India's Most Valuable Companies 2023 edition · Source: Hurun India
Rank#456- Valuation
- ₹7,871 Cr
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About Bengal & Assam Company
Bengal & Assam Company is a publicly listed company based in Kolkata (India) founded in 1947. Core investment services are provided to systemically important entities. The company has 5 employees. Bengal & Assam Company has completed 1 acquisition, including JK Fenner. Its Indian entity Bengal & Assam Company Limited reported revenue of ₹2,495 Cr. Bengal & Assam Company offers products and services including Investment Management and Investor Relations. Its focus areas include Asset Management, Diversified, Consumer and SME Loans and SME Loans. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Founded in 1947, the company operates as a non-deposit taking core investment entity in the financial services sector. Investment activities and financial management are extended to systemically important organizations. Equity shares are listed on public exchanges, with operations based in Kolkata, India. Compliance with regulatory requirements is maintained throughout its activities.
Recognitions & Rankings of Bengal & Assam Company
- Headquarters Kolkata, India
- Employees 5
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website bengalassam.com
- Social LinkedIn
- Legal Name Bengal & Assam Co. Ltd.
Operational Areas
Key Metrics
- Market Cap₹6,521 Cr
BENGALASM · NSE
- Share Price₹5,720.00
+0.03% today
- Revenue₹2,458 Cr
FY 2025-26 · +12.4% YoY
- EBITDA₹454 Cr
Margin 18.5%
- Net Profit₹829 Cr
FY 2025-26 · +16.8% YoY
- P/E (TTM)8.5x
P/B 0.6x
- ROE2.8%
ROCE 4.0%
- Debt / Equity0.06
Interest cover 13.0x
- Employee Count5
- Investments & Acquisitions
Associated legal entities of Bengal & Assam Company
Bengal & Assam Company is associated with 2 registered companies on The Company Check; the primary company is Bengal & Assam Company Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Bengal & Assam Company Limited Listed CIN L67120HR1947PLC151599 | Active | 30 Jan 1947 | Kolkata, West Bengal | ₹2,495 Cr | 6 | 10 | View details |
| Bengal & Assam Company Limited CIN L67120WB1947PLC221402 | 30 Jan 1947 | Kolkata, West Bengal, India | View details |
Products & Services of Bengal & Assam Company
Bengal & Assam Company offers a comprehensive portfolio of products and services, including Investment Management and Investor Relations.
Investment Management
Financial Services
Provides core investment and compliance services for stakeholders in India
Investor Relations
Financial Services
Handles financial results and shareholder communications for listed company
Board of directors of Bengal & Assam Company Limited (Bengal & Assam Company)
Bengal & Assam Company Limited is the primary company behind Bengal & Assam Company. The board of Bengal & Assam Company Limited currently have 8 directors; the longest-serving is Raghupati Singhania, appointed in 2009. 14 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Raghupati Singhania DIN 00036129 | Director | 02 Feb 2009 | 17 yrs 9 mo | Bengal & Assam Company Limited |
| Bharat Hari Singhania DIN 00041156 | Director | 02 Feb 2009 | 17 yrs 9 mo | Bengal & Assam Company Limited |
| Vinita Singhania DIN 00042983 | Director | 02 Feb 2009 | 17 yrs 9 mo | Bengal & Assam Company Limited |
| Ashok Kumar Kinra DIN 00066421 | Director | 13 Jun 2013 | 13 yrs 5 mo | Bengal & Assam Company Limited |
| Sanjeev Kumar Jhunjhunwala DIN 00177747 | Director | 06 Oct 2017 | 9 yrs 1 mo | Bengal & Assam Company Limited |
| Deepa Gopalan Wadhwa DIN 07862942 | Director | 28 Mar 2020 | 6 yrs 7 mo | Bengal & Assam Company Limited |
| Kalpataru Tripathy DIN 00865794 | Director | 09 Aug 2024 | 2 yrs 3 mo | Bengal & Assam Company Limited |
| Mudit Kumar DIN 00141585 | Director | 13 Aug 2025 | 1 yr 3 mo | Bengal & Assam Company Limited |
IPO & Listings of Bengal & Assam Company
Bengal & Assam Company is a publicly listed company on the BSE with ticker symbol BENGALASM in India, operating in the Consumer durables sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date14 Aug 2009
- Listed onBSE: 533095
- Listed entityBengal & Assam Co. Ltd.
- Exchange sectorConsumer durables
- ISININE083K01017
- Share price₹6,649.35 (-0.01% on the day) · 2026-05-11
- Market capitalisation₹7,584 Cr
- Price to earnings8.9
- EPS (diluted, trailing year)₹743.22
- Dividend yield0.75%
- Volume (last session)33
- Analyst consensusNo rating
Financials of Bengal & Assam Company
Exchange-reported figures of Bengal & Assam Co Ltd, the listed company behind Bengal & Assam Company (NSE: BENGALASM).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue
₹2,458 Cr
+12.4% YoY
EBITDA
₹454 Cr
-1.3% YoY
Profit After Tax
₹829 Cr
+16.8% YoY
Net Worth
₹10,687 Cr
+9.5% YoY
Total Assets
₹11,547 Cr
+9.8% YoY
Total Debt
₹642 Cr
+15.5% YoY
Revenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 2,458 | 2,187 | 12,962 | 16,521 | 13,609 | 10,439 | 11,119 |
| Revenue growth | +12.4% | -83.1% | -21.5% | +21.4% | +30.4% | -6.1% | - |
| EBITDA | 454 | 460 | 1,918 | 1,556 | 1,330 | 1,502 | 1,167 |
| EBITDA margin | +18.5% | +21.1% | +14.8% | +9.4% | +9.8% | +14.4% | +10.5% |
| Profit before tax | 377 | 400 | 4,109 | 667 | 479 | 622 | 161 |
| Net profit | 829 | 710 | 1,448 | 959 | 626 | 498 | 516 |
| Net profit margin | +33.7% | +32.5% | +11.2% | +5.8% | +4.6% | +4.8% | +4.6% |
| EPS (₹) | 721.96 | 642.14 | 3,413.01 | 830.11 | 555.74 | 450.07 | 402.92 |
| Balance sheet | |||||||
| Total assets | 11,547 | 10,516 | 9,663 | 12,675 | 11,660 | 10,526 | 10,777 |
| Net worth | 10,687 | 9,762 | 9,063 | 5,513 | 4,545 | 3,915 | 3,374 |
| Total debt | 642 | 556 | 422 | 5,185 | 5,527 | 5,110 | 6,093 |
| Cash & bank | 114 | 89.06 | 32.60 | 313 | 339 | 308 | 232 |
| Net working capital | 463 | 404 | 343 | 2,227 | 2,255 | 1,449 | 1,788 |
| Cash flow | |||||||
| Cash from operations | 252 | 294 | 1,817 | 1,437 | 351 | 1,780 | 1,500 |
| Cash from investing | (202) | (286) | (1,392) | (647) | (188) | (177) | (359) |
| Cash from financing | (30.30) | 38.92 | (590) | (778) | (144) | (1,567) | (1,184) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 633 | 630 | 531 | 642 | 573 | 521 | 489 | 590 |
| Revenue growth (YoY) | +10.4% | +20.9% | +8.6% | +8.9% | +8.6% | - | - | - |
| Other income | 24.99 | 20.16 | 32.75 | 38.69 | 27.27 | 30.82 | 39.47 | 23.92 |
| EBITDA | 98.24 | 53.93 | 27.25 | 191 | 101 | 92.61 | 68.28 | 157 |
| EBITDA margin | +15.5% | +8.6% | +5.1% | +29.8% | +17.6% | +17.8% | +14.0% | +26.7% |
| Depreciation | 16.12 | 16.54 | 15.83 | 16.05 | 16.34 | 17.20 | 16.92 | 17.14 |
| Interest | 12.17 | 13.51 | 11.49 | 13.01 | 12.49 | 13.00 | 11.31 | 9.95 |
| Profit before tax | 94.94 | 44.04 | 32.68 | 201 | 99.23 | 93.23 | 79.52 | 154 |
| Tax | 25.82 | 18.33 | 7.29 | 39.46 | 27.62 | 26.14 | 23.09 | 31.09 |
| Net profit | 69.12 | 25.71 | 25.39 | 161 | 71.61 | 67.09 | 56.43 | 123 |
| EPS (₹) | 163.63 | 178.05 | 134.98 | 191.94 | 216.99 | 195.70 | 289.64 | 111.79 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 296 | 159 | 153 | 144 | 103 | 57.19 | 176 |
| Revenue growth | +85.8% | +3.9% | +6.4% | +39.7% | +80.3% | -67.4% | - |
| EBITDA | 139 | 133 | 142 | 136 | 96.06 | 50.82 | 168 |
| EBITDA margin | +46.9% | +83.5% | +92.8% | +94.2% | +93.2% | +88.9% | +95.8% |
| Profit before tax | 141 | 134 | 138 | 148 | 76.23 | 23.60 | 130 |
| Net profit | 120 | 114 | 116 | 104 | 61.28 | 23.25 | 125 |
| Net profit margin | +40.4% | +71.9% | +75.4% | +72.1% | +59.4% | +40.7% | +71.4% |
| EPS (₹) | 105.03 | 100.32 | 101.39 | 107.87 | 54.24 | 20.59 | 110.97 |
| Balance sheet | |||||||
| Total assets | 1,277 | 1,227 | 1,176 | 1,168 | 1,154 | 1,239 | 1,234 |
| Net worth | 1,194 | 1,148 | 1,077 | 1,000 | 894 | 836 | 803 |
| Total debt | 82.34 | 79.39 | 99.73 | 168 | 260 | 404 | 432 |
| Cash & bank | 2.61 | 0.89 | 0.91 | 0.73 | 0.62 | 3.68 | 4.74 |
| Net working capital | (6.38) | (2.64) | 5.82 | 5.29 | 2.63 | 20.14 | 20.04 |
| Cash flow | |||||||
| Cash from operations | 117 | 117 | 117 | 108 | 84.55 | 41.35 | 149 |
| Cash from investing | (57.08) | (45.72) | (9.75) | 17.62 | 91.49 | 20.39 | 38.96 |
| Cash from financing | (58.97) | (71.56) | (107) | (126) | (179) | (61.79) | (187) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 36.78 | 85.93 | 33.08 | 150 | 26.45 | 29.20 | 4.02 | 121 |
| Revenue growth (YoY) | +39.1% | +194.3% | +722.9% | +23.7% | +808.9% | - | - | - |
| Other income | 2.04 | 4.80 | 2.04 | 2.13 | 1.98 | 1.92 | 3.29 | 1.89 |
| Total expenses | 33.78 | 75.49 | 32.62 | 27.98 | 23.38 | 19.22 | 1.79 | 3.65 |
| EBITDA | 3.00 | 10.44 | 0.46 | 122 | 3.07 | 9.98 | 2.23 | 118 |
| EBITDA margin | +8.2% | +12.1% | +1.4% | +81.4% | +11.6% | +34.2% | +55.5% | +97.0% |
| Depreciation | 0.19 | 0.18 | 0.18 | 0.18 | 0.21 | 0.17 | 0.16 | 0.19 |
| Interest | 1.26 | 1.22 | 1.23 | 1.24 | 1.21 | 1.18 | 1.19 | 1.75 |
| Profit before tax | 3.59 | 13.84 | 1.09 | 123 | 3.63 | 10.55 | 4.17 | 118 |
| Tax | 0.82 | 3.58 | 0.45 | 16.77 | 0.87 | (0.20) | 1.53 | 18.52 |
Financial Statements
Figures in ₹ Cr; negatives in brackets. Updated 12 Nov 2026
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 633 | 630 | 531 | 642 | 573 | 521 | 489 | 590 |
| Revenue growth (YoY) | +10.4% | +20.9% | +8.6% | +8.9% | +8.6% | - | - | - |
| Other income | 24.99 | 20.16 | 32.75 | 38.69 | 27.27 | 30.82 | 39.47 | 23.92 |
| EBITDA | 98.24 | 53.93 | 27.25 | 191 | 101 | 92.61 | 68.28 | 157 |
| EBITDA margin | +15.5% | +8.6% | +5.1% | +29.8% | +17.6% | +17.8% | +14.0% | +26.7% |
| Depreciation | 16.12 | 16.54 | 15.83 | 16.05 | 16.34 | 17.20 | 16.92 | 17.14 |
| Interest | 12.17 | 13.51 | 11.49 | 13.01 | 12.49 | 13.00 | 11.31 | 9.95 |
| Profit before tax | 94.94 | 44.04 | 32.68 | 201 | 99.23 | 93.23 | 79.52 | 154 |
| Tax | 25.82 | 18.33 | 7.29 | 39.46 | 27.62 | 26.14 | 23.09 | 31.09 |
| Net profit | 69.12 | 25.71 | 25.39 | 161 | 71.61 | 67.09 | 56.43 | 123 |
| EPS (₹) | 163.63 | 178.05 | 134.98 | 191.94 | 216.99 | 195.70 | 289.64 | 111.79 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 2,458 | 2,187 | 12,962 | 16,521 | 13,609 | 10,439 | 11,119 |
| Revenue growth | +12.4% | -83.1% | -21.5% | +21.4% | +30.4% | -6.1% | - |
| Other income | 37.60 | 52.11 | 2,929 | 54.19 | 25.97 | 51.63 | 26.09 |
| Total expenses | 2,003 | 1,727 | 11,044 | 14,965 | 12,278 | 8,937 | 9,952 |
| Employee cost | 308 | 289 | 1,279 | 1,451 | 1,283 | 1,116 | 1,123 |
| EBITDA | 454 | 460 | 1,918 | 1,556 | 1,330 | 1,502 | 1,167 |
| EBITDA margin | +18.5% | +21.1% | +14.8% | +9.4% | +9.8% | +14.4% | +10.5% |
| Depreciation | 64.77 | 68.46 | 373 | 456 | 428 | 428 | 423 |
| Interest | 50.49 | 43.86 | 364 | 488 | 449 | 504 | 609 |
| Profit before tax | 377 | 400 | 4,109 | 667 | 479 | 622 | 161 |
| Tax | 92.71 | 101 | 642 | 214 | 165 | 237 | (137) |
| Net profit | 829 | 710 | 1,448 | 959 | 626 | 498 | 516 |
| Net profit margin | +33.7% | +32.5% | +11.2% | +5.8% | +4.6% | +4.8% | +4.6% |
| EPS (₹) | 721.96 | 642.14 | 3,413.01 | 830.11 | 555.74 | 450.07 | 402.92 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 11.40 | 11.40 | 11.40 | 11.30 | 11.30 | 11.30 | 11.30 |
| Reserves & surplus | 10,676 | 9,750 | 9,052 | 5,502 | 4,533 | 3,904 | 3,363 |
| Shareholders' funds (net worth) | 10,687 | 9,762 | 9,063 | 5,513 | 4,545 | 3,915 | 3,374 |
| Minority interest | 218 | 199 | 178 | 1,976 | 1,589 | 1,501 | 1,311 |
| Secured loans | 518 | 420 | 278 | 4,152 | 4,718 | 4,482 | 5,436 |
| Unsecured loans | 124 | 136 | 144 | 1,033 | 809 | 628 | 657 |
| Total debt | 642 | 556 | 422 | 5,185 | 5,527 | 5,110 | 6,093 |
| Total liabilities | 11,547 | 10,516 | 9,663 | 12,675 | 11,660 | 10,526 | 10,777 |
| Assets | |||||||
| Gross block | 935 | 875 | 851 | 8,967 | 8,396 | 7,823 | 7,573 |
| Net block | 488 | 480 | 461 | 6,931 | 6,841 | 6,647 | 6,810 |
| Capital work in progress | 52.15 | 26.03 | 22.47 | 232 | 136 | 328 | 295 |
| Investments | 10,804 | 9,869 | 9,090 | 3,602 | 2,749 | 2,423 | 2,085 |
| Inventories | 381 | 364 | 378 | 2,642 | 2,850 | 2,105 | 1,915 |
| Sundry debtors | 450 | 373 | 332 | 2,559 | 2,283 | 1,801 | 2,037 |
| Cash & bank balances | 114 | 89.06 | 32.60 | 313 | 339 | 308 | 232 |
| Loans & advances | 138 | 136 | 121 | 946 | 1,029 | 826 | 920 |
| Total current assets | 1,082 | 962 | 864 | 6,460 | 6,500 | 5,041 | 5,104 |
| Total current liabilities | 619 | 558 | 520 | 4,233 | 4,246 | 3,592 | 3,316 |
| Net working capital | 463 | 404 | 343 | 2,227 | 2,255 | 1,449 | 1,788 |
| Total assets | 11,547 | 10,516 | 9,663 | 12,675 | 11,660 | 10,526 | 10,777 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 66.06 | 18.91 | 184 | 172 | 154 | 117 | 160 |
| Net cash from operating activities | 252 | 294 | 1,817 | 1,437 | 351 | 1,780 | 1,500 |
| Net cash from investing activities | (202) | (286) | (1,392) | (647) | (188) | (177) | (359) |
| Net cash from financing activities | (30.30) | 38.92 | (590) | (778) | (144) | (1,567) | (1,184) |
| Net change in cash | 20.01 | 47.15 | (165) | 11.87 | 18.59 | 36.56 | (42.53) |
| Closing cash | 114 | 89.06 | 32.60 | 313 | 339 | 308 | 232 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +12.4% | -83.1% | -21.5% | +21.4% | +30.4% | -6.1% | - |
| EBITDA growth | -1.3% | -76.0% | +23.2% | +17.0% | -11.4% | +28.7% | - |
| PBT growth | -5.9% | -90.3% | +516.0% | +39.3% | -23.0% | +285.7% | -60.5% |
| Net income growth | +16.8% | -51.0% | +50.9% | +53.2% | +25.7% | -3.5% | - |
| Revenue CAGR (3Y) | -47.0% | -45.6% | +7.5% | +14.1% | +2.8% | +89.6% | +92.5% |
| EBITDA CAGR (3Y) | -33.7% | -29.8% | +8.5% | +10.1% | +1.0% | +71.2% | +50.8% |
| Profitability & leverage | |||||||
| Net income margin | +11.6% | +13.7% | +26.8% | +2.7% | +2.3% | +3.7% | +2.7% |
| Return on capital employed | +4.0% | +4.5% | +15.6% | +11.1% | +9.7% | +12.2% | +9.3% |
| Return on net worth | +2.8% | +3.2% | +14.0% | +9.0% | +7.4% | +10.6% | +11.3% |
| Debt / equity | 0.06 | 0.05 | 0.38 | 1.07 | 1.26 | 1.54 | 1.97 |
| Long-term debt / equity | 0.03 | 0.03 | 0.28 | 0.77 | 0.95 | 1.15 | 1.40 |
| Interest cover | 12.96 | 11.19 | 23.59 | 44.32 | 49.77 | 46.89 | 81.83 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 2.76 | 2.59 | 3.24 | 1.91 | 1.68 | 1.36 | 1.52 |
| Inventory turnover | 6.70 | 6.04 | 10.52 | 6.04 | 5.50 | 5.22 | 5.75 |
| Debtors turnover | 6.07 | 6.36 | 11.00 | 6.85 | 6.68 | 5.47 | 5.24 |
| EPS (₹) | 721.96 | 642.14 | 3,413.01 | 830.11 | 555.74 | 450.07 | 402.92 |
| Dividend per share (₹) | 50.00 | 50.00 | 40.00 | 25.00 | 15.00 | 7.50 | 15.00 |
| Book value per share (₹) | 9,371.54 | 8,559.91 | 7,947.48 | 4,880.69 | 4,023.21 | 3,465.69 | 2,986.91 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 36.78 | 85.93 | 33.08 | 150 | 26.45 | 29.20 | 4.02 | 121 |
| Revenue growth (YoY) | +39.1% | +194.3% | +722.9% | +23.7% | +808.9% | - | - | - |
| Other income | 2.04 | 4.80 | 2.04 | 2.13 | 1.98 | 1.92 | 3.29 | 1.89 |
| Total expenses | 33.78 | 75.49 | 32.62 | 27.98 | 23.38 | 19.22 | 1.79 | 3.65 |
| EBITDA | 3.00 | 10.44 | 0.46 | 122 | 3.07 | 9.98 | 2.23 | 118 |
| EBITDA margin | +8.2% | +12.1% | +1.4% | +81.4% | +11.6% | +34.2% | +55.5% | +97.0% |
| Depreciation | 0.19 | 0.18 | 0.18 | 0.18 | 0.21 | 0.17 | 0.16 | 0.19 |
| Interest | 1.26 | 1.22 | 1.23 | 1.24 | 1.21 | 1.18 | 1.19 | 1.75 |
| Profit before tax | 3.59 | 13.84 | 1.09 | 123 | 3.63 | 10.55 | 4.17 | 118 |
| Tax | 0.82 | 3.58 | 0.45 | 16.77 | 0.87 | (0.20) | 1.53 | 18.52 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 296 | 159 | 153 | 144 | 103 | 57.19 | 176 |
| Revenue growth | +85.8% | +3.9% | +6.4% | +39.7% | +80.3% | -67.4% | - |
| Other income | 8.20 | 7.55 | 6.83 | 29.22 | 7.26 | 7.23 | 7.15 |
| Total expenses | 157 | 26.21 | 11.08 | 8.39 | 7.05 | 6.37 | 7.36 |
| Employee cost | 4.77 | 4.25 | 3.86 | 3.52 | 3.26 | 2.88 | 2.78 |
| EBITDA | 139 | 133 | 142 | 136 | 96.06 | 50.82 | 168 |
| EBITDA margin | +46.9% | +83.5% | +92.8% | +94.2% | +93.2% | +88.9% | +95.8% |
| Depreciation | 0.76 | 0.71 | 0.75 | 0.59 | 0.66 | 0.84 | 1.09 |
| Interest | 4.91 | 5.79 | 10.56 | 16.58 | 26.43 | 33.61 | 44.32 |
| Profit before tax | 141 | 134 | 138 | 148 | 76.23 | 23.60 | 130 |
| Tax | 21.68 | 19.73 | 22.10 | 25.84 | 14.95 | 0.35 | 4.59 |
| Net profit | 120 | 114 | 116 | 104 | 61.28 | 23.25 | 125 |
| Net profit margin | +40.4% | +71.9% | +75.4% | +72.1% | +59.4% | +40.7% | +71.4% |
| EPS (₹) | 105.03 | 100.32 | 101.39 | 107.87 | 54.24 | 20.59 | 110.97 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 11.40 | 11.40 | 11.40 | 11.30 | 11.30 | 11.30 | 11.30 |
| Reserves & surplus | 1,183 | 1,136 | 1,065 | 989 | 883 | 824 | 791 |
| Shareholders' funds (net worth) | 1,194 | 1,148 | 1,077 | 1,000 | 894 | 836 | 803 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 11.50 |
| Unsecured loans | 82.34 | 79.39 | 99.73 | 168 | 260 | 404 | 420 |
| Total debt | 82.34 | 79.39 | 99.73 | 168 | 260 | 404 | 432 |
| Total liabilities | 1,277 | 1,227 | 1,176 | 1,168 | 1,154 | 1,239 | 1,234 |
| Assets | |||||||
| Gross block | 28.38 | 28.38 | 28.31 | 26.99 | 26.89 | 26.89 | 26.88 |
| Net block | 22.68 | 23.44 | 23.51 | 23.59 | 24.01 | 24.67 | 25.49 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1,271 | 1,217 | 1,158 | 1,150 | 1,136 | 1,200 | 1,188 |
| Inventories | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 48.75 | 3.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 2.61 | 0.89 | 0.91 | 0.73 | 0.62 | 3.68 | 4.74 |
| Loans & advances | 1.12 | 5.37 | 13.46 | 12.47 | 11.56 | 23.79 | 23.97 |
| Total current assets | 52.48 | 9.87 | 14.38 | 13.20 | 12.18 | 27.47 | 28.71 |
| Total current liabilities | 58.86 | 12.51 | 8.56 | 7.91 | 9.55 | 7.33 | 8.67 |
| Net working capital | (6.38) | (2.64) | 5.82 | 5.29 | 2.63 | 20.14 | 20.04 |
| Total assets | 1,277 | 1,227 | 1,176 | 1,168 | 1,154 | 1,239 | 1,234 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.34 | 0.20 | 0.18 | 0.10 | 3.14 | 3.19 | 1.77 |
| Net cash from operating activities | 117 | 117 | 117 | 108 | 84.55 | 41.35 | 149 |
| Net cash from investing activities | (57.08) | (45.72) | (9.75) | 17.62 | 91.49 | 20.39 | 38.96 |
| Net cash from financing activities | (58.97) | (71.56) | (107) | (126) | (179) | (61.79) | (187) |
| Net change in cash | 0.72 | 0.15 | 0.02 | 0.08 | (3.04) | (0.06) | 1.42 |
| Closing cash | 2.61 | 0.89 | 0.91 | 0.73 | 0.62 | 3.68 | 4.74 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +85.8% | +3.9% | +6.4% | +39.7% | +80.3% | -67.4% | - |
| EBITDA growth | +4.4% | -6.4% | +4.8% | +41.2% | +89.0% | -69.8% | - |
| PBT growth | +5.5% | -2.6% | -6.8% | +93.8% | +223.0% | -81.8% | +237.5% |
| Net income growth | +4.5% | -1.0% | +11.3% | +69.5% | +163.6% | -81.5% | - |
| Revenue CAGR (3Y) | +27.1% | +15.6% | +38.9% | -6.4% | +14.4% | +10.5% | +59.5% |
| EBITDA CAGR (3Y) | +0.8% | +11.5% | +40.9% | -6.9% | +14.5% | +11.1% | +61.8% |
| Profitability & leverage | |||||||
| Net income margin | +40.5% | +71.8% | +75.4% | +84.6% | +59.4% | +40.7% | +71.4% |
| Return on capital employed | +11.7% | +11.6% | +12.7% | +12.3% | +8.6% | +4.6% | +14.0% |
| Return on net worth | +10.2% | +10.3% | +11.1% | +11.0% | +7.1% | +2.8% | +16.6% |
| Debt / equity | 0.07 | 0.08 | 0.13 | 0.23 | 0.38 | 0.51 | 0.65 |
| Long-term debt / equity | 0.07 | 0.08 | 0.13 | 0.23 | 0.38 | 0.51 | 0.65 |
| Interest cover | 3.55 | 4.37 | 7.47 | 12.28 | 27.70 | 67.25 | 26.52 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 10.72 | 5.89 | 5.79 | 6.43 | 4.10 | 2.40 | 6.83 |
| Inventory turnover | 60,830.00 | 16,682.00 | 32,022.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 11.62 | 92.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 105.03 | 100.32 | 101.39 | 107.87 | 54.24 | 20.59 | 110.97 |
| Dividend per share (₹) | 50.00 | 50.00 | 40.00 | 25.00 | 15.00 | 7.50 | 15.00 |
| Book value per share (₹) | 1,047.39 | 1,006.42 | 944.15 | 885.44 | 791.41 | 739.72 | 710.43 |
Investments & Acquisitions by Bengal & Assam Company
Bengal & Assam Company has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include JK Fenner.
Acquisitions
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Designs and manufactures industrial mechanical system | jkfenner.com | Chennai, India | 1955 | Mar 2006 | $8.53M |
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Timeline of Bengal & Assam Company
3 dated milestones of Bengal & Assam Company across 62 years, from founding to its latest funding, stage changes and deals.
- Founded Bengal & Assam Company is founded.
- Acquisition Acquires JK Fenner.
- IPO Lists on the stock exchange (IPO).
Similar companies to Bengal & Assam Company
Bengal & Assam Company has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Bengal & Assam Company (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Bengal & Assam Company
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Frequently Asked Questions about Bengal & Assam Company
Bengal & Assam Company was founded in 1947.
Bengal & Assam Company is headquartered in Kolkata, India. It is registered at Kolkata, West Bengal, India.
Bengal & Assam Company has 5 employees.
The primary company behind Bengal & Assam Company, Bengal & Assam Company Limited, reported revenue of ₹2,495 Cr for FY 2026, up 12% year on year.
Founded in 1947, the company operates as a non-deposit taking core investment entity in the financial services sector. Investment activities and financial management are extended to systemically important organizations. Equity shares are listed on public exchanges, with operations based in Kolkata, India. Compliance with regulatory requirements is maintained throughout its activities.
Bengal & Assam Company's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Bengal & Assam Company offers Investment Management and Investor Relations.
Yes, Bengal & Assam Company is publicly traded on BSE under the ticker symbol BENGALASM.
Bengal & Assam Company has made 1 acquisition, including JK Fenner.
Bengal & Assam Company operates through Bengal & Assam Company Limited.
The legal entities of Bengal & Assam Company currently have 10 directors, including Sanjeev Kumar Jhunjhunwala, Raghupati Singhania, Bharat Hari Singhania and others.