Capri Loans

Mumbai, India Listed
Diversified lending services are provided by this non-banking financial institution.
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About Capri Loans

Capri Loans is a publicly listed company based in Mumbai (India). Diversified lending services are provided by this non-banking financial institution. It operates on a Commission-Based and FinTech model. The company has 8,239 employees. Its Indian entity Capri Global Capital Limited reported revenue of ₹3,251 Cr. Capri Loans offers products and services including Gold Loan, MSME Loan, Home Loan, Micro LAP, and Construction Finance. Its focus areas include Financials, Banking & Financial Services and Consumer Finance.

Company details

Capri Loans, operated by Capri Global Capital Limited, is focused on reshaping the credit landscape in India. Various financial products such as Gold Loans, MSME Loans, Home Loans, Micro LAP, and Construction Finance are offered. The company serves a wide range of customers including small businesses and individual borrowers. Flexible repayment options and quick disbursals are provided to meet diverse financial needs. Operations are conducted across multiple sectors with a strong presence through over 1,100 branches nationwide.

Recognitions & Rankings of Capri Loans

India's Most Valuable Companies 2024 edition · Source: Hurun India
Rank#326
Valuation
₹17,260 Cr
2023 #257 2022 #268 2021 #339
Operational Areas
Financial Services → Consumer and SME Loans
Key Metrics
  • Market Cap
    ₹22,951 Cr

    CGCL · NSE

  • Share Price
    ₹237.17

    -0.57% today

  • Revenue
    ₹4,734 Cr

    FY 2025-26 · +45.7% YoY

  • EBITDA
    ₹3,089 Cr

    Margin 65.2%

  • Net Profit
    ₹949 Cr

    FY 2025-26 · +98.4% YoY

  • P/E (TTM)
    20.8x

    P/B 3.3x

  • ROE
    16.5%

    ROCE 11.7%

  • Debt / Equity
    3.45

    Interest cover 58.1x

  • Employee Count
    8,239

Products & Services of Capri Loans

Capri Loans offers a comprehensive portfolio of products and services, including Gold Loan, MSME Loan, Home Loan, Micro LAP, and Construction Finance.

Gold Loan
Financial Services

Instant funds are provided by pledging gold assets.

MSME Loan
Financial Services

Business growth is supported with flexible funding options.

Home Loan
Financial Services

Dream homes are financed with easy repayment plans.

Micro LAP
Financial Services

Funds are unlocked against property for business needs.

Construction Finance
Financial Services

Large-scale construction projects are funded with tailored loans.

Apps and channels of Capri Loans

its YouTube channel Capri Loans has 50.2K subscribers and 30 videos.

Capri Loans
YouTube 50.2K subscribers 30 videos Howto & Style
Open channel

Videos from Capri Loans

The most watched videos on Capri Loans's YouTube channel, Capri Loans (50.2K subscribers). Click a video to play it here.

तरक्की के हाथ, केप्री लोन्स के साथ!!
4M views
Watch our Gold Loan ad film and let us know what "Farz Nibhaana" means to you.
81.8K views
Tyohaaron ka utsav ho ya aapke business ki zarurat..Capri Loans aapke har padav mein hai aapke saath
74.1K views
जब पंकज त्रिपाठी जी की रोशनी सेट पर पहुँची, तो हर किरदार में जान आ गई।
10.8K views

More on Capri Loans.

Board of directors of Capri Global Capital Limited (Capri Loans)

Capri Global Capital Limited is the primary company behind Capri Loans. The board of Capri Global Capital Limited currently have 6 directors; the longest-serving is Rajesh Sharma, appointed in 2007. 48 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Rajesh Sharma
DIN 00020037
Managing Director15 May 200719 yrs 5 moCapri Global Capital Limited
Ajit Mohan Sharan
DIN 02458844
Director01 Jun 20197 yrs 4 moCapri Global Capital Limited
Subramanian Ranganathan
DIN 00125493
Director31 Oct 20232 yrs 11 moCapri Global Capital Limited
Shishir Priyadarshi
DIN 03459204
Director27 Jan 20242 yrs 8 moCapri Global Capital Limited
Venkata Prabhakar Lingam
DIN 08110715
Director27 Jan 20242 yrs 8 moCapri Global Capital Limited
Nupur Sunil Mukherjee
DIN 10061931
Director27 Jan 20242 yrs 8 moCapri Global Capital Limited

IPO & Listings of Capri Loans

Capri Loans is a publicly listed company on the NSE with ticker symbol CGCL in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • Listed onNSE: CGCL
  • Listed entityCapri Global Capital Limited
  • Exchange sectorFinance

Financials of Capri Loans

Exchange-reported figures of Capri Global Capital Limited, the listed company behind Capri Loans (NSE: CGCL).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹4,734 Cr
+45.7% YoY
EBITDA
₹3,089 Cr
+54.0% YoY
Profit After Tax
₹949 Cr
+98.4% YoY
Net Worth
₹7,203 Cr
+67.4% YoY
Total Assets
₹31,316 Cr
+57.5% YoY
Total Debt
₹24,112 Cr
+54.8% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue4,7343,2492,3131,465969737717
Revenue growth+45.7%+40.4%+57.9%+51.1%+31.5%+2.8%-
EBITDA3,0892,0071,290845602536513
EBITDA margin+65.3%+61.8%+55.8%+57.7%+62.1%+72.7%+71.6%
Profit before tax1,257633366268273236222
Net profit949479279205205177161
Net profit margin+20.1%+14.7%+12.1%+14.0%+21.2%+24.0%+22.5%
EPS (₹)9.865.803.399.9311.6710.109.21
Balance sheet
Total assets31,31619,88114,24311,0776,7315,4914,376
Net worth7,2034,3043,8373,5651,9221,7171,539
Total debt24,11215,57710,4077,5114,8083,7742,837
Cash & bank2,1231,5316751,51035322474.20
Net working capital1,4831,0401671,0249.20(56.42)38.43
Cash flow
Cash from operations(8,728)(4,313)(3,699)(3,007)(1,341)(319)210
Cash from investing(1,088)61.87(7.05)65.40467(465)(352)
Cash from financing10,3915,1182,8694,0961,02689253.63
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1,5761,3851,2231,1211,004957821752
Revenue growth (YoY)+57.1%+44.7%+49.0%+49.2%+39.9%---
Other income4.732.692.022.521.230.701.041.18
EBITDA1,081900798744647621528463
EBITDA margin+68.5%+65.0%+65.2%+68.5%+66.3%+64.9%+65.5%+62.9%
Depreciation28.8130.6628.1026.0824.7128.5425.5124.99
Interest586499431406394358333311
Profit before tax470373340314230236171128
Tax11790.2184.8578.1055.1057.7842.6431.29
Net profit35328325523617517812897.00
EPS (₹)3.662.932.652.442.042.141.541.17
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue3,6612,4211,7831,150765576579
Revenue growth+51.2%+35.8%+55.0%+50.4%+32.8%-0.6%-
EBITDA2,5131,591961613459410411
EBITDA margin+68.6%+65.7%+53.9%+53.3%+60.0%+71.2%+71.0%
Profit before tax1,096552262190217193190
Net profit825415198142162144136
Net profit margin+22.5%+17.1%+11.1%+12.3%+21.2%+24.9%+23.4%
EPS (₹)8.575.032.406.879.228.197.75
Balance sheet
Total assets25,63915,72910,6718,7595,1644,2453,545
Net worth6,7373,9653,5613,3711,7891,6271,483
Total debt18,90311,7657,1115,3883,3742,6182,062
Cash & bank1,8831,2602291,45892.7016454.57
Net working capital1,43586281.681,147(115)(66.84)25.44
Cash flow
Cash from operations(7,081)(3,432)(2,690)(2,249)(864)(138)308
Cash from investing(1,321)(134)(232)17077.76(266)(245)
Cash from financing9,0134,6091,6923,433723512(43.22)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1,2331,071943867766732601554
Revenue growth (YoY)+60.8%+46.2%+57.0%+56.4%+46.6%---
Other income6.327.665.114.853.583.343.543.70
Total expenses329343302257246228188187
EBITDA903728641610521504412367
EBITDA margin+73.3%+68.0%+67.9%+72.8%+69.9%+68.8%+69.9%+67.4%
Depreciation24.2825.8523.6022.1020.8424.3221.6321.07
Interest466390328310305272250234
Profit before tax419320295283198211144115
Tax10577.6474.1171.6447.9752.4035.9928.63

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 22 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1,5761,3851,2231,1211,004957821752
Revenue growth (YoY)+57.1%+44.7%+49.0%+49.2%+39.9%---
Other income4.732.692.022.521.230.701.041.18
EBITDA1,081900798744647621528463
EBITDA margin+68.5%+65.0%+65.2%+68.5%+66.3%+64.9%+65.5%+62.9%
Depreciation28.8130.6628.1026.0824.7128.5425.5124.99
Interest586499431406394358333311
Profit before tax470373340314230236171128
Tax11790.2184.8578.1055.1057.7842.6431.29
Net profit35328325523617517812897.00
EPS (₹)3.662.932.652.442.042.141.541.17
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue4,7343,2492,3131,465969737717
Revenue growth+45.7%+40.4%+57.9%+51.1%+31.5%+2.8%-
Other income7.622.181.051.0212.510.062.77
Total expenses1,6451,2421,023620368201203
Employee cost1,00974362440617599.38119
EBITDA3,0892,0071,290845602536513
EBITDA margin+65.3%+61.8%+55.8%+57.7%+62.1%+72.7%+71.6%
Depreciation11010287.8743.919.8810.5110.78
Interest1,7301,274837534332290283
Profit before tax1,257633366268273236222
Tax30815586.2463.6367.5958.7560.75
Net profit949479279205205177161
Net profit margin+20.1%+14.7%+12.1%+14.0%+21.2%+24.0%+22.5%
EPS (₹)9.865.803.399.9311.6710.109.21
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital96.2282.5182.4941.2335.1335.0635.03
Reserves & surplus7,1074,2223,7543,5241,8871,6821,504
Shareholders' funds (net worth)7,2034,3043,8373,5651,9221,7171,539
Minority interest0.000.000.000.000.000.000.00
Secured loans22,64815,21310,3747,5114,8083,7742,792
Unsecured loans1,46436433.000.000.000.0044.62
Total debt24,11215,57710,4077,5114,8083,7742,837
Total liabilities31,31619,88114,24311,0776,7315,4914,376
Assets
Gross block71359651237364.0054.3160.15
Net block36134135029134.3727.8032.24
Capital work in progress2.873.0719.1217.332.320.070.36
Investments1,236160216216377807361
Inventories0.000.000.000.000.000.000.00
Sundry debtors32.6758.7813732.238.161.510.91
Cash & bank balances2,1231,5316751,51035322474.20
Loans & advances68840226220669.8340.0129.01
Total current assets2,8431,9921,0731,748431266104
Total current liabilities1,36095290772542232265.69
Net working capital1,4831,0401671,0249.20(56.42)38.43
Total assets31,31619,88114,24311,0776,7315,4914,376
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1,5076401,47732317162.35150
Net cash from operating activities(8,728)(4,313)(3,699)(3,007)(1,341)(319)210
Net cash from investing activities(1,088)61.87(7.05)65.40467(465)(352)
Net cash from financing activities10,3915,1182,8694,0961,02689253.63
Net change in cash575867(837)1,154152108(88.10)
Closing cash2,1231,5316751,51035322474.20
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+45.7%+40.4%+57.9%+51.1%+31.5%+2.8%-
EBITDA growth+54.0%+55.6%+52.6%+40.5%+12.3%+4.4%-
PBT growth+98.5%+73.2%+36.3%-1.6%+15.7%+6.2%+18.9%
Net income growth+98.4%+71.4%+36.4%-0.2%+15.9%+9.7%-
Revenue CAGR (3Y)+47.9%+49.7%+46.4%+26.9%+18.1%+28.1%+46.3%
EBITDA CAGR (3Y)+54.0%+49.4%+34.0%+18.1%+14.8%+36.5%+57.3%
Profitability & leverage
Net income margin+20.1%+14.7%+12.1%+14.0%+21.2%+24.0%+22.5%
Return on capital employed+11.7%+11.2%+9.5%+9.0%+9.9%+10.7%+11.9%
Return on net worth+16.5%+11.8%+7.6%+7.5%+11.3%+10.9%+11.0%
Debt / equity3.453.192.422.242.362.031.92
Long-term debt / equity3.223.062.362.222.342.011.87
Interest cover58.0666.8769.6766.6456.0455.1456.38
Efficiency & per share
Fixed asset turnover7.255.875.236.7116.6012.8814.23
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover103.7133.2627.4072.59203.06609.21150.84
EPS (₹)9.865.803.399.9311.6710.109.21
Dividend per share (₹)0.200.200.150.500.500.400.20
Book value per share (₹)74.8752.1646.51172.95109.4597.9787.89
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue1,2331,071943867766732601554
Revenue growth (YoY)+60.8%+46.2%+57.0%+56.4%+46.6%---
Other income6.327.665.114.853.583.343.543.70
Total expenses329343302257246228188187
EBITDA903728641610521504412367
EBITDA margin+73.3%+68.0%+67.9%+72.8%+69.9%+68.8%+69.9%+67.4%
Depreciation24.2825.8523.6022.1020.8424.3221.6321.07
Interest466390328310305272250234
Profit before tax419320295283198211144115
Tax10577.6474.1171.6447.9752.4035.9928.63
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue3,6612,4211,7831,150765576579
Revenue growth+51.2%+35.8%+55.0%+50.4%+32.8%-0.6%-
Other income7.552.010.580.950.800.052.73
Total expenses1,148831821537306166168
Employee cost75153850235515182.5897.58
EBITDA2,5131,591961613459410411
EBITDA margin+68.6%+65.7%+53.9%+53.3%+60.0%+71.2%+71.0%
Depreciation92.3986.2980.0238.977.318.538.47
Interest1,332954620385235209216
Profit before tax1,096552262190217193190
Tax27113763.9048.3555.0449.4253.89
Net profit825415198142162144136
Net profit margin+22.5%+17.1%+11.1%+12.3%+21.2%+24.9%+23.4%
EPS (₹)8.575.032.406.879.228.197.75
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital96.2282.5182.4941.2335.1335.0635.03
Reserves & surplus6,6403,8823,4783,3291,7541,5921,448
Shareholders' funds (net worth)6,7373,9653,5613,3711,7891,6271,483
Secured loans17,46911,4287,1115,3883,3742,6182,062
Unsecured loans1,4333370.000.000.000.000.00
Total debt18,90311,7657,1115,3883,3742,6182,062
Total liabilities--10,6718,7595,1644,2453,545
Assets
Gross block63553046534262.4655.5852.24
Net block32630531927127.3724.4928.98
Capital work in progress2.822.949.129.891.240.070.20
Investments2,011699582360644702424
Inventories0.000.000.000.000.000.000.00
Sundry debtors13.8020.4298.1032.148.161.510.91
Cash & bank balances1,8831,2602291,45892.7016454.57
Loans & advances40925220019663.9633.4427.69
Total current assets2,3061,5325271,68616519983.17
Total current liabilities87167044553928026657.73
Net working capital1,43586281.681,147(115)(66.84)25.44
Total assets25,63915,72910,6718,7595,1644,2453,545
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1,2582151,44591.1115446.3626.71
Net cash from operating activities(7,081)(3,432)(2,690)(2,249)(864)(138)308
Net cash from investing activities(1,321)(134)(232)17077.76(266)(245)
Net cash from financing activities9,0134,6091,6923,433723512(43.22)
Net change in cash6111,043(1,230)1,354(62.73)10719.65
Closing cash1,8831,2602291,45892.7016454.57
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+51.2%+35.8%+55.0%+50.4%+32.8%-0.6%-
EBITDA growth+58.0%+65.5%+56.8%+33.6%+12.0%-0.3%-
PBT growth+98.5%+110.8%+38.0%-12.5%+12.4%+1.8%+6.9%
Net income growth+98.8%+109.8%+39.7%-12.6%+12.8%+5.7%-
Revenue CAGR (3Y)+47.1%+46.8%+45.7%+25.7%+15.2%+19.8%+35.6%
EBITDA CAGR (3Y)+60.1%+51.3%+32.9%+14.2%+9.7%+24.1%+46.3%
Profitability & leverage
Net income margin+22.5%+17.1%+11.1%+12.3%+21.2%+24.9%+23.4%
Return on capital employed+11.7%+11.4%+9.1%+8.3%+9.6%+10.3%+11.6%
Return on net worth+15.4%+11.0%+5.7%+5.5%+9.5%+9.2%+9.6%
Debt / equity2.872.511.801.701.751.501.47
Long-term debt / equity2.622.361.741.671.731.491.41
Interest cover55.0363.4370.3467.0952.1451.9553.61
Efficiency & per share
Fixed asset turnover6.304.874.425.6912.9710.6913.35
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover214.4240.9027.3857.12158.34476.07213.25
EPS (₹)8.575.032.406.879.228.197.75
Dividend per share (₹)0.200.200.150.500.500.400.20
Book value per share (₹)70.0248.0543.16163.49101.8792.8484.66

Top companies in Consumer and SME Loans

3 companies that operate in the same segment as Capri Loans (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

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Manappuram Finance
Consumer and SME loans are provided by Manappuram Finance.
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HomeFirst Finance
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 203.79 M1,630
L & T Finance Holdings
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B36,520
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Frequently Asked Questions about Capri Loans

Capri Loans is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

Capri Loans has 8,239 employees.

The primary company behind Capri Loans, Capri Global Capital Limited, reported revenue of ₹3,251 Cr for FY 2025, up 40% year on year.

Capri Loans, operated by Capri Global Capital Limited, is focused on reshaping the credit landscape in India. Various financial products such as Gold Loans, MSME Loans, Home Loans, Micro LAP, and Construction Finance are offered. The company serves a wide range of customers including small businesses and individual borrowers. Flexible repayment options and quick disbursals are provided to meet diverse financial needs. Operations are conducted across multiple sectors with a strong presence through over 1,100 branches nationwide.

Capri Loans offers Gold Loan, MSME Loan, Home Loan, Micro LAP, and Construction Finance.

Yes, Capri Loans is publicly traded on NSE under the ticker symbol CGCL.

Capri Loans operates through Capri Global Capital Limited.

The legal entities of Capri Loans currently have 8 directors, including Ajit Mohan Sharan, Rajesh Sharma, Subramanian Ranganathan and others.

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