #13,677,682 | View details | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 13 similar websites and full traffic analytics for 4Finance
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 13 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about 4Finance
Complete news archive for 4Finance
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about 4Finance
4Finance was founded in 2008 and raised its 1st funding round 7 years after it was founded.
4Finance is headquartered in Riga, Latvia.
4Finance has 2 employees.
4Finance is an online and mobile lending company offering single payment, lines of credit and installment loans. The single payment loan is available up to EUR 2,000 for a period of 30 days. Installment loans are offered up to EUR 3,500 for a duration up to 2 years. A credit line with flexible monthly repayments is available for up to EUR 2,100. 4Finance claims to be Europes largest online consumer finance provider with 11.5M loans amounting to EUR 3.5B disbursed as of Jan17. 4Finance makes its services available in 17 countries of Europe and Americas, and plans to expand to more countries. In Nov16, 4Finance issued EUR 50M bonds, bringing the total issued amount to EUR 150M.
4Finance's top competitors include Inbank Latvia, Incredit and Eves.
4Finance offers Installment Loans, Lines of Credit, and Single Payment Loans.
4Finance has made 1 acquisition, including tbi bank.
4Finance operates through 4Finance Aps.