About Bloom Credit
Bloom Credit is a Financial Services company based in New York (United States) founded in 2016 by Ajay Rajani and Matt Harris. Tools for credit repair and score management are provided. Bloom Credit has raised $34.26 million across 9 funding rounds from investors including Qiming Venture Partners, Crosslink Capital and AllegisCyber Capital. Bloom Credit was last valued at $9.44 million in September 2023. Its chief executive, as recorded, is Christian Widhalm. Bloom Credit offers products and services including Credit API, Furnishment, and Credit Dispute Management. Its focus areas include FinTech, Alternative Lending, Consumer Debt Management and Credit Score Management. Its competitors include Credit Sesame, Dovly and Stratyfy; 3 of its 3 listed competitors have raised funding.
Company details
Bloom Credit was founded in 2016 and is headquartered in New York, United States. A platform is operated to deliver tools and solutions for credit repair and score management within the fintech sector. API services are supplied for debt planning, reporting, and credit building. Customer creditworthiness data is aggregated, allowing insights to be obtained by users across financial operations.
- Headquarters New York, United States
- Founders Ajay Rajani, Matt Harris
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website bloomcredit.io
- Social LinkedIn X
- Total Equity Funding$34.26M (USD)
in 9 rounds
- Latest Funding Round$10.5M (USD), Series B
Apr 2025
- InvestorsQiming Venture Partners
& 15 more
Products & Services of Bloom Credit
Bloom Credit offers a comprehensive portfolio of products and services, including Credit API, Furnishment, and Credit Dispute Management.
Enables access to credit data for launching financial products quickly.
Simplifies credit reporting to bureaus via RESTful API.
Manages credit data disputes for accurate bureau reporting.
Funding Insights of Bloom Credit
Bloom Credit has successfully raised a total of $34.26M across 9 strategic funding rounds. The most recent funding activity was a Series B round of $10.5 million completed in April 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $34.26M
- Total Rounds 9
- Last Round Series B — $10.5M
- Investors Count 16
All 9 funding rounds of Bloom Credit with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2025 | $10.5M | Series B | – | Crosslink Capital | |
| Sep 2023 | $1.33M | Series A | $9.44M | Qiming Venture Partners | – |
| Aug 2022 | $2.81M | Series A | – | – | – |
| Oct 2020 | $13M | Series A | – | AllegisNL Capital | |
| Nov 2019 | $3M | Series A | – | – | – |
| Sep 2018 | $1.85M | Seed | – | Resolute Ventures | |
| Oct 2017 | $1.77M | Seed | – | – | – |
| Jun 2017 | Seed | – | Resolute Ventures | – | |
| Feb 2017 | Seed | – | 500 Global | – |
| Date | Valuation | Stage |
|---|---|---|
| Sep 2023 | $9.44M | •••••••• |
Last known valuation $9.44M (Sep 2023). 16 investors in total: 10 institutional and 6 angel.
Investors in Bloom Credit
Bloom Credit has secured backing from 16 investors, including venture fund and angel investors. Prominent investors backing the company include Qiming Venture Partners, Crosslink Capital and AllegisCyber Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital is invested in various sectors by Crosslink Capital. | crosslinkcapital.com | San Francisco, United States | ||
Cybersecurity investments are made in US seed-to-growth stage firms. | allegiscyber.com | Palo Alto, United States | ||
Venture capital services for biotech, IT, and innovative sectors in Connecticut. | ctinnovations.com | |||
Investment in retail and financial services technologies. | commerce.vc | |||
Venture capital investments are directed toward multiple sectors. | 2006 | qimingvc.com | Shanghai, China | |
Early-stage venture capital funding is provided to founders. | resolute.vc | San Francisco, United States | ||
Early-stage tech investments are made primarily in US companies. | slow.co | New York, United States | ||
| allegisnlcapital.com | ||||
Venture capital and acceleration are provided to tech startups. | 500.co | Ho Chi Minh City, Vietnam | ||
Seed-stage investments in multiple sectors are made by Kindred Ventures. | kindredventures.com | San Francisco, United States |
Investor details for Bloom Credit
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Bloom Credit
15 people are tracked at Bloom Credit (7 in leadership, 8 in team).
| Name | Role | Group |
|---|---|---|
Ajay Rajani | Co-Founder | Leadership |
Matt Harris | Co-Founder | Leadership |
Matt Keleshian | COO | Leadership |
Christian Widhalm | CEO | Leadership |
Mike Esler | Chief Technology Officer | Leadership |
Tushar Mukhija | Head Of Strategy & Partnerships, CUFS | Leadership |
Christa Degnan | Chief Product Officer | Leadership |
Teagan Kapadia | Operations Manager | Team |
Mike Bunkers | Partnerships Lead | Team |
Mike Ross | Senior Software Engineer | Team |
Eyobe Bisrat | Senior Lead Engineer | Team |
Molly Gallagher | Product Manager / Agile Operations Manager | Team |
Jonathan Lewis | Senior Product Manager | Team |
Brad Wannow | Platform Engineer II | Team |
Dmitriy Rozentsvay | Senior DevOps engineer | Team |
Complete people profiles for Bloom Credit
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of Bloom Credit
4 dated milestones of Bloom Credit across 9 years, from founding to its latest funding, stage changes and deals.
- Founded Bloom Credit is founded.
- Funding First funding round.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series B, of $10.5M.
Competitors of Bloom Credit
Bloom Credit has 3 listed competitors in our database, 3 of them funded. They include Credit Sesame, Dovly and Stratyfy.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| creditsesame.com | 2010 | Mountain View, United States | $161.08M | Personal finance management and price comparison of financial products | ||
| dovly.com | 2018 | Phoenix, United States | $5.85M | Credit reports are pulled automatically, disputes sent, and changes monitored. | ||
| stratyfy.com | 2016 | New York, United States | $10.16M | Machine learning solutions for credit and risk decisions are provided. |
Detailed competitors of Bloom Credit
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Bloom Credit
The website of Bloom Credit (bloomcredit.io) receives about 5.8K visits a month.
- Monthly visits5.8K
▲ 66% vs previous month
Websites whose visitors overlap most with Bloom Credit. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| bloomapp.com | 100% | 30.9K | #953,857 | View details | |
| bloomenergy.com | 96% | 156.4K | #269,494 | View details | |
| bloomcu.org | 84% | #1,776,822 | View details | ||
openbankingexpo.com | openbankingexpo.com | 57% | #862,779 | – |
Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as Bloom Credit (Banking & FinTech Platforms) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | USD 2.71 M | 1,807 | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.15 B | USD 1.96 B | 2,516 | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | 237 |
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Related news about Bloom Credit
Complete news archive for Bloom Credit
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Frequently Asked Questions about Bloom Credit
Bloom Credit was founded in 2016 and raised its 1st funding round 1 year after it was founded.
Bloom Credit is headquartered in New York, United States. It is registered at New York, New York, United States.
Christian Widhalm is the CEO of Bloom Credit, as recorded in our data.
Bloom Credit is a funded company, having raised a total of $34.26M across 9 funding rounds to date.
Bloom Credit was founded in 2016 and is headquartered in New York, United States. A platform is operated to deliver tools and solutions for credit repair and score management within the fintech sector. API services are supplied for debt planning, reporting, and credit building. Customer creditworthiness data is aggregated, allowing insights to be obtained by users across financial operations.
Bloom Credit's top competitors include Credit Sesame, Dovly and Stratyfy.
Bloom Credit offers Credit API, Furnishment, and Credit Dispute Management.
Bloom Credit has 16 investors. Key investors include Qiming Venture Partners, Crosslink Capital, AllegisCyber Capital, Connecticut Innovations, and Commerce Ventures.
The valuation of Bloom Credit is $9.44M as of Sep 2023.