About Aatma Capital
Aatma Capital is a Financial Services company based in Chennai (India) founded in 2018. It provides direct and syndicated lending to MSMEs, building client relationships in finance. It operates on a B2B model. Its Indian entity Aatma Capital Private Limited reported revenue of ₹4.07 Cr. Aatma Capital offers products and services including Direct Lending Service and Syndicated Lending Service. Its focus areas include Finance, Lending, MSME and Direct Lending. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Aatma Capital Private Limited is a modern NBFC specializing in direct and syndicated lending to MSMEs. It focuses on fostering long-term relationships with clients and collaborates with banks, NBFCs, and funds to address financing needs. The company operates primarily in South and Western India, with a management team experienced in building MSME portfolios. Based in Chennai, it serves over 1000 MSME clients through tailored financial solutions.
- Headquarters Chennai, India
- SectorsFinancial Services
- Email••••••••
- Website aatmacapital.com
- Legal Name Aatma Capital Private Limited
- Date of Incorporation 24 Dec, 2018
- Jurisdiction Chennai, Tamil Nadu, India
- Annual Revenue₹4.07 Cr
FY 2024 · +410% YoY
- Net Profit₹85.6 Lakh
FY 2024 · 21% margin
- EBITDA₹1.20 Cr
FY 2024 · 30% margin
Associated legal entities of Aatma Capital
Aatma Capital operates through Aatma Capital Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Aatma Capital Private Limited CIN U65990TN2018PTC126529 | Active | 24 Dec 2018 | Chennai, Tamil Nadu | ₹4.1 Cr | 3 | View details |
Products & Services of Aatma Capital
Aatma Capital offers a comprehensive portfolio of products and services, including Direct Lending Service and Syndicated Lending Service.
Offers loans to MSMEs for business financing and growth.
Facilitates joint lending with partners for MSME funding needs.
Board of directors of Aatma Capital Private Limited (Aatma Capital)
Aatma Capital Private Limited is the primary company behind Aatma Capital. The board of Aatma Capital Private Limited currently have 3 directors; the longest-serving is Vijayasarathy Divakar, appointed in 2018.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vijayasarathy Divakar DIN 01341095 | Director | 24 Dec 2018 | 7 yrs 10 mo | Aatma Capital Private Limited |
| Kavitha Divakar DIN 03315124 | Director | 24 Dec 2018 | 7 yrs 10 mo | Aatma Capital Private Limited |
| Sundara Rajan Tamarapu Krishnamachary DIN 06603864 | Director | 06 Jul 2021 | 5 yrs 4 mo | Aatma Capital Private Limited |
Financials of Aatma Capital
Figures of Aatma Capital Private Limited, the primary company behind Aatma Capital, for FY 2024. Revenue was ₹4.07 Cr (+410% year on year). Net profit was ₹85.6 Lakh (21% margin). EBITDA was ₹1.20 Cr (30% margin). Revenue has grown at a compounded annual rate of +75% over three years and +165% over five years.
- ₹4.07 CrRevenue · FY 2024 · +410% YoY
- ₹85.6 LakhNet profit · 21% margin
- ₹1.20 CrEBITDA · 30% margin
- ₹5.84 CrPaid-up capital
- +75%Revenue CAGR, 3 years
- +165%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Aatma Capital Private Limited are on its company page.
Detailed financial statements for Aatma Capital
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Similar companies to Aatma Capital
Aatma Capital has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of Aatma Capital
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Top companies in Microfinance
3 companies that operate in the same segment as Aatma Capital (Microfinance) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 752 | |
Provider of microloans | 2010 | Delhi, Delhi, India | USD 71.68 M | 12,403 |
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Frequently Asked Questions about Aatma Capital
Aatma Capital was founded in 2018.
Aatma Capital is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.
The primary company behind Aatma Capital, Aatma Capital Private Limited, reported revenue of ₹4.07 Cr for FY 2024, up 410% year on year.
Aatma Capital Private Limited is a modern NBFC specializing in direct and syndicated lending to MSMEs. It focuses on fostering long-term relationships with clients and collaborates with banks, NBFCs, and funds to address financing needs. The company operates primarily in South and Western India, with a management team experienced in building MSME portfolios. Based in Chennai, it serves over 1000 MSME clients through tailored financial solutions.
Aatma Capital's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Aatma Capital offers Direct Lending Service and Syndicated Lending Service.
Aatma Capital operates through Aatma Capital Private Limited.
The legal entities of Aatma Capital currently have 3 directors, including Vijayasarathy Divakar, Kavitha Divakar, Sundara Rajan Tamarapu Krishnamachary.