Bharat Financial Inclusion

Secunderabad, India Founded: 1997 • Age: 29 yrs Acquired By IndusInd Bank
Provider of micro-credit insurance for low income income individuals and women
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About Bharat Financial Inclusion

Bharat Financial Inclusion is a company based in Secunderabad (India) founded in 1997 was acquired by IndusInd Bank in October 2017.. Bharat Financial Inclusion has raised $144.02 million across 15 funding rounds from investors including Fidelity Investments, Yes Bank and IndusInd Bank. The company has 38,310 employees as of April 07, 2024. Bharat Financial Inclusion offers products and services including Loan Services and Customer Care. Bharat Financial Inclusion operates in a competitive market with competitors including Ujjivan Small Finance Bank, Jana Small Finance Bank, AU Small Finance Bank, Suryoday and Fincare Small Finance Bank, among others.

  • Headquarter Secunderabad, India
  • Employees 38310 as on 07 Apr, 2024
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Bharat Financial Inclusion Limited
  • Jurisdiction Mumbai, Maharashtra, India
Operational Areas
Financial Services → Insurance & Risk Management
Key Metrics
  • Annual Revenue
    $208.71 M (USD)
    6.03
    as on Mar 31, 2023
  • Net Profit
    $6.17 M (USD)
    -73.5
    as on Mar 31, 2023
  • EBITDA
    $17.68 M (USD)
    -46.87
    as on Mar 31, 2023
  • Total Equity Funding
    $144.02 M (USD)

    in 15 rounds

  • Latest Funding Round
    $112.27 M (USD), Post-IPO

    Sep 28, 2016

  • Investors
  • Employee Count
    38310

    as on Apr 07, 2024

  • Acquired by
    IndusInd Bank

    (Oct 14, 2017)

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Products & Services of Bharat Financial Inclusion

Bharat Financial Inclusion offers a comprehensive portfolio of products and services, including Loan Services and Customer Care. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Offers loan facilitation through banking correspondence for financial inclusion

Provides assistance and payment handling for banking-related needs

People of Bharat Financial Inclusion
Headcount 10000+
Employee Profiles 4
Employee Profiles
People
J Sridharan
Executive Vice Chairman
People
Srinivas Ravipati
Vice President SDG
People
Ramesh Babu
Chief Business Officer, Secured Loans
People
Naresh Kumar Kandawada
Implementation- Solutions Delivery Group

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Funding Insights of Bharat Financial Inclusion

Bharat Financial Inclusion has successfully raised a total of $144.02M across 15 strategic funding rounds. The most recent funding activity was a Post-IPO round of $112.27 million completed in September 2016. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 15
  • Last Round Post-IPO — $112.3M
  • First Round
  • Investors Count 19
Date Amount Transaction Name Valuation Lead Investors Investors
Sep, 2016 Amount Post-IPO - Bharat Financial Inclusion Valuation

investors

Apr, 2015 Amount Post-IPO - Bharat Financial Inclusion Valuation

investors

Mar, 2014 Amount Post-IPO - Bharat Financial Inclusion Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Bharat Financial Inclusion

Bharat Financial Inclusion has secured backing from 20 investors, including venture fund and institutional investors. Prominent investors backing the company include Fidelity Investments, Yes Bank and IndusInd Bank. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Investments are directed toward retail, real estate, and manufacturing sectors.
Founded Year Domain Location
Catamaran is engaged in venture capital and private equity investments.
Founded Year Domain Location
Private equity investments are directed toward Southeast Asia and India.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Bharat Financial Inclusion

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Bharat Financial Inclusion

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Bharat Financial Inclusion Comparisons

Employees
+
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Competitors of Bharat Financial Inclusion

Bharat Financial Inclusion operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Ujjivan Small Finance Bank, Jana Small Finance Bank, AU Small Finance Bank, Suryoday and Fincare Small Finance Bank, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Small finance services are extended to underserved segments in India.
domain founded_year HQ Location
Microfinance bank
domain founded_year HQ Location
Collateralised loans for commercial vehicles are extended to rural entrepreneurs.
domain founded_year HQ Location
Small finance bank offering savings accounts, deposits, and loan products
domain founded_year HQ Location
Micro-finance bank
domain founded_year HQ Location
Small finance bank
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Bharat Financial Inclusion

Frequently Asked Questions about Bharat Financial Inclusion

When was Bharat Financial Inclusion founded?

Bharat Financial Inclusion was founded in 1997 and raised its 1st funding round 8 years after it was founded.

Where is Bharat Financial Inclusion located?

Bharat Financial Inclusion is headquartered in Secunderabad, India. It is registered at Secunderabad, Telangana, India.

Who is the current CEO of Bharat Financial Inclusion?

M Ramachandra Rao is the current CEO of Bharat Financial Inclusion.

Is Bharat Financial Inclusion a funded company?

Bharat Financial Inclusion is a funded company, having raised a total of $144.02M across 15 funding rounds to date. The company's 1st funding round was a Post-IPO of $68.12M, raised on Jun 01, 2005.

How many employees does Bharat Financial Inclusion have?

As of Apr 07, 2024, the latest employee count at Bharat Financial Inclusion is 38,310.

What is the annual revenue of Bharat Financial Inclusion?

Annual revenue of Bharat Financial Inclusion is $208.71M as on Mar 31, 2023.

What does Bharat Financial Inclusion do?

Bharat Financial Inclusion was founded in 1997 and is headquartered in Secunderabad, India. Operations are centered in the microfinance sector, where loans are extended for small businesses, agriculture, home improvements, and education. These services target financially underserved and unbanked communities, with insurance products also provided to support low-income groups, particularly women.

Who are the top competitors of Bharat Financial Inclusion?

Bharat Financial Inclusion's top competitors include AU Small Finance Bank, Ujjivan Small Finance Bank and ESAF.

What products or services does Bharat Financial Inclusion offer?

Bharat Financial Inclusion offers Loan Services and Customer Care.

Who are Bharat Financial Inclusion's investors?

Bharat Financial Inclusion has 20 investors. Key investors include Fidelity Investments, Yes Bank, IndusInd Bank, SVB, and Standard Chartered.

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