
About Capital India
Capital India is a publicly listed company based in Mumbai (India) founded in 1994. Consumer and business loans are provided across India. The company has 616 employees. Capital India has completed 1 acquisition, including RapiPay. Its chief executive, as recorded, is Pinank Shah. Its website capitalindia.com draws about 13 thousand monthly visits. Its Indian entity Capital India Finance Limited reported revenue of βΉ639 Cr. Its focus areas include Consumer and SME Loans and Diversified. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Capital India was founded in 1994 and is headquartered in Mumbai, India. Operations focus on the financial services sector, where consumer and business loans are extended to support various needs. Services include tailored lending solutions for individuals and enterprises, with activities centered in the Indian market. Leadership is provided by CEO Pinank Shah, overseeing the companys domain at capitalindia.com.
- Headquarters Mumbai, India
- Employees 616
- Stage Public
- SectorsFinancial Services
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website capitalindia.com
- Social LinkedIn X Facebook
- Legal Name Capital India Finance Ltd
- Market Cap₹766 Cr
CIFL · NSE
- Share Price₹17.92
-8.57% today
- Revenue₹524 Cr
FY 2025-26 · -3.5% YoY
- EBITDA₹39.81 Cr
Margin 7.6%
- Net Profit−₹56.13 Cr
FY 2025-26 · -941.4% YoY
- ROE-10.0%
ROCE 1.2%
- Debt / Equity1.50
Interest cover 1,034.8x
- Employee Count616
- Investments & Acquisitions
Associated legal entities of Capital India
Capital India is associated with 6 registered companies on The Company Check; the primary company is Capital India Finance Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Capital India Finance Limited Listed CIN L74899DL1994PLC128577 | Active | 16 Nov 1994 | New Delhi, Delhi | ₹639 Cr | 531 | 9 | View details |
| Capital India Asset Management Private Limited CIN U65999DL2017PTC323549 | Active | 12 Sep 2017 | New Delhi, Delhi | 2 | View details | ||
| Capital India Wealth Management Private Limited CIN U65999DL2017PTC322881 | Active | 29 Aug 2017 | New Delhi, Delhi | 2 | View details | ||
| Cifl Holdings Private Limited CIN U65990DL2017PTC323832 | Active | 18 Sep 2017 | New Delhi, Delhi | 2 | View details | ||
| People Home Finance Limited CIN U65990DL2017PLC322041 | Active | 11 Aug 2017 | New Delhi, Delhi | ₹67.1 Cr | 322 | 9 | View details |
| Nye Investech Private Limited CIN U65100DL2017PTC323719 | Active | 14 Sep 2017 | New Delhi, Delhi | ₹0.0 Cr | 14 | 3 | View details |
Board of directors of Capital India Finance Limited (Capital India)
Capital India Finance Limited is the primary company behind Capital India. The boards of the 6 registered companies of Capital India currently have 17 directors; the longest-serving is Keshav Porwal, appointed in 2017. 66 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Keshav Porwal DIN 06706341 | Director | 12 Sep 2017 | 9 yrs 1 mo | Capital India Asset Management Private Limited, Capital India Finance Limited, Nye Investech Private Limited, Cifl Holdings Private Limited, Capital India Wealth Management Private Limited |
| Vinod Somani DIN 00327231 | Director | 20 Dec 2017 | 8 yrs 10 mo | Capital India Finance Limited |
| Yogendra Pal Singh DIN 08347484 | Director | 13 Feb 2019 | 7 yrs 8 mo | Capital India Finance Limited |
| Deepak Vaswan DIN 07814811 | Director | 15 Mar 2021 | 5 yrs 7 mo | Capital India Asset Management Private Limited, Cifl Holdings Private Limited, Capital India Wealth Management Private Limited |
| Yogendra Singh Kashyap DIN 00755017 | Whole-time director | 18 Apr 2022 | 4 yrs 6 mo | Nye Investech Private Limited |
| Nipun Jain DIN 09493589 | Whole-time director | 18 Apr 2022 | 4 yrs 6 mo | Nye Investech Private Limited |
| Rashmi Fauzdar DIN 07599221 | Director | 24 Aug 2023 | 3 yrs 2 mo | Capital India Finance Limited |
| Jyuthika Mahendra Jivani DIN 10558392 | Director | 20 Mar 2024 | 2 yrs 7 mo | Capital India Finance Limited |
| Dalbir Singh Suhag DIN 10742056 | Director | 13 Aug 2024 | 2 yrs 2 mo | Capital India Finance Limited |
| Anil Kothuri DIN 00177945 | Managing Director | 11 Aug 2025 | 1 yr 2 mo | People Home Finance Limited |
| Satrajit Siva Bhattacharya DIN 01313351 | Whole-time director | 11 Aug 2025 | 1 yr 2 mo | People Home Finance Limited |
| Madhumita Ganguli DIN 00676830 | Additional Director | 11 Aug 2025 | 1 yr 2 mo | People Home Finance Limited |
| Sanjiv Chadha DIN 08368448 | Nominee Director | 11 Aug 2025 | 1 yr 2 mo | People Home Finance Limited |
| Harshil Mathur DIN 06549915 | Additional Director | 12 Aug 2025 | 1 yr 2 mo | People Home Finance Limited |
| Dheeraj Prasad Devata DIN 11074697 | Nominee Director | 26 Sep 2025 | 1 yr 1 mo | People Home Finance Limited |
| Zubin Framroze Billimoria DIN 07144644 | Additional Director | 29 Oct 2025 | 1 yr | People Home Finance Limited |
| Surender Rana DIN 10315624 | Whole-time director | 12 Feb 2026 | 8 mo | Capital India Finance Limited |
People of Capital India
14 people are tracked at Capital India (13 in leadership, 1 in team); the tracked headcount is 616.
| Name | Role | Group |
|---|---|---|
Pinank Shah | CEO | Leadership |
Sampath Kumar | Vice President | Leadership |
Renju Mathew | Senior Vice President - Foreign Exchange At Remitx By Capital India Finance | Leadership |
Mohit Gupta | National Operations Manager (vice President) | Leadership |
Sulabh Kaushal | Chief Compliance Officer & Company Secretary | Leadership |
Khurshed Balsara | Country Head - Treasury & Banking | Leadership |
Swapnil Katare | Senior Vice President - Alternate Channels | Leadership |
| Managing Director, Capital India Finance Limited | Leadership | |
Narayan Raman | Vice President | Leadership |
Srinivas Vasuki Nidumolu | Chief Technology Officer | Leadership |
Dayanand Zingade | Vice President | Leadership |
Subhendu Bhanja | COO | Leadership |
Rohit Chandak | Vice President | Leadership |
Yogesh Salaskar | Manager - Operations & Compliance - MTSS | Team |
Complete people profiles for Capital India
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Capital India
Capital India is a publicly listed company on the NSE with ticker symbol CIFL in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date31 Jul 1995
- Listed onBSE: 530879
- Listed entityCapital India Finance Ltd
- Exchange sectorFinance
- ISININE345H01024
- Share price₹19.56 (+3.88% on the day) · 2026-10-14
- Market capitalisation₹742 Cr
- Price to earnings20.4
- EPS (diluted, trailing year)₹0.96
- Dividend yield0.11%
- Volume (last session)46,995
Financials of Capital India
Exchange-reported figures of Capital India Finance Limited, the listed company behind Capital India (NSE: CIFL).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 524 | 543 | 680 | 655 | 532 | 318 | 179 |
| Revenue growth | -3.5% | -20.1% | +3.8% | +23.2% | +67.1% | +77.6% | - |
| EBITDA | 39.81 | 87.65 | 118 | 22.11 | 54.46 | 53.66 | 52.55 |
| EBITDA margin | +7.6% | +16.1% | +17.4% | +3.4% | +10.2% | +16.9% | +29.3% |
| Profit before tax | 35.94 | (9.12) | 1.29 | (85.42) | (17.59) | 14.77 | 24.33 |
| Net profit | (56.13) | (5.39) | 8.85 | (41.33) | (1.44) | 9.64 | 17.22 |
| Net profit margin | -10.7% | -1.0% | +1.3% | -6.3% | -0.3% | +3.0% | +9.6% |
| EPS (βΉ) | 1.02 | (0.03) | 1.50 | (5.35) | (0.36) | 1.24 | 2.22 |
| Balance sheet | |||||||
| Total assets | 1,652 | 1,650 | 1,559 | 1,581 | 1,457 | 924 | 648 |
| Net worth | 673 | 628 | 623 | 606 | 621 | 563 | 521 |
| Total debt | 961 | 996 | 899 | 924 | 764 | 327 | 121 |
| Cash & bank | 317 | 271 | 343 | 315 | 351 | 228 | 69.15 |
| Net working capital | 219 | 181 | 193 | 173 | 244 | 172 | 19.54 |
| Cash flow | |||||||
| Cash from operations | (254) | (93.31) | 121 | (23.12) | (313) | (69.48) | 29.92 |
| Cash from investing | 89.89 | (74.89) | 1.37 | (16.11) | (110) | (87.36) | 25.09 |
| Cash from financing | 226 | 79.09 | (124) | 80.26 | 480 | 231 | (16.56) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 128 | 125 | 147 | 132 | 123 | 139 | 135 | 143 |
| Revenue growth (YoY) | +4.2% | -10.2% | +8.9% | -7.7% | -22.5% | - | - | - |
| Other income | 0.79 | 2.73 | 1.06 | 107 | 0.48 | 2.00 | 1.03 | 4.23 |
| EBITDA | 23.89 | 22.94 | 22.87 | (28.19) | 21.84 | 30.65 | 24.68 | 21.86 |
| EBITDA margin | +18.9% | +18.6% | +15.7% | -21.6% | +17.9% | +22.1% | +18.4% | +15.4% |
| Depreciation | 7.79 | 7.47 | 7.66 | 8.12 | 8.11 | 7.94 | 8.03 | 7.77 |
| Interest | 25.34 | 21.72 | 22.24 | 19.75 | 19.82 | 27.62 | 18.65 | 16.55 |
| Profit before tax | (8.45) | (3.52) | (5.97) | 51.06 | (5.61) | (2.91) | (0.97) | 1.77 |
| Tax | 1.19 | (0.55) | (0.78) | 6.38 | 0.01 | (0.35) | 0.93 | 1.16 |
| Net profit | (9.64) | (2.97) | (5.19) | 44.68 | (5.62) | (2.56) | (1.90) | 0.61 |
| EPS (βΉ) | (0.08) | 0.00 | (0.07) | 1.12 | (0.07) | (0.01) | 0.10 | 0.39 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 325 | 205 | 192 | 162 | 123 | 93.49 | 105 |
| Revenue growth | +58.5% | +6.5% | +19.0% | +31.8% | +31.3% | -11.1% | - |
| EBITDA | 135 | 92.20 | 106 | 91.67 | 66.02 | 57.57 | 61.88 |
| EBITDA margin | +41.5% | +45.0% | +55.0% | +56.7% | +53.8% | +61.6% | +58.8% |
| Profit before tax | 45.41 | 12.89 | 27.47 | 19.92 | 14.95 | 29.26 | 41.25 |
| Net profit | (65.26) | 12.17 | 19.99 | 15.03 | 12.89 | 20.49 | 30.39 |
| Net profit margin | -20.1% | +5.9% | +10.4% | +9.3% | +10.5% | +21.9% | +28.9% |
| EPS (βΉ) | 1.03 | 0.30 | 2.59 | 1.94 | 1.50 | 2.63 | 3.91 |
| Balance sheet | |||||||
| Total assets | 1,621 | 1,294 | 1,183 | 1,237 | 1,204 | 802 | 655 |
| Net worth | 669 | 622 | 607 | 585 | 571 | 559 | 540 |
| Total debt | 952 | 673 | 577 | 652 | 633 | 243 | 116 |
| Cash & bank | 255 | 160 | 148 | 115 | 102 | 65.27 | 32.61 |
| Net working capital | 224 | 136 | 122 | 104 | 104 | 68.87 | 22.64 |
| Cash flow | |||||||
| Cash from operations | (279) | (21.91) | 149 | 101 | (284) | (20.44) | 98.81 |
| Cash from investing | 85.62 | (46.61) | 8.28 | (66.83) | (26.84) | (56.25) | (66.56) |
| Cash from financing | 268 | 86.34 | (150) | (43.11) | 342 | 97.73 | (24.58) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 68.99 | 63.79 | 62.50 | 48.01 | 45.47 | 42.78 | 52.31 | 47.54 |
| Revenue growth (YoY) | +51.7% | +49.1% | +19.5% | +1.0% | -1.2% | - | - | - |
| Other income | 0.54 | 1.14 | 1.02 | 98.33 | 0.34 | 0.17 | 0.34 | 0.35 |
| Total expenses | 36.61 | 38.74 | 40.50 | 80.51 | 23.84 | 20.75 | 27.72 | 24.78 |
| EBITDA | 32.38 | 25.05 | 22.00 | (32.50) | 21.63 | 22.03 | 24.59 | 22.76 |
| EBITDA margin | +46.9% | +39.3% | +35.2% | -67.7% | +47.6% | +51.5% | +47.0% | +47.9% |
| Depreciation | 2.90 | 2.32 | 2.25 | 2.28 | 2.31 | 2.31 | 2.50 | 2.28 |
| Interest | 25.08 | 21.46 | 21.97 | 19.47 | 19.54 | 18.62 | 18.57 | 16.46 |
| Profit before tax | 4.94 | 2.41 | (1.20) | 44.08 | 0.12 | 1.27 | 3.86 | 4.37 |
| Tax | 1.19 | (0.55) | (0.78) | 6.38 | 0.01 | 0.14 | 0.93 | 1.16 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 128 | 125 | 147 | 132 | 123 | 139 | 135 | 143 |
| Revenue growth (YoY) | +4.2% | -10.2% | +8.9% | -7.7% | -22.5% | - | - | - |
| Other income | 0.79 | 2.73 | 1.06 | 107 | 0.48 | 2.00 | 1.03 | 4.23 |
| EBITDA | 23.89 | 22.94 | 22.87 | (28.19) | 21.84 | 30.65 | 24.68 | 21.86 |
| EBITDA margin | +18.9% | +18.6% | +15.7% | -21.6% | +17.9% | +22.1% | +18.4% | +15.4% |
| Depreciation | 7.79 | 7.47 | 7.66 | 8.12 | 8.11 | 7.94 | 8.03 | 7.77 |
| Interest | 25.34 | 21.72 | 22.24 | 19.75 | 19.82 | 27.62 | 18.65 | 16.55 |
| Profit before tax | (8.45) | (3.52) | (5.97) | 51.06 | (5.61) | (2.91) | (0.97) | 1.77 |
| Tax | 1.19 | (0.55) | (0.78) | 6.38 | 0.01 | (0.35) | 0.93 | 1.16 |
| Net profit | (9.64) | (2.97) | (5.19) | 44.68 | (5.62) | (2.56) | (1.90) | 0.61 |
| EPS (βΉ) | (0.08) | 0.00 | (0.07) | 1.12 | (0.07) | (0.01) | 0.10 | 0.39 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 524 | 543 | 680 | 655 | 532 | 318 | 179 |
| Revenue growth | -3.5% | -20.1% | +3.8% | +23.2% | +67.1% | +77.6% | - |
| Other income | 115 | 9.63 | 18.18 | 1.48 | 0.01 | 0.01 | 0.00 |
| Total expenses | 484 | 456 | 562 | 633 | 478 | 265 | 127 |
| Employee cost | 134 | 124 | 157 | 184 | 93.66 | 55.40 | 38.25 |
| EBITDA | 39.81 | 87.65 | 118 | 22.11 | 54.46 | 53.66 | 52.55 |
| EBITDA margin | +7.6% | +16.1% | +17.4% | +3.4% | +10.2% | +16.9% | +29.3% |
| Depreciation | 31.36 | 31.25 | 30.17 | 24.76 | 20.91 | 14.65 | 11.52 |
| Interest | 87.44 | 75.15 | 105 | 84.25 | 51.15 | 24.25 | 16.70 |
| Profit before tax | 35.94 | (9.12) | 1.29 | (85.42) | (17.59) | 14.77 | 24.33 |
| Tax | 5.05 | 1.10 | 7.73 | 1.65 | 3.12 | 8.67 | 10.48 |
| Net profit | (56.13) | (5.39) | 8.85 | (41.33) | (1.44) | 9.64 | 17.22 |
| Net profit margin | -10.7% | -1.0% | +1.3% | -6.3% | -0.3% | +3.0% | +9.6% |
| EPS (βΉ) | 1.02 | (0.03) | 1.50 | (5.35) | (0.36) | 1.24 | 2.22 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 78.21 | 77.83 | 77.73 | 77.73 | 77.73 | 77.73 | 77.73 |
| Reserves & surplus | 556 | 514 | 508 | 528 | 543 | 485 | 444 |
| Shareholders' funds (net worth) | 673 | 628 | 623 | 606 | 621 | 563 | 521 |
| Minority interest | 17.39 | 25.25 | 36.88 | 50.73 | 72.72 | 33.68 | 5.12 |
| Secured loans | 941 | 983 | 895 | 903 | 730 | 296 | 81.87 |
| Unsecured loans | 20.24 | 13.30 | 4.12 | 21.29 | 33.08 | 30.71 | 39.13 |
| Total debt | 961 | 996 | 899 | 924 | 764 | 327 | 121 |
| Total liabilities | 1,652 | 1,650 | 1,559 | 1,581 | 1,457 | 924 | 648 |
| Assets | |||||||
| Gross block | 190 | 187 | 173 | 138 | 113 | 71.67 | 68.68 |
| Net block | 84.47 | 89.76 | 93.85 | 81.16 | 77.73 | 56.41 | 46.54 |
| Capital work in progress | 1.26 | 8.68 | 10.31 | 35.28 | 11.39 | 5.08 | 1.32 |
| Investments | 210 | 63.54 | 9.85 | 44.27 | 9.60 | 0.00 | 8.63 |
| Inventories | 0.77 | 1.01 | 1.10 | 0.60 | 1.05 | 2.62 | 0.12 |
| Sundry debtors | 7.76 | 11.74 | 7.09 | 17.69 | 9.37 | 6.57 | 0.66 |
| Cash & bank balances | 317 | 271 | 343 | 315 | 351 | 228 | 69.15 |
| Loans & advances | 88.19 | 100 | 84.30 | 54.00 | 52.06 | 54.28 | 14.63 |
| Total current assets | 413 | 385 | 435 | 388 | 413 | 291 | 84.56 |
| Total current liabilities | 194 | 203 | 242 | 214 | 169 | 120 | 65.02 |
| Net working capital | 219 | 181 | 193 | 173 | 244 | 172 | 19.54 |
| Total assets | 1,652 | 1,650 | 1,559 | 1,581 | 1,457 | 924 | 648 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 162 | 237 | 239 | 198 | 142 | 67.91 | 29.46 |
| Net cash from operating activities | (254) | (93.31) | 121 | (23.12) | (313) | (69.48) | 29.92 |
| Net cash from investing activities | 89.89 | (74.89) | 1.37 | (16.11) | (110) | (87.36) | 25.09 |
| Net cash from financing activities | 226 | 79.09 | (124) | 80.26 | 480 | 231 | (16.56) |
| Net change in cash | 61.61 | (89.11) | (2.29) | 41.02 | 56.05 | 74.13 | 38.45 |
| Closing cash | 317 | 271 | 343 | 315 | 351 | 228 | 69.15 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -3.5% | -20.1% | +3.8% | +23.2% | +67.1% | +77.6% | - |
| EBITDA growth | -54.6% | -26.0% | +435.6% | -59.4% | +1.5% | +2.1% | - |
| PBT growth | +9998.0% | - | +9998.0% | -385.6% | - | -39.3% | +117.4% |
| Net income growth | -941.4% | -160.9% | +121.4% | -2770.1% | -114.9% | -44.0% | - |
| Revenue CAGR (3Y) | -7.2% | +0.7% | +28.8% | +54.1% | +107.5% | +130.4% | - |
| EBITDA CAGR (3Y) | +21.7% | +17.2% | +30.2% | -25.1% | +24.5% | +52.2% | - |
| Profitability & leverage | |||||||
| Net income margin | +5.9% | -1.9% | -1.0% | -13.3% | -3.9% | +1.9% | +7.7% |
| Return on capital employed | +1.2% | 0.0% | 0.0% | 0.0% | +3.1% | +5.1% | +6.4% |
| Return on net worth | -10.0% | 0.0% | 0.0% | 0.0% | -3.3% | +1.1% | +2.7% |
| Debt / equity | 1.50 | 1.52 | 1.49 | 1.38 | 0.92 | 0.41 | 0.25 |
| Long-term debt / equity | 1.50 | 1.50 | 1.46 | 1.37 | 0.91 | 0.41 | 0.24 |
| Interest cover | 1,034.79 | 133.24 | 119.14 | -3,179.25 | 152.46 | 62.16 | 40.70 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 3.39 | 3.07 | 4.50 | 5.24 | 6.34 | 4.54 | 3.29 |
| Inventory turnover | 718.22 | 524.18 | 821.55 | 796.29 | 289.97 | 232.42 | 2,987.83 |
| Debtors turnover | 65.56 | 58.74 | 56.36 | 48.55 | 66.76 | 88.08 | 543.24 |
| EPS (βΉ) | 1.02 | (0.03) | 1.50 | (5.35) | (0.36) | 1.24 | 2.22 |
| Dividend per share (βΉ) | 0.00 | 0.02 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Book value per share (βΉ) | 16.22 | 15.22 | 75.37 | 77.90 | 79.92 | 72.41 | 67.09 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 68.99 | 63.79 | 62.50 | 48.01 | 45.47 | 42.78 | 52.31 | 47.54 |
| Revenue growth (YoY) | +51.7% | +49.1% | +19.5% | +1.0% | -1.2% | - | - | - |
| Other income | 0.54 | 1.14 | 1.02 | 98.33 | 0.34 | 0.17 | 0.34 | 0.35 |
| Total expenses | 36.61 | 38.74 | 40.50 | 80.51 | 23.84 | 20.75 | 27.72 | 24.78 |
| EBITDA | 32.38 | 25.05 | 22.00 | (32.50) | 21.63 | 22.03 | 24.59 | 22.76 |
| EBITDA margin | +46.9% | +39.3% | +35.2% | -67.7% | +47.6% | +51.5% | +47.0% | +47.9% |
| Depreciation | 2.90 | 2.32 | 2.25 | 2.28 | 2.31 | 2.31 | 2.50 | 2.28 |
| Interest | 25.08 | 21.46 | 21.97 | 19.47 | 19.54 | 18.62 | 18.57 | 16.46 |
| Profit before tax | 4.94 | 2.41 | (1.20) | 44.08 | 0.12 | 1.27 | 3.86 | 4.37 |
| Tax | 1.19 | (0.55) | (0.78) | 6.38 | 0.01 | 0.14 | 0.93 | 1.16 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 325 | 205 | 192 | 162 | 123 | 93.49 | 105 |
| Revenue growth | +58.5% | +6.5% | +19.0% | +31.8% | +31.3% | -11.1% | - |
| Other income | 2.86 | 1.23 | 2.17 | 1.63 | 0.00 | 0.01 | 0.03 |
| Total expenses | 190 | 113 | 86.56 | 70.13 | 56.74 | 35.92 | 43.33 |
| Employee cost | 83.75 | 64.21 | 60.30 | 48.70 | 38.08 | 27.68 | 22.94 |
| EBITDA | 135 | 92.20 | 106 | 91.67 | 66.02 | 57.57 | 61.88 |
| EBITDA margin | +41.5% | +45.0% | +55.0% | +56.7% | +53.8% | +61.6% | +58.8% |
| Depreciation | 9.16 | 9.33 | 9.09 | 10.42 | 11.68 | 9.32 | 7.72 |
| Interest | 82.99 | 71.21 | 71.55 | 62.96 | 39.39 | 19.00 | 12.94 |
| Profit before tax | 45.41 | 12.89 | 27.47 | 19.92 | 14.95 | 29.26 | 41.25 |
| Tax | 5.05 | 1.10 | 7.34 | 4.89 | 3.29 | 8.80 | 10.86 |
| Net profit | (65.26) | 12.17 | 19.99 | 15.03 | 12.89 | 20.49 | 30.39 |
| Net profit margin | -20.1% | +5.9% | +10.4% | +9.3% | +10.5% | +21.9% | +28.9% |
| EPS (βΉ) | 1.03 | 0.30 | 2.59 | 1.94 | 1.50 | 2.63 | 3.91 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 78.21 | 77.83 | 77.73 | 77.73 | 77.73 | 77.73 | 77.73 |
| Reserves & surplus | 591 | 544 | 529 | 508 | 493 | 481 | 462 |
| Shareholders' funds (net worth) | 669 | 622 | 607 | 585 | 571 | 559 | 540 |
| Secured loans | 939 | 667 | 576 | 649 | 625 | 233 | 76.46 |
| Unsecured loans | 13.33 | 5.47 | 1.18 | 2.73 | 8.79 | 9.75 | 39.16 |
| Total debt | 952 | 673 | 577 | 652 | 633 | 243 | 116 |
| Total liabilities | 1,621 | 1,294 | 1,183 | 1,237 | 1,204 | 802 | 655 |
| Assets | |||||||
| Gross block | 56.34 | 57.57 | 57.78 | 52.53 | 49.89 | 52.70 | 36.93 |
| Net block | 28.92 | 21.93 | 20.46 | 23.25 | 30.86 | 26.76 | 20.22 |
| Capital work in progress | 0.00 | 0.00 | 0.54 | 0.15 | 0.01 | 1.69 | 0.42 |
| Investments | 231 | 230 | 176 | 211 | 166 | 152 | 112 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 7.91 | 10.04 | 6.64 | 3.65 | 0.72 | 0.21 | 0.00 |
| Cash & bank balances | 255 | 160 | 148 | 115 | 102 | 65.27 | 32.61 |
| Loans & advances | 51.04 | 38.20 | 28.12 | 25.17 | 18.83 | 12.72 | 7.11 |
| Total current assets | 314 | 209 | 182 | 144 | 122 | 78.20 | 39.72 |
| Total current liabilities | 89.70 | 72.44 | 60.05 | 39.72 | 18.00 | 9.33 | 17.08 |
| Net working capital | 224 | 136 | 122 | 104 | 104 | 68.87 | 22.64 |
| Total assets | 1,621 | 1,294 | 1,183 | 1,237 | 1,204 | 802 | 655 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 101 | 83.12 | 76.00 | 85.09 | 53.64 | 32.59 | 24.93 |
| Net cash from operating activities | (279) | (21.91) | 149 | 101 | (284) | (20.44) | 98.81 |
| Net cash from investing activities | 85.62 | (46.61) | 8.28 | (66.83) | (26.84) | (56.25) | (66.56) |
| Net cash from financing activities | 268 | 86.34 | (150) | (43.11) | 342 | 97.73 | (24.58) |
| Net change in cash | 74.77 | 17.82 | 7.11 | (9.08) | 31.45 | 21.05 | 7.67 |
| Closing cash | 255 | 160 | 148 | 115 | 102 | 65.27 | 32.61 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +58.5% | +6.5% | +19.0% | +31.8% | +31.3% | -11.1% | - |
| EBITDA growth | +46.1% | -13.0% | +15.6% | +38.9% | +14.7% | -7.0% | - |
| PBT growth | +252.3% | -53.1% | +37.9% | +33.2% | -48.9% | -29.1% | +159.3% |
| Net income growth | -636.2% | -39.1% | +33.0% | +16.6% | -37.1% | -32.6% | - |
| Revenue CAGR (3Y) | +26.1% | +18.6% | +27.2% | +15.4% | +29.6% | +53.8% | +128.8% |
| EBITDA CAGR (3Y) | +13.7% | +11.8% | +22.5% | +14.0% | +27.3% | +55.1% | +94.4% |
| Profitability & leverage | |||||||
| Net income margin | +12.4% | +5.8% | +10.5% | +9.3% | +9.5% | +21.9% | +28.9% |
| Return on capital employed | +2.1% | +6.8% | +8.2% | +6.8% | +5.6% | +6.6% | +8.3% |
| Return on net worth | -10.1% | +1.9% | +3.4% | +2.6% | +2.3% | +3.7% | +5.8% |
| Debt / equity | 1.26 | 1.02 | 1.03 | 1.11 | 0.78 | 0.33 | 0.24 |
| Long-term debt / equity | 1.26 | 1.00 | 1.01 | 1.11 | 0.78 | 0.33 | 0.23 |
| Interest cover | 66.11 | 85.93 | 73.88 | 77.49 | 72.49 | 39.38 | 23.89 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 5.75 | 3.57 | 3.53 | 3.19 | 2.39 | 2.09 | 2.95 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 36.50 | 24.72 | 37.84 | 74.80 | 264.00 | 890.48 | 0.00 |
| EPS (βΉ) | 1.03 | 0.30 | 2.59 | 1.94 | 1.50 | 2.63 | 3.91 |
| Dividend per share (βΉ) | 0.00 | 0.02 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Book value per share (βΉ) | 17.12 | 15.97 | 78.03 | 75.31 | 73.44 | 71.93 | 69.41 |
Investments & Acquisitions by Capital India
Capital India has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include RapiPay.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Agent-based payment solutions for businesses are provided. | rapipay.com | Delhi, India | 2018 | Sep 2019 | $1,403 |
Complete acquisition details for Capital India
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Timeline of Capital India
3 dated milestones of Capital India across 25 years, from founding to its latest funding, stage changes and deals.
- Founded Capital India is founded.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires RapiPay.
Similar companies to Capital India
Capital India has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of Capital India
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Web traffic of Capital India
The website of Capital India (capitalindia.com) receives about 12.6K visits a month.
- Monthly visits12.6K
▲ 47% vs previous month
Websites whose visitors overlap most with Capital India. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
remitx.com | remitx.com | 100% | #1,559,005 | β |
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Capital India (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Related news about Capital India
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Frequently Asked Questions about Capital India
Capital India was founded in 1994.
Capital India is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Pinank Shah is the CEO of Capital India, as recorded in our data.
Capital India has 616 employees.
The primary company behind Capital India, Capital India Finance Limited, reported revenue of βΉ639 Cr for FY 2026, down 4% year on year.
Capital India was founded in 1994 and is headquartered in Mumbai, India. Operations focus on the financial services sector, where consumer and business loans are extended to support various needs. Services include tailored lending solutions for individuals and enterprises, with activities centered in the Indian market. Leadership is provided by CEO Pinank Shah, overseeing the companys domain at capitalindia.com.
Capital India's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Yes, Capital India is publicly traded on NSE under the ticker symbol CIFL.
Capital India has made 1 acquisition, including RapiPay.
Capital India is associated with 6 legal entities: Capital India Finance Limited, People Home Finance Limited, Capital India Asset Management Private Limited and others.
The legal entities of Capital India currently have 21 directors, including Zubin Framroze Billimoria, Dheeraj Prasad Devata, Anil Kothuri and others.
