About Beforepay
Beforepay is a publicly listed company based in Sydney (Australia) founded in 2019 by Dean Mao and Tarek Ayoub. It operates in the Technology and Financial Services sectors. Beforepay has raised $920.02 thousand across 2 funding rounds from investors including VFS Global. Its website beforepay.com.au draws about 311 thousand monthly visits. Beforepay offers products and services including Pay Advance and Budgeting Tools. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is BEFOREPAY GROUP LIMITED. Its competitors include Earnd, PAYEfast and Access Early; 1 of its 3 listed competitors has raised funding.
Company details
App-based payment solutions for individuals. It provides wages to users based on their needs. The app connects to the users bank account and wages are provided quick and easy to use and there are no hidden fees. It also provides analytics on spending patterns and payment schedules and more. The app is available on both Android and iOS platforms.
- Headquarters Sydney, Australia
- Founders Dean Mao, Tarek Ayoub
- Stage Public
- SectorsTechnologyFinancial Services
- Website category Finance · Banking Credit and Lending
- Website beforepay.com.au
- Social LinkedIn X Facebook Instagram
- Legal Name Beforepay Group Limited
- Annual Revenue$34.86 M (USD)26as on Jun 30, 2026
- Net Profit$5.67 M (USD)22.1as on Jun 30, 2026
- EBITDA$9.55 M (USD)16.46as on Jun 30, 2026
- Total Equity Funding$920.02K (USD)
in 2 rounds
- Latest Funding Round$920.02K (USD), Seed
Feb 2020
- Investors
Products & Services of Beforepay
Beforepay offers a comprehensive portfolio of products and services, including Pay Advance and Budgeting Tools.
Provides fast loans with fixed fees for covering unexpected costs.
Offers spending insights and tools to manage personal finances effectively.
Funding Insights of Beforepay
Beforepay has successfully raised a total of $920.02K across 2 strategic funding rounds. The most recent funding activity was a Seed round of $920.02 thousand completed in February 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $920,019
- Total Rounds 2
- Last Round Seed — $920,019
- First Round $230,005
(Feb 2020)
- Investors Count 1
All 2 funding rounds of Beforepay with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Feb 2020 | $230,005 | Debt – Conventional | – | – | |
| Feb 2020 | $920,019 | Seed | – | VFS Global | – |
1 investors in total: 1 institutional.
Investors in Beforepay
Beforepay has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include VFS Global.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Passport and visa application services are provided internationally. | 2001 | vfsglobal.com | Dubai, United Arab Emirates |
Investor details for Beforepay
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People of Beforepay
2 people are tracked at Beforepay (2 in leadership).
| Name | Role | Group |
|---|---|---|
Dean Mao | Co-Founder | Leadership |
Tarek Ayoub | Founder | Leadership |
Complete people profiles for Beforepay
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IPO & Listings of Beforepay
Beforepay is a publicly listed company on the ASX with ticker symbol B4P in Australia, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date17 Jan 2022
- Listed onASX: B4P
- Listed entityBEFOREPAY GROUP LIMITED
- Exchange sectorTechnology services
- ISINAU0000190803
- Share price1.46 AUD (-0.68% on the day) · 2026-10-14
- Market capitalisation74,905,985.00 AUD
- Price to earnings9.7
- EPS (diluted, trailing year)0.15 AUD
- Volume (last session)112
Financials of Beforepay
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2026 | 50.6M AUD | 8.2M AUD | 13.9M AUD |
| 2025 | 40.2M AUD | 6.7M AUD | 11.9M AUD |
| 2024 | 35.3M AUD | 3.9M AUD | 8.8M AUD |
| 2023 | 30.7M AUD | -6.6M AUD | -4.0M AUD |
| 2022 | 15.3M AUD | -29.1M AUD | -20.1M AUD |
Detailed financial statements for Beforepay
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Timeline of Beforepay
3 dated milestones of Beforepay across 3 years, from founding to its latest funding, stage changes and deals.
- Founded Beforepay is founded.
- Funding First funding round of $230K.
- IPO Lists on the stock exchange (IPO).
Competitors of Beforepay
Beforepay has 3 listed competitors in our database, 1 of them funded. They include Earnd, PAYEfast and Access Early.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| earnd.com | 2018 | Sydney, Australia | $60.58M | Financial wellness program for employees | ||
| payefast.com | 2019 | Australia | An app-based platform providing convenient payday loans to individuals. | |||
| accessearly.com | 2020 | Canberra, Australia | An app-based platform offering payday loans for employees to access earned wages. |
Detailed competitors of Beforepay
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Web traffic of Beforepay
The website of Beforepay (beforepay.com.au) receives about 311.4K visits a month and ranks #102,766 among all websites worldwide, #6,449 in Banking Credit and Lending.
- Monthly visits311.4K
▼ 6.9% vs previous month
- Unique visitors118.7K
per month
- Global rank#102,766
among all websites
- Category rank#6,449
Finance · Banking Credit and Lending
- Bounce rate14%
- Pages per visit6.0
- Average visit4 min 07 sec
- DevicesDesktop 4% · Mobile 96%
Websites whose visitors overlap most with Beforepay. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| commbank.com.au | 100% | 20.3M | #1,847 | View details | |
| nimble.com.au | 97% | 74.2K | #428,460 | View details | |
| mypaynow.com.au | 95% | #120,787 | View details | ||
cashtoday.com.au | cashtoday.com.au | 92% | #1,721,844 | – | |
| nab.com.au | 89% | 11.5M | #3,577 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 18 similar websites and full traffic analytics for Beforepay
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Related news about Beforepay
Complete news archive for Beforepay
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Frequently Asked Questions about Beforepay
Beforepay was founded in 2019 and raised its 1st funding round 1 year after it was founded.
Beforepay is headquartered in Sydney, Australia. It is registered at Sydney, New South Wales, Australia.
Beforepay is a funded company, having raised a total of $920.02K across 2 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $230.01K, raised on Feb 2020.
Annual revenue of Beforepay is $34.86M as on Jun 30, 2026.
App-based payment solutions for individuals. It provides wages to users based on their needs. The app connects to the users bank account and wages are provided quick and easy to use and there are no hidden fees. It also provides analytics on spending patterns and payment schedules and more. The app is available on both Android and iOS platforms.
Beforepay's top competitors include Earnd, PAYEfast and Access Early.
Beforepay offers Pay Advance and Budgeting Tools.
Yes, Beforepay is publicly traded on ASX under the ticker symbol B4P.
Beforepay has 1 investor. Key investors include VFS Global.
Beforepay operates through Beforepay Group Limited.
The website of Beforepay receives about 311 thousand visits a month and ranks #102,766 among all websites worldwide.