
About Capri Loans
Capri Loans is a publicly listed company based in Mumbai (India) founded in 1994 by Rajesh Sharma. Capri Loans is recognized as a leading NBFC in India, offering secured loan products. It operates on a FinTech and Commission-Based model. The company has 8,080 employees. Capri Loans has completed 1 acquisition, including Car Lelo. Its chief executive, as recorded, is Rajesh Sharma. Its website capriloans.in draws about 20 thousand monthly visits. Its Indian entity Capri Global Capital Limited reported revenue of ₹4,742 Cr. Capri Loans offers products and services including Gold Loan, MSME Loan, Home Loan, Micro LAP, and Construction Finance. Its focus areas include Financials, Banking and Financial Services and Consumer Finance. Similar companies include Kissht, IIFL Finance and L & T Finance Holdings; 1 of its 3 listed similar companies has raised funding.
Company details
Capri Loans, operated by Capri Global Capital Limited, is engaged in providing a range of financial services across India. Various loan products such as Gold Loans, MSME Loans, Home Loans, Micro LAP, and Construction Finance are offered to meet diverse customer needs. The company is focused on reshaping the credit landscape with quick disbursals and flexible repayment options. Sectors including consumer finance and business funding are primarily served, with solutions tailored for small businesses and individual borrowers. A wide network of over 1,100 branches ensures accessibility and convenience for customers nationwide.
- Market Cap₹23,444 Cr
CGCL · NSE
- Share Price₹245.23
+0.64% today
- Revenue₹4,734 Cr
FY 2025-26 · +45.7% YoY
- EBITDA₹3,089 Cr
Margin 65.2%
- Net Profit₹949 Cr
FY 2025-26 · +98.4% YoY
- P/E (TTM)17.6x
P/B 2.9x
- ROE16.5%
ROCE 11.7%
- Debt / Equity3.45
Interest cover 58.1x
- Latest Funding Round$231.73M (USD), Post-IPO
Jun 2025
- Employee Count8,080
- Investments & Acquisitions
Associated legal entities of Capri Loans
Capri Loans is associated with 2 registered companies on The Company Check; the primary company is Capri Global Capital Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Capri Global Capital Limited Listed CIN L65921MH1994PLC173469 | Active | 15 Nov 1994 | Mumbai, Maharashtra | ₹4,742 Cr | 8,239 | 8 | View details |
| Capri Global Advisory Services Private Limited CIN U74110MH1996PTC097249 | Amalgamated | 14 Feb 1996 | Mumbai, Maharashtra | ₹514 Cr | 11 | 3 | View details |
Products & Services of Capri Loans
Capri Loans offers a comprehensive portfolio of products and services, including Gold Loan, MSME Loan, Home Loan, Micro LAP, and Construction Finance.
Instant funds are provided by pledging gold assets.
Business growth is supported with flexible funding options.
Dream homes are financed with easy repayment plans.
Funds are unlocked against property for business needs.
Large-scale construction projects are funded with tailored loans.
Apps and channels of Capri Loans
its YouTube channel Capri Loans has 50.2K subscribers and 30 videos.
Videos from Capri Loans
The most watched videos on Capri Loans's YouTube channel, Capri Loans (50.2K subscribers). Click a video to play it here.
More on Capri Loans.
Funding Insights of Capri Loans
- Total Rounds 1
- Last Round Post-IPO — $231.73M
- First Round $231.73M
(Jun 2025)
All 1 funding rounds of Capri Loans with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2025 | $231.73M | Post-IPO | – | – | – |
Board of directors of Capri Global Capital Limited (Capri Loans)
Capri Global Capital Limited is the primary company behind Capri Loans. The boards of the 2 registered companies of Capri Loans currently have 7 directors; the longest-serving is Rajesh Sharma, appointed in 2002. 58 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rajesh Sharma DIN 00020037 | Director | 07 Oct 2002 | 24 yrs 1 mo | Capri Global Advisory Services Private Limited, Capri Global Capital Limited |
| Ashok Kumar Ratanlal Agarwal DIN 00350728 | Whole-time director | 11 Jan 2014 | 12 yrs 9 mo | Capri Global Advisory Services Private Limited |
| Ajit Mohan Sharan DIN 02458844 | Director | 01 Jun 2019 | 7 yrs 5 mo | Capri Global Capital Limited |
| Subramanian Ranganathan DIN 00125493 | Director | 31 Oct 2023 | 3 yrs | Capri Global Capital Limited |
| Shishir Priyadarshi DIN 03459204 | Director | 27 Jan 2024 | 2 yrs 9 mo | Capri Global Capital Limited |
| Venkata Prabhakar Lingam DIN 08110715 | Director | 27 Jan 2024 | 2 yrs 9 mo | Capri Global Capital Limited |
| Nupur Sunil Mukherjee DIN 10061931 | Director | 27 Jan 2024 | 2 yrs 9 mo | Capri Global Capital Limited |
People of Capri Loans
38 people are tracked at Capri Loans (18 in leadership, 20 in team); the tracked headcount is 8,080.
| Name | Role | Group |
|---|---|---|
| Founder & CEO | Leadership | |
Quintin Primo | Chairman & CEO | Leadership |
Suresh Gattani | Associate Director Finance | Leadership |
Jyoti Jain | Head Of Call Center | Leadership |
Hem Chand Pant | Zonal Business Head - North | Leadership |
Ravish Gupta | Chief Business Officer | Leadership |
Magesh Iyer | Chief Operating Officer | Leadership |
Varun Malhotra | Chief Technology Officer | Leadership |
Pramod Khetawat | National Operations Head | Leadership |
Aditya Mehta | Chief Data Scientist | Leadership |
Robin Gupta | Associate Vice President-digital Business And Partnerships | Leadership |
Nihal Sharma | Associate Vice President - Engineering | Leadership |
Manoj Ladha | Avp- Zonal Head Administraition | Leadership |
Sudhakar Joshi | Deputy Vice President Product | Leadership |
Sandeep Kotian | Zonal Operation Manager And Customer Care Head | Leadership |
Yadhu Krishnan | Deputy Vice President- Construction Finance | Leadership |
Narender Singh A. | National Collection Head (sr.vp) | Leadership |
Sourabh Jindal | National Operation Head – Gold Loan | Leadership |
Neha Nandu | Manager | Team |
Shivanshu Chauhan | Branch Operations Manager | Team |
18 more people are available in the full profile.
Complete people profiles for Capri Loans
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Capri Loans
Capri Loans is a publicly listed company on the NSE with ticker symbol CGCL in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date29 Oct 2010
- Listed onNSE: CGCL
- Listed entityCapri Global Capital Limited
- Exchange sectorFinance
- ISININE180C01042
- Share price₹247.91 (-0.4% on the day) · 2026-10-14
- Market capitalisation₹23,948 Cr
- Price to earnings21.2
- EPS (diluted, trailing year)₹11.68
- Dividend yield0.08%
- Volume (last session)2,510,404
Financials of Capri Loans
Exchange-reported figures of Capri Global Capital Limited, the listed company behind Capri Loans (NSE: CGCL).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 4,734 | 3,249 | 2,313 | 1,465 | 969 | 737 | 717 |
| Revenue growth | +45.7% | +40.4% | +57.9% | +51.1% | +31.5% | +2.8% | - |
| EBITDA | 3,089 | 2,007 | 1,290 | 845 | 602 | 536 | 513 |
| EBITDA margin | +65.3% | +61.8% | +55.8% | +57.7% | +62.1% | +72.7% | +71.6% |
| Profit before tax | 1,257 | 633 | 366 | 268 | 273 | 236 | 222 |
| Net profit | 949 | 479 | 279 | 205 | 205 | 177 | 161 |
| Net profit margin | +20.1% | +14.7% | +12.1% | +14.0% | +21.2% | +24.0% | +22.5% |
| EPS (₹) | 9.86 | 5.80 | 3.39 | 9.93 | 11.67 | 10.10 | 9.21 |
| Balance sheet | |||||||
| Total assets | 31,316 | 19,881 | 14,243 | 11,077 | 6,731 | 5,491 | 4,376 |
| Net worth | 7,203 | 4,304 | 3,837 | 3,565 | 1,922 | 1,717 | 1,539 |
| Total debt | 24,112 | 15,577 | 10,407 | 7,511 | 4,808 | 3,774 | 2,837 |
| Cash & bank | 2,123 | 1,531 | 675 | 1,510 | 353 | 224 | 74.20 |
| Net working capital | 1,483 | 1,040 | 167 | 1,024 | 9.20 | (56.42) | 38.43 |
| Cash flow | |||||||
| Cash from operations | (8,728) | (4,313) | (3,699) | (3,007) | (1,341) | (319) | 210 |
| Cash from investing | (1,088) | 61.87 | (7.05) | 65.40 | 467 | (465) | (352) |
| Cash from financing | 10,391 | 5,118 | 2,869 | 4,096 | 1,026 | 892 | 53.63 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,786 | 1,576 | 1,385 | 1,223 | 1,122 | 1,004 | 957 | 821 |
| Revenue growth (YoY) | +59.2% | +57.1% | +44.7% | +49.0% | +49.2% | +39.9% | - | - |
| Other income | 2.33 | 4.73 | 2.69 | 2.02 | 2.14 | 1.23 | 0.70 | 1.04 |
| EBITDA | 1,237 | 1,081 | 900 | 798 | 744 | 647 | 621 | 528 |
| EBITDA margin | +69.3% | +68.5% | +65.0% | +65.2% | +66.3% | +66.3% | +64.9% | +65.5% |
| Depreciation | 30.44 | 28.81 | 30.66 | 28.10 | 26.08 | 24.71 | 28.54 | 25.51 |
| Interest | 652 | 587 | 499 | 431 | 406 | 394 | 358 | 333 |
| Profit before tax | 557 | 470 | 373 | 340 | 314 | 230 | 236 | 171 |
| Tax | 139 | 117 | 90.21 | 84.85 | 78.10 | 55.10 | 57.78 | 42.64 |
| Net profit | 418 | 353 | 283 | 255 | 236 | 175 | 178 | 128 |
| EPS (₹) | 4.35 | 3.66 | 2.93 | 2.65 | 2.44 | 2.04 | 2.14 | 1.54 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 3,661 | 2,421 | 1,783 | 1,150 | 765 | 576 | 579 |
| Revenue growth | +51.2% | +35.8% | +55.0% | +50.4% | +32.8% | -0.6% | - |
| EBITDA | 2,513 | 1,591 | 961 | 613 | 459 | 410 | 411 |
| EBITDA margin | +68.6% | +65.7% | +53.9% | +53.3% | +60.0% | +71.2% | +71.0% |
| Profit before tax | 1,096 | 552 | 262 | 190 | 217 | 193 | 190 |
| Net profit | 825 | 415 | 198 | 142 | 162 | 144 | 136 |
| Net profit margin | +22.5% | +17.1% | +11.1% | +12.3% | +21.2% | +24.9% | +23.4% |
| EPS (₹) | 8.57 | 5.03 | 2.40 | 6.87 | 9.22 | 8.19 | 7.75 |
| Balance sheet | |||||||
| Total assets | 25,639 | 15,729 | 10,671 | 8,759 | 5,164 | 4,245 | 3,545 |
| Net worth | 6,737 | 3,965 | 3,561 | 3,371 | 1,789 | 1,627 | 1,483 |
| Total debt | 18,903 | 11,765 | 7,111 | 5,388 | 3,374 | 2,618 | 2,062 |
| Cash & bank | 1,883 | 1,260 | 229 | 1,458 | 92.70 | 164 | 54.57 |
| Net working capital | 1,435 | 862 | 81.68 | 1,147 | (115) | (66.84) | 25.44 |
| Cash flow | |||||||
| Cash from operations | (7,081) | (3,432) | (2,690) | (2,249) | (864) | (138) | 308 |
| Cash from investing | (1,321) | (134) | (232) | 170 | 77.76 | (266) | (245) |
| Cash from financing | 9,013 | 4,609 | 1,692 | 3,433 | 723 | 512 | (43.22) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,398 | 1,233 | 1,071 | 943 | 867 | 766 | 732 | 601 |
| Revenue growth (YoY) | +61.2% | +60.8% | +46.2% | +57.0% | +56.5% | +46.6% | - | - |
| Other income | 4.98 | 6.32 | 7.66 | 5.11 | 4.59 | 3.58 | 3.34 | 3.54 |
| Total expenses | 386 | 329 | 343 | 302 | 257 | 246 | 228 | 188 |
| EBITDA | 1,012 | 904 | 728 | 641 | 610 | 521 | 504 | 412 |
| EBITDA margin | +72.4% | +73.3% | +68.0% | +67.9% | +70.4% | +69.9% | +68.8% | +69.9% |
| Depreciation | 25.46 | 24.28 | 25.85 | 23.60 | 22.10 | 20.84 | 24.32 | 21.63 |
| Interest | 520 | 466 | 390 | 328 | 310 | 305 | 272 | 250 |
| Profit before tax | 472 | 419 | 320 | 295 | 283 | 198 | 211 | 144 |
| Tax | 119 | 105 | 77.64 | 74.11 | 71.64 | 47.97 | 52.40 | 35.99 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,786 | 1,576 | 1,385 | 1,223 | 1,122 | 1,004 | 957 | 821 |
| Revenue growth (YoY) | +59.2% | +57.1% | +44.7% | +49.0% | +49.2% | +39.9% | - | - |
| Other income | 2.33 | 4.73 | 2.69 | 2.02 | 2.14 | 1.23 | 0.70 | 1.04 |
| EBITDA | 1,237 | 1,081 | 900 | 798 | 744 | 647 | 621 | 528 |
| EBITDA margin | +69.3% | +68.5% | +65.0% | +65.2% | +66.3% | +66.3% | +64.9% | +65.5% |
| Depreciation | 30.44 | 28.81 | 30.66 | 28.10 | 26.08 | 24.71 | 28.54 | 25.51 |
| Interest | 652 | 587 | 499 | 431 | 406 | 394 | 358 | 333 |
| Profit before tax | 557 | 470 | 373 | 340 | 314 | 230 | 236 | 171 |
| Tax | 139 | 117 | 90.21 | 84.85 | 78.10 | 55.10 | 57.78 | 42.64 |
| Net profit | 418 | 353 | 283 | 255 | 236 | 175 | 178 | 128 |
| EPS (₹) | 4.35 | 3.66 | 2.93 | 2.65 | 2.44 | 2.04 | 2.14 | 1.54 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 4,734 | 3,249 | 2,313 | 1,465 | 969 | 737 | 717 |
| Revenue growth | +45.7% | +40.4% | +57.9% | +51.1% | +31.5% | +2.8% | - |
| Other income | 7.62 | 2.18 | 1.05 | 1.02 | 12.51 | 0.06 | 2.77 |
| Total expenses | 1,645 | 1,242 | 1,023 | 620 | 368 | 201 | 203 |
| Employee cost | 1,009 | 743 | 624 | 406 | 175 | 99.38 | 119 |
| EBITDA | 3,089 | 2,007 | 1,290 | 845 | 602 | 536 | 513 |
| EBITDA margin | +65.3% | +61.8% | +55.8% | +57.7% | +62.1% | +72.7% | +71.6% |
| Depreciation | 110 | 102 | 87.87 | 43.91 | 9.88 | 10.51 | 10.78 |
| Interest | 1,730 | 1,274 | 837 | 534 | 332 | 290 | 283 |
| Profit before tax | 1,257 | 633 | 366 | 268 | 273 | 236 | 222 |
| Tax | 308 | 155 | 86.24 | 63.63 | 67.59 | 58.75 | 60.75 |
| Net profit | 949 | 479 | 279 | 205 | 205 | 177 | 161 |
| Net profit margin | +20.1% | +14.7% | +12.1% | +14.0% | +21.2% | +24.0% | +22.5% |
| EPS (₹) | 9.86 | 5.80 | 3.39 | 9.93 | 11.67 | 10.10 | 9.21 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 96.22 | 82.51 | 82.49 | 41.23 | 35.13 | 35.06 | 35.03 |
| Reserves & surplus | 7,107 | 4,222 | 3,754 | 3,524 | 1,887 | 1,682 | 1,504 |
| Shareholders' funds (net worth) | 7,203 | 4,304 | 3,837 | 3,565 | 1,922 | 1,717 | 1,539 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 22,648 | 15,213 | 10,374 | 7,511 | 4,808 | 3,774 | 2,792 |
| Unsecured loans | 1,464 | 364 | 33.00 | 0.00 | 0.00 | 0.00 | 44.62 |
| Total debt | 24,112 | 15,577 | 10,407 | 7,511 | 4,808 | 3,774 | 2,837 |
| Total liabilities | 31,316 | 19,881 | 14,243 | 11,077 | 6,731 | 5,491 | 4,376 |
| Assets | |||||||
| Gross block | 713 | 596 | 512 | 373 | 64.00 | 54.31 | 60.15 |
| Net block | 361 | 341 | 350 | 291 | 34.37 | 27.80 | 32.24 |
| Capital work in progress | 2.87 | 3.07 | 19.12 | 17.33 | 2.32 | 0.07 | 0.36 |
| Investments | 1,236 | 160 | 216 | 216 | 377 | 807 | 361 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 32.67 | 58.78 | 137 | 32.23 | 8.16 | 1.51 | 0.91 |
| Cash & bank balances | 2,123 | 1,531 | 675 | 1,510 | 353 | 224 | 74.20 |
| Loans & advances | 688 | 402 | 262 | 206 | 69.83 | 40.01 | 29.01 |
| Total current assets | 2,843 | 1,992 | 1,073 | 1,748 | 431 | 266 | 104 |
| Total current liabilities | 1,360 | 952 | 907 | 725 | 422 | 322 | 65.69 |
| Net working capital | 1,483 | 1,040 | 167 | 1,024 | 9.20 | (56.42) | 38.43 |
| Total assets | 31,316 | 19,881 | 14,243 | 11,077 | 6,731 | 5,491 | 4,376 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1,507 | 640 | 1,477 | 323 | 171 | 62.35 | 150 |
| Net cash from operating activities | (8,728) | (4,313) | (3,699) | (3,007) | (1,341) | (319) | 210 |
| Net cash from investing activities | (1,088) | 61.87 | (7.05) | 65.40 | 467 | (465) | (352) |
| Net cash from financing activities | 10,391 | 5,118 | 2,869 | 4,096 | 1,026 | 892 | 53.63 |
| Net change in cash | 575 | 867 | (837) | 1,154 | 152 | 108 | (88.10) |
| Closing cash | 2,123 | 1,531 | 675 | 1,510 | 353 | 224 | 74.20 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +45.7% | +40.4% | +57.9% | +51.1% | +31.5% | +2.8% | - |
| EBITDA growth | +54.0% | +55.6% | +52.6% | +40.5% | +12.3% | +4.4% | - |
| PBT growth | +98.5% | +73.2% | +36.3% | -1.6% | +15.7% | +6.2% | +18.9% |
| Net income growth | +98.4% | +71.4% | +36.4% | -0.2% | +15.9% | +9.7% | - |
| Revenue CAGR (3Y) | +47.9% | +49.7% | +46.4% | +26.9% | +18.1% | +28.1% | +46.3% |
| EBITDA CAGR (3Y) | +54.0% | +49.4% | +34.0% | +18.1% | +14.8% | +36.5% | +57.3% |
| Profitability & leverage | |||||||
| Net income margin | +20.1% | +14.7% | +12.1% | +14.0% | +21.2% | +24.0% | +22.5% |
| Return on capital employed | +11.7% | +11.2% | +9.5% | +9.0% | +9.9% | +10.7% | +11.9% |
| Return on net worth | +16.5% | +11.8% | +7.6% | +7.5% | +11.3% | +10.9% | +11.0% |
| Debt / equity | 3.45 | 3.19 | 2.42 | 2.24 | 2.36 | 2.03 | 1.92 |
| Long-term debt / equity | 3.22 | 3.06 | 2.36 | 2.22 | 2.34 | 2.01 | 1.87 |
| Interest cover | 58.06 | 66.87 | 69.67 | 66.64 | 56.04 | 55.14 | 56.38 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 7.25 | 5.87 | 5.23 | 6.71 | 16.60 | 12.88 | 14.23 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 103.71 | 33.26 | 27.40 | 72.59 | 203.06 | 609.21 | 150.84 |
| EPS (₹) | 9.86 | 5.80 | 3.39 | 9.93 | 11.67 | 10.10 | 9.21 |
| Dividend per share (₹) | 0.20 | 0.20 | 0.15 | 0.50 | 0.50 | 0.40 | 0.20 |
| Book value per share (₹) | 74.87 | 52.16 | 46.51 | 172.95 | 109.45 | 97.97 | 87.89 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,398 | 1,233 | 1,071 | 943 | 867 | 766 | 732 | 601 |
| Revenue growth (YoY) | +61.2% | +60.8% | +46.2% | +57.0% | +56.5% | +46.6% | - | - |
| Other income | 4.98 | 6.32 | 7.66 | 5.11 | 4.59 | 3.58 | 3.34 | 3.54 |
| Total expenses | 386 | 329 | 343 | 302 | 257 | 246 | 228 | 188 |
| EBITDA | 1,012 | 904 | 728 | 641 | 610 | 521 | 504 | 412 |
| EBITDA margin | +72.4% | +73.3% | +68.0% | +67.9% | +70.4% | +69.9% | +68.8% | +69.9% |
| Depreciation | 25.46 | 24.28 | 25.85 | 23.60 | 22.10 | 20.84 | 24.32 | 21.63 |
| Interest | 520 | 466 | 390 | 328 | 310 | 305 | 272 | 250 |
| Profit before tax | 472 | 419 | 320 | 295 | 283 | 198 | 211 | 144 |
| Tax | 119 | 105 | 77.64 | 74.11 | 71.64 | 47.97 | 52.40 | 35.99 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 3,661 | 2,421 | 1,783 | 1,150 | 765 | 576 | 579 |
| Revenue growth | +51.2% | +35.8% | +55.0% | +50.4% | +32.8% | -0.6% | - |
| Other income | 7.55 | 2.01 | 0.58 | 0.95 | 0.80 | 0.05 | 2.73 |
| Total expenses | 1,148 | 831 | 821 | 537 | 306 | 166 | 168 |
| Employee cost | 751 | 538 | 502 | 355 | 151 | 82.58 | 97.58 |
| EBITDA | 2,513 | 1,591 | 961 | 613 | 459 | 410 | 411 |
| EBITDA margin | +68.6% | +65.7% | +53.9% | +53.3% | +60.0% | +71.2% | +71.0% |
| Depreciation | 92.39 | 86.29 | 80.02 | 38.97 | 7.31 | 8.53 | 8.47 |
| Interest | 1,332 | 954 | 620 | 385 | 235 | 209 | 216 |
| Profit before tax | 1,096 | 552 | 262 | 190 | 217 | 193 | 190 |
| Tax | 271 | 137 | 63.90 | 48.35 | 55.04 | 49.42 | 53.89 |
| Net profit | 825 | 415 | 198 | 142 | 162 | 144 | 136 |
| Net profit margin | +22.5% | +17.1% | +11.1% | +12.3% | +21.2% | +24.9% | +23.4% |
| EPS (₹) | 8.57 | 5.03 | 2.40 | 6.87 | 9.22 | 8.19 | 7.75 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 96.22 | 82.51 | 82.49 | 41.23 | 35.13 | 35.06 | 35.03 |
| Reserves & surplus | 6,640 | 3,882 | 3,478 | 3,329 | 1,754 | 1,592 | 1,448 |
| Shareholders' funds (net worth) | 6,737 | 3,965 | 3,561 | 3,371 | 1,789 | 1,627 | 1,483 |
| Secured loans | 17,469 | 11,428 | 7,111 | 5,388 | 3,374 | 2,618 | 2,062 |
| Unsecured loans | 1,433 | 337 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total debt | 18,903 | 11,765 | 7,111 | 5,388 | 3,374 | 2,618 | 2,062 |
| Total liabilities | - | - | 10,671 | 8,759 | 5,164 | 4,245 | 3,545 |
| Assets | |||||||
| Gross block | 635 | 530 | 465 | 342 | 62.46 | 55.58 | 52.24 |
| Net block | 326 | 305 | 319 | 271 | 27.37 | 24.49 | 28.98 |
| Capital work in progress | 2.82 | 2.94 | 9.12 | 9.89 | 1.24 | 0.07 | 0.20 |
| Investments | 2,011 | 699 | 582 | 360 | 644 | 702 | 424 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 13.80 | 20.42 | 98.10 | 32.14 | 8.16 | 1.51 | 0.91 |
| Cash & bank balances | 1,883 | 1,260 | 229 | 1,458 | 92.70 | 164 | 54.57 |
| Loans & advances | 409 | 252 | 200 | 196 | 63.96 | 33.44 | 27.69 |
| Total current assets | 2,306 | 1,532 | 527 | 1,686 | 165 | 199 | 83.17 |
| Total current liabilities | 871 | 670 | 445 | 539 | 280 | 266 | 57.73 |
| Net working capital | 1,435 | 862 | 81.68 | 1,147 | (115) | (66.84) | 25.44 |
| Total assets | 25,639 | 15,729 | 10,671 | 8,759 | 5,164 | 4,245 | 3,545 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1,258 | 215 | 1,445 | 91.11 | 154 | 46.36 | 26.71 |
| Net cash from operating activities | (7,081) | (3,432) | (2,690) | (2,249) | (864) | (138) | 308 |
| Net cash from investing activities | (1,321) | (134) | (232) | 170 | 77.76 | (266) | (245) |
| Net cash from financing activities | 9,013 | 4,609 | 1,692 | 3,433 | 723 | 512 | (43.22) |
| Net change in cash | 611 | 1,043 | (1,230) | 1,354 | (62.73) | 107 | 19.65 |
| Closing cash | 1,883 | 1,260 | 229 | 1,458 | 92.70 | 164 | 54.57 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +51.2% | +35.8% | +55.0% | +50.4% | +32.8% | -0.6% | - |
| EBITDA growth | +58.0% | +65.5% | +56.8% | +33.6% | +12.0% | -0.3% | - |
| PBT growth | +98.5% | +110.8% | +38.0% | -12.5% | +12.4% | +1.8% | +6.9% |
| Net income growth | +98.8% | +109.8% | +39.7% | -12.6% | +12.8% | +5.7% | - |
| Revenue CAGR (3Y) | +47.1% | +46.8% | +45.7% | +25.7% | +15.2% | +19.8% | +35.6% |
| EBITDA CAGR (3Y) | +60.1% | +51.3% | +32.9% | +14.2% | +9.7% | +24.1% | +46.3% |
| Profitability & leverage | |||||||
| Net income margin | +22.5% | +17.1% | +11.1% | +12.3% | +21.2% | +24.9% | +23.4% |
| Return on capital employed | +11.7% | +11.4% | +9.1% | +8.3% | +9.6% | +10.3% | +11.6% |
| Return on net worth | +15.4% | +11.0% | +5.7% | +5.5% | +9.5% | +9.2% | +9.6% |
| Debt / equity | 2.87 | 2.51 | 1.80 | 1.70 | 1.75 | 1.50 | 1.47 |
| Long-term debt / equity | 2.62 | 2.36 | 1.74 | 1.67 | 1.73 | 1.49 | 1.41 |
| Interest cover | 55.03 | 63.43 | 70.34 | 67.09 | 52.14 | 51.95 | 53.61 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 6.30 | 4.87 | 4.42 | 5.69 | 12.97 | 10.69 | 13.35 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 214.42 | 40.90 | 27.38 | 57.12 | 158.34 | 476.07 | 213.25 |
| EPS (₹) | 8.57 | 5.03 | 2.40 | 6.87 | 9.22 | 8.19 | 7.75 |
| Dividend per share (₹) | 0.20 | 0.20 | 0.15 | 0.50 | 0.50 | 0.40 | 0.20 |
| Book value per share (₹) | 70.02 | 48.05 | 43.16 | 163.49 | 101.87 | 92.84 | 84.66 |
Investments & Acquisitions by Capri Loans
Capri Loans has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Car Lelo.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Cars are searched and purchased via an online platform. | carlelo.com | Delhi, India | 2020 | May 2023 | $18.13M |
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Timeline of Capri Loans
4 dated milestones of Capri Loans across 31 years, from founding to its latest funding, stage changes and deals.
- Founded Capri Loans is founded.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires Car Lelo.
- Funding First funding round of $231.7M.
Similar companies to Capri Loans
Capri Loans has 3 listed similar companies in our database, 1 of them funded. They include Kissht, IIFL Finance and L & T Finance Holdings.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. | ||
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. |
Detailed similar companies of Capri Loans
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Web traffic of Capri Loans
The website of Capri Loans (capriloans.in) receives about 19.7K visits a month.
- Monthly visits19.7K
▲ 47.4% vs previous month
Websites whose visitors overlap most with Capri Loans. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
screener.in | screener.in | 100% | #1,968 | – | |
| skfin.in | 99% | 48.3K | #481,018 | View details | |
| finezza.in | 96% | 4.7K | #4,186,120 | View details | |
| catalysttrustee.com | 94% | 19.6K | #747,941 | View details | |
| creditaccessgrameen.in | 94% | 22.7K | #1,221,639 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Capri Loans
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Capri Loans (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Capri Loans
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Frequently Asked Questions about Capri Loans
Capri Loans was founded in 1994 and raised its 1st funding round 31 years after it was founded.
Capri Loans is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Rajesh Sharma is the CEO of Capri Loans, as recorded in our data. They have also founded this company.
Capri Loans has 8,080 employees.
The primary company behind Capri Loans, Capri Global Capital Limited, reported revenue of ₹4,742 Cr for FY 2026, up 46% year on year.
Capri Loans, operated by Capri Global Capital Limited, is engaged in providing a range of financial services across India. Various loan products such as Gold Loans, MSME Loans, Home Loans, Micro LAP, and Construction Finance are offered to meet diverse customer needs. The company is focused on reshaping the credit landscape with quick disbursals and flexible repayment options. Sectors including consumer finance and business funding are primarily served, with solutions tailored for small businesses and individual borrowers. A wide network of over 1,100 branches ensures accessibility and convenience for customers nationwide.
Capri Loans's top competitors include L & T Finance Holdings, IIFL Finance and Kissht.
Capri Loans offers Gold Loan, MSME Loan, Home Loan, Micro LAP, and Construction Finance.
Yes, Capri Loans is publicly traded on NSE under the ticker symbol CGCL.
Capri Loans has made 1 acquisition, including Car Lelo.
Capri Loans is associated with 2 legal entities: Capri Global Capital Limited, Capri Global Advisory Services Private Limited.
The legal entities of Capri Loans currently have 10 directors, including Ashok Kumar Ratanlal Agarwal, Rajesh Sharma, Kaustubh Ramchandra Natu and others.
