About Capitalflow
Capitalflow is a Financial Services company based in Dublin (Ireland) founded in 2016, and was acquired by Bunq in July 2021. Invoice discounting, asset finance, and property finance are provided. Capitalflow has raised $22.39 million across 3 funding rounds from investors including Bunq, Pollen Street and SBCI. Its chief executive, as recorded, is Ronan Horgan. Its focus areas include Asset Finance, Diversified, FinTech and Alternative Lending. Its competitors include First Citizen Finance, Finance Ireland and Avant Money.
Company details
Capitalflow was established in 2016 in Dublin, Ireland, as a non-banking financial institution focused on business lending. Services encompass invoice discounting for working capital needs, asset finance options such as hire purchase, leasing, and refinancing, along with funding for residential and commercial properties. Operations target diversified commercial finance solutions within the Irish market.
- Headquarters Dublin, Ireland
- Stage Acquired
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website capitalflow.ie
- Social LinkedIn X Facebook
- Acquired by Bunq (Jul 2021)
Funding Insights of Capitalflow
Capitalflow has successfully raised a total of $22.39M across 3 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $9.95 million completed in August 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $22.39M
- Total Rounds 3
- Last Round Debt – Conventional — $9.95M
- First Round $11.36M
(Apr 2016)
- Investors Count 2
All 3 funding rounds of Capitalflow with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2022 | $9.95M | Debt – Conventional | – | – | |
| Jun 2016 | $11.03M | Series B | – | Pollen Street | – |
| Apr 2016 | $11.36M | Series B | – | – | – |
3 investors in total: 3 institutional.
Investors in Capitalflow
Capitalflow has secured backing from 3 investors, including institutional and venture fund investors. Prominent investors backing the company include Bunq, Pollen Street and SBCI.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity firm focused on multiple sectors | 2013 | pollenstreetgroup.com | London, United Kingdom | |
Provides comprehensive business loan solutions. | 2014 | sbci.gov.ie | Dublin, Ireland | |
Digital banking services are offered to individuals and businesses. | 2012 | bunq.com | Amsterdam, Netherlands |
Investor details for Capitalflow
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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- Round participation
- Investor portfolios
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People of Capitalflow
23 people are tracked at Capitalflow (13 in leadership, 10 in team).
| Name | Role | Group |
|---|---|---|
Ronan Horgan | CEO | Leadership |
Denis Maloney | Chief Risk Officer | Leadership |
Ronan Kelly | Managing Director Asset Finance | Leadership |
Feargal Horgan | Portfolio Risk Director | Leadership |
Dave Clarke | Asset Finance Sales Director | Leadership |
Stephen Byrne | Chief Information Officer | Leadership |
Orla Dunne | Head Of People And Culture | Leadership |
Joe McGovern | Director- Portfolio Risk | Leadership |
Brian Smyth | Head Of Credit | Leadership |
Shane Flood | Property Lending Director | Leadership |
Cillian Branigan | Lending Director, CRE | Leadership |
Colum Breslin | Managing Director, Property Finance | Leadership |
David Gavin | Property Lending Director | Leadership |
Kevin Scullion | Asset Finance, Business Support | Team |
Leanne Cumiskey | Asset Based Lending Operations Manager | Team |
Enda Cummins | Senior Credit Risk Manager | Team |
Ella Carty | Credit Risk Manager - Asset Finance | Team |
Brian Mccann | Group MLRO | Team |
Annmarie Heeney | Asset Finance Operations Manager | Team |
Sabrina Kinsella | Asset Based Lending Business Support | Team |
3 more people are available in the full profile.
Complete people profiles for Capitalflow
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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- Professional contacts
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Timeline of Capitalflow
4 dated milestones of Capitalflow across 6 years, from founding to its latest funding, stage changes and deals.
- Founded Capitalflow is founded.
- Funding First funding round of $11.4M.
- Exit Acquired by Bunq.
- Funding Latest funding round, Debt – Conventional, of $9.9M.
Competitors of Capitalflow
Capitalflow has 3 listed competitors in our database. They include First Citizen Finance, Finance Ireland and Avant Money.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| firstcitizen.ie | 2012 | Dublin, Ireland | Asset finance solutions are provided for consumers and businesses. | |||
| financeireland.ie | 2002 | Dublin, Ireland | Provider of business loans and leasing services | |||
| avantmoney.ie | 2013 | Carrick On Shannon, Ireland | Provides comprehensive solutions for consumer loans and financial services. |
Detailed competitors of Capitalflow
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- Full competitor set
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Related news about Capitalflow
Complete news archive for Capitalflow
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Frequently Asked Questions about Capitalflow
Capitalflow was founded in 2016.
Capitalflow is headquartered in Dublin, Ireland.
Ronan Horgan is the CEO of Capitalflow, as recorded in our data.
Capitalflow is a funded company, having raised a total of $22.39M across 3 funding rounds to date. The company's 1st funding round was a Series B of $11.36M, raised on Apr 2016.
Capitalflow was established in 2016 in Dublin, Ireland, as a non-banking financial institution focused on business lending. Services encompass invoice discounting for working capital needs, asset finance options such as hire purchase, leasing, and refinancing, along with funding for residential and commercial properties. Operations target diversified commercial finance solutions within the Irish market.
Capitalflow's top competitors include Finance Ireland, First Citizen Finance and Avant Money.
Capitalflow has 3 investors. Key investors include Bunq, Pollen Street, and SBCI.
Yes. Capitalflow was acquired by Bunq in July 2021.