About Atto
Atto is a company based in Edinburgh (United Kingdom) founded in 2010 was acquired by Wrisk in February 2026. It operates as a API-as-a-Product and FinTech. Atto has raised $14.59 million across 3 funding rounds from investors including Wrisk, Ingka and QBN Capital. The company has 37 employees. Atto offers products and services including Credit Risk Insights, Income Verification, and Affordability Assessment. Atto operates in a competitive market with competitors including MX, Signifyd, Riskified, ThreatMetrix and Plaid, among others.
Products & Services of Atto
Atto offers a comprehensive portfolio of products and services, including Credit Risk Insights, Income Verification, and Affordability Assessment.
Real-time insights are provided for credit risk decisioning.
Income streams are verified using open banking data.
Customer repayment capacity is assessed with enriched data.
Funding Insights of Atto
Atto has successfully raised a total of $14.59M across 3 strategic funding rounds. The most recent funding activity was a Series A round of $9.59 million completed in February 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $14.59M
- Total Rounds 3
- Last Round Series A — $9.59M
- First Round $2M
(May 2019)
- Investors Count 4
All 3 funding rounds of Atto with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Feb 2023 | $9.59M | Series A | – | Ingka | – |
| Jan 2022 | $3M | Seed | – | QBN Capital | – |
| May 2019 | $2M | Seed | – | SixThirty, Amadeus Capital | – |
5 investors in total: 5 institutional.
Investors in Atto
Atto has secured backing from 5 investors, including institutional and venture fund investors. Prominent investors backing the company include Wrisk, Ingka and QBN Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investments in tech sectors are made by QBN Capital. | – | qbncapital.com | Wan Chai, China | |
Venture capital firm focused on multiple sectors | – | sixthirty.co | St. Louis, United States | |
Early-stage deep technology investments are made by Amadeus Capital. | – | amadeuscapital.com | London, United Kingdom | |
Multiple industries are managed by Ingka group from the Netherlands. | – | ingka.com | Leiden, Netherlands | |
Insurance trading solutions for businesses | 2016 | wrisk.co | London, United Kingdom |
Investor details for Atto
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People of Atto
6 people are tracked at Atto (2 in leadership, 4 in team); the tracked headcount is 37.
| Name | Role | Group |
|---|---|---|
Robert Knight | CEO | Leadership |
Jawad Ahmed | Head Of Engineering | Leadership |
Gordon Thompson | Engineering Manager | Team |
Frank Mitchell | Senior Data & Machine Learning Engineer | Team |
Craig Aspell | Senior Software Engineer | Team |
Andrew Martin | Senior Software Engineer | Team |
Complete people profiles for Atto
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Timeline of Atto
4 dated milestones of Atto across 16 years, from founding to its latest funding, stage changes and deals.
- Founded Atto is founded.
- Funding First funding round of $2.0M.
- Funding Latest funding round, Series A, of $9.6M.
- Exit Acquired by Wrisk.
Competitors of Atto
Atto operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as MX, Signifyd, Riskified, ThreatMetrix and Plaid, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| mx.com | 2010 | Lehi, United States | $540.87M | 481 | Data-driven analytics and open banking APIs are provided to businesses. | |
| signifyd.com | 2011 | Palo Alto, United States | $394.38M | 399 | Provider of fraud prevention and payment validation for online retailers | |
| riskified.com | 2013 | New York, United States | $232.02M | 781 | AI-based fraud prevention for e-commerce payments is provided. | |
| threatmetrix.com | 2005 | San Jose, United States | $56.35M | 150 | Fraud prevention and context based authentication solution | |
| plaid.com | 2012 | San Francisco, United States | $1.32B | 1,439 | Open banking aggregation APIs are provided for individuals and businesses. | |
| quantexa.com | 2016 | London, United Kingdom | $546.08M | 552 | AI-powered data and decision intelligence solutions are provided for businesses. | |
| alloy.com | 2015 | New York, United States | $223.37M | 216 | Identity decisioning platform is provided for banks and fintech firms. | |
| bottomline.com | 1989 | Portsmouth, United States | – | 1,248 | Cloud-based treasury management and fraud prevention solutions are provided. | |
| feedzai.com | 2011 | San Mateo, United States | $346.8M | – | Cloud-based big data and fraud prevention solutions are offered. | |
| belvo.com | 2019 | Sao Paulo, Brazil | $71.28M | 4 | Open banking API solutions are developed for financial data aggregation. |
Detailed competitors of Atto
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Web traffic of Atto
The website of Atto (atto.co) receives about 18K visits a month.
- Monthly visits18K
▼ 9% vs previous month
Latest news on Atto
Complete news archive for Atto
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Similar companies to Atto
10 companies that operate in the same segment as Atto (Physical Security & Surveillance), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Cloud-based business telephony and home security services are provided. | 2004 | Palo Alto, California, United States | USD 87.97 M | USD 273.6 M | 1,190 | |
AI-powered cloud-based vehicle tracking solutions are offered for fleet owners. | 2015 | San Francisco, California, United States | USD 915 M | USD 1.62 B | 3,500 | |
Cloud-based smart security cameras are manufactured for home use. | 1999 | Provo, Utah, United States | USD 172 M | USD 341.04 M | 11,275 | |
Family and friends are connected through location-sharing mobile app. | 2008 | San Francisco, California, United States | USD 89.74 M | USD 489.48 M | 569 | |
Wireless home security systems are offered with cellular monitoring. | 2006 | Boston, Massachusetts, United States | USD 387 M | – | – | |
Enterprise video surveillance systems and platforms are developed. | 2016 | San Mateo, California, United States | USD 656.64 M | – | – | |
Wireless smart home security cameras and doorbells are provided. | 2009 | Boston, Massachusetts, United States | USD 40.07 M | – | – | |
Locations are identified and shared via unique three-word addresses. | 2013 | London, England, United Kingdom | USD 231.46 M | – | – | |
Provider of smart thermostats for commercial and residential applications | 2007 | Toronto, Ontario, Canada | USD 151.52 M | – | – | |
A personal safety network is provided for community protection. | 2017 | New York, New York, United States | USD 143.72 M | – | – |
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Frequently Asked Questions about Atto
Atto was founded in 2010 and raised its 1st funding round 9 years after it was founded.
Atto is headquartered in Edinburgh, United Kingdom. It is registered at Edinburgh, Scotland, United Kingdom.
Robert Knight is the current CEO of Atto.
Atto is a funded company, having raised a total of $14.59M across 3 funding rounds to date. The company's 1st funding round was a Seed of $2M, raised on May 2019.
Atto has 37 employees.
Atto is focused on delivering real-time insights and predictive models for credit and risk decisioning. Solutions are offered in the financial sector, particularly for lenders and credit hire organizations. Services include affordability assessments, income verification, transaction categorization, and identification of financial distress. Open banking data is utilized to enhance risk modeling, onboarding, portfolio management, and collections processes. The company aims to provide a deeper understanding of customers financial profiles across the credit lifecycle.
Atto offers Credit Risk Insights, Income Verification, and Affordability Assessment.
Atto has 5 investors. Key investors include Wrisk, Ingka, QBN Capital, SixThirty, and Amadeus Capital Partners.
Atto operates through The Id Co..
Yes. Atto was acquired by Wrisk in February 2026.