BCT Digital

Chennai, India Founded: 1999 • Age: 27 yrs
AI-enabled risk management solutions for financial institutions

About BCT Digital

BCT Digital is a Financial Services company based in Chennai (India) founded in 1999 by Hind Bahwan and Durgaprasad S. It operates in the Financial Services and Technology sectors. The company has 1,670 employees. Its chief executive, as recorded, is Jaya Vaidhyanathan. Its Indian entity Bahwan Cybertek Private Limited reported revenue of ₹1,722 Cr. BCT Digital offers products and services including rt360 Credit Risk Suite, rt360 Governance, Risk & Compliance Suite, rt360 Early Warning System, and rt360 Model Risk Management. Its focus areas include FinTech, RegTech, Risk Management and Risk Type.

Company details

AI-enabled risk management solutions for financial institutions. It provides solutions for enterprise risk management, model risk management, asset-liability management, credit loss management, and more. Its features are AI-based predictive analytics, RAROC calculator for risk-based pricing capital allocation, identification management of operational risks, and more.

Key Metrics
  • Annual Revenue
    ₹1,722 Cr

    FY 2025 · -37% YoY

  • Net Loss
    -₹53.79 Cr

    FY 2025 · -3% margin

  • EBITDA
    ₹84.65 Cr

    FY 2025 · 5% margin

  • Employee Count
    1,670

Products & Services of BCT Digital

BCT Digital offers a comprehensive portfolio of products and services, including rt360 Credit Risk Suite, rt360 Governance, Risk & Compliance Suite, rt360 Early Warning System, and rt360 Model Risk Management.

rt360 Credit Risk Suite
Risk Management

Monitors credit portfolios with AI for effective financial oversight.

rt360 Governance, Risk & Compliance Suite
Compliance

Automates GRC processes to mitigate enterprise risks efficiently.

rt360 Early Warning System
Risk Monitoring

Detects potential risks using predictive analytics for institutions.

rt360 Model Risk Management
Risk Assessment

Manages model validation and performance for business operations.

Apps and channels of BCT Digital

its YouTube channel BCT Digital has 68 subscribers and 30 videos.

BCT Digital
YouTube 68 subscribers 30 videos Science & Technology
Open channel

Videos from BCT Digital

The most watched videos on BCT Digital's YouTube channel, BCT Digital (68 subscribers). Click a video to play it here.

BCT Digital Strengthens Its Position In The Chartis RiskTech 100 2023 Report
72.3K views
Chartis Roundtable Discussion in Partnership with BCT Digital - Transformation In Credit Lifecycle
56.9K views
Transformation In Credit Lifecycle - Chartis Roundtable Discussion in Collaboration with BCT Digital
27.7K views
rt360 ESG: Driving Sustainable Business with Integrated Management
16.5K views

More on BCT Digital.

Board of directors of Bahwan Cybertek Private Limited (BCT Digital)

Bahwan Cybertek Private Limited is the primary company behind BCT Digital. The boards of the 2 registered companies of BCT Digital currently have 8 directors; the longest-serving is Hind Suhail Salim Al Mukhaini Bahwan, appointed in 1998. 16 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Hind Suhail Salim Al Mukhaini Bahwan
DIN 01556693
Director31 Dec 199827 yrs 9 moBahwan Cybertek Private Limited, Bct Digital Private Limited
Durgaprasad Shanmugam
DIN 00204284
Director11 Jan 200125 yrs 9 moBahwan Cybertek Private Limited, Bct Digital Private Limited
Venugopal Gangadharan
DIN 09614917
Director07 Aug 20233 yrs 2 moBahwan Cybertek Private Limited, Bct Digital Private Limited
Nadiyedath Menon Padmanabhan
DIN 02370864
Director07 Aug 20233 yrs 2 moBahwan Cybertek Private Limited
Mohanbir Singh Sawhney
DIN 07136864
Director04 Oct 20233 yrsBahwan Cybertek Private Limited
Ashok Belani Kumar
DIN 10454325
Director22 Jun 20242 yrs 4 moBahwan Cybertek Private Limited
Jayaprakash Vijayan
DIN 07513748
Director22 Jun 20242 yrs 4 moBahwan Cybertek Private Limited
Murali Kannan
DIN 11313833
Director08 Oct 20251 yrBahwan Cybertek Private Limited, Bct Digital Private Limited

People of BCT Digital

12 people are tracked at BCT Digital (6 in leadership, 6 in team); the tracked headcount is 1,670.

NameRoleGroup
Co-FounderLeadership
Durgaprasad S
Co-FounderLeadership
Jaya Vaidhyanathan
CEOLeadership
Atul Gupta
Vice President, Product EngineeringLeadership
Kasthuri Rangan Bhaskar
Vice President, ProductsLeadership
Chandrakumar Natarajan
General Manager – SalesLeadership
Darshan Jain
Software EngineerTeam
Swaminathan K. S
Product LeadTeam
Ashish Jajodia
Senior Product ManagerTeam
Ashwini Das
Product ManagerTeam
Kristen Magnusson
Senior Sales Executive (u.s. Market Lead)Team
Prashanth Belugali N
Principal Product ManagerTeam
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Financials of BCT Digital

Figures of Bahwan Cybertek Private Limited, the primary company behind BCT Digital, for FY 2025. Revenue was ₹1,722 Cr (-37% year on year). Net loss was -₹53.79 Cr (-3% margin). EBITDA was ₹84.65 Cr (5% margin).

  • ₹1,722 CrRevenue · FY 2025 · -37% YoY
  • -₹53.79 CrNet loss · -3% margin
  • ₹84.65 CrEBITDA · 5% margin
  • ₹66.07 CrPaid-up capital
  • 1,670Employees (provident fund records)

Balance sheet, profit and loss, cash flow and ratios of Bahwan Cybertek Private Limited are on its company page.

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Detailed financial statements for BCT Digital

Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.

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Web traffic of BCT Digital

The website of BCT Digital (bctdigital.ai) receives about 1.9K visits a month.

  • Monthly visits
    1.9K

    ▲ 17% vs previous month

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Related news about Bct Digital

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Complete news archive for BCT Digital

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Frequently Asked Questions about BCT Digital

BCT Digital was founded in 1999.

BCT Digital is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.

Jaya Vaidhyanathan is the CEO of BCT Digital, as recorded in our data.

BCT Digital has 1,670 employees.

The primary company behind BCT Digital, Bahwan Cybertek Private Limited, reported revenue of ₹1,722 Cr for FY 2025, down 37% year on year.

AI-enabled risk management solutions for financial institutions. It provides solutions for enterprise risk management, model risk management, asset-liability management, credit loss management, and more. Its features are AI-based predictive analytics, RAROC calculator for risk-based pricing capital allocation, identification management of operational risks, and more.

BCT Digital offers rt360 Credit Risk Suite, rt360 Governance, Risk & Compliance Suite, rt360 Early Warning System, and rt360 Model Risk Management.

BCT Digital is associated with 2 legal entities: Bahwan Cybertek Private Limited, Bct Digital Private Limited.

The legal entities of BCT Digital currently have 10 directors, including Mohanbir Singh Sawhney, Venugopal Gangadharan, Durgaprasad Shanmugam and others.

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