About Artha Vedika
Artha Vedika is a Financial Services company based in Noida (India) founded in 2019 by Subodh Kaushik, Pratheep Menon, and Biswanath Sengupta. Its Indian entity Arthavedika Tech Private Limited reported revenue of ₹20 Lakh. Artha Vedika offers products and services including Surrogate Credit Analysis, Digital Identity, Credit Decision Recommendation, Probability of Default Prediction, and Loan Monitoring. Its focus areas include FinTech, Banking Tech, Loan Life Cycle Management and Credit Assessment. Its competitors include KarmaLife and Karza; 2 of its 2 listed competitors have raised funding.
Company details
Blockchain-based loan management solution for banks and financial institutions. It offers a solution that allows banks and financial institutions to provide loans to the customers. It features artificial intelligence technology for credit scoring, blockchain for immutable transaction data, and more.
- Headquarters Noida, India
- Founders Subodh Kaushik, Pratheep Menon, Biswanath Sengupta
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website arthavedika.com
- Legal Name Arthavedika Tech Private Limited
- Date of Incorporation 03 Dec, 2019
- Jurisdiction Noida, Uttar Pradesh, India
- Annual Revenue₹20 Lakh
FY 2023 · +532% YoY
- Net Loss-₹75,975
FY 2023 · -4% margin
- EBITDA-₹44,450
FY 2023 · -2% margin
Associated legal entities of Artha Vedika
Artha Vedika operates through Arthavedika Tech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2023) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Arthavedika Tech Private Limited CIN U72900UP2019PTC124059 | Active | 03 Dec 2019 | Noida, Uttar Pradesh | ₹0.2 Cr | 4 | View details |
Products & Services of Artha Vedika
Artha Vedika offers a comprehensive portfolio of products and services, including Surrogate Credit Analysis, Digital Identity, Credit Decision Recommendation, Probability of Default Prediction, and Loan Monitoring.
AI-based analysis for undocumented income credit decisions.
Provides digital platform for user identity verification.
Offers recommendations for financial institution credit approvals.
Predicts loan default risks using AI technologies.
Monitors loans through customer interaction tools.
Board of directors of Arthavedika Tech Private Limited (Artha Vedika)
Arthavedika Tech Private Limited is the primary company behind Artha Vedika. The board of Arthavedika Tech Private Limited currently have 4 directors; the longest-serving is Subodh Kumar Kaushik, appointed in 2019. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Subodh Kumar Kaushik DIN 07825911 | Director | 03 Dec 2019 | 6 yrs 10 mo | Arthavedika Tech Private Limited |
| Biswanath Sengupta DIN 08627829 | Director | 03 Dec 2019 | 6 yrs 10 mo | Arthavedika Tech Private Limited |
| Pratheep Kumar Menon DIN 08627830 | Director | 03 Dec 2019 | 6 yrs 10 mo | Arthavedika Tech Private Limited |
| Bhartendu Kumar Gairola DIN 02442205 | Director | 03 Dec 2019 | 6 yrs 10 mo | Arthavedika Tech Private Limited |
People of Artha Vedika
3 people are tracked at Artha Vedika (3 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder | Leadership | |
| Co-Founder | Leadership |
Complete people profiles for Artha Vedika
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Artha Vedika
Figures of Arthavedika Tech Private Limited, the primary company behind Artha Vedika, for FY 2023. Revenue was ₹20 Lakh (+532% year on year). Net loss was -₹75,975 (-4% margin). EBITDA was -₹44,450 (-2% margin).
- ₹20 LakhRevenue · FY 2023 · +532% YoY
- -₹75,975Net loss · -4% margin
- -₹44,450EBITDA · -2% margin
- ₹28 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Arthavedika Tech Private Limited are on its company page.
Detailed financial statements for Artha Vedika
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of Artha Vedika
Artha Vedika has 2 listed competitors in our database, 2 of them funded. They include KarmaLife and Karza.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| karmalife.ai | 2020 | Bengaluru, India | $9.02M | 117 | Subscription-based payday loans are provided to blue-collar workers digitally. | |
| karza.in | 2015 | Mumbai, India | $1.18M | 1,241 | AI-powered financial data analysis and decision support are provided. |
Detailed competitors of Artha Vedika
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Frequently Asked Questions about Artha Vedika
Artha Vedika was founded in 2019.
Artha Vedika is headquartered in Noida, India. It is registered at Noida, Uttar Pradesh, India.
The primary company behind Artha Vedika, Arthavedika Tech Private Limited, reported revenue of ₹20 Lakh for FY 2023, up 532% year on year.
Blockchain-based loan management solution for banks and financial institutions. It offers a solution that allows banks and financial institutions to provide loans to the customers. It features artificial intelligence technology for credit scoring, blockchain for immutable transaction data, and more.
Artha Vedika offers Surrogate Credit Analysis, Digital Identity, Credit Decision Recommendation, Probability of Default Prediction, and Loan Monitoring.
Artha Vedika operates through Arthavedika Tech Private Limited.
The legal entities of Artha Vedika currently have 4 directors, including Subodh Kumar Kaushik, Biswanath Sengupta, Pratheep Kumar Menon and others.