Carbon

Lagos, Nigeria Founded: 2012 • Age: 14 yrs
Digital banking services for individuals and businesses are offered.
Annual revenue - Latest available
Total funding $10.0M 2 rounds
Employees - Tracked headcount
Investors 2 Known backers
Products 4 Services tracked
Competitors 8 Brand Intelligence

About Carbon

Carbon is a company based in Lagos (Nigeria) founded in 2012 by Ngozi Dozie and Chijioke Dozie. It operates as a FinTech and Subscription Services. Carbon has raised $10 million across 2 funding rounds from investors including Lendable and Net1. Carbon has completed 2 acquisitions, including Amplify Pay and Vella Finance. Carbon offers products and services including Instant Loans, Carbon Zero, Savings, and Debit Card (Pink Passport). Carbon operates in a competitive market with competitors including Kuda, FairMoney, Sparkle, Aku and Kredi Bank, among others.

  • Headquarter Lagos, Nigeria
  • Founders Ngozi Dozie, Chijioke Dozie
  • Sectors
    Financial Services
  • Email
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  • Phone
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  • Website
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  • Social
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  • Legal Name Carbon Microfinance Bank (Rc 1642222)
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $10 M (USD)

    in 2 rounds

  • Latest Funding Round
    $10 M (USD), Series A

    Jun 01, 2020

  • Investors
    Lendable

    & 1 more

  • Employee Count
    Not available
  • Investments & Acquisitions
    Amplify Pay

    & 1 more

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Products & Services of Carbon

Carbon offers a comprehensive portfolio of products and services, including Instant Loans, Carbon Zero, Savings, and Debit Card (Pink Passport).

Product name locked
Category locked
Primary

Instant loans are provided for immediate financial needs.

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Buy now, pay later option is offered by Carbon.

Product name locked
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Savings plans with interest are facilitated for users.

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Debit card payments are enabled online and offline.

Funding Insights of Carbon

Carbon has successfully raised a total of $10M across 2 strategic funding rounds. The most recent funding activity was a Series A round of $10 million completed in June 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Carbon

Carbon has secured backing from 2 investors, including institutional investors. Prominent investors backing the company include Lendable and Net1.

All
Institutional
Investor Description Founded Year Domain Location
Payment processing solutions are offered for businesses in developing economies.
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Working capital loans are provided to businesses by Lendable.
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Investor details for Carbon

Investor domains, locations, round participation, and complete history require an active premium plan.

  • Investor domains
  • Investor locations
  • Funding rounds
  • Participation history

Verified entity values are shown only after access is granted.

Investments & Acquisitions by Carbon

Carbon has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Amplify Pay and Vella Finance.

Investments
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Investment portfolio details for Carbon

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  • Portfolio identities
  • Transaction dates
  • Round details
  • Investment values

Verified entity values are shown only after access is granted.

Acquisitions
Company Name Description Domain Location Founded Year Amount
Cross-border payments and invoicing services are offered to businesses.
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Recurring subscription payments are processed via a compliant API gateway.
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Complete acquisition details for Carbon

Transaction dates, acquired stakes, disclosed values, domains, and locations require an active premium plan.

  • Transaction dates
  • Acquired stakes
  • Disclosed values
  • Domains and locations

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Financial Statements - Carbon

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Detailed financials for Carbon

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  • Historical revenue
  • Profit trends
  • Statement rows
  • Financial ratios

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Carbon Comparisons

Carbon Primary company
Description
Digital banking services for individuals and businesses are ...
Location
Lagos, Nigeria
Founded Year
2012
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
Not available
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Peer comparison for Carbon

Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.

  • Named peers
  • Headcount comparison
  • Funding comparison
  • Operating benchmarks

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Competitors of Carbon

Carbon operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Kuda, FairMoney, Sparkle, Aku and Kredi Bank, among others.

Company Name Domain Founded year HQ Location Description
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Kuda is recognized as a digital banking app for Africans.
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Digital microfinance banking services are offered to individuals.
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Digital banking services are offered to consumers and businesses.
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Aku is recognized as a FinTech company offering payment solutions.
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Digital financial services are offered to individuals and businesses.
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Detailed competitors of Carbon

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  • Domains and locations
  • Full company profiles
  • Operating metrics
  • Competitive positioning

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Latest news on Carbon

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Complete news archive for Carbon

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  • Full article archive
  • Source and publication date
  • Older coverage
  • Brand-specific news history

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Frequently Asked Questions about Carbon

Carbon was founded in 2012 and raised its 1st funding round 7 years after it was founded.

Carbon is headquartered in Lagos, Nigeria. It is registered at Lagos, Lagos State, Nigeria.

Carbon is a funded company, having raised a total of $10M across 2 funding rounds to date.

Carbon is operated as a digital banking platform in Nigeria, licensed by the Central Bank of Nigeria. Financial access is provided through instant loans, savings plans with high-yield interest, buy-now-pay-later options, and debit card services. Solutions are offered in the financial sector, focusing on personal financial management, credit access, and simplified payment systems. Tools for credit history tracking and group savings are also included in the services provided.

Carbon's top competitors include Kuda, FairMoney and Sparkle.

Carbon offers Instant Loans, Carbon Zero, Savings, and Debit Card (Pink Passport).

Carbon has made 2 acquisitions, including Amplify Pay, and Vella Finance.

Carbon has 2 investors. Key investors include Lendable, and Net1.

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