About Bloom Credit
Bloom Credit is a company based in New York (United States) founded in 2016 by Ajay Rajani and Matt Harris.. Bloom Credit has raised $34.26 million across 9 funding rounds from investors including Qiming Venture Partners, Crosslink Capital and AllegisCyber Capital. Bloom Credit offers products and services including Credit API, Furnishment, and Credit Dispute Management. Bloom Credit operates in a competitive market with competitors including Credit Sesame, Dovly, Stratyfy, Pave and Altro, among others.
- Headquarter New York, United States
- Founders Ajay Rajani, Matt Harris
- Stage Minicorn
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$34.26 M (USD)
in 9 rounds
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Latest Funding Round
$10.5 M (USD), Series B
Apr 23, 2025
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Investors
Qiming Venture Partners
& 15 more
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Employee Count
Employee Count
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Products & Services of Bloom Credit
Bloom Credit offers a comprehensive portfolio of products and services, including Credit API, Furnishment, and Credit Dispute Management. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Enables access to credit data for launching financial products quickly.
Simplifies credit reporting to bureaus via RESTful API.
Manages credit data disputes for accurate bureau reporting.
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Funding Insights of Bloom Credit
Bloom Credit has successfully raised a total of $34.26M across 9 strategic funding rounds. The most recent funding activity was a Series B round of $10.5 million completed in April 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 9
- Last Round Series B — $10.5M
- First Round First Round
- Investors Count 16
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Apr, 2025 | Amount | Series B - Bloom Credit | Valuation | Crosslink Capital | |
| Sep, 2023 | Amount | Series A - Bloom Credit | Valuation | Qiming Venture Partners |
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| Aug, 2022 | Amount | Series A - Bloom Credit | Valuation |
investors |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Bloom Credit
Bloom Credit has secured backing from 16 investors, including venture fund and angel investors. Prominent investors backing the company include Qiming Venture Partners, Crosslink Capital and AllegisCyber Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Venture capital is invested in various sectors by Crosslink Capital.
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Founded Year | Domain | Location | |
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Cybersecurity investments are made in US seed-to-growth stage firms.
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Founded Year | Domain | Location | |
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Venture capital services for biotech, IT, and innovative sectors in Connecticut.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Bloom Credit
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Bloom Credit
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Bloom Credit Comparisons
Competitors of Bloom Credit
Bloom Credit operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Credit Sesame, Dovly, Stratyfy, Pave and Altro, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Personal finance management and price comparison of financial products
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| domain | founded_year | HQ Location |
Credit reports are pulled automatically, disputes sent, and changes monitored.
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| domain | founded_year | HQ Location |
Machine learning solutions for credit and risk decisions are provided.
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| domain | founded_year | HQ Location |
Pave is focused on helping users build credit scores.
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| domain | founded_year | HQ Location |
Fintech platform for credit repair and financial literacy is provided.
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| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Bloom Credit
Frequently Asked Questions about Bloom Credit
When was Bloom Credit founded?
Bloom Credit was founded in 2016 and raised its 1st funding round 1 year after it was founded.
Where is Bloom Credit located?
Bloom Credit is headquartered in New York, United States. It is registered at New York, New York, United States.
Who is the current CEO of Bloom Credit?
Christian Widhalm is the current CEO of Bloom Credit.
Is Bloom Credit a funded company?
Bloom Credit is a funded company, having raised a total of $34.26M across 9 funding rounds to date. The company's 1st funding round was a Series A of $2.81M, raised on Feb 08, 2017.
What does Bloom Credit do?
Bloom Credit was founded in 2016 and is headquartered in New York, United States. A platform is operated to deliver tools and solutions for credit repair and score management within the fintech sector. API services are supplied for debt planning, reporting, and credit building. Customer creditworthiness data is aggregated, allowing insights to be obtained by users across financial operations.
Who are the top competitors of Bloom Credit?
Bloom Credit's top competitors include Credit Sesame, Bonify and Dovly.
What products or services does Bloom Credit offer?
Bloom Credit offers Credit API, Furnishment, and Credit Dispute Management.
Who are Bloom Credit's investors?
Bloom Credit has 16 investors. Key investors include Qiming Venture Partners, Crosslink Capital, AllegisCyber Capital, Connecticut Innovations, and Commerce Ventures.
What is Bloom Credit's valuation?
The valuation of Bloom Credit is $9.44M as of Sep 2023.
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