About 51 Credit Card
51 Credit Card is a publicly listed company based in Hangzhou (China) founded in 2012. Credit card bill management tool for consumers. It operates in the Financial Services and Technology sectors. 51 Credit Card has raised $509 million across 7 funding rounds from investors including Xiaomi, Aplus Capital and Xinhu Zhongbao. The company has 1 employees. 51 Credit Card was last valued at $1 billion in September 2016. Its focus areas include FinTech, Payments, Consumer Payments and Credit Card Comparison Platforms. Its competitors include 91JinRong, Haodai and Bicai; 3 of its 3 listed competitors have raised funding.
Company details
51 Credit Card was established in 2012 in Hangzhou, China, within the financial technology sector. Operations focus on consumer financial tools, where credit card management, loan facilitation, investment options, and bill oversight are provided. An application is utilized for bill analysis, repayment notifications, online card applications, and integrated services to support user financial planning.
- Annual Revenue$48.22 M (USD)0.07as on Dec 31, 2025
- Net Profit-$21 M (USD)-150.58as on Dec 31, 2025
- EBITDA-$9.77 M (USD)-110.77as on Dec 31, 2025
- Total Equity Funding$509M (USD)
in 7 rounds
- Latest Funding Round$84M (USD), Series C
Oct 2016
- InvestorsXiaomi
& 16 more
- Employee Count1
Funding Insights of 51 Credit Card
51 Credit Card has successfully raised a total of $509M across 7 strategic funding rounds. The most recent funding activity was a Series C round of $84 million completed in October 2016. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $509M
- Total Rounds 7
- Last Round Series C — $84M
- Investors Count 17
All 7 funding rounds of 51 Credit Card with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct 2016 | $84M | Series C | – | – | |
| Sep 2016 | $310M | Series C | $1B | Tiantu Capital, Huagai Capital | |
| Apr 2015 | $50M | Series B | – | – | |
| Feb 2015 | $50M | Series B | – | GGV Capital | – |
| Oct 2013 | $15M | Series A | – | – | |
| Sep 2012 | Seed | – | – | ||
| Jun 2012 | Seed | – | – |
| Date | Valuation | Stage |
|---|---|---|
| Sep 2016 | $1B | •••••••• |
Last known valuation $1B (Sep 2016). 17 investors in total: 17 institutional.
Investors in 51 Credit Card
51 Credit Card has secured backing from 17 investors, including institutional and venture fund investors. Prominent investors backing the company include Xiaomi, Aplus Capital and Xinhu Zhongbao.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Real estate development and financial investments are managed across segments. | 1993 | 600208.net | Hangzhou, China | |
Private equity investment firm focused on multiple sectors | huagaicapital.com | Dongguan, China | ||
Tech startups in China are funded by Aplus Capital. | 2014 | apluscap.com | Haidian, China | |
Venture capital is invested in cybersecurity, fintech, and AI startups. | ggvc.com | Menlo Park, United States | ||
Tech companies in China are invested in by SIG China. | sig-china.com | Shanghai, China | ||
| meridiancapital.com.cn | ||||
| incapital.cn | ||||
Multi-asset investment platform partnering with Asian founders for business growth. | 2000 | graniteasia.com | Singapore, Singapore | |
Private equity investments are directed toward multiple sectors. | 2002 | tiantucapital.com | Shenzhen, China | |
Venture capital fund focused on mobile, internet, deep technology, rural internet, AI, and multiple sectors | shunwei.com | Beijing, China |
Investor details for 51 Credit Card
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IPO & Listings of 51 Credit Card
51 Credit Card is a publicly listed company on the HKEX with ticker symbol 2051 in Hong Kong, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- Listed onHKEX: 2051
- Listed entityVala Inc.
- Exchange sectorFinance
- ISINKYG341531096
- Share price0.33 HKD (-9.72% on the day) · 2026-10-14
- Market capitalisation586,794,354.00 HKD
- EPS (diluted, trailing year)-0.11 HKD
- Volume (last session)2,360,000
Financials of 51 Credit Card
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | 375.4M HKD | -163.4M HKD | -76.0M HKD |
| 2024 | 375.1M HKD | -65.2M HKD | -36.1M HKD |
| 2023 | 382.9M HKD | 12.2M HKD | 15.2M HKD |
| 2022 | 460.2M HKD | -96.2M HKD | 1.1M HKD |
| 2021 | 532.1M HKD | -281.6M HKD | -35.4M HKD |
Detailed financial statements for 51 Credit Card
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Timeline of 51 Credit Card
4 dated milestones of 51 Credit Card across 4 years, from founding to its latest funding, stage changes and deals.
- Founded 51 Credit Card is founded.
- Funding First funding round.
- Milestone Reaches Unicorn status.
- Funding Latest funding round, Series C, of $84.0M.
Competitors of 51 Credit Card
51 Credit Card has 3 listed competitors in our database, 3 of them funded. They include 91JinRong, Haodai and Bicai.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| 91jinrong.com | 2011 | Beijing, China | $42.07M | Consumer and business loans are compared via 91JinRong's platform. | ||
| haodai.com | 2013 | Beijing, China | $50M | Haodai serves as a loan aggregator platform connecting users to various loan options. | ||
| bicai365.com | 2016 | Beijing, China | $38.12M | Financial products are compared via an AI-powered platform. |
Detailed competitors of 51 Credit Card
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Web traffic of 51 Credit Card
The website of 51 Credit Card (u51.com) receives about 2.9K visits a month.
- Monthly visits2.9K
▼ 79.6% vs previous month
Websites whose visitors overlap most with 51 Credit Card. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
51zhangdan.com | 51zhangdan.com | 100% | – | ||
sso.51credit.com | sso.51credit.com | 73% | – | ||
ecitic.zibolan.com | ecitic.zibolan.com | 72% | – | ||
user.cmbchina.com | user.cmbchina.com | 72% | – | ||
| bank.pingan.com | 72% | 114K | View details | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 13 similar websites and full traffic analytics for 51 Credit Card
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Related news about 51 Credit Card
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Frequently Asked Questions about 51 Credit Card
51 Credit Card was founded in 2012.
51 Credit Card is headquartered in Hangzhou, China. It is registered at Hangzhou, Zhejiang, China.
51 Credit Card is a funded company, having raised a total of $509M across 7 funding rounds to date.
51 Credit Card has 1 employees.
Annual revenue of 51 Credit Card is $48.22M as on Dec 31, 2025.
51 Credit Card was established in 2012 in Hangzhou, China, within the financial technology sector. Operations focus on consumer financial tools, where credit card management, loan facilitation, investment options, and bill oversight are provided. An application is utilized for bill analysis, repayment notifications, online card applications, and integrated services to support user financial planning.
Yes, 51 Credit Card is publicly traded on HKEX under the ticker symbol 2051.
51 Credit Card has 17 investors. Key investors include Xiaomi, Aplus Capital, Xinhu Zhongbao, Tiantu Investment, and Ample Harvest Finance.
The valuation of 51 Credit Card is $1B as of Sep 2016.